Aurora, CO Real Estate News

By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Questions and Answer about Credit?   Here are few questions always the consumers are concern with!   Q, Can a credit reporting agencies/bureau deny my credit loan application?   A, No, it's very important for consumers to understand that the credit reporting agencies/bureau do not make the lenders/banks/creditors decisions, they do not approve nor deny you any credit.  They only report your credit information's and sell it to their special subscribers for fees!   Q, Is all my information's reported and updated automatically by the credit reporting agencies/bureau?   A, No, while the majority of information's is reported automatically to the credit reporting agencies/bureau, some information's does not get reported at all, because not every creditors belongs to the credit reporting agenc...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
When applying for credit here's the three C's that the lenders/creditors are looking for!   When a borrowers/consumers applies for credit, the lenders/creditors wants to know whether the borrowers/consumers has the ability and willingness to repay their debts! The lenders/creditors will considers the three C's in making their decision;   1, C, Barrowers/consumers Capacity! 2, C, Barrowers/consumers Character! 3, C, Barrowers/consumers Collateral!   Capacity of borrower/consumers: Fist of all do you have a steady job for the last two years! What's your salary and how's reliable your income! What's your current living expenses can you afford the new life style! How much are your open credit limits, are you using it all!   Character of borrowers/consumers; Do you pay your bills on time! Ho...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Shares with us what the 4th of July means to you?   As United States of American Citizens what is the 4th of July means to you?   Is it the United States of America Birthday Party? Is it because of our brave's men's and women's in uniforms past and present sacrifices their lives to defending our Freedom and our way of life and our beliefs?   Is it our pride in the United States of America Founding Fathers ideals?   Is it the United States of America Celebrations of diversity to all it Citizens?   Is it a Patriotic Reflections for who we are as United States of America Citizens?   Or is it the United States of America defending freedom worldwide?   Go Ahead and let us know what do you think about what the 4th of July means to you!   Thanks in advance for sharing you thoughts and comments...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Fireworks are illegal in the City of Aurora!The sale, use or possession of all forms of fireworks is against the law in City of Aurora. This ban includes retail fireworks stands and the lighting of fireworks that may have been purchased legally outside of the city. Professional fireworks displays conducted by state licensed firework operators are allowed only with proper permits obtained from the appropriate fire protection district! Fireworks are defined very broadly in the City of Aurora. It covers all forms of fireworks, including bottle rockets, sparklers and snakes. The fireworks ban will be enforced by the Arapahoe County Sheriff's and Adams County Sheriff's offices, along with local fire and code officials. The penalty for fireworks possession or sale is a maximum of $500 for eac...
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By Nicholas Goraczkowski, Your Mortgage Resource - (720) 83-RATES
Looks like the First time buyer tax credit has been extended. The House voted it through earlier in the week and now the Senate has also approved H.R. 5623, the Homebuyer Assistance and Improvement Act, which also cleared the House earlier. The bill would give first-time home buyers until Sept. 30 to claim an $8,000 tax credit if they bought a home before April 30; for current homeowners, the credit is $6,500. The original period for claiming the tax credit had expired yesterday (June 30). There are many happy home buyers and agents and Mortgage lenders alike that are very happy this morning. So let's get those deals done and fiond some more deals!
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Bigger does not mean is better especially for air condition! When it comes to buying an efficient air conditioning system/ unit!   Buying the right size for the space to be cooled is essential!   You can consult your air conditioner professionals to get the right air conditioner system/unit, or contact public service Energy Company in your State!   You ask me why bigger is not better? The answer is a smaller air conditioner running for a longer period operates more efficiently than a larger air conditioner system/unit that's frequently cycle on and off the air! This is just FYI only! Thanks.
