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Aurora, CO Real Estate News

By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Shares your favorite quotes! Your favorite quotes can be motivational, inspirational or otherwise! Here are some of my favorite quotes; Never tell people how to do things. Tell them what to do and they will surprise you with their ingenuity. George Patton I will act as if what I do makes a difference. William James Without deviation from the norm there is no progress. Frank Zappa Thank you very much in advance for sharing your quotes! Adam
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Top Clunker Cars To Avoid! According to Forbes Magazine and Consumer reports there's some clunker car you should avoid! To determine 2010's biggest clunkers, they check a series of worst-of-the-worst lists data bases, starting with The Most Dangerous Cars on the Road, Most Dangerous Trucks on the Road and Cars that Lose Their Value the Fast through depreciation! Here's the list of the biggest clunkers car, and the honor goes to: Chevrolet Aveo Segment: Subcompact sedanWorst-of lists: Most Dangerous Cars, Consumer Reports Least Reliable Cars, Two Stars or Lower on JD Power Dependability RatingsMSRP: $11,965 Chevrolet Colorado Segment: Pickup truckWorst-of lists: Most Dangerous Trucks, Consumer Reports Least Reliable Cars, Two Stars or Lower on JD Power Dependability RatingsMSRP: $16,985 ...
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By Nicholas Goraczkowski, Your Mortgage Resource - (720) 83-RATES
I need more time!   That is something that we have all said more than once. This weekend however, is the one time a year that we get it. Just a reminder to roll your clocks back one hour on Sunday for Daylight savings time. Enjoy your extra hour of sleep and come back in on Monday ready to go! Have a great weekend everyone and stay safe. Remember, if you need any loan questions answered or any pre - qualifications done over the weekend, let me know. I'm always available!  
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Top Five Cars That Lose Their Value Fastest! Depreciation in Cars happens almost immediately just after you buy the new car after you drive away from the dealership lots! According to Forbes Magazine Here's the following lists of car that lose their value very fast; Chrysler Sebring Trim: LX ConvertibleMSRP: $28,590Percent of total value retained after 24 months: 35%Percent of total value retained after 36 months: 27%Percent of total value retained after 48 months: 21%Percent of total value retained after 60 months: 16% Mercedes-Benz S-Class Trim: S65 SedanMSRP: $205,025Percent of total value retained after 24 months: 36%Percent of total value retained after 36 months: 28%Percent of total value retained after 48 months: 22%Percent of total value retained after 60 months: 16% Kia Sedona ...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
It's Daylight Saving Time! The Daylight saving time is this coming Sunday November 7th 2010 Don't forget to turn your clocks back one (1) hour on Sunday Morning! Also remember it's time to serves and cleans your furnace and replaces the filter! it's a good time to change the batteries in your smoke or carbon monoxide detectors! It's good time to check and make sure your hot water heater in working condition! It's good time also to winterize your sprinklers system! It's good time to winterize your swamp cooler, air-condition, or any cooling system! This is just FYI only! Thanks
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Fire Safety for colleges and universities! According to Security Management magazine, A bill in congress has passed is called  (H.R. 4908)  would provide grants that colleges and universities could use to improve fire-safety programs. The grants, which could be for amounts up to $250,000, would be awarded to fund programs to increase fire safety awareness among college and university students, including those living in off-campus housing. The grants would fund a program for up to two years and would have to be matched by an investment of at least 25 percent of the total grant amount! This is just FYI Only! Thanks.
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By Dawn A Fabiszak, The Dawn of a New Real Estate Experience!
