DailyMORTGAGE LOCK ADVISORY  January 24, 2013, 6:45 AM PST Click for Lock Advice Updated Several Times Daily        7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Rates Based on 3% Mortgage Backed Securities up 0.15 Point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK   MORTGAGE MARKET INDICATORS National Average Fixed Rate Mortgage 3.38% MBS (3.5%) - 104.22, High: 104.41, Low: 104.22   DJI Stocks currently $13,830.01,  Up $50.68, Change 0.366%   Asian & European Stock Market Indexes Down -0.493%   Nymex Crude Oil Currently $92.31 Up $0.46   Gold 1 Once - $1,670.71     MORTGAGE NEWS Facebook Introduces New Search Tool Last week, from their Menlo Park campus, Facebook announced an improvement to the popular social networking site that grabbed the media's atte... 01/23/2013

  DailyMORTGAGE LOCK ADVISORY  January 23, 2013, 6:45 AM PST Click for Lock Advice Updated Several Times Daily        7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Rates Based on 3% Mortgage Backed Securities down 0.12 Point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK   MORTGAGE MARKET INDICATORS National Average Fixed Rate Mortgage 3.38% MBS (3.5%) - 104.31, High: 104.34, Low: 104.19   DJI Stocks currently $13,759.13,  Up $46.92, Change 0.341%   Asian & European Stock Market Indexes Down -0.533%   Nymex Crude Oil Currently $92.31 Up $0.46   Gold 1 Once - $1,692.83            MORTGAGE NEWS Dry Inventory Drags Down Existing-Home Sales in December Existing-home sales fell 1.0 percent in December to a seasonally adjusted annual rate of 4.94 million, the Nat... 01/23/2013

FHA Reverse Mortgages share a set of common characteristics, which include the following: Reverse Mortgages eliminate monthly mortgage payments and when there is sufficient equity, they allow a lump sum payout and/or a monthly income stream. The youngest borrower must be at least 62 years old and their Rancho Bernardo home must be owner occupied.No Credit or Income Qualification.  Rancho Bernardo Reverse Mortgage borrowers can have serious credit problems and still qualify for a reverse mortgage.FHA Reverse Mortgage Borrowers ALWAYS retains title (ownership) to the home. The lender does not, at any point, own any portion of the home, even after the borrower (or last surviving spouse) permanently vacates the property. Borrowers must still pay property taxes and insurance, and keep the ho... 01/14/2013

Think twice before making your offers... Several months ago I wrote about how home buyers can purchase a Homepath property directly from Fannie Mae, but what I failed to talk about is that these homes may be overpriced. They are advertised like this, "Eligible for Fannie Mae HomePath financing - purchase with as little as 3% down, no appraisal needed & no mortgage insurance!" Sounds good on the surface, doesn't it? But... Can you see the red flag? Well, the truth is anyone buying a property that states, "no appraisal needed" should think twice about what they are buying, because if one is reading between the lines, what the advertising on these homes are really saying is,"This home may be overpriced, but you can buy it with as little as 3% down". REALLY? If you like that, I know of some... 01/09/2013

4s Ranch is a neighborhood in the Rancho Bernardo area, located in the North Inland part of San Diego, California. It is home to an upscale shopping center, that hosts World Market, Karl Strauss Brewery Restaurant, along with Panera’s, and Miguel’s Cocina. Just a side note, I was at Miguel’s on New Year’s eve just to “take-out” some tortillas, and they had a line out the door, and between getting people seated and written down, they still managed to fill my order with the best customer service I’ve experienced in a long time. Needless to say, I was very impressed with how well they served so many people under pressure. There's also fast food at Wendy's and Chinese food at Pei Wei's available. And I don't want to forget Jamba Juice or Daphne's, if you're feeling like Greek food. Anyhow, ... 01/04/2013

