A Comprehensive Selling Guide for HomeownersIf you're considering selling your house in San Francisco, CA, you're not alone. The Bay Area's real estate market has seen fluctuating trends, with home prices rising and falling based on a variety of factors, including interest rates, demand, and overall economic conditions. As a local realtor with years of experience in the San Francisco housing market, I understand the intricacies of selling a home in this unique city. In this blog post, I will guide you through the essential steps you need to take to successfully sell your property in San Francisco.Understanding the San Francisco Housing MarketSan Francisco is known for its high-demand housing market, where real estate values are often higher than the national average. However, the market... 04/10/2025

The old Victorian creaked, a symphony of settling wood and whispering drafts, as Sarah stepped across the threshold. Sunlight, fractured by dusty windowpanes, illuminated swirling motes of forgotten time. She'd found it with the help of www.203konline.com, a diamond in the rough, a sprawling, neglected beauty ripe for renovation. This was her project, her chance to breathe new life into history.With blueprints and a contractor's phone number, Sarah imagined the transformation: the grand staircase restored, the overgrown garden blooming again, the echoing rooms filled with laughter. But as the demolition began, the house began to talk back.It started subtly. A scratching sound, like fingernails on wood, emanating from beneath the floorboards. Then came the soft thumping, a rhythmic pulse... 03/29/2025

South San Francisco, often referred to as the “Industrial City,” is more than just a business hub—it’s a thriving community with scenic bay views, excellent dining, and easy access to both San Francisco and Silicon Valley. Whether you're visiting to explore neighborhoods before making a move or entertaining out-of-town guests, finding the right hotel is essential. Here’s a local realtor’s guide to the best hotels in South San Francisco, CA, ensuring you or your visitors enjoy comfort, convenience, and a welcoming stay.1. Grand Hyatt at SFOBest for: Luxury, convenience, and business travelersLocated directly at San Francisco International Airport (SFO), the Grand Hyatt at SFO is an upscale option that’s perfect for those who want top-tier amenities and quick access to flights. With sound... 03/03/2025

The local real estate market of San Francisco currently tends to favor sellers. Depending on the price, location, and kind of your home, you may find that properties are selling faster and receiving multiple offers compared to last year.In this post, you’ll learn about ten tips for selling a home in San Francisco. We'll provide some helpful advice to assist you in effectively selling your house and navigating the San Francisco real estate market.1. Understanding the San Francisco MarketUnderstanding the San Francisco Bay Area real estate market is essential if you intend to sell a house there. There are now 1,840 houses for sale in San Francisco's 105 neighborhoods, with prices ranging from $350,000 to $38 million. In the city, homes are usually sold after 41 days on the market. The ave... 08/02/2024

Throwback Thursdays: hard to believe in 2018 we were in San Francisco. Not only were we in San Francisco and we went to the see the Giants well you know the Sequoias and Kings Canyon. First time we went was with my parents, then we decided to go back with friends the second time. Nothing has changed the National Park is magnificent and it should be on everyone's destination in their lifetime. I am grateful we got to go twice.Talk about Throwback Thursdays the park was established on September 25, 1890 and consists of over 400,000+ acres of forest land.Not only did we go to see the Sequoias again, but we also decided to revisit Alcatraz Island again. This was our third trip and never disappointing. Since it is Throwback Thursday let me share a book and may I say an autographed book we bo... 01/04/2024

Laura Cerrano of the bicoastal Feng Shui Consulting firm Feng Shui Manhattan is providing in-person  Feng Shui Consultations, Reiki Healing Sessions and Geopathic Stress Dowsing Sessions throughout San Fransisco, Oakland, Walnut Creek and additional surrounding areas from December 2023 till the second week of January 2024. For those looking to schedule a healing session for themselves or as a holiday gift (as we are near the peak season of holiday gift giving) now is a great time to schedule! A flash New Year Holiday Sale is happening later in the month! So keep an eye out for when that takes place!Questions, curious to learn more and see what Healing Service is right for you or to gift, contact Laura Cerrano directly.   12/15/2023

When it comes to managing your finances and planning for the future, staying informed about your property taxes is crucial. San Francisco, known for its picturesque landscapes and vibrant culture, is also renowned for its unique property tax system. In this comprehensive guide, we will delve into the intricate world of San Francisco property tax records, providing you with all the information you need to navigate this complex terrain.What Are Property Tax Records?Property tax records are an essential aspect of homeownership. They contain valuable information about your property's tax history, assessment details, and payment history. The San Francisco Assessor's Office maintains these records, and are crucial for determining how much property tax you owe.Why Are They Important?Now, you m... 11/16/2023

