Thursday's bond market has opened strong after yesterday's sell off pushed the benchmark yield back above 4.00%. The stock markets are in positive territory with the Dow up 55 points and the Nasdaq up 10 points. The bond market is currently up 23/32, which due to yesterday's weakness will likely improve this morning's mortgage rates by only approximately .125 o f a discount point.Today's biggest news was the first revision to the 3rd Quarter Gross Domestic Product (GDP) reading. It showed that the economy grew at an annual pace of 4.9% last quarter. This was a sizable upward revision from the previous estimate of 3.9%, but it also matched forecasts. Accordingly, the data has not had much of an impact on mortgage rates.Also posted this morning were last week's unemployment claims and Oct... 11/30/2007

Thursday's bond market has opened strong following significant stock losses and weaker than expected economic news. The stock markets are down sharply with the Dow losing 225 points and the Nasdaq down 42 points. Bonds are reaping the benefits as investors shift funds into safety, driving the bond market up 29/32. However, due to weakness in bonds late yest erday, this morning's mortgage rates may not show much improvement. But, if bonds can hold onto these gains, we should see downward revisions to rates later today.Today's first report was September's Personal Income and Outlays that showed a 0.4% rise in income and a 0.3% increase in spending. The income reading met forecasts, but the spending portion of the report was slightly weaker than expected. This is good news for bonds and mo... 11/02/2007

Go Green at Work!Go paperless when possible.Think before you print.Request to be removed from catalogs, newsletters, and junk mail lists. The average American receives 41 pounds of junk mail each year. Save trees! visit the National Do Not Mail list at www.directmail.comPost employee manuals and similar material online instead of distributing paper. It's also easier to update the information when you keep it online.Use nontoxic cleaning products.Brighten your office or cubicle with plants. They absorb indoor pollution.Recycle toner/ink cartridges and buy remanufactured ones. You'll help keep approx. 2.5 lbs of metal and plastic out of landfills and conserve half a gallon of oil.  10/29/2007

 Thursday's bond market has opened fairly flat despite weaker than expected economic news. The stock markets are mixed with the Dow currently up 13 points and the Nasdaq down 5 points. The bond market is currently down 3/32, but we will still likely see a slight improvement in this morning's mortgage rates as a result of strength late yesterday.The Comme rce Department gave us today's big news with the release of September's Durable Goods Orders. Today's release revealed a drop in new orders for big-ticket items of 1.7% when it was expected to show a rise of 1.5%. This is good news for bonds because it indicates weakness in the manufacturing sector of the economy.Today's New Home Sales data for September came in near forecasts, however, August's sales were revised lower significantly. T... 10/25/2007

  I have been asked by some other agents about entering the REO business. My suggestions is to register to perform BPO's for all the websites you can locate.I'll be happy to share some of the ones I use. Selling pre-foreclosure homes with a Short Sale is becomming popular and most agentsdo not have any experience. I am always available to help other Real Estate Agents with their problem deals.   10/08/2007

Thursday's bond market has opened slightly in positive territory again following the release of weaker than expected manufacturing data. The stock markets are nearly flat with the Dow up 4 points and the Nasdaq up 3 points. The bond market is currently up 5/32, but we will likely still see a slight increase in this morning's mortgage rates due to weakness in bonds late yesterday.The Commerce Department said late this morning that new orders at U.S. factories fell 3.3% last month. This was a larger drop than was expected and indicates that the manufacturing sector is weaker than many had thought. This is good news for binds and mortgage rates because slowing economic activity eases inflation concerns and makes long-term investments such as mortgage-related bonds more attractive to invest... 10/05/2007

 Call Us For A Free List Of Homes In Foreclosure Westlake Village Real Estate Homes For Sale   As Ana Zepeda ans Associates we continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends. Below you will find Westlake Village real estate statistics for the week of 6/20/10 thru 6/27/10.     New homes on the market: 14 Number of homes back on the market: 5 Number of homes entering escrow:  21 Number of homes closing escrow (sold): 6 Number of homes expiring: 3     To receive free valuable information about the value of your home or if you would like a free list of homes for sale in this area, please visit: http://www.anazepeda.com/   If you would like more information about Westlake Village or a specific neighborhood in Westlake Villag... 10/02/2007

Westlake Hills is located in the prestigious North Ranch section of Westlake Village. Many families have chosen this tract for its Blue Ribbon schools and greenbelt walkways that lead to Westlake Hills Elementary School and Russell Park. The park and walkways are maintained by the city of Thousand Oaks. The area also has easy access to shopping and freeways. Numerous homes have extensive remodeling and landscaping. There are optional, minimal, annual HOA dues and HOA guidelines for architectural improvements. Visit www.thousand-oaks-ca-realestate.com and view Westlake Hills Homes for sale and Thousand Oaks Real Estate Listings. 09/24/2007

Westlake Village, California is a 5.62 square mile master-planned community with an approximate population of 8,900 residents. Located in Los Angeles County bordering Thousand Oaks and Ventura County CA. Within the City limits are approximately 850 commercial and light industrial business firms. The City encompasses twenty individual neighborhoods, with active homeowners' associations to promote and maintain high quality architectural standards. An array of housing types match virtually every lifestyle, including: townhomes, condominiums, mobile homes, single-family and lakefront residences, and view-oriented estates. Visit my Westlake Village, Thousand Oaks California Real Estate website and search Westlake Village CA Homes, Thousand Oaks Townhomes and Condos for sale. 09/24/2007

An Old Year of Contraction; A New Year of Stabilityby David Lereah, Chief EconomistWe begin the New Year with a hint of optimism. The glass was half empty in 2006 - home sales fellthroughout the year. But the glass looks to be half full in 2007. While property speculation has ceased, signsof a return to home buying have surfaced and inventory levels have topped out. REALTORS® and lendersa like are encouraged, but guarded, about 2007.Last year was a year of contraction, a correction that was sorely needed after five years of a boominghousing market expansion. Home prices were inflated and property investors (and speculators) wereeverywhere at the end of 2005. That set the stage for 2006 to spiral downward. Home buyers stayed onthe sidelines because they could not afford the lofty-priced ... 04/27/2007