CA Mortgage *Rates for 11/05/2014: Program                                  Rate                              APR FHA 3.5% Down                       3.750%                  APR: 5.128%   VA 0% Down                            3.750%                  APR: 3.924%   Conventional 5% w/MI                  4.375%                   APR: 5.275%   Conventional 20% Down 30yr     4.375%                  APR: 4.426%       *Zero points, 30 day locks 680 FHA/VA and 720 Conventional fico scores   11/05/2014

By: Brad Rachielles, Realtor To say that the Upland, CA. Real estate Market is changing is an understatement. However, listening to the national or even county stats from the big name reports may be confusing, especially when you get right down to buying or selling a home in Upland, CA. So, the following information is totally LOCAL Real Estate activity and only for Upland, CA in August, 2014. This can be broken down even further to the neighborhood level, so call me and I'll be happy to help you get the numbers you need. UPLAND IN A NUTSHELL Active listings fell off some (about 4%) as did closed sales (about 8%). Together these can account for the increase in available home inventory for the month. Upland's average selling price increased 5.2%, primarily because the average square foot... 09/08/2014

Here's an Upland Reverse Mortgage Story.     I'm so excited to be helping a wonderful lady in Upland right now.  She’s lived in her home just 22 blocks from the Euclid Avenue "Ye Bridle Path" for over 25 years. In 2003 her and her husband refinanced their home. Then just a few years later her husband passed away. Not only did she lose him, but she lost his income adding to the devastation. She found it very difficult to keep up with expenses. Suffering with a chronic disease she was unable to continue working adding additional pressure to her budget.  A family member who is a knowledgeable real estate broker advised her to look into a reverse mortgage and gave her my number.   Luckily for her the home values in Upland have appreciated quite a bit since she bought in the 80’s and her cur... 05/14/2014

You Don't KNOW THE MARKET If You Don't Know The NUMBERS - Upland, CA. By: Brad Rachielles, Realtor I "run the numbers" for my service area every month. April, 2014 saw very little change from the prior month. Home inventories were down some. Even though the National Association of Realtors is indication National Inventory levels of 5.2 months, Upland fell back to 1.7 months. That is significantly better than April, 2013 when we were at o.9 months. Active listings fell but "Closed Sales" Doubled. The good news is that there are ready, willing and able buyers out there and they are buying up properties faster than sellers are convinced that they can sell their home. Sometimes, things are not what they seem. While it looked like prices were declining, a closer look revealed that the proper... 05/01/2014

Coldwell Banker Upland CA - REALTORS Upland CA - Upland Realty Are you buying or selling a Upland home? When hiring a Upland REALTOR make sure you use an agent with experience, and works for a trusted name, like Coldwell Banker, in Upland, California. We are Todd and Devona Garrigus, Garrigus Real Estate, and we work under the trusted Coldwell Banker Kivett-Teeters brokerage that has been serving the Southern California area for decades. If you're buying or selling a Upland house, we have extensive experience in short sales, standard sales, foreclosures, and home purchasing. We can help you avoid the many pitfalls of selling, and help you find the right home and deal when buying. Give us a call and interview us to see if we are the right Upland CA real estate agents for you! -----------... 04/17/2014

UPLAND, CA - Single Family Residential Market Report for January, 2014 By Brad Rachielles. January, 2014 was greatly anticipated in the real estate circles in the Upland, CA area to see if the four month decline would bounce back to the increase column. That may tend to indicate that the declines were more seasonal than economically driven. As predicted by some, both the Upland Average Selling Price AND the Average Square Foot Price did reverse their slide and are again up from the prior month. The average selling price is up 9.6% from this month last year. Square foot pricing is up 17.6% from January, 2013. Of course, one month does not set a trend, but it is encouraging to sellers. Not specifically covered here are mortgage interest rates seen in the last couple of weeks. Buyers are e... 02/07/2014

The Pepperdale Townhome Community in Upland CA contains 2-and 3-bedroom townhomes near downtown Upland and a MetroRail station, with easy access to the 10 Freeway. Residents can enjoy the centrally located pool and spa in the Pepperdale Townhome Community in Upland CA as well as open green spaces. Beautifully maintained mature landscaping lines the walkways. The 2-story Pepperdale Townhome Community in Upland CA includes homes with downstairs master bedrooms and detached garages. View the virtual tour for 435 W. 9th St. #E7. For more information about the Pepperdale Townhome Community in Upland CA, and to view an available unit, visit www.jimandila.com. 11/21/2013

