Rancho Penasquitos (Rancho Bernardo, CA)
By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY November 25, 2013  8:45 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.09 point    30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is down 0.13% to 4.22% on Nov 21,. MBS (3.5%) - Currently  101.29, High: 101.38, Low: 101.06   DJI Stocks currently $16,102.63,  Up $37.86, Change 0.235%   Asian & European Stock Market Indexes changed 0.442%   Crude Oil (WTI) Currently $94.17 - Change -0.71%   Gold 1 Once - $1,241.17  REAL ESTATE & MORTGAGE NEWS Ongoing Uncertainty to Unsettle Markets Going into 2014 In the aftermath of the federal govern...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY September 17 2013  :6:45 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice:LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.11 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is unchanged at 4.57% on Sept. 12,. MBS (4%) - Currently 102.99, High: 103.05, Low: 102.87 DJI Stocks currently $15,529.51, Up $34.73, Change 0.224% Asian & European Stock Market Indexes changed -0.279% Crude Oil (WTI) Currently $105.73 - Change -0.81% Gold 1 Once - $1,313.35   REAL ESTATE & MORTGAGE NEWS Home Prices Up 0...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY September 12 2013  :6:45 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice:FLOAT The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.18 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.06% to 4.57% on Sept. 5,. MBS (4%) - Currently 102.58, High: 102.59, Low: 101.41 DJI Stocks currently $15,330.71, Up $4.11, Change 0.027% Asian & European Stock Market Indexes changed -0.045% Crude Oil (WTI) Currently $108.51 - Change 0.88% Gold 1 Once - $1,331.60  MORTGAGE and REAL ESTATE NEWS   The Moron Quorum...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY August 14, 2013  :9:00 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.21 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up to 4.40% on August 8,. MBS (3.5%) Currently  100.19, High: 100.23, Low: 99.97 DJI Stocks currently $15,372.68,  Down $-78.33, Change -0.51% Asian & European Stock Market Indexes changed 0.561% Crude Oil (WTI) Currently $106.08 - Change -0.7% Gold 1 Once - $1,331.75 MORTGAGE and REAL ESTATE NEWS         Major lender u...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY July 30, 2013  :3:00 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.18 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate declined to 4.31% on July 25. MBS (3.5%) Currently  100.62, High: 101.75, Low: 100.62 DJI Stocks currently $15,532.49,  Up $10.52, Change 0.068% Asian & European Stock Market Indexes changed 1.005% Crude Oil (WTI) Currently $103.09 - Change -1.4% Gold 1 Once - $1,323.34 MORTGAGE and REAL ESTATE NEWS    Rising Rates Begin to Impact Pending Home Sales in June After reaching the highest level in over six years, pendi...
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By Janet McCarthy, Broker Associate
(San Diego Homes Guide )
House for Rent in San Diego, Rancho Penasquitos This home is highly upgraded - tile, granite counters, stainless steel appliances, vanities and more.  It's simply a beautiful home and it has a panoramic view of the mountains and sky - on a clear day you can see the ocean.                                                                                 If you're looking for a house for rent in Rancho Penasquitos then this home is the answer.  Upgraded throughout and yet you'll want to spend most of your time on the patio enjoying the amazing view.  Decorator touches accent every room - the owners daughter is an interior designer.  Living room, dining room, kitchen nook, family room and four bedrooms upstairs.    Located on a single loaded cul-de-sac street in a quiet neighborhood on the N...
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By Janet McCarthy, Broker Associate
(San Diego Homes Guide )
How to Have a Great DayAs a San Diego Realtor I work hard to communicate to people that my job is to help them, and yet I often receive either spoken or unspoken a response that is clearly suspicious. My best guess about human behavior is that people don’t trust or believe other people very easily.  In my quest to solve this communication problem I have searched for the “magic words” that will trigger acceptance.  In other words, “what can I say to get you to respond to me?”  I’ve learned that there are two key factors - 1.  What you say - or the words you use.2.  How you say it - tone, inflection, body language, etc...The right combination of the two generates a very positive response. If you want to have a great day, then all you have to do is change the way you’re looking at the day....
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Rancho Bernardo, CA Real Estate Professionals