Stockton CA – We recently send everyone in congress a fax about a certain large bank. They had done a lousy job on a short sale file. We waited 90 days for an answer on an offer. Get my Free, Step By Step Loan Modification Guide by clicking here. The buyer got impatient and walked. Fortunately we had a backup buyer. Instead of using the BPO that Freddie Mac paid for and reviewing the new offer, the negotiator closed the file. Freddie Mac, the owner of the loan, stands to lose $75 spent on the BPO and 90 days worth of interest. We estimate Freddie's loss over the delay to be around $1,249. Rather than just sit here and take abuse, we decided to stand up for ourselves. We found the entire list of fax numbers for congress, typed up a fax, and sent it out. If you loan mod is taking too lon... 07/25/2011

Stockton CA – Lenders reject loan modifications only to lose more money when they sell the home after foreclosure. Here is how to prove the loss to them. Get my Free, Step By Step Loan Modification Guide by clicking here. When you request your free loan modification guide, you will have the option of also receiving a property valuation. This is called a BPO (short for Broker’s Price Opinion), and it is a real estate agent’s opinion of the value of a property. Lenders use BPOs to determine a property’s value for short sale processing. Find out what you can pay the lender as a monthly payment. Then, find out the mortgage amount that equals that payment. For example, $1,200 a month will pay off a $211,346 mortgage over 30 years. $2,000 will pay off a $352,243 mortgage. $3,500 will pay off ... 07/25/2011

Stockton CA – Here are the recommended steps to take before you strategically default. We have consulted a financial expert who recommends these steps before strategically defaulting. He believes that taking these steps will reduce the likelihood of your lender pursuing you after a short sale or foreclosure. We have to warn you of what could happen if you take these steps. If you stop paying your credit cards, car loan, or house payment, then you could lose your house, car, and face lawsuits from your creditors. Your credit rating will also suffer. In addition, you risk being chased down by your credit cards. All of this is risky and no one knows for sure exactly what will happen. So consult legal counsel before you stop paying anything. Discover how other sellers successfully did a sho... 07/25/2011

  Get your GRIMY hands off my SELLER in Mountain House, CA. I have a coming soon short sale in Mountain House, CA.  The sellers wanted to move out prior to the house going on the market.  They signed the listing agreement a month ago, they also signed the MLS Disclosure stating they did not want the property to be put on the market for 30 days. I've been waiting for them to let me come take photos of the empty house, and get it on the market. As they were moving out, an agent driving by stopped and asked them if they wanted to sell the house. They told him, "Yes, they were going to short sale the property and they already had a REALTOR." The "agent" told them "He, of course, had a buyer, and they should let him list the property." Fortunately, they trust me, and I have a valid listing ... 06/14/2011

Mountain House Pulte Home Overview Maps Photos Features Description Altadena's Videos Neighborhood $360,000 Single Family Home Main Features 4 Bedrooms3 BathroomsInterior: 3064 sqftLot: 0.13 acre(s) Location 54 N Altadena StreetMountain House, CA 95377USA To get updates on open home dates and other property events, please click the "Like" button below: Susan Goulding, 01490605 Crown Key Realty(209) 914-5573realbird@susangoulding.comhttp://www.susangoulding.com        Listed by: Crown Key Realty Our recent listings Walk to Sports Complex in TracyWalk to Wanda Hirsch SchoolTurnkey Home with Pride of OwnershipUltimate Horse PropertyHuge Family Home - Waiting for YOU Subscribe to our listing feed Nearby properties for sale 06/13/2011

Saturday, May 28, is the first Music in the Park Mountain House community event in 2011 .  Bring your lawn chairs, blankets, and picnic baskets to Central Community Park in Mountain House, CA and plan on a pleasant evening filled with music and fun. Pizza and Indian cuisine will be available for purchase at the park. Vino 100 from Tracy, CA will be selling wine and margaritas.  You are not allowed to bring your own alcohol.   Evolution, a Journey Tribute Band, will be performing onstage and there will be plenty of room to sway to the beat! Last year this was a great way to spend a Saturday evening in the Central Valley.  I'm sure this year will be the same. The event is scheduled for 5pm - 8pm. Mountain House Central Community Park is located at 25 E. Central Parkway, Mountain House, C... 05/27/2011