  Attention all first time home buyers looking to purchase in San Francisco. You will not want to miss this superb informational session with Aneka Harrell program Director for Dream Keeper SF. I'm a certified Realtor with this program so as soon as you are approved I can help you. 415-483-6009www.seniorsrealestatespecialistmj.comReceive up to $500,000 in down payment assistance when buying a home in SF. Zoom meeting times of the program below. Tuesday, April 18, 2023 – 6:30pmThursday, April 20, 2023 – 6:30pmSaturday, April 22, 2023 – 10am Registration Link: https://qrco.de/dkdalpinfo 04/03/2023

203k is alive and well in San FranciscoYour first thought is the home prices in the "city" are way to high for FHA loans. Let's look at that. The maximum loan limit for a SFR is $1,089,300. So You are correct for the most part however. if you consider the 3.5% down the purchase price with ONLY 3.5% down would be covered up to $1,128,808. I had a client who was capible of paying $1,500,000 all in cash but wanted to keep his cash flow available for his franchises. With a loan of $1,128,808 a purchase of $1,500,000 would require only a $371,192 down payment. Be creative with your thinking, think out of the box, tell me what you can do on your next purchase or sale.   1442 2-4-2024 03/23/2023

That's right up to $500k is available to someone who hasn't owned a home in the past 3 years and or first time home buyer. Of course this is based off of you qualifying for the loan and income restrictions for individuals or couples. I know of the qualified lenders for this program. Available until the money runs out from this state funded program.This is only for the city of San Francisco. Call or email me for more details. 415-483-6009michael.jackson@cbnorcal.com 08/25/2022

Would You Like To Live In A Victorian Home?The look and feel of Victorian houses have always fascinated me when I visit San Francisco. Why do I visit San Francisco so often? I also sell real estate there, go out dancing, eat, go for a walk, farmers markets, or attend some cultural events, so I have been curious. I wanted to learn more about San Francisco Victorian history.San Francisco is known for its Victorian homes. These homes are a reminder of the city's rich history and culture. Even today, many people are fascinated by these homes and want to know more about them. We will explore the history of Victorian houses in San Francisco. We will discuss why they were built, who built them, and what life was like inside these beautiful homes.San Francisco was one of the first major U.S. ci... 07/07/2022

How to Rock a Mortgage Application Without Hurting Your FICO Score   "What's your rate?" "How much will I qualify for?" "Are you a banker or a broker or a lender?" Nope, nope and nope.  None of these are the #1 question we get before a prospective borrower makes an application for a pre-approval.  So what is the most asked question? "Will making a mortgage application hurt my FICO score?" Yep, that's it.  That's the one that keeps some otherwise strong and qualifiable buyers on the sidelines and paralyzed by the irrational fear that simply by having a lender make a hard credit inquiry, and access their Equifax, Experian and Transunion scores, that they will somehow see their excellent credit rating vanish in the face of that lone (or multiple) inquiry. So, let's walk around all day long... 03/24/2022

Five Tips for Rocking Home Ownership in 2022   If you searched unsuccessfully for a home and suffered one heartbreak after another in 2021, 2022 hasn't necessarily greeted you with open arms either.  Near non-existent inventory in many areas, fierce competition and rising interest rates have all conspired to make the landscape rockier still. Despite this, I've found five tips can be a universal help in getting you into contract, regardless of your own individual circumstances.  Rock them with me on Youtube:  Ready to find Paradise City?  Please give me a like or subscribe on YouTube!  Welcome to the jungle,  Rob SpinosaSVP of Mortgage LendingGuaranteed RateNMLS: 22343 Cell/Text: 415-367-5959 rob.spinosa@rate.com Marin Office:  324 Sir Francis Drake Blvd., San Anselmo, CA  94960Berkeley ... 02/24/2022

Protect Your Home From Foreclosure - Know what options are available to you so that you can choose the best forbearance solutions for your situation.What are the forbearance alternatives for homeowners after September 30, 2021? Homeowners, if after September 30, 2021, you are still experiencing financial hardship, here are some alternatives that may be available for you: Mortgage Relief: These programs are intended to help address missed payments during forbearance and potentially make your monthly mortgage payment more affordable.  These may include:Payment deferral - Deferring your missed mortgage payments, so your mortgage payments you owe are not due until your loan is paid off your loan, refinance, or when you sell your home.  Loan modification, which would permanently change the t... 09/21/2021

