Phillips Ranch, CA Real Estate News

By TODD PICCONI 909.908.7376 HELPING YOU FIND HOME., Patient, Persistent and Positive About Your Move
(TODD PICCONI REAL ESTATE)
Day 6 - Please join me this month in your private tour if this Beautiful Joyful Estate. I'll take you into the home and around the outside. By September 30th, You have a first hand, inside scoop off one of Claremont's Largest Estates. Hope that you ENJOY this Amazing Journey!Buying or Selling? Call me anytime. (909)'908 - 7376CalBRE #01142052#claremont #buyingandselling #losangelescounty #inlandempire #estate #realestate #over5000SF#realtor #photography #HOME #DREAM #LUXURY #LUXE #HIKING #Nature #swimmingpool #solar#balcony #italian #neoclassicalVIRTUAL TOURS: www.1049Amarillo.com 
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By Tom Bashe
(SCA Real Estate - Call Now)
Lloyd Cullen Real Estate is a local Phillips Ranch Short Sale Realtor. As a Phillips Ranch Short Sale Company that specializes in short sales, you are assured the highest standard of professionalism and can always count on our Phillips Ranch Short Sale Realtor to help answer any questions you have in regards to Phillips Ranch Short Sales. Phillips Ranch Short Sale Realtor Lloyd Cullen is a local Phillips Ranch Short Sale Expert with experienced Phillips Ranch Short Sale Agents here to assist you.   Phillips Ranch Short Sale Realtor We specialize in Short Sales for Phillips Ranch and Surrounding Areas If you are going through a Phillips Ranch foreclosure or deciding to short sale your Phillips Ranch home, it is best to do your research or speak to a local Phillips Ranch Short Sale Agent ...
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By Brett Ehart
(New Century Realty)
Be Careful if seeking a Loan Modification The California Department of Real Estate (DRE) is warning customers to watch out for loan modification scams.  The DRE has filed a record number of actions against scammers who have offered loan modification and loan mortgage relief services. The DRE has opened more than 4,500 cases that involve loan modification complaints since 2008, as well as 88 accusations accusing 159 real estate professionals of violating real estate laws in connection with offering loan modification services. The most popular loan scam: Guaranteeing a loan modification in exchange for an upfront fee. Once the fee is paid, the scammer does little or nothing to obtain a loan modification. “With so many home owners facing financial hardship, foreclosure rescue and loan mod...
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By Brett Ehart
(New Century Realty)
Seller Mistakes That Could Cost Big Bucks! Here are some big mistakes that sellers make, that could cost them big bucks! The Guided Tour.  Hovering over buyers and explaining every detail about your home makes them nervous.  They might want to discuss your Phillips Ranch home with their spouse or their agent, and they will feel uncomfortable if you are within earshot.  Buyers often want to have a conversation about what they like and what they would change if the home were theirs.  If you happen to hear this discussion, please keep your opinions to yourself.  If you must be present during a showing, take a walk or go sit on the front porch until the buyers are done.  Any questions they have will be relayed from their agent to your agent. The Dirty, Messy, Cluttered House.  You should al...
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Ready To List With A Phillips Ranch Real Estate Agent? 13 Things Your Agent Must Do To Maximize Your Profits! Ready to place your home on the Phillips Ranch real estate market? Do you understand the process and details of selling a home? Before you list with a real estate agent in Phillips Ranch, educate yourself on all the factors that will affect your profit. Be as informed as possible so you can make the absolutely best possible business decisions. After all, the sale of your home is a business decision! Most of us are not tuned into the trends and fluctuations of the Phillips Ranch real estate market. Likewise, we are not aware of the necessary steps to maximize profits on the sale of our home. This is where Phillips Ranch real estate agents like myself come into play. Typically, w...
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Mortgage Interest Rates vs APR for Phillips Ranch Real Estate Buyers One of the most confusing issues for Phillips Ranch home buyers is the difference between the interest rate they were quoted when they applied for a loan, and the APR (annual percentage rate) that is shown on the Truth in Lending form or the Good Faith Estimate, which is disclosed to the buyer before the loan is actually funded. I have had many customers who, in the last stages of buying their home in Phillips Ranch, call to complain that the lender quoted them 5.25%, but the APR on their disclosures is 5.625%.  What is going on, they want to know.  Is the loan officer pulling a fast one? The answer is no, the loan officer is not lining his pockets at the last minute because he thinks you will not pull out of the Phil...
