Aurora, CO Real Estate News

By Nicholas Goraczkowski, Your Mortgage Resource - (720) 83-RATES
Cars and Coffee? An interesting combination. Not anymore! Now every Saturday morning, you can come join us for a cup of coffee and look at the area's best show cars. There are many car enthusiasts willing to talk shop with you and let you look at some classic and some great high end cars from today. It is at the Southlands shopping area every Saturday morning at 9am. For more information look here.
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By Nicholas Goraczkowski, Your Mortgage Resource - (720) 83-RATES
If you live or work in the Southeast Aurora, CO area; you know about Southlands. A great shopping and family area. But did youi know that Southlands is offering a FREE summer concert series? Starting on June 18th, there will be a free live music show every Friday night! Here is the line up. Be sure to check back with this blog, we will give you a review of each band so that you know who you want to see. June 18th - Jersey Shore June 24th - Boogielicious July 2nd - Jakarta July 9th - Dotsero July 16th - The Fab Four July 23rd - New Sensation July 30th - Hazel Miller August 6th - Wendy Woo August 13th - Soul School August 20th - Nacho Men August 27th - Message in a Bottle   Have a fun and safe summer!   
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By Jude Sandvall: DreamHomes by Jude, 720-427-1021
(Brokers Guild Classic)
Dear Aurora Association of Realtors Friends and Colleagues-By now you should have received your electronic ballot for the Aurora Association of Realtors Board of Directors election. I, Jude Sandvall, am asking for your vote.The association and its directors provide an important part in safeguarding our profession and allowing us to practice in the best possible business environment.Many of you may have seen me on Fox31 or CBS4 advocating on behalf of the Realtor community or have sat with me on the City of Aurora's Business Advisory Board or the Arapahoe County's Citizen's Budget Committee. As you know I am a tireless champion of the business community especially the real estate community.If you'd like to learn more about me please visit AAR's candidate page at http://aurorarealtors.org...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Denver is 'most improved' U.S. housing market, Businessweek says - "In Denver, the economy and employment slowed just as other areas did during the recession, but things appear to be moving in the right direction this year," the report says.  Metro-area home prices increased 5.8% in the first quarter from the same period of 2009 as sales grew and distressed sales fell.  The report cites research by Development Research Partners of Littleton forecasting a 5% boost in both home sales and prices in the Denver-area this year.  "An influx of renewable energy companies and the relocation of kidney care giant DaVita's headquarters to Denver from California in 2009 are expected to create jobs," Businessweek's Venessa Wong wrote.  Read full article:http://www.bizjournals.com/denver/stories/2010/...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
How to Prevent Foreclosure! First of all, when sellers/ homeowners call you in distress he/she missed more the three (3) months payment on their home mortgage, they are wondering what to do!  As real estate professionals what should you do for the sellers/homeowners!  Most of the time the seller agent wants to do a short sale!  Because they are looking to get commission, instead of thinking about helping the sellers/homeowners situation! They are thinking about themselves first!  That what is giving as real estate professional a bad image with some sellers/homeowners!  In this situation the short sale should be the last resort! First advise you should give the Sellers/homeowners in this situation. The first step is to contact the Colorado foreclosure prevention hotline: at 1(877) 601 HO...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Colorado House Bill 10-114 Boards of Mortgage Loan Originators! In 2010, the Colorado General Assembly passed House Bill 10-114 This bill was signed into law by Governor Bill Ritter Jr. on May 26, 2010.  As a result, House Bill 10-1141 becomes effective on August 11, 2010. Many of the changes to the current regulatory program are highlighted below: House Bill 10-1141 Summary: Section 12-61-902.5, C.R.S. - Creation of the Board of Mortgage Loan Originators:Such board consists of five (5) members appointed by the Governor.Of the members, three (3) shall be licensed mortgage loan originators; andTwo (2) members shall be members of the public at large not engaged in mortgage loan Origination or mortgage lendingThe Board is the final and ultimate authority for rule-making, enforcement and fo...
