All About Florida Real Estate

By Abby Stiller, SW Florida (239) 284-8637
(TOP SELLING REALTY)
We love to give back to our community and that's why we support Ely's Angels. This is a non-profit organization that provides mammograms and other types of tests to prevent breast cancer to those less fortunate that don't have access to health care. Ely's Angels have saved many lives with this support group program!   Top Selling Realty is committed to help and from every closing we have we donate a small portion from our commission to Ely's Angels!   Let us know if you want to be part of this amazing cause   "We make a living by what we get. We make a life by what we give." ~ Winston Churchill   Who is "Top Selling Realty"?   #topsellingrealty #supportingourcommunity  
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By Walter DiLoreto, Real Estate Short Sale Specialist
(PHP Houses)
Some Highlights Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase. And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%. Let’s connect to make sure you have a trusted lender and can find out if you’re ready to buy a home sooner rather than later.  Contact us:PHP Houses142 W Lakeview AveUnit 1030Lake Mary, FL 32746Ph: (407) 641-1531Fax: (407) 205-1951email: info@phphouses.comLet’s Connect:FacebookLinkedinTwitterInstagramThe information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. The author does not guarantee or warrant the accuracy or completeness of ...
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By Joe Manausa - Tallahassee, FL, Tallahassee Real Estate
(Joe Manausa Real Estate)
1921 Greenwood Dr, Tallahassee, FL Photos Maps & Local Schools Print Click Here to Get Directions $8750005bed - 5bath - 0.54 acres lotCUSTOM LUXURY in the heart of Tallahassee! Enjoy every moment at this spectacular home, equipped with not one but TWO move-in ready guest cottages for maximum space or additional income potential. Take in the natural light in the bright and open main house featuring a massive great room encompassing the living and dining areas with 15 foot ceilings and open to the drop dead gorgeous kitchen with a 10 foot island, all granite countertops, custom cabinets and high-end appliances. The main home also offers a massive 46x26 wooden deck spanning the back of the main house overlooking the brand new pavered patio area and professionally landscaped backyard, perfe...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
For the Living RoomImage: KatarzynaBialasiewicz/Getty   7. Texturize and Accessorize Estimated cost: $50 to $150 to update a few accessories “A room can appear one-dimensional when it’s missing texture,” says interior designer Lance Thomas of Thomas Guy Interiors in Lake Charles, La. Designers may add texture by incorporating dressers with fluted designs, chunky knit throws, velvet ottomans, or leather accent chairs. You can adapt that idea by scoping out items from other rooms in your house that you can mix in to the living room to add texture and depth. Or shop secondhand stores for small items you can refinish, repurpose, or re-cover. For example, re-covered accent pillows are an affordable way to add texture to your furniture.“Perhaps the best thing about accent pillows is they're a...
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By Michael Peron, Michael Peron, Dave Florida Real Estate
(South Florida Home Solutions)
As the expression goes, "if I could turn back time", maybe you'd would do some things differently.  If you're wanting to buy a home, the regret may come from not getting a mortgage when rates were half of what they are today.  There may not be a way to literally "turn back time" but you may still be able to get a mortgage with last year's rates.Let's say a home was sold in the fall of 2021 for $350,000 with a 3% FHA loan.  Today, winter of 2023, the home is on the market for sale at $400,000.  There are buyers who have $40,000 for a down payment, who like the home, and want to purchase it.At today's mortgage rate of 6.42%, the $360,000, 30-year mortgage payment would be $2,2565.54 for the principal and interest.  They have been looking for a year and in the past 12 months, the mortgage ...
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By Michael Peron, Michael Peron, Dave Florida Real Estate
(South Florida Home Solutions)
Inflation devalues the purchasing power of money and the interest earned on savings is almost always less than inflation.  Tangible assets like your home consistently become more valuable over time.  In inflationary periods, a home is a good investment and a hedge against inflation.Borrowing money at fixed rates during times of inflation can be very advantageous...like buying a home.  The rate stays the same over the term of the mortgage and so does the payment instead of going up at the rate of inflation.In September 2022, rents rose by 7.2% according to NAR Chief Economist, Lawrence Yun and "rents are accelerating to higher figures with each passing month."  The annualized rate for this year is 10.6%.  Buying a home allows you to avoid rent increases while enjoying property appreciati...
