Lloyd Cullen Real Estate is a local Valley Center Short Sale Realtor. As a Valley Center Short Sale Company that specializes in short sales, you are assured the highest standard of professionalism and can always count on our Valley Center Short Sale Realtor to help answer any questions you have in regards to Valley Center Short Sales. Valley Center Short Sale Realtor Lloyd Cullen is a local Valley Center Short Sale Expert with experienced Valley Center Short Sale Agents here to assist you.   Valley Center Short Sale Realtor We specialize in Short Sales for Valley Center and Surrounding Areas Don’t assume you can’t avoid foreclosure in Valley Center if you are under water on your Valley Center mortgage. Homeowners who are under water owe more on their home than their house is worth. Expe... 05/30/2012

What can we expect from mortgage rates for the rest of the quarter? All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES to insure the best financial decisions are being made without the distraction of marketing gimmicks. Whether you're a newbee, market analyst (or somewhere in between), keep yourself informed of where mortgage interest rates are going (and why) by subscribing to this daily update. The Mortgage Street Smarts of where mortgage interest rates are going (and why): The following information is current as of Thursday 3-8-2012 and will help you understand todays best mortgage rates. If you are a Buyer/Borrower who is still on the fence (or if you are a Real Estate Agent attempting to educate you... 03/07/2012

Valley Center, located in North San Diego County, is a community in transition from a small rural town to a suburban “bedroom” community. Valley Center is known for its rural footprint, and there are many farms, horse ranches and expansive agricultural lots in the community.  Valley Center is also known for being home of two casinos and the world famous Bates Nut Farm. Valley Center also has a feeling of tranquility and quiet. With its open mountainous views are far as the eye can see, residents feel the beauty of nature just a hop, skip and a jump from the modern conveniences of the suburbs. Valley Center consists of all sorts of custom homes that are architectural delights—with large open floor plans, unique kitchens, and one-of-a-kind backyard landscaping. Check out the video below. ... 03/01/2012

If you are shopping for an FHA Loan for Valley Center, CA let over 19 years of experience work for you. Experience AND new ideas count when helping you close your FHA Home Loan in Valley Center CA. For your next home purchase or refinance consider Kevin Kueneke. Kevin has closed over 2,500 closed loans in just over 19 years of experience, certified continuing education trainer teaching Realtors and Lenders about FHA and VA loans, and a proven track record of excellent customer service. Your FHA home loan mortgage professional needs to be backed by one of the nations most well respected mortgage banking firms, AmeriFirst Financial. With a combination of years of experience, plenty of proof handling tough situations under pressure, and the finest company in the country you get a dream tea... 02/12/2012

Start a new Christmas tradition at Bates Nut Farm with "Christmas in the Valley," which will be held from Friday December 9th and Saturday, December 10th, 2011. There will be a tree-lighting ceremony and Stan's arrival. Both Friday and Saturday will feature live entertainment a live Nativity, Christmas carols and a Polar Express hayride to visit Santa all free of charge.   While enjoying the festivities, barbecue and tacos will be available for purchase as well as popcorn and hot chocolate. There also will be crafts, storytelling and more holiday fun. Hours are from 4PM, to 8PM, the Polar Express hayride will run from 5:30PM, to 7:30PM, address is 15954 Woods Valley Road, Valley Center, California.   ---------------------------------------------------------------------------------------... 12/05/2011

Woods Valley Short Sales – Short Sales In Woods Valley Look no further because we have all the right tricks and updated information to find the best home for you. Woods Valley Short Sales is booming with beautiful homes and low prices. All you have to do is call our Solutions Real Estate agent and we can help you with all your questions.   Short Sales In Woods Valley has many homes with a variety such as two story homes, homes with a pool, foreclosed homes, and much more. Call us now to get started and search homes to find your dream home. Woods Valley Foreclosed Homes  11/13/2011

Skyline Ranch Short Sale - Short Sales In Skyline Ranch Skyline Ranch Short Sales are in high demand because of their low prices, beautiful homes, and outstanding attractions. Skyline Ranch has an atmosphere suitable for all ages this is the perfect place for you. We have something for everyone from a variety of homes to wonderful beaches and shopping, don’t search any further call us now!   Looking for your next home is easy with our agent, we have quality information and all the right tricks to make purchasing your heavenly home easy. Not sure what you are looking for or need more assistance? Simply search Short Sales In Skyline Ranch for buyer and seller tips, school information, and a list of amazing properties specifically for you and your needs. Search all Skyline Ranch Foreclosed... 11/13/2011

