This townhome on Majestic Boulevard, Hidden Bay, Navarre FL was just approved as a short sale!Details:Senior Lien:  Bank of AmericaBalance:  $190,000Junior Lien: Bank of AmericaBalance: $30,000Sale Price:  $105,000 apprTime for approval:  39 days!This short sale was processed through the Bank of America Equator system.  We uploaded all financial documents for the seller.  Bank of America previously required sellers to upload their own financials, such as bank statements, tax returns and pay stubs.  Many sellers had problems with the Bank of America Equator software.  As you can see, this change in policy is helping speed up short sale approval times!If you need to sell your Navarre Florida property to avoid foreclosure, be sure to consult an attorney and an experienced Navarre Florida ... 12/14/2010

By Liz Streed, Realtor - www.SURF4TURF.NET PRUDENTIAL HOLLEY PROPERTIES R.E. Opportunity is knocking for those considering homeownership for the first time. Historically low interest rates and lower home prices in most markets have brought first-timers to the market in droves throughout the year. In fact, these consumers represented about half of home sales logged during 2009, according to the National Association of REALTORS®, a significant increase from historic levels. And the favorable conditions that prompted many of these first-time buyers are likely to continue. President Obama in early November signed into law a five-month extension of the first-time homebuyer tax credit of up to $8,000, as well as a new tax credit of up to $6,500 for existing homeowners who want to purchase a h... 11/07/2010

Turn on any financial news program and at some point you’ll hear the experts extolling the virtues of diversification. Real estate, even through the market downturn, has long been considered a conservative, long-term strategy to growing wealth. In fact, that very downturn has created a historic buying opportunity for potential homebuyers and investors alike. The combination of lower home prices across American and historically low mortgage rates, two essential factors that usually don’t trend in the same direction, have triggered a buyer’s market in many areas of the country. For real estate investors who want to rent their properties, this can make the difference in achieving positive cash flow sooner or right off the bat. While some seasoned real estate investors make it look easy, to... 11/05/2010

By Liz Streed, Realtor – www.SURF4TURF.NET PRUDENTIAL HOLLEY PROPERTIES R.E. Home sellers today must convince a new era of buyers returning to the market that their homes stand for value and quality. The time-honored open house event remains a terrific way to expose your property to many consumers and gain distinction from the competition. While your real estate professional will advertise and manage the event, it is up to you to ensure that your home is seen in the best light possible. Remember, you only have one chance to make a first impression, so approach your open house event as your property’s showcase. Here are several ways to make your property shine, inside and out. Start with the outside. Do a visual check of the front of the house from across the street. Does your property ... 11/05/2010

By Liz Streed, Realtor – www.SURF4TURF.NET PRUDENTIAL HOLLEY PROPERTIES R.E. Residential real estate is gaining stability in concert with the recovering U.S. economy. Consumers, drawn by one of the most attractive buyers’ markets on record marked by historically low interest rates and lower home prices in many areas, are returning to the market to move up, trade down, improve location and otherwise enhance their share of the American Dream. When it comes to home buying, the ideal situation would be to find a new home, just as you receive an offer on your existing home. You would then be able to close concurrently and move into your new home a few days prior to closing on your previous home. This does happen more often than not, but anyone looking to buy a new home needs to consider all... 11/03/2010

By Liz Streed, Realtor - www.SURF4TURF.NET PRUDENTIAL HOLLEY PROPERTIES REAL ESTATE Home sellers face a new reality as they look to move up, down, in or out of their American dream in today’s market. Consumers, particularly those who purchased their homes within the last five years, often find their options limited by a lack of equity. Those who can sell are sometimes numbed by deflated home prices and find it difficult to justify yesterday’s valuations with today’s reality.Many home sellers have dug in on price hoping to lose no additional ground. Others seem to have taken this market personally, letting emotions override analysis when setting price. Buyer sentiment has shifted as well, centered on maximum value with abundant amenities – resulting in stalemates and homes languishing o... 10/30/2010

By Liz Streed, RealtorPRUDENTIAL HOLLEY PROPERTIES REAL ESTATE Consumers are realizing that there has rarely been a better time to buy a home. In fact, historically low mortgage rates coupled with lower home prices have even sparked bidding competition in markets around the country. A good home in a solid location may attract ample attention only hours after being listed. Make your offer stand out from the rest through one or more of the following strategies:Price. Obviously, price tends to be the primary consideration for sellers. When you’re competing for a home, to get an edge, think about adding a clause stating that you will beat the highest offer by “x” dollars up to “x” amount. Cash offers can be more attractive to sellers as well. Although sellers will receive their money at cl... 10/30/2010

