It is still hard to get a mortgage loan.  The underwriters are asking for so many docs!  Had a client that they wanted to see his divorce paperwork from 2001 to see if he was paying child support to his 16 year old son at the time.  Well do the math!  His son is now 28 years old.  Cost my client $200 to get the paperwork from his attorney.  His copy wasn't good enough.  Had another client where they wanted her 2002 W2 to show she was working full time.  She had it!  Lucky! What did they want this for? Next thing they will want is a DNA test to see how long you may live!  Average home in U.S. sold for $246,000 an increase of 3% from last month!  Check out my web site at www.myslohomefinder.com for all your San Luis Obispo, Arroyo Grande, Pismo Beach, Avila Beach, Atascadero, Paso Robles,... 04/02/2013

Is the Euro Zone going to kick out Cyprus?  You have to wonder about all these austerity programs that are hitting the world.  Won't this add to the deflation out there!  But then you have housing, food, fuel, and health care spiking up.  It reminds us of the stagflation of the 1970 and 1980s.  So what is the Fed. to do?  Keep rates low for awhile, I think, but if we have more inflation they could go up. We'll have to keep our eye on the numbers! Visit my web site at www.myslohomefinder.com for more info on the San Luis Obispo market. Today's market: GDP, Jobless Claims, Waiting on Headlines Out Of Cyprus           Real GDP growth for the fourth quarter was revised up to an annualized rate of plus 0.4 percent from the second estimate of 0.1 percent and compared to a third quarter gain o... 03/28/2013

Interest rates have remained firm for the time being. With Cyprus deciding to confiscate 30-70% of depositor's money above the amount of $100,000 Euros the whole world is wondering about confiscation by a "tax haven" of money without due cause.  Makes you glad to be here in the U.S. with the FDIC! The Euro Zone has no FDIC like organization and with "social wellfare state" looking for money who knows what is a safe investment. This blog is provided by Prudential California Realty Fine Homes.  "The best for the best!" Go to www.myslohomefinder.com for all your San Luis Obispo home search needs. What's going on: Economic Data vs. European Headlines           Aircraft led Durables GoodsOrders to soar in February-but the core disappointed with a modest decline. New factory orders for durabl... 03/26/2013

The week ahead should be a busy one with Cyprus and the Euro Zone news! Go to my web site at www.myslohomefinder.com for all your San Luis Obispo home search needs. The Week Ahead:No Schedule Data   The US calendar is light but Cyprus is the focus in any case as it scrambles to win European support for a banking overhaul.   Dow is trading at 14,519+96.39 the 10 yr bond is at 1.93 from 1.93 Yesterday, . Currently mortgages are slightly better from Yesterday   Conv. - 3.625% Average - 3.62 FHA. -  3.25%       Have a great week ahead!!!   03/24/2013

We are seeing mortgage rates shooting up!  The average fixed rate 30 year mortgage hit a 6 month high of 3.81%.  Per the MBA mortgage applications are down 4.7% and refi applications are down 5.2% for the week.  New home applications are down 5.2%!  Much of the problem is also with the cost of a FHA loan, and with the increase of the mortgage insurance for the product.  I talked to a client the other day and they were really turned off by all the fees and insurance needed for the 3.5% down FHA loans. But we were able to get such a good deal on a short sale that the client decided to go ahead with the purchase because of the lack of inventory. Visit my web site at www.myslohomefinder.com for all your home purchase or sales needs. Today: Retail Sales, Import and Export Prices, Business In... 03/13/2013

Here is the week ahead.  We see that interest rates are up from Friday! See my web site www.myslohomefinder.com for more details. This week: With the US calendar light, watch for overnight action with key data coming out of Germany, France, and Italy.   Today: No Significant Data Scheduled Tuesday: No Significant Data Scheduled Wednesday: Retail Sales, Prior 0.1%, Consensus 0.5%. Import and Export Prices, Import, Prior 0.6%, Consensus 0.6%, Export, Prior 0.3%, Consensus 0.2%. Business Inventories, Prior 0.1%, Consensus 0.5%. Thursday: Jobless Claims, Prior 340K, Consensus 350K.Producer Price Index,Prior 0.2%, Consensus 0.6%. Friday: Consumer Price Index,Prior 0.0%, Consensus 0.5%.Industrial Production,Prior -0.1%, Consensus 0.5%.   Dow is trading at 14,408+11.09 the 10 yr bond is at 2.0... 03/11/2013

