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Sherman Oaks, CA Real Estate News

By Dom Naidoo, Malibu to the Marina Real Estate
(Westside Properties)
Click on a picture for more information and price Gorgeously remodeled 5 bedroom 4 bathroom home boasts elegance and charm! All new GE Profile stainless steel kitchen appliances. Beautiful hardwood floors, city view from upstairs, copper plumbing, central heat & air. Three fireplaces to snuggle up next to on those cold winter nights. This is a must see!! To preview the finest Real Estate in Sherman Oaks, Burbank, Santa Monica, Beverly Hills, Malibu, Brentwood and Pacific Palisades please visit my website. When you are ready to view homes or have any questions regarding selling your home, please contact me.
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By Hayden Gerson
(HPM Financial LLC)
In the last year over 100 mortgage lenders have gone out of business due to the "mortgage meltdown" as most of you might now it is getting much more difficult to qualify for mortgages in Sherman Oaks. The reason it is difficult to qualify for your Sherman Oaks mortgage is because guidelines have changed drastically. Even reverse mortgages in Sherman Oaks are getting harder to qualify for, leaving many looking for a honest mortgage company in Sherman Oaks.Since many mortgage brokers in Sherman Oaks are going out of business, and others are not able to get you qualified, you need to call a reputable company to help you with your home mortgage in Sherman Oaks. We here at America One Mortgage Group are a national company headquartered out of Southern California. We have offices in many stat...
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By Hayden Gerson
(HPM Financial LLC)
Sherman Oaks is an 8.1-square-mile district in the San Fernando Valley region of the City of Los Angeles, California. The neighborhood is roughly bounded by Studio City to the east, Van Nuys to the north, Encino to the west and the Santa Monica Mountains to the south.Sherman Oaks is an affluent neighborhood, with several high-end fashion boutiques, and features many upscale houses and restaurants. One of the city's main claims to fame is the presence of the Sherman Oaks Galleria, a shopping mall identified as a meet-up place for the Valley girls, a 1980s cultural label which became widely known because of the 1983 movie Valley Girl and a song of the same name by Frank Zappa. In addition, a portion of the 1982 movie Fast Times at Ridgemont High was filmed there.Since Sherman Oaks propert...
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By Hayden Gerson
(HPM Financial LLC)
Consumers are often baffled by the home appraisal process. They may feel their home is worth a certain dollar amount, and therefore, the appraised value doesn't make sense to them. It is important to know that appraisal guidelines are dictated by the lenders. In many states, the lenders must disclose the purpose of the appraisal, as each situation carries its own set of rules.In essence, lender guidelines force appraisers to put a fair market value on a home based upon comparable sales in the area where the home is located, as the home must be bracketed according to size and value. For example, there is no set amount associated with a great view, pool, spa, bathroom upgrades, etc. If a homeowner installs a custom pool that cost them $30,000, and the local marketplace supports the value ...
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By Hayden Gerson
(HPM Financial LLC)
How Purchase Loans Are Made A Step-By-Step Walkthrough1.Pre-approval - Getting pre-approved for a mortgage allows borrowers to know exactly how much house they can afford. Viewed as "cash buyers", pre-approved borrowers have greater negotiating power as well.2.Loan Search - Buyers should seek the advice of an experienced mortgage professional, someone who will help determine which financing options best suit their needs today and in the future.3.Loan Application - It's crucial that consumers supply the lender with as much information as possible, as accurately as possible. All outstanding debts as well as assets and income should be included.4.Documentation - Buyers must submit paperwork supporting the application as well. Information commonly sought includes pay stubs, two years' tax r...
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By Hayden Gerson
(HPM Financial LLC)
Get the correct financing custom tailored to your overall goals: We specialize in mortgage planning. We primarily work with primarily work with accountants and financial planners who send us their clients to make sure that the sherman oaks mortgage they have is congruent with their overall financial goals. We specialize in purchase and refinance transactions helping the client to be liquid after retirement as well as to lower the clients payments in order to have more money to invest while maximizing tax deductions. We are not your "typical" lender as we use a consulting approach. We work 90% of our business by referral.  Buying a new home: The agents at America One Mortgage and Realty are proud to be members of the National Association of Realtors®. This means that we abide by the code...
