Click below to get July 9, 2010 Oceanside California mortgage rates for 30 year fixed FHA, Conventional and VA home loans. Please call us for jumbo loan rates.   There is no need to leave any personal information to get an accurate quote.    Estimated cost of the loan is expressed with APR and a dollar figure so you know what it will cost you including all third party fees.  Because our mortgage rates are updated every 30 minutes, if you visit our rate page on a future date it will reflect rates for that day that you visit.     We are a direct lender with offices in San Diego, throughout Southern California, Northern California and 14 other states.    Click picture for current rates       Oceanside's Direct Lender   Click logo to visit our website      California home loans since 1977 F... 07/09/2010

Oceanside Real Estate Market Report for June 2010   The Oceanside real estate market has undergone many shifts and continues to evolve, especially with the number of distress sales. This report does not include any private sales nor manufactured or mobile housing; the numbers are derived from the MLS and are believed to be accurate but are not guaranteed.  Media reports speak in general terms, so information may not represent the reality of the local Oceanside real estate market. Having data from a knowledgeable agent about local market conditions benefits you as the buyer or seller for making informed decisions about a purchase or sale.  READ MORE: Oceanside California - A Growing and Changing Coastal San Diego Community  In June 2010 there were 195 homes sold in Oceanside's 4 zip code... 07/08/2010

Click below to get July 8, 2010 Oceanside mortgage rates for FHA, Conventional, USDA and VA home loans.  There is no need to leave any personal information to get an accurate quote.  Estimated cost of the loan is expressed with APR and a dollar figure so you know what it will cost you including all third party fees.  Because our mortgage rates are updated every 30 minutes, if you visit our rate page on a future date it will reflect rates for that day that you visit.   We are a direct lender with offices in San Diego, all over Southern California, Northern California and 14 other states.   Click picture for current rates   Oceanside's Direct Lender Click logo to visit our website    California home loans since 1977   First Priority Financial is licensed by the California Department of Re... 07/08/2010

Oceanside California - a diamond in the rough...or is it?  This may be the last chance to own a home in North Coast San Diego at an affordable price.  Many areas of Oceanside have been or are being revitalized and there’s no sign of this slowing down. Many investors view Oceanside as their last chance to "get in"  on what will soon become an explosive real estate market. For those who don't know, Oceanside is home to beautiful San Diego beaches and extends East into the rolling hills toward Bonsall. Situated South of Camp Pendleton Marine Corps Base you'll often see military helicopters flying over the beaches.  When you see our dedicated Marines in town, make sure to stop and thank them for their service. If you want affordable living near or on the San Diego coast Oceanside is the bes... 06/24/2010

So you're thinking about investing in shutters to bring lasting beauty, elegance and comfort to your home in Oceanside? You're making a wise choice!   SETUP YOUR APPOINTMENT HERE! Featured Window Treatments: Sheer Shades Roller Shades Faux Blinds Wood Blinds Woven Wood Blinds Roman Shades Hunter Douglas Levolour Honeycomb/Cellular Draperies Valances Motorization Solar Screens Roller Shades Window Film 06/23/2010

We Can Help Beautify Your New or Current Home in Oceanside! Imagine, in just 3 days you can have beautiful blinds for your home! We Can Help. Click on this link to see our full line of product offerings: Sheer Shades Roller Shades Faux Blinds Wood Blinds Woven Wood Blinds Roman Shades Hunter Douglas Levolour Honeycomb/Cellular Draperies Valances Motorization Solar Screens Roller Shades Window Film 06/23/2010

New Training Center @ Camp Pendleton Soon To be  Under-Construction.  Construction has begun on a new Marin Corps Infantry training Center @ Camp Pendleton in Oceanside, Ca. 22,475 Square Feet Infantry Training center which is under construction @ Marine Corps base - Camp Pendleton is schedule to be completed in November 2010. Two story project will incorporate eco-friendly features including photovoltaic panel on roofs to offset building energy costs by and estimated 12.5 % and water-efficient landscaping with drought-tolerant native plants species to reduce irrigation requirement by 50%.   Estimated building cost $10 Million.  06/18/2010

The Local Top Gun home in Oceanside, California became famous when in 1986 Tom Cruise & Kelly McGillis kick off their love affair in the movie Top Gun. This home is a historical treasure and has a nice fan base, which generates a lot of interest for those that seek it out and wish to see it as part of the local tourist attractions that Oceanside has to offer. Located on the corner of Pacific & Seagaze, retire doctor Henry Graves build this home when Oceanside was only four years old back in 1887,  notoriety  and fame came to this home when it was give the honor of being selected for the Top Gun movie where Maverick (Tom Cruise) & Charlie (Kelly McGillis) played their seductive game of romance.   As fate would have it the future of this historical site is up currently in the air. Just st... 06/16/2010

Oceanside short sales are becoming increasingly more common. Some sellers in Oceanside owe more on their properties than their home is worth and need to sell right now. Many of those homeowners who need to sell their homes right now in Oceanside may need to do so because of a job loss, a decrease in pay, or an adjustment to their mortgage rate that they just cannot afford. Any borrower who wants to sell their home and has a verifiable hardship may qualify to participate in a short sale transaction. A homeowner from Oceanside called me today about possibly selling his home as a short sale. This homeowner had some great questions and legitimate concerns about the short sale transaction. One question was with regard to missing payments on a mortgage. The decision to miss a payment is entir... 06/14/2010

