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Real Estate Broker/Owner
Charles Stallions
28+ years specializing in working with sellers and buyers. Charles is avid investor and knows the market and Neighborhoods. CRS Certified Residential Specialist.
Cell: (850) 476-4494
Office: (850) 478-8811
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Real Estate Broker/Owner
Mark Hoeft
I've closed over 320 real estate transactions and have totaled more than $33,000,000.00 in sales since 2003. I Specialize in Investment Properties, Homes & Condos in Pensacola/Pensacola Beach Florida
Cell: (850) 525-2765
Office: (850) 525-2765
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Pensacola, FL Real Estate News

By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Do I qualify for a mortgage easy peasy?  The C-Note is a short version of the monthly newsletter put out by Charles Stallions, (CRS) Certified Residential Specialist, (SREE) Senior Real Estate Expert, (CPI) Certified Property Investor, New Home Specialist, Certified Buyer Expert, and Broker of Real Estate since 1995. In it, we discuss real estate: investing, buying, selling, landlord, and tenant. Mortgage 101: Thinking of financing, refinancing, or just needing to understand how the process works? It all starts here. We research whether it's a VA, FHA, conventional, or non-traditional loan for you. We can help simplify the process and remove the challenges.Understanding Different Mortgages and How Charles Stallions Can Help Secure the Right One, Including Owner Financing OptionsSecuring...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
How to Get Mortgage Info and a FREE Credit ReportCheck out the latest Guide to Buying a Home.Pensacola's real estate market is unique, and it is essential to have someone who understands local trends, pricing strategies, and neighborhood dynamics. Charles Stallions offers a personalized approach, ensuring every buyer finds a home that meets their needs and budget. His extensive network and connections in the area allow him to present clients with exclusive listings and opportunities, often before they hit the broader market.Charles’s designations as CRS and CBR set him apart from other agents. As a Certified Residential Specialist, he has advanced expertise in the home-buying process, from negotiations to market analysis. His CBR certification showcases his leadership and dedication to ...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
What Is The True Value Of My Home Check out the latest Guide to Selling Your Home.Are you looking to sell your home? Click here for a Free Appraisal and a Guide on Selling Your Home in the current market.Do you need to sell your home before you buy, and are you concerned about managing two payments? Click here to receive an instant offer today and see if it suits your needs.We charge a 1% Commission with no hidden fees or gimmicks—not the average 5, 6, or even 7% charged by others. This saves the average homeowner $12077.00. We offer a 206-step selling system with 28 specifics tailored to your home's marketing.If you’re ready to sell your home, you need a marketing expert. Charles Stallions, with over 28 years of experience, will advise and guide you through approximately 184 potential ...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Bottom Line: "We 'R' The Realtors For That." Sign up for our Monthly Real Estate NewsletterWe are Ambassadors for Pensacola, Pace, and Gulf Breeze, Florida. Whether you're a first-time guest or a frequent visitor, do as the locals do when you need to know something — whether about an excellent place to eat, job opportunities, or a real estate question. Call or text Charles Stallions at 850-476-4494 or email charles@charlesstallions.com. It's Who We "R."Authored by Charles Stallions, CRS, GRI, CBR, a leading real estate broker in the Florida Panhandle who has helped thousands of families move since 1995.  #PensacolaHomesForSale #PensacolaRealEstate #Pensacola Homes #Pensacola home investors #first-time homebuyers in Pensacola #Pensacola Home Sellers #Pensacola Home Buyers #about Pensacol...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Online estimates like Zillow, realtor.com, Redfin, and Homes.com are convenient, but they typically lack accuracy and may have a significant margin of error. They are constructed using a computer-generated algorithm called an Automated Value Model (AVM) that utilizes historical public sales data and trends.National AVMs derive values from automated computer modeling of public records and may not reflect a home's actual value due to the nuances of local markets.  An experienced agent familiar with home sales in the area takes several steps to arrive at a more accurate fair market value.Real estate agents provide invaluable expertise by leveraging their deep understanding of local market conditions. This includes insights into neighborhood trends, recent sales data, and current inventory ...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Understanding the current market conditions is crucial for sellers, as they can significantly influence pricing strategies, buyer interest, and, ultimately, the success of your home sale.Bottom Line: "We 'R' The Realtors For That." Sign up for our Monthly Real Estate NewsletterWe are Ambassadors for Pensacola, Pace, and Gulf Breeze, Florida. Whether you're a first-time guest or a frequent visitor, do as the locals do when you need to know something — whether about an excellent place to eat, job opportunities, or a real estate question. Call or text Charles Stallions at 850-476-4494 or email charles@charlesstallions.com. It's Who We "R."Authored by Charles Stallions, CRS, GRI, CBR, a leading real estate broker in the Florida Panhandle who has helped thousands of families move since 1995....