Would keeping 100% of your commission be of interest to you? While other companies in today’s market are closing their doors, California Coast & Country, Inc. is expanding rapidly.  We have many Realtor® Associates across the state keeping 100% of their hard-earned commissions. In fact, you may have read about our company.  We received major media coverage from leading companies. May I ask, how much time do you currently spend working from your home office? Because all of the California Coast & Country, Inc. Realtor® Associates across the state work independently from their home office and utilize the internet and our technology to conduct their day to day business completely electronically. You may already be doing that.  Or wishing that you could! We know you’re a top quality agent.  ... 05/17/2012

Homes For Sale In Templeton CA Templeton --A small, quaint town just about 5 miles outside of Paso Robles which is known for its beautiful wineries.  With a population of only 7670, the city  is known for its great schools and small town feel.  Homes For Sale in Templeton CA can range in price from about $300,000 and go up into the Millions.  Click to see:  Homes For Sale In Templeton CA.  There are homes for sale in Templeton CA that will appeal to almost anyone and it's only a few miles from downtown Paso.     Here is some celebrity, Templeton trivia: Josh Brolin was born here Brian Barden, third baseman for the Arizona Diamondbacks was born in here Alex Trebek, host of Jeopardy owns a Thoroughbred horse ranch just outside of Templeton Sandy Koufax lived here  back in the 1970's Stewa... 07/13/2011

In spite of the abundance of bank-owned homes, foreclosures, and short sales, the Central Coast real estate market sales volume is up. The current year-to-date average price for a home in Templeton is (as of 6/30/11) $523,000. Click to receive the latest Templeton REOs, Bank Owned, and Short Sale listings by email Click to view all the latest local sales statistics . . . Or, call me direct at 805 235 3221 Paul Pickering, "your Templeton, REO, Bank Owned and Short Sale Expert" Broker Associate, Bay Osos Brokers CA DRE License #0997005 SEARCH ENGINE KEYWORDS TEMPLETON REOs TEMPLETON FORECLOSURES TEMPLETON HOMES FOR SALE TEMPLETON SHORT SALES TEMPLETON BANK OWNED HOMES TEMPLETON MARKET ANALYSIS TEMPLETON CONDOS FOR SALETEMPLETON REAL ESTATE FOR SALETEMPLETON REALTORS Stats are for single f... 07/07/2011

What's your Templeton home currently worth? Click for a Free/No Obligation Market Analysis of your Templeton home. Current Year-to-date Statistics as of 5/30/11: Area---------------------- Total Sales-------- Average Sales Price------ Market Time Templeton 13 387,000 64 What will your home be worth in 2011? Current sales volume suggests the market is stabilizing. Click here to see my year-end numbers for SLO County. Click to Visit My Website at SLOhomes4sale.com to view all current Templeton homes for sale! "Mr. Statistics" Paul Pickering Broker Associate, Bay Osos Brokers CA DRE License #0997005 SEARCH ENGINE KEYWORDS TEMPLETON HOME PRICES TEMPLETON HOME VALUES TEMPLETON HOMES FOR SALE TEMPLETON HOME SEARCH TEMPLETON HOMES TEMPLETON MARKET ANALYSIS TEMPLETON CONDOS FOR SALETEMPLETON RE... 06/02/2011

