Miami, Florida Mortgage Refinance   Miami FHA Mortgage Refinance, Refinance with FHA loan in Miami,   Refinance with FHA mortgage programs offers benefits that only come with FHA home loans. You don't currently have to have an FHA loan to refinance with FHA. Below we have outlined advantages Miami Homeowners have in refinancing with an FHA loan. Cash out refinance up to 95% with an FHA loan. •·         Cash-Out up to 95% of your properties value. •·         Consolidate 1 and 2 mortgages into single loan. •·         consolidation of your Bills •·         Easier credit and income qualifications. •·         FHA regulated closing costs. Rate and Term Mortgage Refinancing up to 97.75% of your homes value. •·         Consolidate first and second mortgages into a single loan. •·         No min... 12/26/2008