The Four Horsemen of Deals Dead  My wife likes to joke that all I do for my job is talk to people.  "I hear you in there yucking it up all day..." So maybe there is always an element of the truth in jest, but an aspect of these conversations that she does not take into consideration is the near-constant battle I fight fending deals from The Four Horsemen; Delay, Indecision, Unfounded Expertise and The Unreasonable Pursuit of Perfection. When these vigilantes appear over the horizon of any real estate transaction, having a powerful defense can turn them away and save even the most vulnerable purchase or refinance.  The enemies of our real estate transactions can be real persons; buyers, sellers, family members, agents, lenders, underwriters, appraisers --- you name it.  But also, and mor... 09/06/2021

Lower Pacific Heights, San Francisco, CA Community and Real Estate InformationLower Pacific Heights is located just south of the Pacific Heights neighborhood in San Francisco, California, as its name suggests. California Street is to the south, Presidio Avenue is to the west, Gough Street is to the east, and Geary Boulevard is to the north. The majority of the structures in this suburb, like those in Pacific Heights, have been replaced as a result of the damage caused by the San Francisco Earthquake. Today Lower Pacific Heights is a fashionable, pedestrian-friendly neighborhood noted for its varied clientele, stylish eateries, and sushi bars in Japantown. Lower Pacific Heights, which is located in the heart of San Francisco, has convenient access to the city's many attractions and major... 07/27/2021

Pacific Heights, San Francisco, CA Community and Real Estate InformationPacific Heights is an affluent community in San Francisco's north-central district. Presidio Avenu and San Francisco Presidio are on the west, Green Street is on the north, Van Nesse Avenue is on the east, and California Street is on the south. High-end residential complexes, luxury single-family houses, private schools, extravagant eating and shopping, and well-kept public spaces make the suburb one of the city's most sought-after areas. Pacific Heights has an amazing variety of luxury residences, including some of San Francisco's most opulent estate mansions. The upscale residential neighborhood is home to a number of well-preserved historic buildings, notably the Spreckels Mansion and the Haas-Lilienthal House, w... 07/27/2021

Duboce Triangle, San Francisco, CA Community and Real Estate InformationDuboce Triangle is a mixed-use area located southwest of San Francisco's Downtown District in the city's core district. Market Street, Castro Street, and Duboce Avenue encircle the triangle-shaped neighborhood. The neighborhood's central location makes it convenient for many of the city's major business districts. Market Street connects to Downtown San Francisco, making it a great choice for busy professionals working in the city. Families will find plenty of shopping and food options in the neighborhood, as well as an excellent outdoor activity in the local parks. Residents are also within a short walk from The Castro area, which offers excellent entertainment for those looking to spend time outside with friends. T... 07/27/2021

Glen Park, San Francisco, CA Community and Real Estate InformationPotrero Hill is a seaside neighborhood on San Francisco's coast. South of 16th Street, north of Cesar Chavez, and west of the Bayshore Freeway is the neighborhood. When Don Francisco de Haro offered a land grant to cattle ranchers in 1835, he named it Potrero Nuevo, which means "new pasture." During the Gold Rush era, the area had substantial immigration, and as the city became increasingly industrialized, urbanization grew more intense. During the internet boom of the 1990s, several industries were transformed into office space. The neighborhood's eastern section is still largely industrial, with several ports and warehouses. The majority of Potrero Hill's residential real estate is located west of the Southern Embarcade... 07/27/2021

Mission Dolores, San Francisco, CA Community and Real Estate InformationThe easternmost neighborhood in the Eureka Valley region southwest of San Francisco's Downtown District is Mission Dolores. The long-standing church that serves as the community's major landmark gave rise to the neighborhood's name. The Mission San Francisco De Asis is the city's oldest building, having survived wars, floods, earthquakes, and other natural calamities. Francisco Palou and Pedro Benito Cambon, both members of the de Anza Expedition, built the church on October 9, 1776. The church assisted in settlement of Spanish settlers in Upper California and worked to convert the indigenous people. Today, the church continues to function as a Catholic institution with regular Sunday masses and other church-related... 07/27/2021