Just Sold! Silver Lakes - Miramar, Florida 18231 SW 18th Street - Coconut Bay - Silver Lakes This waterfront home is located in Coconut Bay within the highly desirable Silver Lakes Community. The home features: 4 bedrooms, 2.5 baths, 2 car garage, accordion hurricane shutters throughout, wood laminate floors, and an extended covered patio.   The new buyers will enjoy beautiful sunsets and serene views on the wide canal with no neighbors behind! This is surely Florida living at its finest! The community of Silver Lakes encompasses Pembroke Pines and Miramar, running north and south. Many homebuyers find the central location very appealing, as there is easy access to I75 going south to Miami and north towards Coral Springs and Palm Beach County.  Silver Lakes offers wonderful amenities fo... 08/15/2014

  Charming Townhouse in Prestigious Community of Montego Bay 8657 SW 22th CT # 0 Miramar, FL 33025 (Click Here for more Info) Property Information: Style: Townhouse Bedrooms: 3 Total Baths: 3 Full Baths: 2 Half Baths: 1 Year Built: 2005 Sq. Feet: 1460 View: Garden View, Lake Garage: Attached Parking: 2 Or More Spaces Inviting three bedroom, two and a half bathroom townhouse located in the pleasant confines of the community of Montego Bay in Miramar. Boasting separate dining, living and family rooms, a screened-in patio with a calming lakeview. Located in a secured electronic gated community with a clubhouse and a community pool.     06/26/2014

HECM For Purchase: Downsizing With a Reverse Mortgage Back in 2008, Congress authorized a HECM for Purchase programs, allowing seniors, for the first time, the ability to buy a house and take out a reverse mortgage at the same time. This option continues to be the best option for older Americans looking to downsize after they retire without breaking the bank. Under this new program, homeowners only incur one set of closing costs, making buying a home (and getting a reverse mortgage) all the more cost-effective. As a matter of fact, the fees, terms, conditions and interest rates are identical to those in a traditional reverse mortgage.  One benefit of the HECM For Purchase Loan is the lack of monthly mortgage payments even though a homeowner has just bought a new home. During retirement,... 06/24/2014

Just Sold in Aventine at Miramar a 2 Bedroom 2 Bathroom Condo!       Picture perfect first floor unit ready for new owner. This one has gorgeous tile flooring and tile work in baths, shower and bath doors were added. There are also closet built-ins. Kitchen is upgraded with granite counters and stainless steel appliances. There is a snack counter and dining area. This home has a large great room and has nice neutral wall colors. Windows nicely dressed. Great covered patio for BBQ or entertaining. Not too many units as nice as this one! Aventine in Miramar is a gated community with a lot of nice community amenities. Located close to Pembroke Lakes Mall, shopping centers, dining, entertainment and parks. One of the nicest parks in the area is C.B. Smith Park, it has so much for families t... 06/18/2014

  Expansive Lovely Family Home 4250 SW 139th Ave, Miramar, FL 33027 (Click Here for more Info) Property Information:  Style: Detached Bedrooms: 4 Full Baths: 2 Year Built: 1975 Sq. Feet: 3074 View: Pool Area View, Canal Garage: Attached Parking: Circle Drive, Driveway, Other Stunning and lovely 1-story single family home is located  in the quiet residential community of Country Club Ranch Section in Miramar, Florida. Approximately 3000 sq ft, the property is large with room for expansion. It has 3 horse barn that can be converted to a guest house or quarters, a room for boat/RV, screened large pool, a deck for entertaining, BBQ pit/patio, a shed, a circular driveway and 2.5 car attached garage. Home has great interior featuring tile and marble floors, hurricane shutters, updated kitchen... 06/06/2014

  Stunning Lake Front Home in sought after Sunset Lakes 2751 SW 190th Ave, Miramar, FL 33029 (Click Here for more Info) Property Information: Style: Detached Bedrooms: 4 Total Baths: 4 Full Baths: 3 Half Baths: 1 Year Built: 2000 Sq. Feet: 3467 View: Lake Garage: Attached Parking: Driveway, Pavers This stunning home is one of the sought after homes in Sunset Lakes! It is is nicely landscaped. has large back yard and fully fenced with grill. Interior features a spacious kitchen with hardwood cabinets, center island, granite countertops and recessed lighting. Home boasts exquisite marble floors throughout and a possible 5th bedroom or office on main floor. Many upgrades abound including a high efficiency A/C with ultra violet technology and tinted energy efficient windows. A Must See!     05/29/2014