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Phillips Ranch Real Estate Agent Brett Ehart Discusses the Perks of Having a Home Warranty When you own a home you can expect, sooner or later, that things will start going wrong.  It’s not necessarily the result of buying a “lemon”: it just means that, like people, parts start wearing out as they age.  According to Phillips Ranch REALTOR Brett Ehart, having a home warranty in place may help ease the burden when they do. A home warranty is the same as any other warranty you may purchase.  When you buy an extended warranty on a TV you are in essence buying protection in case something major goes wrong with it.  That is the same with the home version.  It covers major components of the Phillips Ranch home, such as heating and air, roof, etc., for a period of one year from the date of clo...
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Many Phillips Ranch home buyers don’t realize that closing costs are negotiable There’s a lot of room for negotiation in the costs of closing. Phillips Ranch real estate buyers should examine every charge and not hesitate to challenge them and try to bring them down.  Too often, borrowers just accept the charges that are presented to them. Closing costs can really add up when buying or refinancing, running anywhere from 3 to 6 percent of the price of the property. Phillips Ranch home buyers can lower these expenses by questioning their lender, escrow company, and title company. Many of the fees associated with closing are negotiable and consumers should review line-by-line estimates and challenge them. Simply ask the lender which fees are negotiable and which are fixed to find out which...
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How to Sell Your House Quickly in the Phillips Ranch Real Estate Market There are many reasons to sell your house quickly. It’s less stress for you, as not knowing if your home will sell while it’s on the market can be a very stressful experience. The longer your Phillips Ranch home is on the market, the lower it’s perceived value will be. In the end, a fast sale is always better than a slow one. In this article, we’ll go over how to get your house sold quickly and profitably. Increase Your Home’s Perceived ValueMake sure your house is in tip top condition. In order to fetch a top price as well as create that instant “I want this house” reaction in potential buyers, it’s crucial that your house in Phillips Ranch is in the best condition possible. The two key rooms to perfect are the ki...
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What is the Right Price to Offer for a Home in Phillips Ranch? Once you've found a Phillips Ranch home you'd like to buy, the next step is putting an offer on the table. How do you determine the right price for a home in Phillips Ranch? In this article, I'll show you exactly what you should consider when you're picking a number for your offer.Tip 1  Understand the Phillips Ranch Real Estate ConditionsThe first step is to consider what the market conditions are. Phillips Ranch real estate conditions have had both upswings and downswings in the last several years. Is it a buyer's market right now, or a seller's market? Is a house likely to sit on the market for weeks, or is it likely to receive multiple offers?Look into what other similar houses in Phillips Ranch are selling for, both cur...
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How to Sell Your Phillips Ranch House Quickly in Any Market Phillips Ranch real estate prices have shifted drastically in the last few years. However, there are certain techniques that one can use to ensure a fast sale no matter what the market looks like. In this article, we’ll cover how you can sell your house in Phillips Ranch quickly, no matter what the market looks like. FocusFirst of all, remember to focus on things you can control. Focusing on what the market looks like won’t help you sell your Phillips Ranch home any faster. Focus on the things you can control, such as your strategy, the staging of your house and so on. FlexibilitySpeed can sometimes come at the cost of your selling price. Make a decision as to how important it is to sell your house quickly. It’s often possible ...
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Should You Own Your Home in Phillips Ranch? The American Dream Of Home-Ownership Isn't Right For Everybody… Or Is It? Weighing the pluses and minuses of home-ownership…Buying a home in Phillips Ranch can be one of life’s most exciting and yet most challenging experiences you can go through. With the numerous loan programs available to consumers today, it is easier than ever to get into a house in Phillips Ranch. However, the question remains, "Should you own your own home or rent?"There are many benefits to owning a Phillips Ranch home, but there are also just as many tradeoffs. To help you decide if owning a Phillips Ranch home is right for you, here are a few things to consider: One of the most common complaints among renters in is the discouraging feeling that you are simply throwing...
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FSBO or Agent, Which Is Best For Selling Your Home in Phillips Ranch? With the growth of the Internet, the prospect of 'going' FSBO — For Sale By Owner — as a method for selling your Phillips Ranch home is more attractive than ever.One of the largest expenses involved in selling a property is the payment of an agent's commission — often in the 6% range. But agents do earn their money, by providing expertise on the market and sales process, by advertising widely and by assisting in the negotiation and closing phases of a sale.Still, 6% of $400,000 is $24,000 and many find the prospect of keeping that money for themselves irresistible. Here are some things to consider when deciding whether to use an agent or 'go' FSBO.In order to sell a property quickly and profitably, you have to know th...
