DON'T PUT YOUR HEAD IN THE SAND!!! If You're Having Trouble Paying Your Upland, California Mortgage... SHORT SELL IT!!!! Is your Upland CA house "upside-down"? Do you owe more than it’s worth? Are you having trouble paying your Upland CA mortgage, or are you already behind? Are you wondering if a Upland Short Sale is right for you? Losing control of your mortgage can be devastating and embarrassing, but don't let your emotions keep you from exploring your options!! One of those options is a Upland Short Sale. Short Sales have become the viable option to foreclosure. It can help you ease the massive credit damage a Foreclosure can cause. Foreclosure can keep you from buying another home for five years or longer. Short Selling can reduce this time to a couple of years. A Upland CA Short ... 11/12/2011

What Will Happen If I do A Short Sale? Short Sales Upland CA To Short Sale or Not to Short Sale in Upland CA     What is a brief definition of a Short Sale? A Short Sale is a sale of real estate in which proceeds from the Short Sale are less than what’s owed on the properties mortgage.In this current real estate market Short Sales in Upland CA, also known as Short Pays are the most common listings for sale on the market in Upland CA. Foreclosure statistics show that Short Sell homes in Upland CA and around the country this year will be well over 2.5 million in inventory.Lenders / banks are very motivated to agree to Short Sales in Upland CA when they have analyzed the situation and are convinced by the Short Sale listing agent, that losses related to a Short Sale in Upland CA are less t... 10/27/2011

Upland California Listing Agents – Sell My House in Upland CA So you’ve decided to sell your house in Upland California. There are many factors to consider when entering into such a transaction. First, in tumultuous times like these, you must first determine what type of sale you will need. Are you selling a Upland property with equity? In another words, do you owe less than what the property is worth? If so you will be conducting a standard Upland real estate sale. This type of sale obviously is the best scenario because you should come out of the deal with a margin between the sales price and any money owed on the Upland CA home, minus the cost of sale. Do you owe more on your Upland House than it’s worth? Like many Americans, the real estate market has put severe strains on the drea... 10/25/2011

Upland CA Real Estate House Sales and Home Listings - Short Sales, Foreclosures and Standard Sales - September 2011 Market Report News   This is a market activity report of closed house sales and active home listings in the city of Upland California, for September 2011. According to the MLS (Multiple Listing Service), there were 53 closed Upland home sales from September 1st to September 30th, 2011. 15 were Upland Foreclosures 12 were Upland Short Sales / Short Pay 24 were Upland Standard Sales 2 were Upland Probate or "Other" Sales And according to the MLS (Multiple Listing Service), there are 75 Upland active listings from September 1st to September 30th, 2011. 14 are Upland Foreclosures 24 are Upland Short Sales / Short Pay 37 are Upland Standard Listings 0 are Upland Probate or "Oth... 10/12/2011

UPLAND REAL ESTATE AGENTS Call Us Now: 1 (888) 9-LIST-IT Are you like many homeowners in Upland having trouble paying your mortgage every month? You may be behind in your mortgage payment, or not behind yet. Don't let foreclosure happen to you. Hire the best Upland Real Estate Agents to help you with your difficult situation FREE OF CHARGE! We are Upland real estate agents, and we have extensive real estate experience and success negotiating with dozens of the nation's mortgage lenders and banks. Whether you have one, two or more mortgage loans, we can offer you many short sale options and information. Our Upland real estate agents assist homeowners throughout Southern California every day, including all areas and cities of Riverside and San Bernardino Counties, in California. If you ha... 09/30/2011

"Life is one long struggle to disinter oneself, to keep one's head above the accumulations, the ever deepening layers of objects . . . which attempt to cover one over, steadily, almost iresistibly, like falling snow." Rose Macaulay 03/28/2011

Upland California Short Sale Real Estate Agents - Call Us Now: 1 (888) 9-LIST-IT  Are you like many homeowners in Upland having trouble paying your mortgage every month? You may be behind in your mortgage payment, or not behind yet. Don't let foreclosure happen to you. Hire the best Upland Short Sale Agent team to help you with your difficult situation at NO CHARGE TO YOU! We are Upland short sale agents, and we have extensive experience with short sale negotiations with dozens of the nation's mortgage lenders and banks. Whether you have one, two or more mortgage loans, we are able to offer you options. Our Upland Short Sale Agent team assists home owners throughout Southern California, but we specialize in all areas of Upland and The Pass cities. If you have questions about short sales... 03/27/2011