Market Report - Upland, CA - October, 2013   By Brad Rachielles. October, 2013 has some changes in the real estate market in Upland, CA. Average Selling Prices continue to climb generally with average selling prices up 19.2% from October, 2012 (although this also reflects an increase in the average size of the homes purchased). Square foot pricing is still up 23% from October, 2012.   While interest rates have taken a dip in the past several weeks, some lenders indicate that rates are up this last week. They are still at very attractive levels..   The Community   Upland's strength is in our community feeling, great schools, rapidly expanding shopping and access to the major metro areas through our interstates and trains.   Picture-like mountain backdrops and green landscaping, Upland is... 11/06/2013

Search Upland CA Homes For Sale Now Are you searching for homes for sale in the Upland area? With the way the market is and the high competition among Upland home buyers its getting harder to find a Upland home to buy. We are Upland CA REALTORS and we've developed an easy, yet effective portal for Upland home buyers to us to find active and available Upland homes for sale. Just click on the link below to access all up-to-date and current Upland homes for sale: Upland CA Homes For Sale If you require any assistance please feel free to call us anytime: Call: (888) 9-List-It That's: (888) 954-7848 11/05/2013

If you're considering buying or selling Upland real estate in today's challenging market, be sure you hire a Upland professional with the skill, experience and competence to help you acheive your transaction goals. Upland Real Estate Agents We handle many aspects of Upland real estate, from Upland standard sales to Upland short sales, Upland foreclosures and even Upland commercial real estate, let us put our skill-set to work for you to buy or sell your upland real estate. To get a good feel for the type of agents we are click through the link above and check us out. And be sure to review our Garrigus Real Estate Guarantee- look for the like at the top right corner of the website. Call us now and let's talk about how we can help you with your Upland real estate needs: ----------- Call N... 10/18/2013

A Condo For Sale good for a couple start to build a family located at Redding Way Unit Upland CA with 4 bedroom homes. It is a nice place to stay so grab it now! and enjoy the beautiful scenery of this place. 912 N. Redding Way Unit D Upland, CA 91786 912 N. Redding way Unit D ,Upland CA 91786 Price : $320,000.00 Bedrooms : 4 Bathrooms : 3.0 Square Foot : 1,746 Lot Size : 1,683 sq.ft. County : San Bernardino Property Type : Single Family Year Built : 1980 click for more information and pictures Property Description Prestigious Upland, California Location , Spacious 1980's desirable END UNIT TOWNHOME with 4 bedrooms and 3 baths. 1746 sq. ft. of living space, two outdoor patios and 2 car attached garage with laundry. Interior offers fresh paint carpet with nice ceramic tile in Kitchen an... 08/19/2013

The days of "liar loans" and loan approvals based on not much more than a heartbeat are long gone, but the fallout from the housing crisis is far from over. While homebuyers and homeowners may be focused most on their own ability to finance a home, the federal government and real estate policy experts continue to discuss reforming the nation's home financing system. Compare Mortgage Rates in Your Area Though not every proposed reform will have a direct impact on consumers, initiatives in five key areas are likely to change mortgage financing in the future.   These areas are the unfinished business of mortgage reform.    Winding down Fannie Mae and Freddie Mac.    Creation of a common securitization platform.    Reform of the compensation system for mortgage servicers.    Revision of ke... 08/12/2013

Short Sale Agents in Upland Short Sale Agents in Upland CA arrange with mortgage lenders to agree to accept a mortgage payoff that falls short of the balance that is owed by a borrower. In other words, a bank agrees to accept less than what is owed on a borrower's mortgage. Foreclosure is avoided through the Upland CA short sale process, which is the primary goal so that the borrower's credit is not severely damaged as it would be through a foreclosure. If a foreclosure is imminent, a Upland CA short sale can help soften the blow. A foreclosure can seriously affect an individual's credit and financial future. As a result, and because of the stress that the foreclosure process can cause, most Upland homeowners are willing to consider just about any alternative. When facing foreclosure, t... 07/02/2013