(Private Label Realty ( Denver metro area, Colorado)
~ Southlands Happenings - Aurora, Colorado ~ The holiday season has begun at Southlands Malllocated on the northeast corner of E-470 and Smoky Hill Road in Aurora, Colorado.  On Saturday, November 20, 2010, the celebration will start off with a holiday parade at 6pm in the Town Square.  The parade will include entertainers, bands and Santa, himself!  The lighting of the Christmas tree will take place after the parade. No holiday season would be complete without photos with Santa.  Bring your children to Southlands Mallstarting on Saturday, November 20th through December 24th for your opportunity.  A percentage of the proceeds will be donated to Parker Adventist Hospital.  If you would like a photo of your 4 legged friend with Santa, stop by any Wednesday evening between 4pm and 7pm. Whe...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
The Only Kind of Identity Theft That Could Kill! According to Security Management Magazine, when it comes to identity theft, one of the fastest-growing concerns is the improper use of medical information, according to a recent Ponemon Institute study. Costs for victims can be particularly high, and the crime can take especially long to recognize, the study said. About 1.5 million Americans have suffered from medical identity fraud, according to the study, but it still constitutes a relatively small part of overall identity theft. About 9 percent of Americans have been victimized by identity theft, only 6 percent of those cases concerned medical Identity fraud. But medical theft costs are particularly high. The total cost to consumers is about $29 billion, or about $20,000 per person. Ef...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
A house divided: Estranged couple's home cut in half! According to CNN news Magazine A Cambodian couple who separated after 40 years of marriage may have taken things too literally when it came to splitting their assets: The husband cut the house in two. The husband and wife had been living together in the house in a village in the Prey Veng province of southern Cambodia roughly 50 miles (80 km) from the capital. The village chief said that the husband was angry because his wife wouldn't tend to him when he was ill. The husband and his friends moved his belongings to one side of the house -- and sawed and chiseled it off! The couple also divided their property into four sections: for themselves and their two children. Because the couple side-stepped the provincial courts when they parte...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Renting Vs Buying! Is it financially better to buy a home or to rent it?  It's all depends on the individual and depends upon how much the home costs, how much you are paying for rent, and how much you will have to pay each year in order to maintain your home. If you were to pay $800.00 per month, for example, and the average rental payment increase was 3.0%, you would pay $50,967.70 in a 5-year period toward rent. If you purchased a home and borrowed $250,000.00 with a 5.0% interest rate fixed for 30 years, and you paid $900.00 every year toward its maintenance, you would pay $110,752.41 in a 5-year period toward mortgage payments! When you consider your tax benefits and the appreciation of your home, however, you will actually SAVE money by purchasing a home, then renting it. If your ...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
You don't have to pay for your credit  scores report anymore!   If you find out what are your credit scores, you can do it for free! If you want credit score monitoring, I recommend using a service like www.creditkarma.com they give you a better than "home-scale" version of your credit score for free. It's a Trans Union credit score based on their formula, not FICO, but it's good enough! Most monitoring services justify themselves by saying you can help monitor your score for fraud and getting a free score from Credit O Karma at:  www.creditkara­ma.com at least it's for free! Also you have your free credit report without scores from : www.annualcreditreport.com This is just FYI only! Thanks. Adam
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Colorado House Bill 10-114 Boards of Mortgage Loan Originators! In 2010, the Colorado General Assembly passed House Bill 10-114 This bill was signed into law by Governor Bill Ritter Jr. on May 26, 2010.  As a result, House Bill 10-1141 becomes effective on August 11, 2010. Many of the changes to the current regulatory program are highlighted below: House Bill 10-1141 Summary: Section 12-61-902.5, C.R.S. - Creation of the Board of Mortgage Loan Originators:Such board consists of five (5) members appointed by the Governor.Of the members, three (3) shall be licensed mortgage loan originators; andTwo (2) members shall be members of the public at large not engaged in mortgage loan Origination or mortgage lendingThe Board is the final and ultimate authority for rule-making, enforcement and fo...
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By Jeanne Osness, Residential Real Estate, Short Sales
(Jeanne Osness, Keller Williams)
Tallyn's Reach Cherry Creek Schools. The newest, most modern High School in the Cherry Creek District was completed next to Tallyn's Reach. Newsweek Magazine identified Tallyn"s Reach, Cherokee Trail High School as "one of the Best High schools in the Nation for 2010". It ranked 258th in the nation! Even higher than the other Cherry Creek High schools, all of which were in Newsweek's Best High Schools. Cherokee Trail High School, serving Tallyn's Reach, is among the few public high schools in Colorado to receive a distinguised GreatSchools.com rating of 8 out of 10. In addition, this school has an average Parent Rating of 4 out of 5 stars. It boasts cultural diversity, a high number of AP classes available and a low teacher/student ratio. It is also an International Baccalaureate Diplom...
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By Nicholas Goraczkowski, Your Mortgage Resource - (720) 83-RATES
With Halloween this week, we all have ghosts on our minds. What a way to experience some great local ghost stories and get some fresh air and exercise than a walking ghost tour? Here is a list of a few of the most popular ones in Denver. Have fun and be safe! Hauntedtimes Capital Hill Ghost Tour Join Paulette Huff, seasoned paranormal investigator and 5th generation Colorado native, as she guides you nightly on a walking tour of some of Capitol Hill's most notoriously haunted mansions. Hear real stories, as she recalls actual haunted evidence captured when personally investigating the majority of these homes, as well as purported ghostly experiences from the eerie locations you will visit. Price: $20 Adults $15 Seniors and Children 12 and under.- (Tu/Wed/Th & Su tours are 6 & 8:30pm) (F...