  Beautiful Cozy Starter Home 7010 SW 24th Ct, Miramar, FL 33023 (Click Here for more Info) Property Information: Style: Detached Bedrooms: 3 Total Baths: 2 Year Built: 1964 Sq. Feet: 1337 Parking: Driveway This beautiful cozy home with 3 bedrooms and 2 full baths is waiting for you and your family to enjoy! It is located in a well established and friendly neighborhood. This home boast an open living area with a kitchen dining room combo and a big Florida room. It has a split floor plan. Nice tiles cover the living area and the kitchen is updated with wood cabinets and stainless steel appliances. The front of the house features a carport and a driveway that can accommodate up to 4 cars. The private backyard is great for family gathering and play yard for children. Give me a call.  Sandy... 04/23/2014

Look no further! Miramar, Fl  updated & spacious corner condominium with split bedroom plan; two walk-in closets, nearly new kitchen appliances, front-loading washer & dryer; updated lighting throughout, on first floor near ample resident & guest parking & tot lot; great gated community with swimming pool, gymnasium, tennis courts; monthly association fee covers building insurance, roof reserves, basic cable, water, security alarm, all amenities, landscaping & exterior building maintenance. Investors welcomed; Residents & their guests enjoy an enviable location near Miami, Ft. Lauderdale, Florida's turnpike & other highways, near shopping, schools, Miramar's cultural center, parks. Don't hesitate, will sell quickly! Contact me with any questions about this property or any other propert... 03/28/2014

Home Seller Mistakes     Industry studies reveal that there are 7 common costly mistakes that most homeowners make when selling their home. Because of vast changes in the real estate market over the past decade, the traditional ways of selling homes have become increasingly less and less effective in today’s market.   The fact of the matter is that fully three quarters of homesellers don’t get what they want for their home and become disillusioned and – worse – financially disadvantaged when they put their home on the market.   These 7 deadly mistakes can cost you literally thousands of dollars if you’re not aware of them, but the good news is, each and every one of them is entirely preventable.   In answer to this, industry insiders have mapped out these issues in a report entitled “Th... 03/02/2014

The "HECM Choice" Offers Consumers More Choices Months after unveiling their new reverse mortgage product, the "HECM Choice," Reverse Mortgage Funding has announced that it has expanded the HECM Choice to include all payment options at origination. When the HECM Choice was first announced, it was the first fixed rate reverse mortgage product in the market after the changes that were implemented at the end of September 2013. Until then, all reverse mortgage products were adjustable, offering little options and flexibility to consumers who were looking for fixed options. The HECM Choice, which came into play on December 2013, offered consumers a fixed rate reverse mortgage, where, after taking out 60% of their principal limit at closing, the rest of the funds would be disbursed throughout... 02/18/2014

Exciting News Years Resolution…     As a fellow Lover of Holiday Time, I wanted to write you this personal letter and share with you some exciting news for the New Year.   It seems most people establish new years resolutions, but for whatever reason they fall short of their goals. There’s a great book that helped me and my sales team dramatically improve our follow through on achieving important goals and I want to share that with you – as sort of a Happy New Year after Christmas Gift; more on the book in a moment.   Some of your friends, neighbors, associates or relatives may have a New Years resolution to make a move. Well - we can help them with that. And of course, help you at the same time.   To help them – we will guarantee in writing that they will get the best no hassle service ... 12/27/2013

Thanksgiving is one of the most amazing holidays of the year, many people love it because they can have days off, a yummy turkey, and most of all because it's the time of year that we are able to look back at our progress in these past few months and be grateful of how blessed we are. It's the little things sometimes we take for granted like a breath of air, seeing the sun, watching the stars coming out to dance, being around those you love, and so much more.   There is so much to be thankful for that we should always appreciate what we have, because when its gone those little things become the big things-the most important in one's life. This holiday is about being around the people you love, whether it’d be friends, family, or even your pet, and to remind them how much you love them ... 11/27/2013

Why Age In Place With a Reverse Mortgage? The first thing to consider…is whether or not you want to age in place. When you chose to age in place, you chose to live in your home, comfortably and safely, until the end of your days. This is particularly important if you cherish your home, your neighborhood, the connections you've made, etc. and don't want to let it go, despite the fact that you're retired. In truth, your home can provide the perfect conditions for you to age in place. However, it's crucial to establish what changes will need to be made to the home to make it suitable for aging in place. Sometimes nothing needs to be changed, other times the changes are more extensive. It's important to consider what you'll be gaining, though, if you decide to age in place....peace of mind.... 11/22/2013

