Full Moon!  Can you catch the moon.  He sure did.   11/02/2007

   What would you do if you encountered this great big shark!  I would be high tailing back to shore. Maybe he did not see him yet!    11/02/2007

This is to close to a hurricane.  How would you like to be on this boat.    11/02/2007

Our local paper published an article that almost was positive. The article was giving the previous months new home sales vs. new home starts and the numbers showed that the inventory had gone down, only slightly but down. The article than went on to tell how foreclosures where going to flood our market. The following is my response, let's see if they print it.  Dear News Press Real Estate Desk,I'm writing this in response to your updated Real estate section.I'm glad to see that you are looking for the good in our market, there is a LOT. I read with interest your article on new construction sales, it started off very positive. Unfortunately you managed to put a negative twist on the story when you stated that in the near future our market is going to be flooded with foreclosures. While t... 11/02/2007

                                                             Southwest Florida, Cape Coral, Fort Myers  Bank Pre-forclosure /Short Sale Suggestions. Key points in getting a short sale done? Hardship letter from the Seller and Negotiate with Leverage!  The Hardship. I have received a lot of phone calls lately people asking about doing a short sale of their home. I always reply to the caller have you talked to the bank? Have you written then a Hardship Letter? Explaining why you are behind in the mortgage payments, what life events have lead you up to this point? I know it's not easy to write about the hardships you maybe having yet, If you want a bank to forgive your debt ? You better have a good reason besides I just don,t want the house anymore! When you provide this letter, along with... 11/01/2007

Thinking about a Short Sale? "Short Sale" seems to be the talk of the town these days. With many homeowners in unfortunate situations at the present time they are searching for alternative ways out. Some may have read about a short sale online or in the newspaper. But most homeowners don't have all of the information about a short sale to make an informed decision. Below I will address the top concerns & questions I'm hearing from homeowners & my advice to them. Do I qualify for a Short Sale? To answer this take a look at your financials. Are you unable to continue on your current path? Are you paying more out each month than you are bringing in? Have you borrowed money from credit cards, family, other property, etc to continue to pay your mortgage? If you have & do not have the means t... 10/30/2007

Florida Property Tax Reform There is good news out of Tallahassee Florida this morning.  The House and Senate have been able to devise a plan to send to the voters on January 29th, 2008. While the plan has many pros and cons there are provisions to provide property tax relief to not only primary residences, but also second home owners and business owners.  This is something that our seasonal and vacation population has been needing for many years. The new plan has the following provisions: • Portability of SOH Exemption Dollars: Homesteaders could take up to $500,000 of Save Our Homes protections to a new home purchase. Those who downsize would take a pro-rated portion of their tax protections.  This applies to all property taxes.  This will allow people who live in Homesteaded properti... 10/30/2007

Just hope everyone can help.  Food Drive will be pick up the second week of November.Thank you for those that already participate and be Bless for helping.Read email received by Dave Moreland Christian ChamberFirst Capital Lending Corp Moreland, Dave [mailto:Dave.Moreland@morganstanley.com]  Christian Chamber Christian Outreach Food DriveGreetings Food Drive Participants! Thank you all for your willingness to help us collect food for those in need in our community this holiday season.  You may or may not know, but all of the food collected will be to benefit the Fort Myers Soup Kitchen.  They have been helping people with food for over 30 years and were grateful recipients of our efforts last year.  We wanted to send out an email reminder to you as representatives that your role is crit... 10/29/2007

Who is waiting to buy REO, bank owned, foreclosure properties in the Cape Coral Florida area?Yes, check the Lee County court calendar; it's sometime 20 Lis Pendens per day. Will the lenders put the on the real estate market for next to nothing as the real estate investors are hoping?Many banks are working with people to try to help them stay in their homes. As far as spec homes, it's another story.If your a qualified buyer looking to buy a brand new home as a short sale, REO, bank owned, foreclosure home, call me 239 292 1358 or email me bklare@comcast.net  10/28/2007