Free Short Sale Help For Homeowners in Upland California GarrigusRealestate.com's Top Rated Upland Short Sale Agent for California is helping Upland homeowners avoid foreclosure, FREE OF CHARGE. Our Short Sale Team assists hundreds of Southern California homeowners with their complicated situations and we NEVER charge homeowners for our real estate services... Our commissions fee is paid by the bank. Is your house worth less than you owe? Are you having trouble paying your mortgage or are you already behind? Do you have an Adjustable Rate Mortgage or a Negative Amortized Loan? Are you concerned about tax implications? Do you have questions about how short sales work? Many home owners are short selling their upside-downproperties, & so can you! We are Certified Foreclosure & Short Sale S... 03/21/2011

FHA GUIDELINES TAKE ANOTHER TURN.. Talked with one of my lenders last night and sad to hear that FHA has changed some of their guidelines. SURPRISE! Let me give you some background....My clients short-saled their home through me the past few months. WE recently closed escrow, they are in temporary housing and we are supposed to begin house hunting March 1st. Unfortunately, looks like we won't be able to .... According to the new  lending rules that went  out on Wed, they  now have made it more difficult for  buyers who have spouses  who have a  had  a short sale or foreclosure . Even if  the borrower was not on the loan or title , but if they lived at that address , then they consider it  marital knowledge  ( in community states as CA is ) and they will decline the loan . The current r... 02/24/2011

Did You Know You Can Refinish or ReFace Your Kitchen Cabinets? One of the most common things I see nowadays is that when someone buys a new place, they don't like their kitchen cabinets....would you agree? Have you seen those homes where you think IF ONLY it weren't oak, or espresso in color, I'd LOVE that kitchen! Or maybe you already own that place? LOL Stress no more! There are multiple options. Recently, I have come across a few flip-homes (where an investor purchased it and then rehabbed and is selling for a profit) and have noticed they painted or refinished the cabinets a beautiful cherry/espresso color! WOW. Very nice and what an inexpensive way to change the look without the "COST". Of course, changing the cabinets or refacing them (replacing the doors and facia) is one of the... 02/24/2011

HOW TO FIND A GOOD UPLAND CA REALTOR TO SELL YOUR UPLAND CA HOUSE   When you decide to sell your Upland CA home you don't take the process lightly. Of course you don't, because your house is your home that you and your family have shared together. And, because for most of us our house is our most valuable asset. In this tough market you need to make sure the sale produces a top-dollar selling price for your investment AND for the purchase of your next home. So, How do you really find a good Upland CA REALTOR to sell your home? Here's a quick list of ways to search for a real estate agent and things to consider:   1. Google search (or use any other web search engine) the city or area your home is located in. Search for REALTORS and real estate agents in that area. For example: UPLAND CA ... 02/10/2011

Have you ever considered living on a golf course?  Upland Hills has lots of fine amenities to offer, as well as a wonderful lifestyle. Some of the things my clients enjoy about Upland Hills are beautifully maintained grounds, friendly and neighborly atmosphere and it's great location.   There are awesome mountain views, two lakes, natural wildlife and both the North and South Side are gated.  The dues are approximately $285/month which covers water, trash, gate maintenance, common area maintenance, pools and spas, tennis courts on the South Side, exterior maintenance of your property, repainting, roof and exterior termite coverage.  When it comes to getting alot for your money, that is one of the best deals in town. Landscaping and the grounds are meticulously maintained....and the lan... 01/27/2011

This email message came to me today from a client we closed escrow with in June 2010.  It is from a client that I've written about in the past that continues to send me unsavory reminders of a transaction, however successful, that they feel was ....... Well, you read it for yourself and decide.  I would like to have some feedback on whether my response was appropriate and justified.  I realize that I can be a bit wordy in my writing but please take the time to read it and give me your thoughts.  Happy Holidays! Dear Diane, We are very easy going people and would've never said anything bad about our process because we just wanted to get our house, and honestly didn't know all the details like you guys did, etc.  But enough time has passed and honestly, we were upset at how things went.  ... 12/22/2010