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By Jude Sandvall: DreamHomes by Jude, 720-427-1021
(Brokers Guild Classic)
Register now for City of Aurora preschool by: Sherri-Jo Stowell view profile ▪ view other postings from Sherri-Jo Stowell 1 Provided by: City of Aurora Article Contributed on: 6/28/2010 8:38:51 AM City of Aurora Preschools are currently taking registrations for Fall programs. Summer classes will beginAugust 23. Class information is available online and through theLeisure Living brochure. Fall classes are for children 2-5 years old. Preschool classes provide a nurturing, safe and fun environment with the opportunity to explore, play and learn. The goalof the City of Aurora Preschool Programis to enrich and touch the lives of the future. We focus on the whole child to offer positive hands-on experiences that build each child's learning skills according to their age and ability. We provid...
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By Nicholas Goraczkowski, Your Mortgage Resource - (720) 83-RATES
The tax credit still has some life it. A single issue bill was voted on 409-5 last night to extend the deadline for buyers to close until September 20th, 2010. This deadline allows buyers to still qualify for the up to $8,000 tax credit.   It needs to be passed tonight as a final vote by the Senate and be signed by the President - all signs look good. Let's hope that those 180,000 contracts don't get stuck. It is predicted that as many as half of those contracts could back out if the deadline is not extended. Let's all keep positive thoughts.
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By Nicholas Goraczkowski, Your Mortgage Resource - (720) 83-RATES
Today is Camera Day! Most of us have a camera on us virtually every second of the day. In a bag or on a phone, we go no where without one. So today - let's celebrate it. Here is a great idea to do with your family - make your own camera. You can make a camera that costs nothing.  Its a great project for school, as a scout project, or just for fun. It's the "Pinhole Camera". A shoebox is infamous for storing pictures. It can also be converted into a camera. Take a shoebox and poke a pinhole in the middle of one end. Cover the pinhole with a piece of black tape. In a completely dark room, place a large piece of unexposed film on the inside of the end opposite the pinhole. Re-close the cover of the shoebox. Now, take a picture in a snap!   If you have some great pictures - share them today.
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Change Your Utilities services Just Yet?   If you purchased any property recently in the Denver Metro Area, here some information's you need to know and you must contact to start your service!   Cable Companies:   Comcast          (800)-266-2278 Dish Network (800)-333-3474 Direct TV       (800)-595-9931   Phone Companies:   Qwest              (800)-244-1111                         (877)-843-5444 AT&T             (800)-222-0300 Sprint              (800)-877-7746   Gas and Electric:   Xcel Energy    (888)-895-4999 IREA (Rural area)                         (303)-688-3100 This is good information's to have handy anyway! This is just FYI only! Thanks.
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By Jude Sandvall: DreamHomes by Jude, 720-427-1021
(Brokers Guild Classic)
Banks: We're hiring so we can make more home loans - Several banks are gearing up to do a whole lot more mortgage lending in the future.  These banks are hiring hundreds of loan originators, getting ready for what they believe will be a significant pick-up in lending.  JPMorgan Chase is in the midst of hiring 1,200 mortgage officers.  "We may not be inundated with applications tomorrow, but we are confident the the need will be there," said Christine Holevas, a spokeswoman for JPMorgan Chase.  Read full article:http://money.cnn.com/2010/06/24/news/economy/mortgage_lending/index.htm
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By Jude Sandvall: DreamHomes by Jude, 720-427-1021
(Brokers Guild Classic)
Record-low mortgage rates boon for housing - Mortgage rates fell this week to the lowest level on record, motivating consumers to lock in low payments for home purchases and refinanced loans.  It's the best news the market has seen since the tax credits expired.  The average rate for 30-year fixed- rate loans dropped to 4.69%, Freddie Mac said Thursday.  The high-end market is seeing a surge in sales as a result of the lower interest rates.  A year ago, the rate for a jumbo loan ranged from 6.25% to 6.75%.  Today, it's about 5.75% for a 30-year fixed-rate.  Read full article:http://www.denverpost.com/business/ci_15371813
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Widening Interstate Highway I-225 in The City of Aurora just began! The Interstate Highway I-225 widening project is currently under way, and will improve people's daily commutes by widening the highway to three lanes, up from two, in each direction between Interstate 70 and East Mississippi Avenue.The $20.3 million project is slated to be complete by summer 2011.Increasing the number of lanes will alleviate traffic congestion, increase safety, and provide commuters with a more pleasant and faster drive!The risk of getting into rear-end car accidents will decrease once the widening project is completed! "If you have more room and wider shoulders, and if there is a vehicle in an accident, there (will) actually be more room for them to pull off and get out of traffic safely," she said. "W...