Directions to Del Sur   Del Sur is one of the newest communities in North San Diego County boasting the newest Poway Unified Schools - Del Sur Elementary and Del Norte High School! Located in 92127, this community borders Rancho Bernardo on the East and Carmel Valley on the West. FROM THE NORTH (Los Angeles)  5 South towards San Diego Left on Via De La Valle Right on El Camino Real Left on San Dieguito Road Left on Camino Del Sur Right on Paseo Del Sur FROM THE SOUTH (Downtown) 5 North 56 North Left on Camino Del Sur Right on Paseo Del Sur FROM THE EAST (Arizona)  8 West towards San Diego 15 North 56 West Left on Ted Williams Parkway Right on Camino Del Sur Right on Paseo Del Sur FROM THE WEST (Solana Beach) Take 56 East from I-5 Left on Camino Del Sur Right on Paseo Del Sur  Contact G... 12/29/2012

Del Sur Update by Gina     Come see what is happening in Del Sur! There are three new neighborhoods and two new parks in Del Sur. These new large traditional family homes on large home sites give your family a wide range of options to choose from. Carleton by Standard Pacific Homes From the mid $600s 2,621 to 3,059 sq. ft. Valencia by California West Communities From the high $600s 2,996 to 3,495 sq. ft. Presidio by Standard Pacific Homes From the low $700s 3,461 to 3,748 sq. ft. The Carlton at Del Sur Standard Pacific is offering 3 open floor plans. 4 to 5 bedrooms plus an optional bonus room. Within walking distance to Poway Unified School District’s newest Elementary School. The Valencia at Del Sur California West Communities builder is appealing to functional issues in their floor ... 12/29/2012

Gina Youngren – Realtor, Investor, Property Consultant – GINA has joined the MATZ REAL ESTATE TEAM! Longtime ActiveRain blogger joins local team! Gina Youngren has joined the Eric Matz Real Estate Team as a Buyers Specialist. The Matz Team serves North San Diego County especially the Rancho Bernardo area including 4S Ranch, Del Sur, the Crosby and Santaluz; also the Carmel Valley, Del Mar and Rancho Santa Fe areas. This award winning team of professionals specializes in Residential Real Estate Sales and Marketing, Corporate Relocation, Land Sales, Short Sales and Bank Owned REO/Foreclosure Negotiations. Gina Youngren is an Accredited Buyers Agent (ABR) and also a Senior Real Estate Specialist (SRES). Gina has been active in the San Diego Real Este community for over 10 years. Gina and ... 12/29/2012

Searching for a golf course home in Rancho Bernardo doesn't get much easier than this. If you are reading my post about RANCHO BERNARDO GOLF COURSE PROPERTIES you have two options. 1) Get a glimpse of Rancho Bernardo Golf Homes by map below or 2) Click here to see all possible RANCHO BERNAROD HOMES FOR SALE ON GOLF COURSE here by map.   Remember, the map below is does not show all active Rancho Bernardo Properties, click here to see a full search for these Rancho Bernardo Golf Homes in Oaks North, The Greens, Bernardo Heights Golf Homes, Eastview Golf Homes in Rancho Bernardo on the Rancho Bernardo Golf Coruse etc. Click here to start your search for that Rancho Bernardo Golf Home For Sale     YOU DO have a few other options though if you are not interested in RB Golf Homes 1) Dare to c... 12/27/2012

Recently listed! Don't miss out on this opportunity to buy a 3 Bed Gated Community Golf Course View Home For Sale. Located in the Chapala in Oaks North community and priced to sell quickly at only $569,000, we anticipate multiple offers. This 3 Bed Gated Community Golf Course View Home For Sale features 2 bathrooms and over 1800 square feet and is located in a 55 year + senior community. Additional features of this 3 Bed Gated Community Golf Course View Home For Sale include an oversized upgraded patio, fabulous golf course views, and new wood floors. Located on a single level platform, this 3 Bed Gated Community Golf Course View Home For Sale also features new heating and A/C, new carpet, tile, and paint...all with an open floor plan. To schedule your private showing of this coveted 3 ... 12/17/2012

Happy belated Thanksgiving! With the fate of Greece continuing to hang in the balance, we begin the final week of November in positive territory with potential for additional gains throughout the week. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the relationship between up-front closing costs and mortgage interest rates so you don't get duped by clever advertising campaigns. Th... 11/26/2012

