1) Obtenga una Pre-Aprobación ("Pre-Approval"). Una pre-aprobación es una carta que su "mortgage broker" o banco le deberán preparar una vez hayan investigado su crédito, nu nivel de ingreso, sus costos mensuales promedio entre otras informaciones.Según Lennox Scott, CEO de John L. Scott Real Estate, usted debe demostrar que usted tiene capacidad de asumir el préstamo y que está listo para presentar una oferta. Todo comprador tiene ya una aprobación y usted no quiere que se le adelanten. Parte del paquete de documentos que el Agente que lo represente enviará en el momento de presentar la oferta al vendedor es esa carta de pre-aprobación. Sin esa carta, su oferta no será tomada en serio.De acuerdo con Bob Moulton, corredor de Hipotecas (Mortgage broker) de Americana Mortgage, el tener su... 07/17/2007

These three towns, as in most of the country, are showing a reduced number of SOLD properties compared to one year ago. As we all know, the Real Estate market is cyclical as it is the economy, politics, the seasons...., and in this particular scenario, it is about LOCATION. As you well know, it's about the address, and some towns saw their real estate prices going higher and earlier than others a couple of years ago. The same is happening with the so called "price adjustment" or "market adjustment". Some towns have reduced (normalized) their prices earlier than others:We can see that in Stamford, there have been 41.70% less SOLD Single Family properties between Jan.10 and July 10 this year than one year ago during the same period. Stamford is the only town/city of the three compared her... 07/10/2007

Hope this finds you enjoying your friends and family, whether barbecuing, boating or enjoying your favorite hobby!  The Real Estate market has definately cooled and the effects are being felt now across all price ranges.  There are still buyers out there though.  Stamford's pending sales are up 19% for this past May over May last year.  There is a great selection of homes with some very eager sellers.  Visit my web site to view some really great homes!  You can also go to my blog from there to view my newest newsletter.Have a Great Summer!Victoriahttp://www.homesoffairfieldcounty.com/ 06/29/2007

Keller Williams Prestige Properties in Stamford, CT continues to lead the way in Real Estate!  The results are in for the first 5 months of the year and are verifiable through the MLS.  CompanyAvg Sale $Avg Days MktWilliam Pitt663,23090.5William Ravies603,77290.1Keller Williams834,16677.8Coldwell Banker480,15082.2Weichert492,559104.6Country Living642,08884Prudential781,02287.8 Thank you to all who continue to make us a success!  Happy Spring!!VictoriaYour Source for Real Estate in Fairfield County! 05/10/2007

Just want to let all know about a great new opportunity for builders or an individual who would like to build their dream home.  I have two new land listings that abutt eachother.  One is 5 acres and has the Mianus river running through the back corner of it.  It is not divisable and set amongst gorgeous conservation land allowing for great privacy.  The second lot is 2 acres and also allows for wonderful privacy.  For you car collectors or horse lovers looking for that wonderful piece of property that allows for great privacy, this might be it.  Call me 203-324-9600 for more information or visit my web site at www.homesoffairfieldcounty.com  Have a Great Day! Victoria 05/09/2007

Lower Fairfield county is certainly a wonderful place to live, play and raise a family. I know because I made the move 32 years ago.  We moved to Stamford.  After growing up on New York's Long Island, and living in several towns...I was ready for a new job and my bride and I thought we'd try exotic Connecticut. The home of I-95, the Greenwich Tolls, Mystic Seaport and maybe one Bagel bakery. It was like coming to a foreign country. On Long Island we had shopping malls and in Stamford we had the shops on Atlantic & Bedford Street (Which at that time half the city was being torn down for urban re-newal). There was one Polynesian Restaurant and the Chinese restaurant was take out only. Amazing.Ah, but times have changed. The mall got built, the Libraries enlarged, Culture prevailed at the ... 05/09/2007

Open House this Sunday, April 22 from 1 - 3pmOutstanding new construction, completed and awaiting your decorating touches. Located in North Stamford, CT., close to the Greenwich border, this home rests up a long tree lined private drive and boasts 2.3 acres with pond views. With a perfect entertaining flow, you'll find a spacious Living Room with gas fireplace, formal Dining Room, grand open Kitchen to Family Room with walls of glass that open to the expansive deck where afternoon sun is abundant. Also on the first floor is Bedroom/Library. Upstairs you'll find a deluxe Master Suite complete with marble bath that includes whirlpool tub, shower and double vanity as well as fireplace in the bedroom. There are also 3 more bedrooms and 2 full baths. As a bonus, this home has so much additio... 04/20/2007

 Hi Everybody, Let's start a new local blog where we can talk about Real Estate Market Conditions around our towns in Fairfield County Connecticut.Please add this blog. Mario Archila RE/MAX Sound Realty 04/12/2007

