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Sherman Oaks, CA Real Estate News

By Hayden Gerson
(HPM Financial LLC)
Current Market Rating: 312345Buyer'sSeller'sCurrent Price Trend: 312345FallingRisingThe latest forecast for the California housing market's reversal of fortunes jibes with a previous outlook predicting flat, rather than falling home prices in California for the next few years. In 2007, California home prices will slip only 2 percent, while sales will be off 7 percent, according to the California Association of Realtors'. "The housing market clearly down shifted in 2006 from the record-setting sales and robust price gains of the last few years," said CAR president Vince Malta. "The residential real estate market in 2006 was characterized by a gap between buyer and seller expectations. Sellers sensed that the peak of the market was approaching, yet still hoped to obtain the highest possib...
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Yearly reviews are a great way to keep on track with your financial goals. You’re probably already meeting with your financial advisor and other asset manager for quarterly or annual reviews, and you should do the same with your Mortgage Planner as well. An annual mortgage check-up is an ideal way to make sure your mortgage is still having the maximum positive impact on your overall financial plan.  A lot can happen in one year.  The market can take turns that can open up new opportunities, such as reduced interest rates, new loan products or changes in home values.  Furthermore, your personal and financial situation could be mildly to radically different than it was just 12 months prior. Perhaps one or more of the income earners got a raise or lost a job. Maybe you received an inherita...
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By Hayden Gerson
(HPM Financial LLC)
In slower markets, some loan officers may feel pressured to close deals that aren’t in the homeowner’s best interest. In order to avoid getting into difficult and financially compromised positions with their mortgages, borrowers are well advised to be acutely aware of the signs of a responsible loan officer when selecting a mortgage professional.First, look for a Mortgage Planner whose values are focused on helping individuals to achieve their financial goals in both the fastest and the safest way possible. A reputable Mortgage Planner will show you the numbers associated with the proposed loan and provide you with concrete information that backs up his or her claims. Review all of the numbers. If they don’t add up, ask for clarification. If your loan officer can’t or won’t answer your ...
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