Oceanside Real Estate Market Report for May 2010   The Oceanside real estate market has undergone many shifts and continues to evolve, especially with the number of distress sales. This report does not include any private sales nor manufactured or mobile housing; the numbers are derived from the MLS and are believed to be accurate but are not guaranteed.  Media reports speak in general terms, so information may not represent the reality of the local Oceanside real estate market. Having data from a knowledgeable agent about local market conditions benefits you as the buyer or seller for making informed decisions about a purchase or sale.   READ MORE: Oceanside California - A Growing and Changing Coastal San Diego Community   In May 2010 there were 133 homes sold in Oceanside's 4 zip code... 06/11/2010

Quite a stink and uproar is being heard all across North San Diego County about the six nurses that have allegedly discussed patient information on the Internet site Facebook. Larry Anderson, CEO- Tri-City Hospital, made a public statement that he is firing 5 of the nurses and a sixth will receive disciplinary actions  over violating patient privacy. What has everyone in a dither is that these nurses apparently posted on Facebook, private information about patients that were in their care.  Tri-City Hospital is taking aggressive action in regards to this matter. Unfortunately, this is not the first time Tri-City Hospital has been in violation of invading patient privacy. 2007- 10 employees were fired for having run afoul of this same issue, patient privacy. In May 2007 these 10 employee... 06/10/2010

Oceanside VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums in Oceanside VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums in Oceanside, CA.   The tightening credit market of the past couple years has made it more difficult to attain financing on on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.   FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell Condo's.   In comes the VA to the rescue for Condo Buyers and Condo homeowners in Oceanside.   To qualify for a VanDyk VA Condo Loan, the condo must be on the VA Approved C... 06/01/2010

Short Sales in Oceanside Short sales in Oceanside are becoming more and more common. Many homeowners in Oceanside, California are finding themselves unable to make their mortgage payments while also being "upside down". Do you need to sell your Oceanside home right now? If you owe more to the lender than your home is worth and you do need to sell right now, then you will be participating in a transaction called a short sale. In a short sale, a qualified Realtor® can help you to list your home for sale, obtain a qualified buyer, and negotiate with your mortgage lender or lenders in order to forgive any outstanding debt after the sale has been completed. Short sales in Oceanside can occur when the seller has a hardship and is unable to continue making mortgage payments. Hardships can incl... 05/16/2010

We now offer 95% financing in California with no MI on select foreclosed homes. When you purchase a Fannie Mae Owned Foreclosure Property, you may be eligible for our new Fannie Foreclosure Mover Loan.   This new loan allows you to finance up to 95% of the Purchase price with ZERO Mortgage Insurance (MI).      Loan amounts up to $417K are eligible up to 95%.     Requires a minimum of a 680 middle fico and maximum debt ratio of 41%.    This is even available in California, Washington,  and Florida with these terms.      There are no Declining Market restrictions on this loan program.   We also offer these for the High Balance or Conforming Jumbo Loan sizes up to 90% of the purchase price of the home.    This would help homebuyers looking at Fannie Mae properties in Los Angeles with loans... 05/15/2010

The other day when I was walking around the Oceanside Harbor, I was able to capture the start of the day for the team of Mason that is handling the dredging of the Harbor - this event is done on a annual  basis. The Harbor is a really special place to walk, There is so much to enjoy. Starting at the Jolly Roger to the bait shop which in the loop it is approximately a three mile walk. The scenery is fabulous. What a joy, This project consists of annual maintenance dredging of the federal navigation channels of Oceanside Harbor and placement of the material either on the beach or in the nearshore. Amount of dredge material available annually varies from 125,000 cubic meter s to 250,000 cubic meters.  You can see what - some of the activity that is going on.   05/11/2010

The Oceanside real estate market has undergone many shifts and continues to evolve, especially with the number of distress sales. This report does not include any private sales nor manufactured or mobile housing; the numbers are derived from the MLS and are believed to be accurate but are not guaranteed. Media reports speak in general terms, so information may not represent the reality of the local Oceanside real estate market. Having data from a knowledgeable agent about local market conditions benefits you as the buyer or seller for making informed decisions about a purchase or sale.  READ MORE: Oceanside California - A Growing and Changing Coastal San Diego Community    In April 2010 there were 173 homes sold in Oceanside's 4 zip codes (92054, 92056, 92057, 92058), just 5 fewer than... 05/06/2010

Living in Oceanside, California on Las Vegas Street, can offer a great opportunity, this HUD/Bank owned property, is in the affordable price range of being under $250,000 - which is a challenge to find these days in Oceanside, California. HUD is selling this home "as is" with the potential of doing a 203 K FHA Loan. This desirable single level homes, is up for auction – this home has solid cut with 4 inch back splash granite counter tops in the kitchen with dark cabinets. Right off the kitchen is the family room. Down the hallway are the 3 +bedrooms, and the 2-bathrooms. This home does have additional rooms off of the family room, which could be bedrooms, or additional entertaining space. E-Z care back yard. A two car garage is off to the side of the home, this special home has no homes... 05/03/2010

Ivey Ranch home for sale, Oceanside, CA at 1154 Avenida Sobrina, MLS #100023882, entertaining offers between $425,000 and $440,000!  This home is gorgeous and move-in ready! Your clients will fall in love!  This fabulous home is located in Ivey Ranch’s most desirable neighborhood - 'Versailles'! Don’t miss out; come see this beautiful, designer upgraded 4BR, 3BA home for sale. The name “Ivey Ranch” comes from the Ivey Ranch House that was built in 1888. In 1981 the mayor of Oceanside dedicated a portion of the Ranch as park land to the City.  Today, Ivey Ranch has grown and is now the location for a planned community in a desirable neighborhood in Oceanside - only minutes from the beach, and with quick access to the I-5, 78 and 76 freeways.  This is Ivey Ranch home for sale is simply in... 04/22/2010