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By Michael Peron, Michael Peron, Dave Florida Real Estate
(South Florida Home Solutions)
Credit scores are used to assess risk and determine whether a borrower is approved or declined for a mortgage, credit card or some other type of credit.  The score is a numerical value ranging from a low of zero to a high of 850 or 900 depending on the credit bureau.The higher the score, the more likely the lender will be repaid in a timely manner. A higher credit score could help you get a lower interest rate You can get a free credit report from all three major bureaus at www.AnnualCreditReport.com. Your credit score doesn't have to be perfect to get a loan ... most lenders want buyers to have a minimum of 620 but FHA will consider as low as 500 Credit utilization, the percentage of credit used compared to what is available, should be kept below 30%; amounts higher could negatively af...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
The key to selling in a changing market is understanding where the housing market is now. It’s not the same market we had last year or even earlier this year, but that doesn’t mean the opportunity to sell has passed.  1) We Charge a Flat Fee saving the average seller in Pace $10077.    2) We have a 77 Step Home Selling System to Sell Homes with 27 specifics to your home.   3) Call for a 7-minute phone analysis of your home's value at 850-476-4494. Buyer Demand Then and Now During the pandemic, mortgage rates hit record lows, spurring a significant rise in buyer demand. This year, as rates increased due to factors like rising inflation, buyer demand pulled back or softened as a result. The latest data from ShowingTime confirms this trend (see graph below): The orange bars in the graph ab...
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By Joe Manausa - Tallahassee, FL, Tallahassee Real Estate
(Joe Manausa Real Estate)
4981 Hollystone Ln, Tallahassee, FL Photos Maps & Local Schools Print Click Here to Get Directions $590,0003bed - 2bath - 0.18 sqft lotCOMING SOON: Going live on Sat., Jan. 28. Assumable VA mortgage for 2.25% - Elegant upscale home with lovely architectural details throughout: decorative columns separate the living room and dining room with multiple levels of tray ceilings in living room, master bedroom and foyer. French doors across the back wall of living room open onto an enclosed screen porch with a view of the patio and flowers across the back yard. A new HVAC, whole house generator, solar array on roof and plantation shutters throughout were installed in 2022 and a full list of improvements is available. Large kitchen built for a cook with double ovens and dishwashers and plenty o...
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By John Moran, For Your Place At The Beach
(Keller Williams Realty's At The Beach Team)
 Listing Details: 660 Nautilus Court UNIT 1402, Fort Walton Beach, FL 32548MLS number: 915503 Price: $500,000 Bed: 1Bath: 2Square Footage: 855 Call Amelia Roberts 985-400-4050 to see if this property is still available.Welcome to Nautilus 1402, a beautiful Gulf front beach condo located directly on the Gulf of Mexico in Okaloosa Island. Enjoy stunning views of the Gulf from the fourth floor while relaxing in this 1 bedroom condo. Recently updated in 2019, all new windows and doors have been replaced. This rental machine also features on-site rental and management. Enjoy all the community amenities including the pool and grilling area. Experience the best of Okaloosa Island at Nautilus 1402.  Click here to see additional photos and details of this property 
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By Joe Manausa - Tallahassee, FL, Tallahassee Real Estate
(Joe Manausa Real Estate)
1911 Dellwood Dr, Tallahassee, FL Photos Maps & Local Schools Print Click Here to Get Directions $3000003bed - 1bath - 0.51 acres lotClassic brick home in a great location near downtown. This home is situated on a flat half acre lot near Monroe Street with a direct path to the center of Tallahassee. The house features 3 bedrooms, 1 bath and original hardwood floors that had been covered by carpet for years! The large kitchen features recently upgraded appliances. The roof, AC unit and windows also have been recently upgraded. Don't miss the 16x12 extra family room that is not showing the square footage of the home. This space contain a tremendous amount of natural light and can be used for variety purposes that a family may have. This is the home for anyone who is looking for a downtown...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Home improvement pros and DIYers tout a fresh coat of paint as a favorite among low-cost home upgrades that can make a huge impact. But what else can you do to accessorize and decorate? Sometimes the little things can make a bigger difference than you'd think.  Professionals share the following easy and low-cost home upgrades to add a designer’s touch all around the house. These projects may even help increase your home’s perceived value.  For the Bathroom Image: LaperladiLabuan/Getty       1. Frame It Estimated cost: starting around $100 That edgeless, builder-grade mirror hanging above the bathroom vanity may be prime for an update. Jessica Love, an interior designer with Urbane Design in Austin, Texas, suggests using DIY frame kits, like the ones from MirrorMate. Measure the mirror ...
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By Joe Manausa - Tallahassee, FL, Tallahassee Real Estate
(Joe Manausa Real Estate)
112 My St, Havana, FL Photos Maps & Local Schools Print Click Here to Get Directions $2750003bed - 2bath - 2 acres lotProfession Photos coming soon! Lake front 3/2 cottage style house sitting on 2 acres over looking 20 acre Wayside Lake. Large Florida Room that allows a stunning view of the Lake. This home also includes two shed type out buildings. Additionally, this home also has a private dock for easy access to fishing and boating. Also included is a whole house generator. This home will need some TLC/Work. It could use some paint inside and and flooring in in most areas. There are some cosmetic items that need to be address on the outside. Once done, the new owner of this home will truly have a Lake Front retreat! Come see your getaway that is a short 30 minute drive from Tallahasse...