(NAVARRE, FL) – Prudential Real Estate and Relocation Services, a Prudential Financial, Inc. [NYSE: PRU] company, and PRUDENTIAL HOLLEY PROPERTIES REAL ESTATE announced that Prudential Real Estate ranks “Highest Overall Satisfaction for Home Sellers Among National Full Service Real Estate Firms” in J.D. Power and Associates’ 2010 Home Buyer/Seller StudySM. The study measures customer satisfaction of home sellers and buyers with major national real estate companies. Overall satisfaction is determined by examining four factors for the home-selling experience: agent (44%); marketing (30%); office (15%); and services (11%). Among home sellers, Prudential Real Estate achieved scored highest on a 1,000-point scale and received particularly high ratings from customers in the marketing and agen... 10/30/2010

  HOLLEY BY THE SEA MARKET STATISTICS - 7/1/2010 - 9/30/2010 Total Homes On Market: 68 - Average List Price: $233,853 - Average Days on Market: 39 - Median Price: $218,784 Total Homes SOLD: 60 - Average List Price: $234,669 - Average Days on Market: 85 - Median Price: $220,000       CLICK HERE for a registration-FREE visit on the web.  Contact Liz Streed - PRUDENTIAL Holley Properties - 850-368-7735 Direct. Prepared by STREED, LIZ of PRUDENTIAL HOLLEY PROPERTIES REAL ESTATE on Friday, October 08, 2010 4:32 PM 10/08/2010

    PSCing to a new base? If you are an Eglin Air Force Base or Hurlburt Field airman and own your home, this could be a problem. You may very well be "upside down" in your mortgage.  Meaning, the balance you owe is more than market value of your property.  That is a common scenario on the Emerald Coast, in Crestview, Navarre, Fort Walton Beach, and Destin Florida.    When you are in this situation, you have six choices:   1.  HAP 2.  Short Sale 3.  VA Compromise Sale 4.  Rent Out Your Property 5.  Pay the difference owed out of your own pocket 6.  Foreclosure   If your loan was guaranteed by the Veterans Administration (VA), and the other options won't work (obviously you don't want a foreclosure), you can do what is called a VA Compromise Sale. This program is similar to a short sale,... 09/30/2010

  HOLLEY BY THE SEA MARKET STATISTICS - 4/1/2010 - 6/30/2010 Total Homes On Market: 84 - Average List Price: $31,609 - Average Days on Market: 58 - Median Price: $228,500 Total Homes SOLD: 54 - Average SALE PRICE: $230,763 - Average Days on Market: 70 - %SP/LP: 98% Prepared by LIZ STREED of PRUDENTIAL HOLLEY PROPERTIES REAL ESTATE on Thurs. 8/5/2020, 5:17 PM 08/05/2010

Navarre Beach, Florida Real Estate We here at the Charles Stallions Real Estate Services continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Navarre Beach, Florida real estate statistic. For last months stats scroll down, call me or e-mail for even more details. What can I do to sell my home for more money? SELLERS TIP # 2  A Snapshot of the Navarre Beach, Florida Housing Market   Available Condos                        = 57 FORECLOSURES/ Short Sales        = 6 New condo listings this month       = 7 Current Homes Under Contract    = 6 Homes Sold In Last 30 Days       = 1 Average Days On The Market      = 22 Average Sales Price                   = $56,700 List Price to Sales Price              = 94.%   ... 07/18/2010

Navarre Beach, Florida Real Estate We here at the Charles Stallions Real Estate Services continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Navarre Beach, Florida real estate statistic. For last months stats scroll down, call me or e-mail for even more details. What can I do to sell my home for more money? SELLERS TIP # 2  A Snapshot of the Navarre Beach, Florida Housing Market   Available Condos                        = 57 FORECLOSURES/ Short Sales        = 6 New condo listings this month       = 7 Current Homes Under Contract    = 6 Homes Sold In Last 30 Days       = 1 Average Days On The Market      = 22 Average Sales Price                   = $56,700 List Price to Sales Price              = 94.%   ... 06/28/2010

Q&A: Emergency Preparedness for Homeowners HouseLogic talks to Red Cross disaster response expert Court Ogilvie about emergency preparedness for homeowners. Read Is the Cost of Hurricane Insurance Worth It? Decide whether to buy hurricane insurance long before the storm clouds appear. Read Give Your Community the Gift of Emergency Preparedness Creating a neighborhood disaster preparedness plan can safeguard your family, neighbors, and property, while strengthening and unifying your neighborhood. Read Create a Home Emergency Preparedness Kit Having a home emergency preparedness kit could be the key to your family’s safety if disaster strikes. Read Insuring Against Natural Disasters Your homeowners insurance covers many of life’s disasters, just not some natural disasters like earthquake... 06/15/2010