Click on the link below and play a Halloween version of hang man. Grap the kids and there friends. It's pretty funny. I find myself playing it when I should be working. I also find my kids playing it when they should be doing there home work. Have Fun and happy HalloweenScotthttp://dedge.com/flash/hangman/hangman.swf?a=300 10/26/2007

This is so neat and could help everyone so much!  (But it won't help if the candidates change their positions once in office!) The following is an interesting exercise.... You answer a few questions then click the "find your candidate button" and the program selects the candidate who's position on the issues is most like your own... And how the rest rank according to your preferences.  You may be surprised at what you find... I was.... Click the link below.... http://www.wqad.com/Global/link.asp?L=259460 10/26/2007

  Affordable housing returns to Southwest Florida. These homes are located in Cape Coral Florida.           Asking    $104,900                      Asking  $114,900                     Asking  $114,900   Cape Coral Florida Bank Pre-foreclosure short sale property located in Cape Coral Florida.  Hundreds to choose from! www.ViewSWFlorida.com Joe Kendall Realtor with Sandals Realty www.viewswflorida.com 239-560-0726 your Foreclosure and short sale specialist Joe Kendall writes: The real estate market in Cape Coral Florida has brought new life into affordable housing! Currently there are over 50 homes listed for sale under $120,000 in Cape Coral Florida. Some of these homes do need some attention more then others and some are move in condition! Now is the time to buy a vacation home, real ... 10/25/2007

As some of you may or may not know in addition to my work as a REALTOR® and Mortgage Broker, I also serve my community fulltime as a Firefighter Paramedic. With October being Fire Prevention month the Engine Company that I'm assigned to spent the morning at an elementary school talking about fire safety.  We had originally gone to do what we call a "Truck Demo."  Basically this is where we open all the doors and compartments and walk the kids around the Fire Engine showing the children the various tools, equipment and gear needed for Firefighters to do their jobs. I like to take the "Truck Demo" a little bit farther and ask the children a few simple questions about fire safety.  Much to my amazement I was somewhat disappointed in the knowledge that these elementary school children had s... 10/24/2007

As we enter into another tourist season in Southwest Florida, I keep asking myself and my co-workers what are we doing to highlight the benefits of our market? Are we using all avenues available to advertise our great buyers market? I have gone back to the basics in our business. I'm using the 3 foot rule. Anyone within 3 feet will know what a great buyers market we are in and that I am a REALTOR. All my listings will once again have color brochures advertising the benefits of the home for sale. I have partnered with a lender and advertising the great loan programs available, and the great rates that are also available. If I'm speaking with you on the phone, I will ask what type of buyer are you working with and offer you my listings that might work. I'm using the new technology availab... 10/24/2007

Are You Ready to Purchase a Cape Coral Short Sale? With an influx of Short Sale properties entering the market throughout Lee County, foreclosures are on the rise throughout Cape Coral, Fort Myers, Lehigh Acres there are plenty of properties available for purchase... but are you as the consumer prepared to buy such a property. The first step is to not only be pre-qualified which is a quick look at your credit score, your income, and your debts, but I would highly recommend a pre-approval and loan commitment from your lender prior to even starting to look at a property whether it's a short sale or not.  This means you have already gone through underwriting with your loan file and the only conditions left to clear on your loan file would be the review of your appraisal. The second step is... 10/23/2007

      Joe KendallRealtor with Sandals Realty 239-560-0726 www.viewswflorida.com writes; There has been a lot published as of late from several local home builders stating the end is near on the "Out of Inventory" Spec home inventory is coming to an end. As one local builder report selling over 50homes last month on the special pricing! My suggestion if your looking in Cape Coral Florida for a 3-4 bed room home and you would like a affordable new construction home? Please give me a call I will be happy to provide you a list of new construction homes at affordable prices!  Here is an example of prices from one local home builder! Call today, limited time offer!     1540 sq. feet  3/2/2/ start at $162,900    1755 sq. ft. 4/2/2/ start at $170,900      2430 sq. ft.  4/3/2 start at $ 185,400 ... 10/22/2007