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By Jude Sandvall: DreamHomes by Jude, 720-427-1021
(Brokers Guild Classic)
Denver-area single-family home prices up 4% in April from 2009 - Single-family home prices in metro Denver rose 4% in April from 12 months earlier, according to a report Tuesday from Integrated Asset Services LLC.  That followed March's 12-month rise of 4.1%.  Read full article:http://www.bizjournals.com/denver/stories/2010/06/07/daily19.html?s=industry&i=resi_real_estate
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By Jude Sandvall: DreamHomes by Jude, 720-427-1021
(Brokers Guild Classic)
Denver-area home resales up 20% in May from 2009 - May completed sales of houses and condominiums increased more than 20% in the metro area, to 4,365, from the same month of 2009.  However, homes put under contract dropped roughly 27% to 3,883 year over year, partly because of the credits’ expiration.  “May really reflects a good month for resales,” said independent broker Gary Bauer, who’s also a Metrolist analyst.  “I like to use word normalizing to describe it, because that’s what our housing market is doing; it’s normalizing.”  Read full article:http://www.bizjournals.com/denver/stories/2010/06/07/daily23.html?s=industry&i=resi_real_estate
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Motivational Mid week! "The longer I live, the more I realize the impact of attitude on life. Attitude, to me, is more important than facts. It is more important than the past, the education, the money, than circumstances, than failure, than successes, than what other people think or say or do. It is more important than appearance, giftedness or skill. It will make or break a company... a church... a home. The remarkable thing is we have a choice everyday regarding the attitude we will embrace for that day. We cannot change our past... we cannot change the fact that people will act in a certain way. We cannot change the inevitable. The only thing we can do is playing on the one string we have, and that is our attitude. I am convinced that life is 10% what happens to me, and 90% of how I...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Help building your credit!   If do not have enough credit line required to obtain a mortgage loan!   Or the credit scores are not high enough! Or have no credit at all!   First easy way go to your Bank, Credit Union, and ask for over drat protection on your checking account!  If you use that over draft on your checking account, then the bank, or credit Union will repot it to the credit reporting agencies, for example if you have $1000 over draft protection and used let's say $ 100 the Bank is going to report credit limit $1000 Credit used amount is $100. That will show on your credit report that you are using only 10% of your total credit line!  This way your credit scores will definitely go up!   Second way is to go to the same Bank or Credit Union and ask for a secured Credit Card, fo...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Commission Position On the Broker's Payment Or Rebating A Portion Of An Earned Commission! (Revised Position 4/13/2010) The License Law forbids a broker from paying a commission or valuable Consideration for performing brokerage functions to any person who is not licensed as a real estate broker. Thus, "referral fees" or "finder's fees" paid as the result of performing brokerage activities are prohibited. The question of whether or not a broker may make payments from his or her earned commission to a buyer or a seller in a particular transaction will arise because usually neither the buyer nor the seller is licensed. In a listing contract, the broker is a principal party to the contract and the consideration offered is the brokerage services. The broker may add to this consideration the...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Warning on Car Air-condition? No wonder more folks are dying from cancer than ever before.  We wonder where this stuff comes from but here is an example that explains a lot of the cancer causing incidents.  Many people are in their cars first thing in the morning and the last thing at night, 7 days a week. Please pass this information's on to the people you know and love. It's not too late to make some changes! Car A/C (Car Air Condition) ever body must read? Please do not turn on your car A/C as soon as you enter your car!Open the windows after you enter your car and turn ON the AC after a couple of minutes. Here's why: According to a research, the dashboard, sofa and air freshener emit Benzene, a cancer-causing toxin (carcinogen - take time to observe the smell of heated plastic in yo...
