Special offer

Graceville, FL Real Estate News

By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veteran’s Home Loans for Graceville FloridaIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you ...
Comments 1
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(Rowlett Real Estate School)
Graceville Christmas Parade Friday, December 2, 2011, 6:00 p.m. Parade line-up begins at 5:00 p.m. Pick up your line-up number at the Hwy 77 Bingo parking lot and then proceed to the designated spot on White Avenue at Cliff Street, taking a left, and then proceed to Fifth Avenue where the parade will end. Everyone is invited to Bayline Park (behind Graceville Library) following the parade, for the lighting of the Christmas tree, Santa Claus, and other festivities.  This is a great time for families to get out and enjoy the Christmas festivities with family and friends.  
Comments 1
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
The home-mortgage interest deduction does not by itself significantly distort housing markets. Too much owner-occupied housing has been built because housing is excluded from sales and other taxes owed by businesses. The housing boom and bust of the last decade, and government revenue shortfalls, have brought back the topic of whether the government excessively encourages home building. Those discussions invariably mention the elimination of the home-mortgage interest deduction. This deduction allows taxpayers who own a home, have a mortgage and itemize deductions to reduce their personal income tax by including home-mortgage interest payments in their tax deductions. Homeowners rightly consider this when considering whether and how much to invest in a home and how much they should borr...
Comments 3
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
If you have been sitting on the fence trying to decide whether to buy a new house or refinance a mortgage, you should act soon. New loans are starting to get costlier. The mortgage market is facing pressures from new laws and regulations, still-declining home prices and the ongoing need for government-owned mortgage players to shore up their finances. The Mortgage Bankers Association predicts mortgage originations, which reached $3 trillion in 2005, will be less than $1 trillion this year, the lowest level since 1997. "The price of mortgage money is going to go up, and the availability of mortgage money may also be impinged," says Keith Gumbinger, vice president at HSH Associates, which tracks mortgage data. The silver lining is that the rate for a 30-year fixed loan is hovering around ...
Comments 0
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Borrowers with Fannie Mae-backed loans will face higher borrowing costs and interest rates, even if they have a perfect credit score, starting on April 1.The agency is imposing a "loan-level price adjustment" on several mortgages, in which borrowers will be charged more in cost or higher interest rate based on the downpayment amount - or the amount of equity in their home if they're refinancing - as well as their credit score, explains mortgage expert Bill Gassett in the Massachusetts Real Estate News.Prior to the adjustment, a buyer with a 700 credit score and a $160,000 mortgage who was purchasing a $200,000 home may pay an additional $800 in these fees. That cost would now be doubled: The loan's risk-based pricing would equal $1,600, said Cameron Findlay, chief economist for LendingT...
Comments 0
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Companies that help troubled homeowners avoid foreclosure will no longer be able to collect upfront fees under a rule approved Friday by the Federal Trade Commission. The government issued the rule in response to complaints that for-profit foreclosure rescue and loan modification services often deliver little help. “At a time when many Americans are struggling to pay their mortgages, peddlers of so-called mortgage relief services have taken hundreds of millions of dollars from homeowners without ever delivering results,” FTC Chairman Jon Leibowitz said. “This rule will protect consumers from being victimized by these scams.” Under the FTC’s rule, foreclosure rescue companies won’t be able to charge any fees until consumers receive an acceptable offer of help from their lender in writin...
Comments 0
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Home-mortgage rates have surged to their highest level in three months, a reminder of the real-world implications of the recent spike in Treasury yields and another headache for the Fed. The rate for a 30-year, fixed-rate mortgage averaged 4.39% last week, according to the weekly survey from government-backed mortgage firm Freddie Mac, up from a record-low 4.17% the week before. Rates on 15-year fixed-rate mortgages were 3.76%, up from 3.57%. (The rates assume prepaid interest of 0.9 point and 0.7 respectively.) This week's average is the highest level since the week of Aug. 19 and marks the biggest one-week increase since June 2009. The jump could lead to a short-term surge in refinancing activity as fence-sitters rush to lock in low borrowing costs before it is too late. But rates ar...