                  Short Sale New Price $199,900                 Short Sale New Price  $154,900Search foreclosure short sale homes  in Cape Coral Florida from my web site at www.viewswFlorida.com Joe Kendall Realtor with Sandals Realty 239-560-0726 www.viewswflorida.com writes, I would just like to share with my readers the foreclosure short sale market report for Cape Coral Florida as of today November 22,2007   There are currently 1,716 single family homes and condos listed in our local mls system as a bank short sale in Cape Coral Florida. This number includes Waterfront Property including Gulf Access and Sailboat Access Property. I would also like to suggest that sometimes bank foreclosures are your better deal as with out the third party to deal with banks are more willing to take a... 10/22/2007

ONE DAY A YOUNG BOY ASKED HIS MOM.  WHY ARE YOU CRYING?  "BECAUSE I'M A WOMAN " SHE TOLD HIM. "I DONT UNDERSTAND,"  HE SAID, "AND YOU NEVER WILL, BUT THATS OKAY."  LATER THE LITTLE BOY ASKED HIS FATHER, "WHY DOES MOM SEEM TO CRY FOR NO REASON?"  "ALL WOMEN CRY FOR NO REASON" WAS ALL HIS DAD COULD SAY.  THE LITTLE BOY GREW UP AND BECAME A MAN, STILL WONDERING WHY WOMEN CRY.  FINALLY, HE PUT IN A CALL TO GOD.  WHEN GOD GOT BACK TO HIM, HE ASKED, "GOD WHY DO WOMEN CRY SO EASILY?"  GOD ANSWERED,  "WHEN I MADE WOMAN, I DECIDED SHE HAD TO BE SPECIAL.  I MADE HER SHOULDERS STRONG ENOUGH TO CARRY THE WEIGHT OF THE WORLD, YET HER ARMS GENTLE ENOUGH TO GIVE COMFORT.  I GAVE HER THE INNER STRENGTH TO ENDURE CHILDBIRTH AND THE REJECTION THAT MANY TIMES WILL COME, EVEN FROM HER OWN CHILDREN.  I GAVE... 10/18/2007

THE CHICKENS DON'T STOP DIGGING JUST BECAUSE THERE AREN'T A LOT OF WORMS.  MY ASSOCIATE AND I ARE GOING TO BE MARKETING OUR REVERSE MORTGAGE PRODUCT TO SENIORS IN SOUTHWEST FLORIDA.  WE WILL BE DOING DIRECT MAIL, COLD CALLING , AND VISITING THE SENIORS WHERE THEY ARE MOST COMFORTABLE AND WHERE THEY WANT TO REMAIN, THEIR HOME.  THIS PRODUCT ALLOWS SENIORS CITIZENS THE ABILITY TO LEAD A LIFE OF GREATER FINANCIAL FREEDOM THAN THEY EVER CONCEIVED.  LET ME KNOW IF YOU HAVE SOMEONE IN MIND THAT MAY BENEFIT FROM THESE SERVICES WE WILL VISIT THEM AS WELL. 10/18/2007

WORD OF MOUTH ADVERTISING HAS WORKED FOR ME FOR MANY YEARS.  I WOULD LIKE TO TELL ALL CONSUMERS THAT REALTORS CONTINUE TO PLAY A BIG ROLE IN HELPING POTENTIAL HOME BUYERS FIND THE HOUSE THEY ARE LOOKING FOR.  THEIR MARKETING STRATEGY AND MATERIAL WILL HELP YOU BE MORE SUCCESSFUL IN BUYING OR SELLING DIFFICULT LISTING.  HAVE CONFIDENCE IN YOUR REALTOR PROFESSIONAL ADVISE. 10/18/2007