Recently updated 1 bedroom condo located near beach and supermarket,banks,restaurants,public transportation.aprox 600 sq ft,Includes 1 parking space,Laundry room in complex,storage room. Top unit on 3 story building,Bright finished wood floors,recently painted,balcony. Great for investor or first time buyer. Low CC $190mth and taxes $1300 Yr. Located at 69 Cove rd Stamford. Please call (203) 515-2020 or email Mario at: Mario.archila1@yahoo.com for viewing. http://www.stamfordhomesonline.com/  www.StamfordOnline.net   04/11/2007

Current Market Analysis - Stamford Condos - January 1, 2007 to March 23, 2007  StatusClassTypeAreaNo. of ListingsDollar VolumeAverage PriceMedian PriceAverage DOM Active Listings471$236,841,131$502,847$434,00088Listings Under Contract92$41,570,515$451,853$426,450112Listings Sold 200788$30,697,875$348,839$318,85089There are 112 Listings $300,000 or less on the CT-MLS for the Town of Stamford, Connecticut.21 of these listings are Coops.64 Listing are 1 Bedrooms.Available listings under $300,000 in the following Stamford areas:22 - Cove39 - Glenbrook36 - Midcity  8 - Springdale  1 - Shippan  1 - Westover  5 - Westside    03/23/2007

Address:  Lot 1 Erskine Road   Stamford,CT, 06903 Bedrooms: 5 Full Bathrooms: 4 Half Baths: 1 SQFT: 5700 Price: $2,265,000  Outstanding new construction, completed and awaiting your decorating touches. Located in North Stamford, close to the Greenwich border, this home rests up a long tree lined private drive and boasts 2.3 acres with pond views. With a perfect entertaining flow, you'll find a spacious Living Room with gas fireplace, formal Dining Room, grand open Kitchen to Family Room with walls of glass that open to the expansive deck where afternoon sun is abundant. Also on the first floor is Bedroom/Library. Upstairs you'll find a deluxe Master Suite complete with marble bath that includes whirlpool tub, shower and double vanity as well as fireplace in the bedroom. There are also ... 03/11/2007

Dear Reader, In this blog I would like to talk about a form of fraud known as Bait & Switch.  I will share my own mortgage related definition of bait & switch, the dictionary's definition of bait & switch and use an example which I faced late last week. Dictionary Definition: Bait and Switch    Wikipedia: The Free Encyclopedia A bait and switch is a form of fraud in which the fraudster lures in customers by advertising a product or service at an unprofitably low price, then reveals to potential customers that the advertised good is not available but that a substitute good is. The goal of the bait-and-switch is to convince some buyers to purchase the substitute good as a means of avoiding disappointment over not getting the bait, or as a way to recover sunk costs expended to try to obtai... 02/26/2007

     A delightful white cape, with a usually packed parking on Long Ridge Road, Stamford was the home to over 30 real estate agents is now available for rent.  This building held most of the new agents. It had private offices of top producers. It was the central office for office meetings for all the Stamford company's agents and the company's Stamford Rental Headquarters was moved there in 2005.      So, where have all the agents gone?     The company has other modest "office/houses" on the same road, but how many can you "squish" into existing office space and cubicles?      Obviously, some agents were not pleased.  A top producing team went indepedent.  Some other consistent producers have relocated themselves to other companies.       This is not an earthquake in real estate news, b... 02/14/2007

RISMEDIA, August 3, 2006-Dave Liniger, the eminent and distinguished founder of RE/MAX, recently spoke about the Internet and how it affected his company at a trade gathering in San Francisco. "The Internet has not affected RE/MAX growth, profitability share or whatever," Mr. Liniger said. "Despite six presidencies, four major recessions and all the technological changes that have occurred, it has not upset the applecart." The Internet may not have upset the applecart but it sure has changed the paradigm for how buyers find the homes they end up purchasing, and the agents they purchase them through. With 77% of home purchases beginning on the Internet, consciously or not, every real estate agent is affected. Yet, surprisingly, one of the major reasons that the benefits of this amazing n... 08/04/2006

Orders to U.S. factories for manufactured goods rose by 0.7% in May, significantly better than the 0.1% increase analysts had been expecting, the Commerce Department reported July 5. Much of the rise stemmed from a 1.6% increase in demand for nondurable products -- items not expected to last more than three years. The service sector of the economy expanded for a 39th consecutive month in June, albeit at a slower pace than May, according to the Institute for Supply Management's index of activity released on July 6. June's reading of 57 was less than May's index of 60.1 and below analysts' expectations of 59. (Any reading of 50 or more indicates expansion.) Retail sales were sluggish in June, creeping up 2.6%, compared to the 4.1% average gain in the first five months of 2006. Among the s... 07/12/2006