Comments 0
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Q: I am interested in buying a short sale, but wonder if there are any unusual or unexpected costs associated with such a sale, compared to buying a regular house. —Denver A: It's possible to get a great deal on a short sale–where a home sells for less than is owed on the mortgage–but whenever a seller is in a financial bind, you should be prepared to pay extra costs. Expect to pay for many of the expenses that a seller would normally pay in the transaction—because the lender, who is taking a loss, may refuse to approve the deal if you don't. Just what those costs will be varies. For instance, some lenders will agree to assist with a buyer's closing costs; others won't. Some will pay broker's fees—others won't. (If you agree to pay your buyer broker a certain fee for finding the house ...
Comments 0
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Plain talk: Vote No on 4 Check this out from Florida Realtors: http://www.floridarealtors.org/LegislativeCenter/TopInitiatives/index.cfm
Comments 0
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
An uptick in homeowners are opting to remodel to increase a potential sales price or just upgrade their living space. According to StateofLife.com, remodelers should keep the following in mind:Tip No. 1: Does your contractor have proof of insurance?Ask the contractor to have his insurance company mail or fax a copy of his current contractor insurance card to you. If the contractor can’t do this – stay away. Why? If there is an accident at your home, you are then liable. This also applies to any sub-contractor or employee that the contractor may use – those individuals should have active insurance cards faxed or mailed to you as well.Tip No. 2: Check references and see photosAsk for at least three references with two for the same type of project you’re planning – and call the references....
Comments 5
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Small businesses have put hiring, supply buying and real estate expansion on hold as they wait out the vote on a small-business-aid bill that stalled in the Senate earlier this summer.The much-debated legislation offers tax breaks and waived loan fees. But it also comes with more divisive components, such as a $30 billion fund that would help community banks give loans to small businesses. Opponents say the fund would be a mini version of the often-criticized TARP large-bank bailout program.Many small businesses had hoped the legislation would pass the Senate by the end of July. With two weeks left until Congress reconvenes, those firms are in a holding pattern."I'm still waiting for Congress to sign off on the bill," says Amarjit Kaur, who runs a convenience store and gas station in Wo...
Comments 1
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Facebook has brought the geo-tracking phenomenon to the masses. But there are pitfalls.And, even if you're not on Facebook, there are some things you need to know about the new check-in service Places to protect your privacy.Location services like Foursquare and Gowalla - which allow users to "check in" to places, sharing their precise current location with a group of friends using GPS technology on smart phones - have grown considerably this year, but have nowhere near Facebook's market-leading 500 million-plus active users.For some, Facebook has been a safe way to stay in touch with friends in a mostly closed environment. The dawning of Places, though, calls some of that into question.The unveiling of Places last week set off some hand-wringing over the increasing intrusions the socia...
Comments 4
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
A study released by Bankrate Inc. finds that the costs associated with buying a home are going up.Bankrate's 2010 Closing Costs Survey found that the average origination and title fees on a $200,000 mortgage this year totaled $3,741, up $1,009 from $2,732 in 2009.In Florida, the news isn't so bad. In 2009, closing costs on a $200,000 home sale averaged $3,368, rising $381 in 2010 to $3,987.In the study's geographical breakdown, New York leads the nation at an average closing cost fee of $5,623, with Texas, Utah, San Francisco, and Los Angeles rounding out the top five. Arkansas is the least expensive area with an average fee of $3,007, replacing Nevada, now No. 34, at the bottom of the list. The list has 52 slots, including Washington, D.C, and breaks California into a northern and sout...
Comments 2
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
The amount of scholarly research conducted by university faculty members and subsequently published in peer-reviewed journals is widely used to compare academic quality between institutions. And according to one such ranking, the real estate program in the Florida State University College of Business (FSU) is among the very best in the world.An article published in the Journal of Real Estate Finance and Economics - an academic journal for scholarly papers on real estate finance - places FSU's real estate program at No. 2 in the world based on the number of research published in three core academic real-estate journals from 1973 to 2008. That represents a jump from the No. 26 spot that the program held in a previous ranking.Only the University of Connecticut ranked ahead of Florida State...