I don't know about you, but I have been known to be a pack rat at times.  My former Manager, used to call types that enjoy warm and fuzzy feelings, Knick-Knack Patty Wacks...and I think it's so true.... But.......Your home will probably show better and SELL BETTER with LESS! I'm sure you're not surprised to hear this or it's not your first time.  But, I just finished looking at a Beautiful Home and I couldn't even barely see "the home" because the Owners had too much "stuff" (I'll call it).  It looked crazy full..... One of the reasons why you want a professional working with and for you when you sell your home is because of the staging and helping make the best use of your space so your home will be so inviting and warm and welcoming to potential Buyers, that they will want to buy it! ... 12/09/2010

Caution:  This is short and Sweet!  Was on my clients' final walk-thru inspection a few weeks ago and we were looking through to verify condition, repairs, etc....  In the kitchen we found a note. NOTE READ: Bobby and Sandra...We've loved living in this home and hope that you share warm memories, enjoy it as much as we have, and we appreciate that you bought it.  Thank You and Wishing You The Best! Sincerely, Happy Sellers My Clients were absolutely "touched" by this and I thought it was a classy touch on the Seller's Behalf...How long does it take to make a difference? 11/18/2010

Did you know that it varies for some lenders?  I recently was fortunate to hear Nancy West of HUD, Department of Housing and Urban Development, speak.  Guess what she told us?  That it can vary.  Who knew?  Thank You, Nancy for spreading the word.  I'm not sure how many people know that it can be 620 or 580 or ?  It's really a Lender related topic, however I think it's important for Realtors and HomeBuyers/Borrowers to know to check with Your Lender of Choice...what's true with one Lender, may be different with another...I'm just saying! Thanks for tuning in...and feel free to comment about what your Lenders are saying or not... Happy Day! 10/30/2010

Today I showed homes in two cities and the best part about it was that I got to let my clients compare.  What was hilarious was that because the jewel went first, then the junk looked worse! Have you ever had this happen?  Tell me...   Also, I remember when I first started the business, my Broker used to make a strategy of showing the junk first, so the other stuff would look that much better.  I don't agree with this.  I strategically map them out so that I'm not zig~zagging around town...wherever they fall, is fine by me.  They may see the best home first, like they did today. What do you do and what works best for you?   09/17/2010

" The Heights" Restaurant & Bar A dining experience at The Colonies in Upland, CA  What a great way to feed the appetite and enjoy a relaxing  atmosphere in our own  beautiful community  of Upland, CA.  "The  Heights", is the newest addition of choices for  dining in our local  area.  With so    much growth  to Upland in the past 10 years, this  restaurant was certainly much needed and welcomed  by the locals.    The restaurant offers a menu with so many selections to please the  palate.  One of  my favorites on the  menu, "The Waldorf Salad".  A  great selection for lunch or dinner!   A  great side or appetizer... "The Sweet Potato Fries"! A great selection on the Wine List and the most decadent Desserts!   A warm and inviting atmosphere with custom rich woodwork throughout and large ... 08/21/2010

I have recently discovered there is a fly in the ointment...or maybe I'm just being jealous?  The fact that I can admit to either is certainly I will grasp for, mature of me...right?  I will just come out and ask...do you think it's ethical to hold your listings so that you can 'DOUBLE END' THEM? A while back I came across a home that was in my client's price range.  Called the agent on it, who I know.  They told me that it was listed for $100K less than what I saw it was later in the MLS.  Surely it was because the Realtor just didn't know any better and they were busy with something else, so distracted, no problem.  However, just noticed that at least a week prior to that, that same property was listed in the newspaper...hmmmm Maybe this agent is trying to double end their listings?  ... 07/03/2010

I got a little hot over this and my client's were extremely disappointed to find this out. Have been working with a Listing Office all week to arrange a showing.  Showed the home yesterday to my all-cash Buyer.   When we arrived we got a surprise.  "We are in contract." ~ said Mrs. Seller.    I was like, "What?"...I worked extremely hard to keep it professional and courteous and was still dumbfounded by what had happened.  Do you think the Agent or their office should have told me that they had an offer they were negotiatiating given that I called their office sometimes three - five times in one day? What would you do or say?   Happy Times & MUCH SUCCESS.  ALL MAY NOT BE LOST ~ Hopefully we get it on a backup.  We went ahead and did a backup offer with the promise from the Listing Agent... 06/18/2010