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Bottom Line: "We 'R' The Realtors For That." Sign up for our Monthly Real Estate NewsletterWe are Ambassadors for Pensacola, Pace, and Gulf Breeze, Florida. Whether you're a first-time guest or a frequent visitor, do as the locals do when you need to know something — whether about an excellent place to eat, job opportunities, or a real estate question. Call or text Charles Stallions at 850-476-4494 or email charles@charlesstallions.com. It's Who We "R."Authored by Charles Stallions, CRS, GRI, CBR, a leading real estate broker in the Florida Panhandle who has helped thousands of families move since 1995.  #PensacolaHomesForSale #PensacolaRealEstate #Pensacola Homes #Pensacola home investors #first-time homebuyers in Pensacola #Pensacola Home Sellers #Pensacola Home Buyers #about Pensacol...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
  Home insurance rates increased by almost 20% nationally between 2021 and 2023 and even more in some states, like Arizona, where rates have jumped 62% in some cases.  The appreciation homeowners have enjoyed, especially in the past four years, has caused premiums to increase because the values are higher.  In addition, inflation affects insurance due to the increased cost of labor and building materials used to calculate the replacement cost of the dwelling. Natural disasters, especially in coastal areas, tornados, fires, and hail are just a few of the things for which insurers have paid considerable claims and are driving premiums higher. Some insurers are pulling out of high-risk areas, making it difficult for homeowners to find coverage and reasonable prices. There are several thing...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
A seller’s concession can be a valuable benefit for homebuyers, especially when closing costs or upfront expenses are a concern. By offering a concession, the seller agrees to cover certain costs, such as repairs or a portion of the closing fees, reducing the buyer's immediate financial burden. This makes purchasing a home more affordable, particularly for first-time buyers with limited cash reserves. Additionally, concessions can help the seller close the deal faster, making the property more attractive in a competitive market while allowing the buyer to move into their new home with fewer out-of-pocket expenses.Bottom Line: "We 'R' The Realtors For That." Sign up for our Monthly Real Estate NewsletterWe are Ambassadors for Pensacola, Pace, and Gulf Breeze, Florida. Whether you're a fi...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
The median cost of housing for both U.S. renters and homeowners rose last year, and while the share of income renters put toward housing was unchanged overall, the Census Bureau said on Thursday that the degree to which households were cost-burdened varied by race.In 2023, more than 21 million renter households spent more than 30% of their income on housing costs, representing 49.7% of the renter households for whom the rent burden is calculated. Despite the jump in rental costs, the share of renter income spent on rent and utilities stayed at 31.0% at the median last year, unchanged from 2022. This indicates that renter household incomes kept pace with the rent increases. The Census Bureau said this may also be due to higher-income households becoming renters. Within Black or African A...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Charles Stallions, a real estate expert and broker since 1995, holds several designations, including CRS, and is a certified real estate specialist who is well-versed and educated in the mortgage industry. As your buyer representative, Stallions can SHOW YOU THE MONEY and guide you through your options from preapproval to approval, whether you're buying your first home or finding the right investment property. Call or Text Charles at 850-476-4494 and start packing. Stallions works with many moving companies and can advise you on how the Smooth Move process works. Getting approved for a loan is one of the most crucial steps in the home-buying process. With Charles Stallions as your trusted real estate broker, you’ll have the guidance and expertise to navigate this complex journey smoothl...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Should You Put Your Rental Property in an LLC? Separating Fact from Fiction To LLC or Not to LLC? Charles Stallions is an investor and a real estate broker who buys and sells flips and holds them as rentals with little money. Many have done this. You can also be an investor and build a retirement portfolio to live the life of your dreams. Let's start with simple steps: call or text Charles at 850-476-4494 and check us out.  When considering how best to manage and protect your rental property, one option often arises is placing the property into a Limited Liability Corporation (LLC). Suppose you have any landlord friends or hang out in any landlord social media groups. In that case, you’ve probably heard you must put your property into an LLC for tax benefits and liability protection. Le...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
 Charles Stallions, a long-time resident of Pensacola, Pace, and Gulf Breeze, Florida, and real estate expert and broker since 1995, holds several designations, including CRS, Certified real estate specialist who is well-versed and educated in the mortgage industry. As your buyer representative, Stallions can guide you through your options from preapproval to approval. Call or Text Charles at 850-476-4494 and start packing.  Stallions work with many moving companies and can advise you on how The Smooth Move process works. Navigating the Pensacola Real Estate Market with Charles Stallions as Your Buyer's AgentPensacola, Florida, is a gem on the Gulf Coast, known for its stunning beaches, rich history, and vibrant community. Whether you're a first-time homebuyer or looking to relocate to ...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Charles Stallions, Real Estate Expert and Broker since 1995, holds several designations, one of which is MME Military Move Expert, and has guided many military personnel worldwide on PCSing to locations worldwide. Call or Text Charles at 850-476-4494 and start packing.  Stallions works with many moving companies and can advise you on how The Smooth Move process works. How Charles Stallions Can Help with Your Military MoveMoving is a challenging experience, especially when you're in the military. The logistics can be overwhelming, whether it's a Permanent Change of Station (PCS) or a temporary move. That's where Charles Stallions, your trusted real estate broker, comes in. With years of experience helping military families transition smoothly, Charles understands a military move's unique...