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By Hayden Gerson
(HPM Financial LLC)
After bottoming in the fourth quarter of 2006, existing-home sales are forecast to gradually rise through 2007 and into 2008, while new-home sales should turn around by summer, according to the latest forecast by the NATIONAL ASSOCIATION OF REALTORS®. "With all the wild projections by academics, Wall Street analysts, and others in the media, it appears that much of the housing sector is experiencing a soft landing," Lereah says. "Despite the doomsayers, household wealth will not evaporate and the economy will not go into a recession. If you're in it for the long haul, housing is a sound investment."Soft Landing for HousingThe unemployment rate is likely to average 4.8 percent in 2007, following a rate of 4.6 percent in 2006. Inflation, as measured by the Consumer Price Index, is expecte...
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By Hayden Gerson
(HPM Financial LLC)
Current Market Rating: 312345Buyer'sSeller'sCurrent Price Trend: 312345FallingRisingThe latest forecast for the California housing market's reversal of fortunes jibes with a previous outlook predicting flat, rather than falling home prices in California for the next few years. In 2007, California home prices will slip only 2 percent, while sales will be off 7 percent, according to the California Association of Realtors'. "The housing market clearly down shifted in 2006 from the record-setting sales and robust price gains of the last few years," said CAR president Vince Malta. "The residential real estate market in 2006 was characterized by a gap between buyer and seller expectations. Sellers sensed that the peak of the market was approaching, yet still hoped to obtain the highest possib...
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Yearly reviews are a great way to keep on track with your financial goals. You’re probably already meeting with your financial advisor and other asset manager for quarterly or annual reviews, and you should do the same with your Mortgage Planner as well. An annual mortgage check-up is an ideal way to make sure your mortgage is still having the maximum positive impact on your overall financial plan.  A lot can happen in one year.  The market can take turns that can open up new opportunities, such as reduced interest rates, new loan products or changes in home values.  Furthermore, your personal and financial situation could be mildly to radically different than it was just 12 months prior. Perhaps one or more of the income earners got a raise or lost a job. Maybe you received an inherita...
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By Hayden Gerson
(HPM Financial LLC)
In slower markets, some loan officers may feel pressured to close deals that aren’t in the homeowner’s best interest. In order to avoid getting into difficult and financially compromised positions with their mortgages, borrowers are well advised to be acutely aware of the signs of a responsible loan officer when selecting a mortgage professional.First, look for a Mortgage Planner whose values are focused on helping individuals to achieve their financial goals in both the fastest and the safest way possible. A reputable Mortgage Planner will show you the numbers associated with the proposed loan and provide you with concrete information that backs up his or her claims. Review all of the numbers. If they don’t add up, ask for clarification. If your loan officer can’t or won’t answer your ...
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For a FREE MLS search and to viewall Sherman Oaks listings visit www.TheRoyalTeam.comSherman Oaks Real Estate 13101 Valleyheart Dr, Sherman Oaks, CA 91423$1,095,000 3 bed 3 bath Res in Sherman Oaks, CASingle-Family Home, Sherman Oaks, CA 91423$600,000 2 bed 2 bath 1470 sq. ft. Single family home in Sherman Oaks, CA14537 Killion St, Sherman Oaks, CA 91411$819,000 2 bed 2 bath 1267 sq. ft. Res in Sherman Oaks, CA4758 Ventura Canyon Ave, Sherman Oaks, CA 91423$749,000 3 bed 1.75 bath 1327 sq. ft. Res in Sherman Oaks, CAProperty, Sherman Oaks, CA 91423$899,000 3 bed 2.75 bath 1789 sq. ft. Res in Sherman Oaks, CATrulia Real Estate Search Solomon RomanoRe/Max OTB Estateshttp://www.theroyalteam.com
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