Two nights ago, the San Francisco Giants most prized player, Buster Posey, was taken out at the plate by Florida Marlins player Scott Cousins.  I am a traditionalist when it comes to baseball.  Plays like this have been happening for 100 years and this is what makes this sport the greatest American sport.  Although I am a huge fan of Buster Posey, I do not feel that Major Leage Baseball should make any rule changes to this beautiful game.      Former major league catcher, Ray Fosse who was best known for being taken out at home plate by Pete Rose during the 71' all star game believes the rule should not be changed.   And for what it’s worth, Fosse, in an interview with the San Francisco Chronicle, said that he is not that impressed with calls to change the rules: “The game has been arou... 05/27/2011

Mountain House HUD Condo for sale - look at this gem!   Beautiful Condo with 3 bedrooms and 2 Baths and approximately 1,454 sq ft. Features spacious downstairs and large master bedroom. HUD Owned, Sold AS-IS. 228 S Yucatan Place #44,  Mountain House, CA 95391 - $157,5003 bedroom 3 bathroom1454 sqft  Built: 2006     See more pictures of this Sacramento HUD Home for sale >>   This Mountain House HUD Home is super clean and ready to move-in! This one is our listing! Give me a call and we can go meet a t the home and get your bid submitted!  Contact me today to schedule an appointment to see this home! I am here to help you buy a HUD Home this year! Erin NewingtonSacramento HUD Approved RealtorKeller Williams Realty(916) 585-3858        Get your list of Sacramento HUD Homes for sale        04/04/2011

This HUD Owned Home in Mountain House now on the market! Beautiful 4 bedroom, 2.5 bath, 2 car garage home. Granite kitchen counters, stainless steel appliances. HUD owned sold AS-IS. 220 N. Ordinda Street, Mountain House, CA 95391 - $2650004 bedroom 3 bathrooms2404 sqft See more pictures of this HUD Home for sale           Did you know the new list of HUD homes for sale comes out once a week? Sign up for your FREE Sacramento HUD List sent right to your email once a week! If you are in the market to buy a HUD Owned home in Sacramento... Make sure to give Erin a call at (916) 585-3858 to view this listing or others in the area! Search on my website NOW for other Sacramento homes for sale.New to looking at HUD homes? Find out how a Sacramento HUD Owned Home is different than a traditional ... 03/11/2011

Short Sale Sold in Mountain House, CA Crown Key Realty   Short Sale SOLD! Mountain House, CA 95391 We took this listing September 9, 2010. 5 months ....... 2 buyer ....... We successfully sold this short sale. The first and second Liens were held by Wells Fargo. This should have been good news, however there was PMI.   OH NO!  OH YES!   If you need help with a short sale in Mountain House,  Tracy or anywhere in Northern CA Call us.  We've got the experience and the history to prove we SUCCESSFULLY CLOSE SHORT SALES!   In the past month we have gotten approval letters on short sales from Bank of America, GMAC, PNC, Wells Fargo and Chase.  That's just this month.  We pride ourselves in helping distressed home owners examine thier options to see if a short sale is best for them.   02/18/2011

TECH HELP!  Emails gone wild and I need to save them. I know someone can help me.  I use Gmail, a friend uses Yahoo mail, same problem.                                     Here's my question.... we are attempting to go completely paperless.  How do you save your email correspondences?   I currently put them in a file within gmail, aka Label Them, per transaction.  Once the transaction is complete I want to burn them to a disk along with the rest of the transaction.  BUT HOW, without doing each individual email separately? I know there has to be a way.  I open to any and all suggestions so fire away. Thanks in advance! 01/27/2011

I got this email from one of my buyers the other day... I thought I'd share it here. Hey Susan, Thanks for showing us homes in Mountain House last Sunday. We were thinking we'd come out next weekend and go look at the new home developments in Mountain House, CA.  We want to make sure you represent us and you get paid.  Do you need to go with us, or can we go look by ourselves, give them your card and then if we find something we can call you? My Answer:  Dear Mr Buyer and Mrs Buyer, I'd loved spending time with you in Mountain House on Sunday.  Thank you so much for checking with me before going to the new home developments.  All the builders "co-op" with REALTORS if we accompany you on your first visit to the property.  I'd love to go with you.  I'll be happy to send you some floor pl... 01/25/2011

Voting?  What we DON'T teach our kids.  As the mom of 5 kids, 2 of whom are old enough to vote I learned that #3, 19 didn't vote, isn't registered and i wondered WHY NOT. Basically FEAR.  He didn't know where or how to register. Typically you can do this at the DMV but since his license was gotten 3 years ago and he was too young to vote he didn't register.  Chances are real good, he'd wouldn't stop infront of a grocery store to register, answer the door to register, so where would be get this information? Secondly he was afraid because to put it simply he "doesn't know HOW."  How to what?  Analyse the candidates and the issues,  maybe.  How to go to the polling place?  How to fill out the ballot?  How to get an absentee ballot?  Just straight up HOW. My youngest son, 17 and loves poly... 11/02/2010