In spite of the abundance of bank-owned homes, foreclosures, and short sales, the Central Coast real estate market sales volume is up. The current year-to-date average price for a home in Templeton is (as of 5/30/11) $535,000. Click to receive the latest Templeton REOs, Bank Owned, and Short Sale listings by email Click to view all the latest local sales statistics . . . Or, call me direct at 805 235 3221 Paul Pickering, "your Templeton, REO, Bank Owned and Short Sale Expert" Broker Associate, Bay Osos Brokers CA DRE License #0997005 SEARCH ENGINE KEYWORDS TEMPLETON REOs TEMPLETON FORECLOSURES TEMPLETON HOMES FOR SALE TEMPLETON SHORT SALES TEMPLETON BANK OWNED HOMES TEMPLETON MARKET ANALYSIS TEMPLETON CONDOS FOR SALETEMPLETON REAL ESTATE FOR SALETEMPLETON REALTORS Stats are for single f... 06/02/2011

In spite of the abundance of bank-owned homes, foreclosures, and short sales, the Central Coast real estate market is up by 4 percent for the last four months in a row.  The current year-to-date average price for a home in Templeton is (as of 3/30/11) $387,000. Click to receive the latest Templeton REOs, Bank Owned, and Short Sale listings by email Click to view all the latest local sales statistics . . .  Or, call me direct at 805 235 3221 Paul Pickering, "your Templeton, REO, Bank Owned and Short Sale Expert" Broker Associate, Bay Osos Brokers CA DRE License #0997005 SEARCH ENGINE KEYWORDS TEMPLETON REOs TEMPLETON FORECLOSURES TEMPLETON HOMES FOR SALE TEMPLETON SHORT SALES TEMPLETON BANK OWNED HOMES TEMPLETON MARKET ANALYSIS TEMPLETON CONDOS FOR SALETEMPLETON REAL ESTATE FOR SALETEMPL... 03/31/2011

What's your Templeton home currently worth?    Click for a Free/No Obligation Market Analysis of your Templeton home. Current Year-to-date Statistics as of 3/29/11:  Area                           Total Sales                  Average Sales Price      Market Time Templeton  13             387,000        64 What will your home be worth in 2011? Current sales volume suggests the market is stabilizing.  Click here to see my year-end numbers for SLO County.  Click to Visit My Website at SLOhomes4sale.com to view all current Templeton homes for sale!   "Mr. Statistics" Paul Pickering Broker Associate, Bay Osos Brokers CA DRE License #0997005 SEARCH ENGINE KEYWORDS TEMPLETON HOME PRICES TEMPLETON HOME VALUES TEMPLETON HOMES FOR SALE TEMPLETON HOME SEARCH TEMPLETON HOMES TEMPLETON MARKET ANALYS... 03/31/2011

What's your Templeton home currently worth?    Click for a Free/No Obligation Market Analysis of your Templeton home. Current Statistics as of 3/1/11:  Area                           Total Sales                  Average Sales Price      Market Time Templeton  8          399,000    69 What will your home be worth in 2011? Based on the numbers for 2010, it would suggest that the Central Coast Market has stabilized.  Click here to see my year-end numbers for SLO County.  Click to Visit My Website at SLOhomes4sale.com to view all current Templeton homes for sale!   "Mr. Statistics" Paul Pickering Broker Associate, Bay Osos Brokers CA DRE License #0997005 SEARCH ENGINE KEYWORDS TEMPLETON HOME PRICES TEMPLETON HOME VALUES TEMPLETON HOMES FOR SALE TEMPLETON HOME SEARCH TEMPLETON HOMES TEMPLETO... 03/04/2011

In spite of the abundance of bank-owned homes, foreclosures, and short sales, the Central Coast real estate market is up by 4 percent for the last four months in a row.  The current year-to-date average price for a home in Templeton is (as of 3/1/11) $340,000. Click to receive the latest Templeton REOs, Bank Owned, and Short Sale listings by email Click to view my stats newsletter and website at SLOhomes4sale.com Or, call me direct at 805 235 3221 Paul Pickering, "your Templeton, REO, Bank Owned and Short Sale Expert" Broker Associate, Bay Osos Brokers CA DRE License #0997005 SEARCH ENGINE KEYWORDS TEMPLETON REOs TEMPLETON FORECLOSURES TEMPLETON HOMES FOR SALE TEMPLETON SHORT SALES TEMPLETON BANK OWNED HOMES TEMPLETON MARKET ANALYSIS TEMPLETON CONDOS FOR SALETEMPLETON REAL ESTATE FOR SA... 03/04/2011