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By Nicholas Goraczkowski, Your Mortgage Resource - (720) 83-RATES
Welcome to the Fall season and Halloween! Now that the weather has started cooling down and Halloween is this week, there are many things to do in Colorado. Here is a list of things to do. If I missed a few or you have any input on these, let me know! Area Pumpkin Farms and Corn Mazes: Berry Patch Farms - straw maze, pumpkin patch, hayrides13785 Potomac Street, Brighton, CO, 80601. Phone: 303-659-5050. Delaney Farm Pumpkin Patch at Pumpkin Fest - pumpkin patch170 S. Chambers Road, Aurora, CO 80012 Hill's Harvest - pumpkins, pumpkin patch-pick in the field, pumpkin patch- already gathered from the field,3225 E 124th Ave, Thornton, CO 80241. Phone: 303.-451-5637 Mazzotti Farms - Pumpkin Patch, corn maze, petting zoo, pumpkins2628 WCR 49, Hudson CO 80642. Phone: (303) 536-4089 McIntosh Maz...
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By Nicholas Goraczkowski, Your Mortgage Resource - (720) 83-RATES
Are you trying to plan out your Halloween weekend events? Great news for those of you in Aurora, CO! The McCabe's Halloween Scary'oke Bash is this Friday Night! Why is it called Scary'oke? It's karaoke and it's Halloween weekend! That's why! In addition to trying out McCabe's brand new menu for Fall, the selection of beers and beverages is growing everyday. Located in the heart of the Southlands shopping area, it is a great location to have some fun. The McCabes Scary'oke party will feature a bunch of great drink and shot specials; great Jello shot specials and deals on your favorite food. Of course, KJ Kors will be there as well, playing some great music and letting you sing your favorite songs. The fun will begin around nine. Be sure to come watch all of the good looking people in the...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
The latest scams aimed at consumers! According to consumers Report Magazine Just as important as knowing how to sniff out great buys is understanding what it takes to avoid rip-offs. And with Internet fraud on the rise, it's getting tougher to outsmart the criminals.  Complaints to the Internet Crime Complaint Center, a joint operation of the FBI and the National White Collar Crime Center, jumped 22 percent last year. The complaints include plenty of run-of-the-mill scams, like sellers who steal credit-card numbers or take the money and run. But those are child's play compared with what else is brewing! Think you're too savvy to get taken? OK, maybe you don't fall for those e-mails from Nigerian royalty asking you to wire money, but digital criminals are getting sneakier every year. One...
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By Jeanne Osness, Residential Real Estate, Short Sales
(Jeanne Osness, Keller Williams)
Should I Buy A Home Now in Aurora Colorado Lately I've been asked a lot "should I buy now"? I've heard a lot of rumors that there aren't loans available even if you want to take advantage of the best buying opportunity in 60 years! Let's separate some truth from fiction. Here's some answers to some of the "should I buy now" questions: Question #1 - Should I buy now when I have to have 20% down to buy a house. Truth: About 90% of loans now are FHA which require 3.5% of the purchase price for a down payment. There's even a loan I've recently heard of called a "Community Loan" that only requires $500 down! There's also VA loans which can require ZERO down. Question #2 - Should I buy now when I have to have a bunch of money for closing costs? Truth: In today's market many Sellers are willin...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
The world's coolest observation decks! You could be standing on air according to Travel and Leisure Magazine, that's what it feels like when you step inside one of the glass boxes that protrude from the 103rd-floor Sky deck at Chicago's Willis (formerly Sears) Tower. After all, the seamless, apparently unsupported glass floor is the only thing between your toes and the urban mosaic 1,300 feet below. Even if you've been to hundreds of observation decks, the effect of the Ledge is still unnerving.  And really, a skyscraper observation deck should make you feel like you're flying. Decks, at their best, are a mechanism for transforming the engineering genius of super-tall buildings into pure visceral magic. Emerge from the elevators at the top of places like Toronto's CN Tower and you get a...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
I have too many inquiries on my credit report?   Can any one remove inquiries from their credit report?  The answer is yes!   First go to www.annualcreditreport.com order your free credit report and check it out. All inquires usually are in the back of your credit report!   If any of the inquiry were not personally authorized by you. Then contact the credit reporting agencies directly at:   Equifax P.O. Box 740256 Atlanta, GA 30348-5496 www.equifax.com Telephone: 1-800-356-4715 Fax: 1-888-677-5577   Experian National Consumer Assistance Center P.O. Box 2002 Allen, TX 75013-2104 www.experian.com Telephone: 1-888-397-3742   Trans Union LLC Consumer Relations P.O. Box 1000 Chester, PA 19022 www.transunion.com Telephone: 1-440-779-7200   Dispute these inquire, making sure the credit reporti...
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