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By Jude Sandvall: DreamHomes by Jude, 720-427-1021
(Brokers Guild Classic)
Long- and Short-Term Rates Nearly Unchanged From Last Week - The 30-year fixed-rate mortgage averaged 4.79% with an average 0.8 point for the week ending June 3, 2010, according to Freddie Mac's Primary Mortgage Market Survey.  Last week, it averaged 4.78%, and a year ago it averaged 5.29%.  "The economy grew at a slower rate than originally reported in the first three months of the year, according to the Bureau of Economic Analysis, which suggests inflation will remain tame in the near term," said Frank Nothaft, Freddie Mac vice president and chief economist. "As a result, mortgage rates held at historic levels this week."http://realtytimes.com/rtpages/20100604_rates.htm
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
HUD/REO properties new lead paint rule! Housing and Urban Development (HUD)  Real Estate Own  (REO)   If you are working with HUD-Owned REO property, this may make a difference. Prior to June 1, appraisers were required to make a lead-based paint test a condition in every appraisal of a property built before 1978. Effective June 1, that limitation for HUD REO properties only applies if there is observable defective paint. Your appraiser or lender may not have caught up with this very recent change. Here is the link to the Mortgagee Letter 10-17. http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/files/10-17ml.pdf   This is just FYI only! Thanks
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By Jude Sandvall: DreamHomes by Jude, 720-427-1021
(Brokers Guild Classic)
Surge in Pending Home Sales Continues - Pending home sales have risen for three consecutive months, reflecting the broad impact of the home buyer tax credit and favorable housing affordability conditions, according to the NATIONAL ASSOCIATION OF REALTORS®.  The Pending Home Sales Index, a forward-looking indicator, rose 6.0% to 110.9 based on contracts signed in April, from an upwardly revised 104.6 in March, and is 22.4% higher than April 2009 when it was 90.6.  That follows gains of 7.1% in March and 8.3% in February.  Read full article:http://www.realtor.org/rmodaily.nsf/pages/News2010060201
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
  What's your favorite quote?   There's many favorites quote of mine among them:   He who is not courageous enough to take risks will accomplish nothing in life. ~ The greatest Muhammad Ali.   If Opportunity doesn't knock, build a door ~ Milton Berle   The two hardest things to handle in life are failure and success. ~ Author Unknown     Please let me know what's your favorite quote?    Adam Malachi 
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Free documents shred month in Aurora, Colorado!   For the month of June 2010 from 8:00 a.m. to 4:30 p.m. you can drop off your documents at Curbside Data Control and Confidential Screening located at: 15686 E Batavia Drive Aurora, Colorado 80011 Telephone number (303) 343-7096 All Aurora, Colorado residents Business and city employees with City Identification may drop-off documents/papers to be shredded free of charge! Please all documents/ papers must be free of trash, plastic, and binders. If you prefer to watch your documents / papers materials being shredded on Wednesdays only! Please call the above telephone number for appointment and you can pay up to $25.00 for up to 10 documents boxes! Take advantages of this excellent free shred service to all of the City of Aurora, Colorado ci...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
I do have a collection account on my credit report what should I do?   If you have a legitimate collection on your Credit report with organized crime collection agency!  Or their cousin rips off collection agency! First make sure there are no multiple collections on your credit report for the same account!  If there is, you need to make sure you are dealing with the right organized crime collection agency!  Never pay the collection account, because if you bring the collection account to Zero (0) it's going to be a negative entry on your credit report, and may adversely affects your credit scores! Sometime organized crime collection agency never sends you a notification about the collection, and they never ever send the proof right away regarding what's the collection about!  And most of...
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By Jude Sandvall: DreamHomes by Jude, 720-427-1021
(Brokers Guild Classic)
New development to bring amenities to Anschutz Medical Campus - Today, city leaders and developers will break ground on Fitzsimons Village, a new $80 million hotel and office project across from the Anschutz Medical Campus.  Business leaders say the project is a positive sign that financing is returning to commercial development following the recession.  In its first phase, Fitzsimons Village will have a 160,000 square-foot office facility that includes 16,000 square-feet of retail space; a 153-room SpringHill Suite by Marriott; and a regional banking branch.  In the second phase, a seven-story, 208,000 square-foot office building and a full service hotel and conference center will be built.  Read full article:http://www.9news.com/news/article.aspx?storyid=139236&catid=339
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
  If you have a complaint with  a Banks, Credit Union, credit agency?  There's recourse!   If you have problems with consumer credit-reporting agencies, creditors like credit card companies, Gas companies, or department stores, or organized crime collation agencies? Or their cousins rip off collection agencies? There's recourse!   You can contact: Federal Trade Commission consumer response center FRCA Washington, DC 20580 Telephone number: 1 877-384-4357 www.ftccomplaintassistant.gov/   Also you can report the organized crime collection agencies to you local Attorney General of you State you're residing in!   If you have problem with national Banks, Federal Branches or agencies of Foreign Banks that have a branch in the United States of America.  (Word National or the initial "N.A" appe...
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