I love these little towns that no one has heard of, I'm sure many have, just not me. It is on the way to Santa Barbara of course and I'll be actually seeing it for the fist tie tomorrow. We have a great project there that we will tell you more  about as we move it along. Tomorrow is the first visit to the site where the client and I will do our walk-thru and I'lll be making notes as to what it takes to bring the property up to FHA's MPS (Mininum Property Standards) and then adding in whatever the client wants to add to the project.  This is actually fun to do and this client seems to have a great personality. I'm always interested to see what the client finds important on these projects. It reveals a little something about each one of them. Personally I like to see kitchens and bathroom... 02/14/2011

What's your Templeton home currently worth?    Click for a Free/No Obligation Market Analysis of your Templeton home. Current Statistics as of 1/31/11:  Area                           Total Sales                  Average Sales Price      Market Time Templeton  5          349,000    61 What will your home be worth in 2011? Based on the numbers for 2010, it would suggest that the Central Coast Market has stabilized.  Click here to see my year-end numbers for SLO County.  Click to Visit My Website at SLOhomes4sale.com to view all current Templeton homes for sale!   "Mr. Statistics" Paul Pickering Broker Associate, Bay Osos Brokers CA DRE License #0997005 SEARCH ENGINE KEYWORDS TEMPLETON HOME PRICES TEMPLETON HOME VALUES TEMPLETON HOMES FOR SALE TEMPLETON HOME SEARCH TEMPLETON HOMES TEMPLET... 02/02/2011

In spite of the abundance of bank-owned homes, foreclosures, and short sales, the Central Coast real estate market is up by 4 percent in sales volume for the first month of 2011.  The current year-to-date average price for a home in Templeton is (as of 1/31/11) $349,000. Click to receive the latest Templeton REOs, Bank Owned, and Short Sale listings by email Click to view my stats newsletter and website at SLOhomes4sale.com Or, call me direct at 805 235 3221 Paul Pickering, "your Templeton, REO, Bank Owned and Short Sale Expert" Broker Associate, Bay Osos Brokers CA DRE License #0997005 SEARCH ENGINE KEYWORDS TEMPLETON REOs TEMPLETON FORECLOSURES TEMPLETON HOMES FOR SALE TEMPLETON SHORT SALES TEMPLETON BANK OWNED HOMES TEMPLETON MARKET ANALYSIS TEMPLETON CONDOS FOR SALETEMPLETON REAL ES... 02/02/2011

In spite of the availability of all the bank-owned homes, foreclosures, and short sales, the Central Coast real estate market showed significant signs of stability in 2011--particularly with overall sales volume in plus territory.  The current year-to-date average price for a home in Templeton is $504,000 Click to view my newsletter for other related Central Coast market statistics Click to receive the latest Templeton REOs, Bank Owned, and Short Sale listings by email Click to view my website at SLOhomes4sale.com Or, call me direct at 805 235 3221 Paul Pickering, "your Templeton, REO, Bank Owned and Short Sale Expert" Broker Associate, Bay Osos Brokers CA DRE License #0997005 SEARCH ENGINE KEYWORDS TEMPLETON REOs TEMPLETON FORECLOSURES TEMPLETON HOMES FOR SALE TEMPLETON SHORT SALES TEM... 01/05/2011

Interested in finding out what your Templeton home is currently worth?  If so,   click for a Free/No Obligation Market Analysis of your Templeton home. In the meantime, here is the total number of sales, average price, and number of days homes in Templeton spent on the market in 2010:    Area                           Total Sales                  Average Sales Price      Market Time Templeton   71            504,000          108 What will your home be worth in 2011? Based on the numbers for 2010, it would suggest that the Central Coast Market has stabilized.  Click here to see my year-end numbers for SLO County.  Click to Visit My Website at SLOhomes4sale.com to view all current Templeton homes for sale!   "Mr. Statistics" Paul Pickering Broker Associate, Bay Osos Brokers CA DRE License... 01/05/2011