How to Make Your Home "Retirement Ready" Moving when you're entering retirement, or worse yet, when you've been in retirement for a few years, is the worst. I know because I've moved, we all have, and it's always a hassle.  Where do I move? How fast can I sell my house? How fast can I get a new house? Can I afford it? What do I take and what do I leave? If you want to age in place, however, then it's time to consider a reverse mortgage. Why? It can help improve your home in order to age in place, pay for (un)expected costs or give you the peace of mind you want (and need) during retirement. A study done last year, presented in Reverse Mortgage Daily, found that 90% of older Americans intend to age in place and 74% of them intend to modify their homes to in order to make it more hospitab... 11/19/2013

Rented Home in Miramar 17714 SW 19th  Miramar, FL 33029 by Green Realty Properties         Great 4/2 upgraded home w/designer kitchen & baths. Granite counters, wood cabinets, stainless appliances & top of the line fixtures. This home also features tile in all main areas w/pergo in the bedrooms.                   Green Realty Properties found the tenants of this beautiful home at 17714 SW 19th  Miramar, FL 33029 for $ 2,000 rental.            11/06/2013

South Fla real estate news- Help Buyers stand out in a multiple-offer! South Fla real estate news- Help Buyers stand out in a multiple-offer!   FREE LIST of Today's Short sale homes for sale in Weston, Cooper City, Davie, Sunrise, Miramar, Southwest ranches, Plantation. FREE LIST of Today's Foreclosures for Sale in Weston, Cooper City, Davie, Sunrise, Miramar, Southwest ranches, Plantation.   Fannie Mae changes mortgage loan restrictions On Nov. 16, Fannie Mae's minimum loan downpayment goes from 3% to 5% and loans top out at 30 years - but unlike FHA, it doesn't require upfront costs. Read more. Home flipping down 13%, but high-end flipping up 34% RealtyTrac: Some hot cities for home flips, including Tampa and Orlando, saw a drop in 2013's third quarter. Overall, Fla. second to Calif. ... 10/18/2013

South Fla real estate news-Hackers take control of Internet appliances South Fla real estate news-Hackers take control of Internet appliances   FREE LIST of Today's Short sale homes for sale in Weston, Cooper City, Davie, Sunrise, Miramar, Southwest ranches, Plantation. FREE LIST of Today's Foreclosures for Sale in Weston, Cooper City, Davie, Sunrise, Miramar, Southwest ranches, Plantation.   ‘Strategic default’ ex-owners face debt collectors The feds plan to crack down - and demand the loan balance - from some people who walked away from a home's mortgage even though they could still afford it. Read more. Google ad plan: Use comments in marketing Following on the heels of Facebook, Google will allow company ads to showcase the names, photos and comments of users who submitted web revie... 10/16/2013

FHA Urges Lenders to NOT Charge Late Fees Due to Shutdown In addition to their contingency plan, HUD is making strides in order to ensure that borrowers continue to be well insulated during the shutdown. Strictly speaking, borrowers who are going through financial hardships, as a result of the shutdown, and are unable to keep up with their financial obligations for the time being. For Carol Galante, the commissioner and assistant secretary for Housing at FHA, it's crucial that all lenders and mortgagees help out borrowers during this time. In a letter for all reverse mortgage professionals, Galante urges mortgagees extend an informal forbearance and seek out available loss mitigation options for government employees affected by the shutdown, in order to avoid foreclosure for the time be... 10/14/2013

Mike Anderson in his column published in NerdWallet states:  "Reverse Mortgage Changes Make Retirement Harder..." I resent the implication because Anderson is saying that retirement is getting harder for seniors BECAUSE the reverse mortgage program has changed, implying that A equals B. This is not true.  To be honest, I've done posts before about the current state of retirement in America, and it paints a grim picture even before these changes were to be implemented. The reverse mortgage is an OPTION for retirees planning their retirement or looking to secure a "rainy day fund" on top of their current income but it is not the be all and end all of retirement. In fact, that kind of thinking is what has brought upon the changes Anderson is talking about in the first place. The reverse mo... 10/10/2013

Non-Borrowing Spouses Benefit from HECM Loan Counseling As Well HECM Loan counseling is an essential part of any reverse mortgage transaction. Those who tell any client otherwise are lying. Reverse mortgage counseling is a safeguard against unethical practices, ensuring that consumers who apply for a reverse mortgage are fully aware of the in's and out's of the program. In addition, counseling makes sure that consumers are aware of their financial obligations, such as homeowner's insurance and property taxes, before they sign on the dotted line. Personally, I go over every document with the client face-to-face as well, even if they are have been to counseling. A successful reverse mortgage transaction is one in which the consumers fully understand what they're getting and what they're g... 10/08/2013