Yearly reviews are a great way to keep on track with your financial goals. You’re probably already meeting with your financial advisor and other asset manager for quarterly or annual reviews, and you should do the same with your Mortgage Planner as well. An annual mortgage check-up is an ideal way to make sure your mortgage is still having the maximum positive impact on your overall financial plan.  A lot can happen in one year.  The market can take turns that can open up new opportunities, such as reduced interest rates, new loan products or changes in home values.  Furthermore, your personal and financial situation could be mildly to radically different than it was just 12 months prior. Perhaps one or more of the income earners got a raise or lost a job. Maybe you received an inherita... 09/17/2007

In slower markets, some loan officers may feel pressured to close deals that aren’t in the homeowner’s best interest. In order to avoid getting into difficult and financially compromised positions with their mortgages, borrowers are well advised to be acutely aware of the signs of a responsible loan officer when selecting a mortgage professional.First, look for a Mortgage Planner whose values are focused on helping individuals to achieve their financial goals in both the fastest and the safest way possible. A reputable Mortgage Planner will show you the numbers associated with the proposed loan and provide you with concrete information that backs up his or her claims. Review all of the numbers. If they don’t add up, ask for clarification. If your loan officer can’t or won’t answer your ... 09/17/2007

For a FREE MLS search and to viewall Sherman Oaks listings visit www.TheRoyalTeam.comSherman Oaks Real Estate 13101 Valleyheart Dr, Sherman Oaks, CA 91423$1,095,000 3 bed 3 bath Res in Sherman Oaks, CASingle-Family Home, Sherman Oaks, CA 91423$600,000 2 bed 2 bath 1470 sq. ft. Single family home in Sherman Oaks, CA14537 Killion St, Sherman Oaks, CA 91411$819,000 2 bed 2 bath 1267 sq. ft. Res in Sherman Oaks, CA4758 Ventura Canyon Ave, Sherman Oaks, CA 91423$749,000 3 bed 1.75 bath 1327 sq. ft. Res in Sherman Oaks, CAProperty, Sherman Oaks, CA 91423$899,000 3 bed 2.75 bath 1789 sq. ft. Res in Sherman Oaks, CATrulia Real Estate Search Solomon RomanoRe/Max OTB Estateshttp://www.theroyalteam.com 04/26/2007