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By Nicholas Goraczkowski, Your Mortgage Resource - (720) 83-RATES
For those of you in the Aurora, CO area. Southlands will be continuing it's Friday night summer concert series. This week they are featuring - Boogielicious Boogielicious is the ultimate party band! This 11 piece band features 3 singers; a full rhythm section; horns and a DJ. They combine dance routines with high energy music and lots of crowd interaction and excitement. Boogielicious travels all over the country and tonight, you can watch them for free. The show starts at 6pm! See you there!
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Homebuyers Tax credit for Military Extended!   U.S Congress has acknowledged the unique circumstances affecting members of the military, the foreign service and the intelligence community by making the following exceptions that apply to both the $8,000 tax credit for first-time home buyers and the $6,500 tax credit for repeat homebuyers!   Definitions of active military:   "Qualified service member" means a member of the uniformed services of the U.S military, a member of the Foreign Service of the U.S., or an employee of the intelligence community!   "Official extended duty" means any period of extended duty outside of the United States for at least 90 days during the period beginning after December 31, 2008 and ending before May 1, 2010!   Extension of Tax Credit Deadlines:   The home...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Your duty as a Buyer's Agent! As a Buyer's Representation, first  step is  finding properties that are suitable and acceptable for the buyers!   Second,  negotiating price, and terms,  on behalf of the buyer, that are acceptable to them!    And assisting them throughout the transaction from start to finish, from A to Z, to ensure a smooth transaction, and  to make sure it's stress-free experience. Including pre-approving your Buyers with local lenders, make sure the interest rate are fixed!    Also  assist them with home inspections and resolution!  Guide them  through the  paperwork involved and support  them throughout the transaction!   Finally the walk-through to make sure everything is still the same, and nothing is change,or missing, before your  buyers sign any the loan documents...
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By Brian E. Kinkade, Kinkade Team at Brokers Guild Real Estate
(Brokers Guild - Cherry Creek Ltd)
Looking for beauty + a bustling urban village? Why Aurora real estate may be the right match? Aurora homes are located in one of the most beautiful and interesting cities in Colorado. It’s also the third largest city in the state, and you’ll find that Aurora has something to offer everyone, no matter what your situation. If you’re looking for a new home for sale, Aurora is the place you want to be looking. Back before the Silver Crash of 1893, a local Denver business figure, Donald Fletcher, founded the town of Fletcher along with some business partners. After the crash, the town suffered greatly and Fletcher left. The area that is now Aurora real estate found itself struggling, and began to rebuild. It was named Aurora in 1907, and it has been a steadily growing community over the past...
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By Adam Malachi, QSC,CDPE,CIPS,CNE,CRB,CRS,GRI,MRE,SFR
(A 2 Z Realty LLC)
Who are the credit reporting agencies?   All the credit reporting agencies are private for profits companies, who sell your secure and private information's to Lenders, organized crime collections agencies, and predators credit cards companies for profits!   In my opinion there's life after bankruptcy, Bad debts, Divorce, Foreclosure, Layoff, and short sale!   The federal laws prohibit organized crime collection agencies/companies from collecting debts without first validating that the debt is valid!   So, how many times the collections agencies validate your debt? I will say ZERO time!   Good credit scores is always the key that opens your financial door to your future!   To find out what's on your credit report for free goes to: www.annualcreditreport.com If you find any negative or i...
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