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By Trish Sarfert, Serving military & civilian relocations!
(Coldwell Banker Realty)
Charity costume bowling event (costumes optional but FUN! Family friendly costumes only- nothing too scary, please!) held each year to benefit the Gulf Coast Kid's house and Manna Food Pantries.  Hosted by USS Continuum & Parjai Squad and sponsored by Trish Sarfert, Coldwell Banker Realty and other local businesses.  The event will be held at Cordova Lanes on October 13, 2024.  Register at: https://costumebowl.usscontinuum.com/index.htmlFacebook event page: https://www.facebook.com/events/483483867636759
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Pensacola is a city in the Florida Panhandle. It is the county seat and only town of Escambia County and one of two incorporated municipalities, the other being Century. At the 2020 census, the population was 54,312, up from 51,923 at the 2010 census. WikipediaVisit Pensacola: Official Tourism Website of Pensacola, Florida10 Things You Must DoEventsThanks to the Naval Air Station, the city has a proud military heritage. In addition to being the "Cradle of Naval Aviation," the Pensacola Bay Area is pleased to call itself home to the renowned Blue Angels, officially known as the U.S. Navy Flight Demonstration Squadron.The C-Note is a short version of the monthly newsletter put out by Charles Stallions, (CRS) Certified Residential Specialist, (SREE) Senior Real Estate Expert, (CPI) Certifi...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Pensacola, Florida, is a gem on the Gulf Coast, known for its stunning beaches, rich history, and vibrant community. Whether you're a first-time homebuyer or looking to relocate to this coastal paradise, navigating the local real estate market can be daunting. However, with Charles Stallions as your buyer's agent, the process becomes manageable and enjoyable.Why Pensacola?Pensacola offers a unique blend of small-town charm and big-city amenities. There's something for everyone, from the historic downtown area with its quaint shops and restaurants to the pristine white-sand beaches. The city's affordable cost of living, strong job market, and excellent schools make it an attractive option for families, retirees, and young professionals. However, finding the right home can be challenging ...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Thinking of selling your home yourself?Selling a home is a significant endeavor that requires expertise, market knowledge, and a strategic approach. While the idea of a "For Sale by Owner" (FSBO) might seem appealing due to the potential savings on commission fees, it often leads to more challenges than anticipated. This is where Charles Stallions, CRS, CBE, CRI, your trusted real estate broker, comes into play. Here are compelling reasons why FSBO sellers should consider partnering with Charles Stallions.Expertise and ExperienceCharles Stallions brings a wealth of experience and a deep understanding of the real estate market. With his Certified Residential Specialist (CRS), Certified Business Economist (CBE), and Certified Residential Investor (CRI) designations, he possesses the knowl...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
When selling your home, the appraisal plays a significant role in determining the market value of your property. The outcome directly affects the sale price and financing options for potential buyers. Understanding what appraisers look for and how their assessments affect your sale is essential for setting realistic expectations as you prepare your home to sell. Here’s what you need to know. What Is a Home Appraisal? "A home appraisal is an assessment of a property's value conducted by a licensed appraiser. It’s used to determine the fair market value of a property based on various factors including its condition, location, size, features, and recent comparable sales in the area. Lenders typically require home appraisals to ensure that the property's value is sufficient to support the l...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
What Does a French Drain Cost?Installing a simple French drain may solve your waterlogging woes. Before you commit to the project, here’s a breakdown of the pricing.Are you struggling with a soggy lawn or a flooded basement? A French drain may be the answer. French drains use a perforated pipe in a trench to collect and efficiently drain water. You can install it yourself or hire a contractor to do it for you. If a French drain system is right for you, consider the project's costs. Here's what you need to know.The C-Note is a short version of the monthly newsletter put out by Charles Stallions, (CRS) Certified Residential Specialist, (SREE) Senior Real Estate Expert, (CPI) Certified Property Investor, New Home Specialist, Certified Buyer Expert, and Broker of Real Estate since 1995.  Bo...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
The conventional loan limits for Pensacola, Pace, and Gulf Breeze, Florida, are set by the Federal Housing Finance Agency (FHFA) and generally align with the conforming loan limits applicable to most of the United States. For 2024, a single-family home's baseline conforming loan limit is $726,200.However, the limits can vary depending on the county and whether the area is considered high-cost, which typically increases the limit. Escambia County (Pensacola), Santa Rosa County (Pace and Gulf Breeze), and many parts of Florida generally follow the standard conforming loan limit.For the most accurate and up-to-date information, check with local lenders or the FHFA website.Mortgage 101: Thinking of financing, refinancing, or just needing to understand how the process works? It all starts he...
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