I've sold real estate in Navarre Florida a long time.  About 20 years to be exact.  So I should know what the Navarre zip code is- 32566.  Or so I thought.I was calling Homecomings Financial on the status of one of my Navarre short sales.  Of course, I going through the usual ninth-degree, name, rank and serial number before they would give me any information. Finally, the rep asks for the property address.  I told her 9478 Parker Place, Navarre Florida 32566.  She says, "That's not the zip code we have".  First I wondered if I called the wrong bank, or had the wrong property.  No, I quickly scanned my file and it was right.I said, "Ma'am, Navarre has one zip code and it is 32566".  Again, she repeated I was mistaken and she could not talk to me about the short sale.  OK, am I going nu... 05/25/2010

Regions Mortgage has approved a short sale in Holley by the Sea, Navarre, Florida.  Regions has branches primarily in the South and Midwest.  I have found they like to negotiate back and forth on short sales, more so than other lenders.  They normally want a cash contribution, promissory note, or both, and prefer to move their liens onto other of the borrower's real estate assets.  Regions has gotten some press lately as one of the few lenders who is yet to repay TARP funds to the U.S. Treasury, as well as federal charges against its subsidiary, Morgan Keegan & Company.  Regions is fighting those charges.They did recently approve this short sale in Navarre, Florida.Property:  Single family home in Holley by the SeaMortgage:  Regions - balance about $210,000Offer:  about $150,000Cash Co... 04/22/2010

Navarre Beach, Florida Real Estate We here at the Charles Stallions Real Estate Services continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends.  Below you will find Navarre Beach, Florida real estate statistic. For last months stats scroll down, call me or e-mail for even more details. What can I do to sell my home for more money? SELLERS TIP # 2  A Snapshot of the Navarre Beach, Florida Housing Market   Available Condos                        = 57 FORECLOSURES/ Short Sales        = 6 New condo listings this month       = 7 Current Homes Under Contract    = 6 Homes Sold In Last 30 Days       = 1 Average Days On The Market      = 22 Average Sales Price                   = $56,700 List Price to Sales Price              = 94.%   ... 04/17/2010

   HOLLEY BY THE SEA MARKET STATISTICS - 1/1/2010 - 3/31/2010 Total Homes On Market: 94 - Average List Price: $241,132 - Average Days on Market: 51 - Median Price: $237,000 Total Homes SOLD: 25 - Average SALE PRICE: $225,000- Average Days on Market: 101 - %SP/LP: 97% Prepared by LIZ STREED of PRUDENTIAL HOLLEY PROPERTIES REAL ESTATE on Fri. 4/16/2020, 10:44 AM 04/16/2010

MLS#: 534935 OfficeFile#: ListPrice: $65,000 Status: Active Lot Dim.: 65X130 Address: LOT 4 PALMETTO LAKE DR Acreage:     NAVARRE, FL MinrlRts?   Zip: 32566 WFFeet:   County: SANTA ROSA BchFrntage:   MainArea: 11 Navarre/Gulf Breeze LotAcc: Private Road SubArea: 02 EAST NAVARRE Zoning: Residential Single Family Subdiv: PALMETTO LAKE PRESERVE     ParcelID: 23-2S-26-3013-00B00-0040     ElemSch: GULF BREEZE Middle: HOLLEY-NAVARRE High: NAVARRE Dir: APPROX 2 MILES EAST OF NAVARRE BRIDGE ON SOUTHSIDE OF HWY 98. ACROSS FROM THE NEW WAL-MART. Legal: Lot 4 BLK B Palmetto Lake Foreclosed bank owned property great building lot location,location,location, This lot is located in a gated private waterfront community own your piece of paradise. There is no build out time required on this lot. Projec... 04/11/2010

Holley by the Sea is a thriving private residential community midway between Pensacola and Destin in Northwest Florida. Its main entrance and private recreation center are on U.S. Highway 98, about 5 miles west of the Navarre Beach Bridge and State Road 87 in Santa Rosa County and about 20 miles south of Interstate 10. One of the largest single developed community in Florida, Holley by the Sea encompasses some four square miles of land with most of its 4,721 lots being a spacious half-acre. It includes a large amount of dedicated Greenbelt land that is home to a variety of wildlife. Within its borders is a fire station that provides protection through the Holley-Navarre Fire District. Approximately 4,700 property owners are invested in Holley by the Sea. Some reside in the community. O... 04/07/2010