Ridge Ranch Short Sales – Short Sales In Ridge Ranch Ridge Ranch Short Sales has much to offer such as a wide variety of homes and attractions. Ridge Ranch has everything you are looking for and we are just a phone call away. Our Solutions Real Estate agent can help you fulfill your needs and expectations.   We can help you find all the Short Sales In Ridge Ranch and much more such as schools and businesses. We have all the information you will need and answers to your questions to get you started on finding your new home. Don’t be the only one missing out, call us now! Search all Ridge Ranch Foreclosed Homes 11/13/2011

If you are currently looking into purchasing a short sale property in Valley Center California or buying a short sale in Escondido, San Marcos or beyond, then you will definitely want to check out these two important tips for buying a Valley Center short sale. Tip #1 Not every property that you see advertised on the web is still available for sale. Sometimes homes advertised on the Internet already have accepted offers. Additionally, there might be other issues with respect to the property that would impact buyer interest that are not obvious when viewing the property on the Internet. (For example, maybe the occupant is a tenant, and that tenant is not permitting any showings or maybe the kitchen has been demolished and is not being renovated before closing.) Tip #2 Buyer’s agents must ... 11/01/2011

Halloween in North County San Diego @ Bates Nut Farm   For many families, Halloween in North County San Diego is not complete without a trip to Bates Nut Farm. While the store sells nuts and candy all year, Bates Nut Farm takes on new life every fall. Beginning in late September, the pumpkin patch is open daily.  With the arrival of the pumpkins comes a carnival like atmosphere. In addition to the opportunity to find your future jack-o-lanterns, there are tractor hayrides, a straw maze, pony rides a petting corral, an much more.            Located in Valley Center, Bates Nut Farm is about 45 minutes from Carlsbad or Oceanside.  While anyone can find a pumpkin at their local mega-mart, that pumpkin won't come with the experience of spending a day in the country. A visit to Bates Nut Farm... 10/19/2011

Woods Valley Bank Owned Homes - Bank Owned Homes In Woods Valley Woods Valley Bank Owned Homes are in high demand because of their low prices, beautiful homes, and outstanding attractions. Woods Valley has an atmosphere suitable for all ages this is the perfect place for you. We have something for everyone from a variety of homes to wonderful beaches and shopping, don’t search any further call us now!   Looking for your next home is easy with our agent, we have quality information and all the right tricks to make purchasing your heavenly home easy. Not sure what you are looking for or need more assistance? Simply search Bank Owned Homes In Woods Valley for buyer and seller tips, school information, and a list of amazing properties specifically for you and your needs. Search all Woods Va... 10/01/2011

Skyline Ranch Bank Owned Homes - Bank Owned Homes In Skyline Ranch Looking for the perfect Skyline Ranch home is simple with our experienced and helpful Solutions Real Estate Agent. We have all the right tricks and information to help you discover your next dream home. We have a wide range of Skyline Ranch Bank Owned Homes for you to choose from.   Bank Owned Homes In Skyline Ranch are flying off the market right now because of their low prices and beautiful surroundings such as malls, beaches, and many outdoor attractions. You don’t want to be the only one missing out on these amazing homes so call us today! Search all Skyline Ranch Foreclosed Homes 10/01/2011

Ridge Ranch Bank Owned Homes – Bank Owned Homes In Ridge Ranch Look no further because we have all the right tricks and updated information to find the best home for you. Ridge Ranch Bank Owned Homes is booming with beautiful homes and low prices. All you have to do is call our Solutions Real Estate agent and we can help you with all your questions.   Bank Owned Homes In Ridge Ranch has many homes with a variety such as two story homes, homes with a pool, foreclosed homes, and much more. Call us now to get started and search homes to find your dream home. Ridge Ranch Foreclosed Homes  10/01/2011