We are Upland CA REALTORS and we can help you in this difficult time. Upland short sales are declining as the real estate market stabilizes, but that doesn't mean a short sale process can't help you if you are struggling to make payments or if you've endured a hardship like losing a job or loss of income or unforeseen medical bills. Upland real estate consists of many short sales, and we have helped numerous distressed home owners unload that cumbersome mortgage and regain control of their financial future Are you: Underwater on that Upland home? Struggling to make large mortgage payments? Realizing that the home is not worth what you owe? If you need advice about how the Upland short sale process is handled call us and let's talk. We have worked with many banks, situations and through ... 06/25/2013

Hello Everyone California Mortgage and Real Estate Mortgage rates continue to climb at a rapid pace. They seem to go down very, very slowly but when they increase it seems to be all of a sudden. While we are out of the low 3's and moving into the high 3's and low 4's it's still a remarkably historic time for rates and record affordability. We will one day look back at this time with many "shoulda, woulda, coulda's". Watch the video below for the full story. A summery is as follows. We are in a strong lock position. Many economists feel that because the economy is doing better the Fed's policy of propping up the rates, so to speak, will begin to ease coming into the end of 2013 and 2014. I think rates are going to settle in, in the 4's and perhaps the low 5's, however rates a... 06/21/2013

Big changes seen in May.   By Brad Rachielles. May 2013 has brought very significant changes in the real estate market in and around Upland, CA. As suspected, prices continue to climb with average selling prices up 36.2% from this month last year (although this also reflects a substantial increase in the average size of the homes purchased). Square foot pricing is still up 13% from may 2012.   Not specifically covered here is the very significant increase in mortgage interest rates seen in the last couple of weeks. Buyers are encouraged to contact their lenders for up-to-date information.   The Community   Upland leaves the heavy industry, huge entertainment venues and highrise buildings to neighboring cities. Our strength is in our community feeling, great schools, rapidly expanding sh... 06/08/2013

Beautiful Upland Home Details - Click Here!     Two Story Beautiful Upland Home! Master Bedroom Downstairs   4 bedrooms  2 baths Refinished Bathtub  Enclosures New Granite Counters Throughout! Refinished Pool with Nice Tile Touches! AMAZING BACKYARD Crown Molding and Built-in Speakers in Family/Entertainment Room Aluma-Wood Patio in Backyard Lots of Cozy Conversation Areas in Entertainer's Cottage Delight! H U R R Y .   We want YOU to get this!! 05/19/2013

UPLAND, CA - Single Family Residential Market Report for APRIL, 2013.   By Brad Rachielles. I would guess that very few REALTORs have experienced market conditions as they exist in Upland, CA today. Inventories of homes for sale are at historic lows with only enough properties to last for 24 days at the present rate of sales. Many listings are getting double digit quantities of offers. Clearly, NOW is a fantastic selling window.  Let's take a look at what is happening in Upland, CA. in April, 2013.   Upland leaves the heavy industry, huge entertainment venues and highrise buildings to neighboring cities. Our strength is in our community feeling, great schools, rapidly expanding shopping and access to the major metro areas through our interstates and trains.   Lush and green with spectac... 05/17/2013

What’s My Upland CA Home Worth? – Find the Value of Your Upland CA House In this current real estate market, understanding the current value of your Upland home can be a confusing task. Even so-called experts, banks and real estate agents have a tough time determining the market value of Upland California houses. There are websites like Zillow and Yahoo Real Estate that enable you to input your address and get a formula-derived price of your Upland home, but these tools are unreliable because the data feeds that enable this can sometimes be inaccurate. These tools also do not take into account the varying differences in homes, like condition, upgrades and other amenities. So what is the best way to determine the price of your Upland CA home? By ordering our FREE Comparative Market Analy... 05/08/2013

Blackstone Realty in Rancho Cucamonga, CA recently awarded Todd Picconi, Broker Associate their Million Dollar Award.     Picconi closed two transactions in February, totalling more than $1,100,000 in February, 2013.   The Sales included: 1746 N Redding Way in Upland, CA Sold for $767,500       and 12367 Hollyhock Drive, Unit 3 in Rancho Cucamonga at Victoria Gardens Sold for $340,000       Todd APPRECIATES  His Clients, Friends and Referral Sources for this honor. "I couldn't do it without You!" he said.   If you'd like more information about the value of your home, and enlisting Picconi's services, contact Todd  at (909) 908 - 7376 or tpicconirealestate@gmail.com     03/24/2013