Comments 1
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
A new report from the National Association Of Realtors® (NAR) - Social Benefits of Homeownership and Stable Housing - explores the impact and positive social outcomes that result from homeownership.According to NAR's study, homeowners are more active in communities, benefit from improved education opportunities, and report higher levels of self-esteem and happiness compared to renters."Homeownership is in investment in your future - home is where we make memories, build our lives and feel comfortable and secure," says NAR President Vicki Cox Golder. "Owning a home has long-standing government support in this country because homeownership benefits individuals and families, strengthens our communities and is integral to our nation's economy."NAR's study identifies research from government...
Comments 1
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Federal officials on Tuesday reopened federal waters off the Florida Panhandle to commercial and recreational fishing, saying that National Oceanic and Atmospheric Administration data have shown no oil in the area.The Coast Guard also says it hasn't seen any oil in the last 30 days in the 5,144-square mile area of the Gulf, allowing it to be cleared for fishing. Officials in Gulf states, including Florida, were part of the decision, according to NOAA.The closure had stunted Florida's Panhandle fishing industry, even though large swaths of the Gulf never closed to fishing. Public confusion about allowable fishing caused problems for charter fishing captains, who saw a significant drop in clients during recent months. It also has led to a downturn in seafood sales with customers wary of p...
Comments 0
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Aug. 11, 2010 - August is Property Tax Appeal month in Florida. Notices of annual tax assessments are mailed to taxpayers in August, and the window of opportunity closes soon for homeowners who want to contest their property tax assessment.The tax notices also include information on filing an appeal with the local Value Adjustment Board (VAB), which generally includes a September deadline for filing a petition. VAB Notices include three values: market, assessed and taxable. Taxpayers can appeal market value if they believe their assessments are too high. If successful, as a result of a VAB Hearing, their property taxes may be lowered.However, the VAB must receive a petition requesting a hearing by the deadline date to be assured of an administrative appeal - postmarks do not count.Petit...
Comments 0
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Graceville FL Office Building Rent / Sale Overview Maps Photos Description $330,000 CommercialFor Sale Main Features Interior: 3200 sqft Location 5407 Cotton StGraceville, FL 32440 To get updates on open home dates and other property events, please click the "Like" button below: Christopher Shearer Highlight Realty(850) 263-6607chris@americaoneflorida.comhttp://www.forgottencoastlife.com/graceville Listed by: Christopher Shearer - Highlight Realty Our recent listings 1060 8th Ave, Graceville, FL 324405436 Thomas Dr., Graceville, FL 32440Graceville FL Office Building Rent / SaleSingle Family Residential for $225,000 in Graceville, FL Subscribe to our listing feed See more Graceville, FL real estate for sale
Comments 1
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
1060 8th Ave, Graceville, FL 32440 Overview Maps Photos Description $289,000 Single Family HomeFor Sale Main Features 3 Bedrooms3 Bathrooms1 UnitInterior: 2612 sqftLot: 1.75 acre(s) Location 1060 8th AveGraceville, FL 32440 To get updates on open home dates and other property events, please click the "Like" button below: Christopher Shearer Highlight Realty(850) 263-6607chris@americaoneflorida.comhttp://www.forgottencoastlife.com/graceville Listed by: Christopher Shearer Highlight Realty Our recent listings 1060 8th Ave, Graceville, FL 324405436 Thomas Dr., Graceville, FL 32440Graceville FL Office Building Rent / SaleSingle Family Residential for $225,000 in Graceville, FL Subscribe to our listing feed See more Graceville, FL real estate for sale
Comments 0
By Christopher Shearer, MBA, “San Diego Mortgage Man”
(Mortgage Solutions FCS )
Aug. 9, 2010 - During August, small-group insurers must offer coverage to self-employed Floridians regardless of health status. It's a once-per-year offer that ends Aug. 31.During the open-enrollment period, single-group employers, sole proprietors, independent contractors and others may obtain health insurance or switch plans on a guaranteed-issue basis. The group includes many Realtors.The coverage does not generally offer significant cost savings, but it must be offered to small employers - defined as those with as little as one or up to 50 eligible employees - and their dependents, regardless of claims history, pre-existing conditions or health status."Unforeseen medical expenses can be financially devastating," says Florida CFO Alex Sink. "Our state's small businesses are the backb...
Comments 0
Explore Graceville, FL
Graceville, FL Real Estate Professionals