The stock market has reopened after a brief hiatus due to Hurricane Sandy. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the relationship between up-front closing costs and mortgage interest rates so you don't get duped by clever advertising campaigns. The Mortgage Street Smarts of where mortgage interest rates are going (and why): The following information is current as of Wedne... 10/31/2012

      Short Sale UpdateSept. 12, 2012                         Short Sale Relocation Assistance Program: Select Homeowners could receive $5,000 to $30,000 in relocation assistance If you are a financially distressed homeowner who wants to avoid foreclosure. We can help! That's why Bank of America is excited to offer enhanced relocation assistance. Qualified homeowners who initiate a Preapproved Price Short Sale (without an offer) could be eligible to receive $5,000 - $30,000* in relocation assistance and owe no more on their mortgage with the sale of their property, depending on the investor involved. Don't miss this limited-time offer to get the help the you need by initiating a Preapproved Price Short Sale today with our perferred listing agent Rod Watson with RE/MAX Distinctive at 61... 10/08/2012

The market closed in consumer-friendly fashion last Friday with a whopping 33 basis point improvement. We are continuing to see improved pricing pertaining to mortgage rates, which might allow many consumers to roll down to lower rates on their mortgages while taking advantage of no-cost refinances (even if they have refinanced 6+ months ago). This daily mortgage interest rate report is provided to equip Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better und... 09/24/2012

Click Here To Learn How To Avoid Foreclosure With A Short Sale 09/16/2012

Click Here To See If You Qualify For A Short Sale 09/16/2012

Last week ended with back-to-back tough days for mortgage rates, which essentially negated the improvements from earlier in the week. Both days saw pricing worsen by over 20 basis points. Today has begun in turbulent fashion, with rates showing a slight improvement overall. This daily mortgage interest rate report has been designed to provide you with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the relationship between up-front closing costs and mortgage interest rates so you don't... 09/10/2012

Rancho Bernardo is located in San Diego, California and is a master-planned community.  It has a lot to offer anyone moving to the Southern California region. There are homes available for many different budgets, which include condominiums, townhomes, twin homes and detached homes, as well as some well maintained, age-restricted communities where residents are required to be at least 55 years of age. Just about all the neighborhoods have access to a recreation club, where residents can swim or play tennis or have access to a clubhouse to have a party. Some have more amenities than others. In the more established areas, the residents are required to hold a membership to their club, and in newer areas, such as Carmel Mountain Ranch and the 4s Ranch area, the club membership is an option. ... 08/23/2012

Great Events To Enjoy Today In San Diego & North San Diego, California. Today: 4th annual Wild Rides and Classic Car Showdown. Pacific Beach, along Garnet Avenue to Mission Boulevard, Open to all vehicles. Also featured will be and engine blow-up, bikini contest and Christopher Knight of the Brady Bunch. Today: Cruisin Coco's. 11AM, to 2PM, Coco's Restaurant and Baker, 16759 Bernardo Center Drive, Rancho Bernardo, California. Check out the Steam-punk exhibit at the San Diego Automotive Museum in Balboa Park, on view through Sept 30, 2012. It's a complete departure from the standard cars on view. Think Leonardo da Vinci joins Jules Verne. 10AM, to 5PM. National City Depot Museum: 9AM, to 5PM, today 922 W. 23rd St. NATIONAL City. (mile of cars exit from 1-5). Free. Exhibits include old st... 08/19/2012

Hello and Welcome to Rancho Bernardo California~Sell my Home~ List my Home ~Short Sale~ Realtors~ Listings Agents. Are you looking to potentially Sell or list your home in Rancho Bernardo California in this market?   Here are some imporant points to think of when looking for the right listing agent or Real Estate company in this market.  Most of the time the reason a home will sell quickly is marketing over price.   Having the right marketing strategy to sell your home quickly and for top price is crucial these days.  There is a good chance the reason you are reading this is because you found us on one of the top pages on one of the major search engines below:  This could be your home that people are finding on the top pages!         It is of the utmost importance these days to find a R... 08/16/2012