Explore Broomfield, CO

By Katy Tuleja
(Your Castle Real Estate)
Comments 0
You walk into a property you're looking to buy and rent and you walk down into the basement and voila! you find a full second kitchen.   Great!  You start calculating how much rent you could get if you could rent the downstairs separate from the upstairs and the cashflow is out of this world!  Bu...

By Todd Barton
(Your Castle Real Estate)
Comments 0
Loan Considerations for Buy and Hold Investors       As far as investment loans, little or no money down loans are impossible.  However, lenders do permit the use of Home Equity Lines of Credit or second mortgages from other properties owned by the borrower as a source of down payment.  Or, self-...

By Todd Barton
(Your Castle Real Estate)
Comments 0
Loan Considerations for Fix & Flip / Short-Term Investors     Securing conventional financing on a fix & flip or short-term loan is not recommended.  Most conventional lenders sell off their mortgages to investors on the secondary market.  If the loan is paid off early (before six payments are ma...

By Todd Barton
(Your Castle Real Estate)
Comments 0
Loan Considerations for Jumbo Mortgages   For the Greater Metro Denver area, any loan amount greater than $417,000 is considered a jumbo loan.  Fannie Mae and Freddie Mac assign different thresholds for various regions across the country.  For instance, $417,000 is not considered a jumbo loan in ...

By Todd Barton
(Your Castle Real Estate)
Comments 0
Loan Considerations for Loan Amounts Between $200K - $417K   With all the doom and gloom publications that are mostly exaggerated, many potential borrowers believe that home mortgage lending options have dried up.  While underwriters and investors are scrutinizing files more closely, attractive r...

By Todd Barton
(Your Castle Real Estate)
Comments 0
FHA First-Time Buyer Tax Credit    In an effort to boost the sagging real estate market and overall economy, first-time home buyers are being offered a limited time tax credit when purchasing a primary residence.  The highlights of the tax credit are: ·   The tax credit is available for first-tim...

By Todd Barton
(Your Castle Real Estate)
Comments 0
Loan considerations for a first time buyer    Lending guidelines are changing on a daily basis for every type of loan: conventional, FHA, VA & commercial.  Nevertheless, there are still very attractive first-time home buyer options available.   If you are or will be a first-time buyer, it is crit...

By Todd Barton
(Your Castle Real Estate)
Comments 0
How can you improve your FICO score? To improve one's credit score, it's critical to understand the factors influencing a credit score.  The factors that contribute to a FICO score and the weighted percentages for each are as follows: 35% - timeliness of payments 30% - the ratio of used debt to a...

By Todd Barton
(Your Castle Real Estate)
Comments 0
How does your FICO score impact your interest rate on your loan?    Low credit scores are deemed greater risk for lenders since the likelihood for defaulting on the loan increases.  As such, lower FICO scores translate into higher interest rates.  Mortgage lenders will group credit scores in a ra...

By Todd Barton
(Your Castle Real Estate)
Comments 0
What is a FICO score? FICO stands for Fair Isaac Corporation, a company that created the most used credit scoring model in the United States.  An individual's credit score is calculated through a statistical algorithm and is used as a factor in determining the likelihood of a borrower defaulting ...

By Todd Barton
(Your Castle Real Estate)
Comments 0
TOPIC: Improving conditions in Denver's  market There are some signs of strengthening in our Denver market.  The metro area's inventory of available resale housing decreased 20% to 23,120 units in October from October 2007.  Some of this reduced inventory is attributed to homeowners taking their ...

By Sean Mathes
(Your Castle Real Estate)
Comments 1
Investor often ask me what types of real estate investments are available on the market.  Here's what we tell them. This is the first of several postings on the topic. Please offer comments - positive or negative! Assignments.  If you don't have much equity to work with, and/or if your credit pow...

By Sean Mathes
(Your Castle Real Estate)
Comments 1
      The big message has not changed since last quarter - it's still a great time to be a buyer in the condo market. Prices are at a three year low in many areas, and interest rates on mortgages are still historically low.The average condo price in Metro Denver declined 4% between 2006 and 2007...

By Sean Mathes
(Your Castle Real Estate)
Comments 1
    If you have not heard already, the inventory of home on the market in Denver has been declining. This is not true in many regions of the county. Your clients, who often only see national headlines, might not be aware of this favorable news. Our market has some unusual factors at work. Let's ...

By Amy Ballain
(Red Door Group - Keller Williams Avenues)
Comments 1
It's that time of year when everyone that loves Halloween is in pursuit of the perfect pumpkin. Every year my family piles into the car and goes to my favorite pumpkin picking spot -Rock Creek Farm located in the City of Broomfield Colorado. Rock Creek farm has gorgeous pumpkins and is situated o...

By Amy Ballain
(Red Door Group - Keller Williams Avenues)
Comments 6
Dog Daze at the Broomfield Bay Have you noticed the ever-so-popular trend that keeps growing over the past several years?  Pet marketing! Yes, folks we've all seen it in one form or another and I am a big fan since my Boxer dog, Scout, is one of my favorite people I mean things in this whole-wide...

By Chris George
(Your Castle Real Estate)
Comments 4
Investor often ask me what types of real estate investments are available on the market.  Here's what we tell them. This is the first of several postings on the topic. Please offer comments - positive or negative! Assignments.  If you don't have much equity to work with, and/or if your credit pow...

By Beth Skinner, World class service - with a personal touch!
(Skinner Realty, Inc.)
Comments 3
Is that giant dinasour of a computer monitor STILL sitting in your loft collecting dust? (Oh, that's at my house!) Make an appointment now to get rid of it free of charge this Saturday, October 4. You can email kschaefer@broomfield.org or call at 303.438.6336. I emailed her this morning and she ...

By Todd Barton
(Your Castle Real Estate)
Comments 24
Investor often ask me what types of real estate investments are available on the market.  Here's what we tell them. This is the first of several postings on the topic. Please offer comments - positive or negative! Assignments.  If you don't have much equity to work with, and/or if your credit pow...

By Todd Barton
(Your Castle Real Estate)
Comments 24
Take a look at the first page, for AUN (Aurora North).  Note these positive market trends this year:-          number of active listings steadily declining-          average list price pretty stable (finally!)-          U/C up dramatically-          Number of sales / month up (partially seasonali...

Broomfield, CO Real Estate Professionals