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How to Get Every Dollar You Deserve... by Getting the Full Value of Your Phillips Ranch House! The ability to reap additional profits on the sale of your home in Phillips Ranch can be accomplished easily enough if you make the right improvements. Many changes can provide the prospective buyer with enhanced feelings about your home, feelings of more space, more light, more rooms, more closet space, greater privacy, warmth and security. Basic, simple and inexpensive improvements can provide an improved emotional response in a potential Phillips Ranch home buyer.An example could be something as small as a crack in the paint on a wall. Simply by applying some plaster and touch up paint, you eliminated what may be an unstated concern that your home in Phillips Ranch was poorly maintained. T...
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Phillips Ranch Real Estate Agent Discusses How Much of a Home You Can Qualify For in Phillips Ranch Income. Debt. Down Payment. Closing Costs. Two Years Income Tax Returns. Assets. Liabilities. IRAs. You want WHAT? Just what can I afford?Buying a home in today’s Phillips Ranch real estate market is a bit intimidating, and your new home purchase is likely to be one of the most important decisions you've ever had to make. Usually it’s one of the single most valuable assets you’ll own.Where to Start Before you invest hundreds of hours searching for a house in Phillips Ranch, and to avoid any heartbreak if you find yourself unable to qualify for your dream home, sit down with a lender. Your lender can perform a simple verbal pre-qualification in about twenty minutes and a full-fledged pre-a...
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3 Real Estate Professionals You Should Know when Buying a House in Phillips Ranch, by Realtor® Brett Ehart During the home buying process, it's important to get advice and expertise from experienced individuals. The three most important advisers you'll find during the home buying process are: An experienced real estate agent, your loan officer and your home inspector. In this article, we'll talk about about what each of these professionals can do for you.Your Real Estate AgentYour Phillips Ranch real estate agent is the single most important real estate professional you'll be working with throughout your home buying process. Your Phillips Ranch REALTOR® is the person who's responsible for finding properties you might be interested in, educating you on the buying process, and finally hel...
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A Step by Step Guide to Investing in Phillips Ranch Real Estate for Beginning Investors It seems almost everyone wants to go into real estate investing. After all, you can work very few hours and reap amazing profits. But getting started as a Phillips Ranch real estate investor  can be difficult. This article will help give you some tools to get you through the initial learning curve so you can start doing profitable investment deals today.Step #1 - Have the Right MindsetThe most important mindset to have as a beginning investor is the mindset to learn. So many investors come into the market with the mentality that they want to hit a home run on their first deal.The reality is, you'll probably make mistakes. Often times you'll still be profitable anyway, but sometimes you will lose mone...
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Twenty Terms You Must Know and Understand Before You Sign Off On Your Mortgage in Phillips Ranch!  Buying a home in Phillips Ranch is a major achievement in most everyone’s life. Pride of ownership, tax breaks and equity are just a few of the many benefits you’ll enjoy with your new home. Your home purchase may also be one of the largest you will ever make. During the emotional excitement of buying your Phillips Ranch home, you may encounter terms with which you are unfamiliar. For some, it can be bit embarrassing to ask what they consider too many questions. Others may make a note of their questions but simply forget to revisit those points. To ensure that you have complete confidence during your Phillips Ranch home loan process, invest a moment to read this report and become familiar...
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By Brett Ehart
(New Century Realty)
Now is a Great Time to Buy a Home in Phillips Ranch! Interest rates on Phillips Ranch Homes have been hovering around all-time lows for quite a while.  Recently, rates were the lowest in over 50 years.  Right now, rates are .5% lower than this time last year.  That means lower payments on your mortgage. Historically, Phillips Ranch real estate sales are very slow over the winter months.  The lack of demand puts downward pressure on prices as sellers become nervous about how long their home has been on the market.  Before Spring arrives, sellers might reduce prices or offer other incentives to make their homes more attractive to buyers.  According to the National Association of Realtors, housing is more affordable than it has been since 1970. Motivated Phillips Ranch home sellers, large ...
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Phillips Ranch Real Estate Broker Discusses How Much of a Home You Can Qualify For in Phillips Ranch   Income. Debt. Down Payment. Closing Costs. Two Years Income Tax Returns. Assets. Liabilities. IRAs. You want WHAT? Just what can I afford?Buying a home in today’s Phillips Ranch real estate market is a bit intimidating, and your new home purchase is likely to be one of the most important decisions you’ve ever had to make. Usually it’s one of the single most valuable assets you’ll own.Where to Start Before you invest hundreds of hours searching for homes in Phillips Ranch, to avoid any heartbreak, if you find yourself unable to qualify for your dream home, sit down with a lender. Your lender can perform a simple verbal pre-qualification in about twenty minutes and a full-fledged pre-app...
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