The Bates Nut Farm pumpkin patch will open at 9A.M., on September 24, 2011 in Valley Center, California. They will be open daily through October 31, 2011 at 15954 Woods Valley Road. Pumpkins weigh from 50 to 200 pounds. Each weekend wil have special events, including entertainment, country barbecue and other treats. Activities on opening day include hayrides, straw maze, pony rides and a farm zoo.   There will also be Farm Education Day with individuals sharing farming techniques and experiences and the Vista Antique Gas and Steam Engine Museum displaying antique equipment. There will be blacksmith and rope-making demonstrations along with homemade ice cream, quilts and more.   --------------------------------------------------------------------------------------------------------------... 09/20/2011

What is My Home REALLY Worth? Valley Center, CA Many people right now are asking themselves, "What is the value of my home?" WHO KNOWS??!!!This answer is as good as any considering all of the short sales, foreclosures, and distressed property sales in the market. Before you settle on a value number for your home, make sure you ask yourself WHY you are asking this question. Allow me to explain... What is your home worth if you want to sell it? Your home will typically sell for an amount that a buyer is willing to pay you for it...not what you think they SHOULD pay, but what they are WILLING to pay. Your best bet is to seek the advice of a professional Realtor® before listing your home for sale. A good Realtor can provide you with a list of comparable homes in your neighborhood that have... 09/14/2011

Do I qualify for a USDA loan? Valley Center, CA The mortgage market today can be very confusing. Many people want to know, Do I qualify for a USDA loan? Buying a home utilizing the USDA can be a very clever way to purchase a home with a program that allows you to put nothing down. That is correct, zip, zilch, nada, not one red cent in down payment money!!! So how does it work? What are the restrictions? How do I qualify for a USDA loan? Let's break this down into steps because there are many details you should be aware of. Do not worry to much though because there are many qualified professionals to help walk you through the process. It is important to work with a very well qualified professional. It is recommended that you first start with a qualified Mortgage Professional because this... 08/10/2011

Buying a home in Valley Center, CA It is 2011 and the home buying season is in full swing. There are probably more would-be, or, to phrase it better, could-be home buyers thinking about buying a home in Valley Center. This is quite a process that many see as daunting and others regard with much fear and concern. People thinking about buying a home in Valley Center might be considering the following: 1) Will I qualify for a loan? 2) Are interest rates at their lowest point? 3) How do I get the BEST deal? 4) How do I start the process? Fortunately their are professionals that want to be on your side helping you navigate the process of buying a home in Valley Center. Qualifying has never been any more straight forward and anyone telling you that loans are hard to get is flat wrong. In fact... 07/08/2011

Valley Center Homes For Sale - Homes For Sale In Valley Center We make it easy to find the perfect home by offering in communities such as Ridge Ranch, Skyline Ranch, and Woods Valley. With many beautiful and diverse homes for sale including condos, luxury homes, private homes, and golf course communities Valley Center Homes For Sale are everywhere.  With buyer tips, seller tips, school and community information we have everything you need to get started.   Not quite sure what you are looking for but have an idea? Just search Homes For Sale In Valley Center and we will make buying a home simple. You will be on your way to purchasing your property with our agent in just one click. Search all Valley Center Homes With A Pool Search all Valley Center Affordable Homes Search all Valley Cente... 06/15/2011

Here are some tips for a first time home buyer in Valley Center to use when buying a home. It is important to select an agent that has experience working with a first time home buyer in Valley Center and has a good understanding of the Valley Center area. Real Estate is a process of elimination not selection. At any given time there are 18,000 to 22,000 homes on the market in San Diego. It would be impossible to go through all of those homes to determine which one to buy. The key is selection a specific area or neighborhood and start driving around. Then focus on the specific homes on the market in that area. Next, select the top 5 to 10 to view and then go look. Most people don't know what they are looking for until they find it. A first time home buyer in Vallley Center needs to iden... 05/05/2011

Bank Approved Valley Center once in a lifetime opportunity! This property is the custom gated community of Ridge Ranch. A short drive from scenic Palomar Mountain this Bank Approved Valley Center has all the amenities that you would expect if you were to go to a four star resort. Enjoy top ranked Valley Center schools for your kids at the Valley Center-Pauma Unified School District. The home has a fantastic four car garage for all you car enthusiasts. The Bank Approved Valley Center is on 4.29 acres where you can park all your toys, or plant a new orchard or vineyard. Woods Valley golf course is down the hill from you, in fact you have breath-taking views of the Woods Valley. Enjoy Bates Nut Farm just 15 minutes away. Best of all - the bank has already approved the sale. All you have to... 05/05/2011