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By John Krol, Naples,Luxury Homes,International Buyers / Sellers
(Top Producers Realty, Inc. Krol Group International)
Naples Florida Year End 2022 Real Estate Market Report For more information go to www.buyorsellnaplesproperties.com or email Broker John at  john@krolgrp.com or text 239-289-2336 or call 800-214-4945
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By John Moran, For Your Place At The Beach
(Keller Williams Realty's At The Beach Team)
 Listing Details: Lot 13 Voyager Drive, Milton, FL 32583MLS number: 916039Price: $245,000 Lot Dimensions: 90 x 185Acreage: 0.38Waterfront Feet: 92 Call John Moran 850-217-7618 to see if this property is still available.Incredible opportunity to own an amazing waterfront property - you'll feel like you're inside the book 'Where the Crawdads Sing' when you discover this stunning, unspoiled waterfront property! Lots like this are rare - room to build an amazing dream house right on the bayou, overlooking the Bay! This lot is just 3 lots from the mouth of the Bay. Just minutes to get to the beaches in Navarre, and so close to I-10 for easy access to Pensacola, Milton, and Pace. Bring your boat and easily get to all of the surrounding Bay areas. Do not miss a chance to develop your water par...
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By John Moran, For Your Place At The Beach
(Keller Williams Realty's At The Beach Team)
\ Listing Details: 4527 Highway 77, Graceville, FL 32440MLS #: 905544 Price: $250,000Beds: 2Baths: 2Sq feet: 2,197Call Samuel Hack 850-822-0285 to see if this property is still available.Escape to the peace and serenity of this charming country home, nestled on 5.6 acres of sprawling land with pecan trees and a tranquil pond. Ideal for horse lovers, this property offers ample space for pasture and stables. The main home, with a heated and cooled area of 1577 sq/ft, features 1 spacious bedroom, 1 full bathroom and a bonus/flex room with a closet. The detached mother-in-law suite/dwelling, with 620 sq/ft of heated and cooled space, offers additional living space, ideal for extended family or guests. Together, the two structures offer a combined total of 2197 sq/ft of comfortable living sp...
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By Anna Chroscicki, Realtor - St. Lucie County affordable Real Estate
(Re/Max Masterpiece Realty)
Anna Chroscicki with RE/MAX MasterpieceFor answers to your Real Estate questions: Visit www.annasellsrealestate.com or call/text  772-485-4188
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By Rhonda Gustitus, Real Estate's A Dream With Rhonda Gustitus Team!
(The Rhonda Gustitus Team)
OPEN HOUSE ALERT Saturday, February 4th from 12-2 pm 288 Mariner Ln, in Rotonda West! This fabulous split plan Rotonda West, 3 bedroom 2.5 baths, 2 car garage home has over 2100 ft.² of luxury living, and a beautiful in-ground, caged pool overlooking the freshwater canal! The home can be sold turnkey! Call or text us for any questions! 941-426-4394
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By Walter DiLoreto, Real Estate Short Sale Specialist
(PHP Houses)
The housing market has gone through a lot of change recently, and much of that was a result of how quickly mortgage rates rose last year.Now, as we move through 2023, there are signs things are finally going to turn around. Home price appreciation is slowing from the recent frenzy, mortgage rates are coming down, inflation is easing, and overall market activity is starting to pick up. All of that’s great news for the housing market this year. Here’s what experts are saying.Cristian deRitis, Deputy Chief Economist, Moody’s Analytics:“The current state of the housing market is that it is certainly in transition.”Susan Wachter, Professor of Real Estate and Finance, University of Pennsylvania’s Wharton School:“Housing is going to ease up. I think 2023 will be a turnaround year.”Lawrence Yun...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
For the Bedroom Image: KatarzynaBialasiewicz/Getty       5. Add Molding to the Walls Estimated cost: about $200, including a designer's input Installing molding on the walls behind the bed is an impressive home upgrade. Krisztina Bell, founder of No Vacancy Home Staging and Virtually Staging Properties in the Atlanta area, recently used black molding zigzagged across a wall to dress up a white, blank slate behind the bed frame. She says designers and woodworking artists are readily available on sites like Etsy.com (search under “professionally designed custom dimensional accent wall”). They will custom design a 3D digital model of the molding to fit your wall and provide an instruction packet, shopping list, and cutting and installation instructions so you can DIY. 6. Decorate With Mir...
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