Houses in Mountain House - Are you buying? If you're considering moving to Mountain House, CA I'd like to make a couple of suggestions. As a local agent there are somethings you should know. 1) You should use a local agent.  While family friends, an agent from miles away, etc can give great advise, you as the buyer will be best represented by a local agent.  Encourage your 'friend, family agent, etc' to refer you to a REALTOR is Mountain House.  The referral agent can get paid a referral fee and you get great local representation. Why is this important?  1) As a local agent in Mountain House CA I can tell you about the schools, the local asseessments, the unique fees that have to paid on Lenar Homes and lots more. 2) Do your home work.  Learn about the schools, read articles, don't just... 10/27/2010

Short Sales are worth waiting for when it's your DREAM HOME.   This is the story of one such family, who's patience turned into their dream home. The first home they ever walked into was a short sale.  There were multiple offers on this home.  Their offer was rejected, however the listing agent said she'd let everyone know if anything happened with that buyer.   Off we went shopping for the perfect house, 4 months later, numerous homes looked at in Mountain House without an offer accepted.  Investors were paying cash for almost everything that came on the market in Mountain House. First time FHA buyers were having a very hard time getting anyone to accept their offer. THEN it happened, the buyers on the first ever home they looked at was available again. After months of looking my clie... 10/06/2010

Look WHO's coming to Mountain House, CA .....  tired of bad news, short sales and REO's in Mountain House?  Ready for some more NEW HOMES well...... TRIMARK has sold two residual subdivisions to D.R. Horton.    D.R. Horton has purchased the balance of the previous Centex "Hawthorne Project" and the balance of the Lennar "Palisades" project.   TRIMARK is working with D.R. Horton to design homes that are similar and that blend with the existing homes, but they will not be identical.     My sources are telling me that construction may begin in the previous Centex area within a few weeks and the previous Hawthorne project will be a few months out.  D.R. Horton's website is now taking email sign ups for potentially interested parties.  The wesbite is stating homes will start in the $500,000 ... 09/01/2010

I was there -- were you?  Mountain House's Music in the Park.  It was gorgeous Saturday night, there was a breeze (well this is Mountain House, and the 'fans' were on in the hills).  There were 500- 600 familes hanging out in the grass listeing to the Music in the Park in Mountain House, CA.  There were a lot of little kids who danced their hearts out to the sounds of the Sun Kings who perfomed music by the Beatles.  Most of the songs I'd heard, some were "side 2" and were completely new to me. Bring a picnic, leave the alcohol at home, it's not allowed unless you purchase it inside the orange fence. The Girl Scouts were on hand to sell water.  Local Tracy Wineries were on hand to sell glasses of wine. I'll be there this week - August 7, time from 5 - 8.  Bring a lawn chair, blanket, pi... 08/03/2010

Short Sale Sellers 101 - as a Realtor who has specialized in short sales as part of my business for the past 6 years I hear this question a lot. "I Paid for it, Can I take it with me?"  1) Appliances - stove, oven, dishwasher - DID you upgrade from the one that came with the house when you bought it?  If NO, then it should stay, if yes, then REMOVE and REPLACE prior to you photos of the interior of your house, or putting it on the market for showings. 2) Window Treatments - blinds, plantation shutters, curtains, etc.  The California Listing Contract states that the window treatments are considered attached and there fore would be required to stay.  However, if you want to take them -- see above -- REMOVE and REPLACE prior to your Mountain House Home have photos taken of it, or a single ... 07/29/2010

The City of Mountain House begins its free summer concert series Music in the Park in Mountain House on Saturday, July 31st from 5-8pm in Central Park.  The first band performing for this series will be The Sun Kings as they perform their tribute to all things Beatles.  All you need to bring are your dancing shoes, blankets and a picnic basket.  You can purchase beer and wine at the event.  The remaining performances of the free summer concert series will be held: August 7, 2010 - Central Park August 14, 2010 - Central Park August 21, 2010 - El Paseo There will be a different band performing for each night in the series.  For more info on the Music in the Park in Mountain House, please call the City of Mountain House at 831-2300.  Bring the family and have a blast! Frank Silveria and Th... 07/29/2010

I recently had a short sale approved -- actually 2.  One in Manteca and one in Mountain House, CA Personally I have questioned hardships and been certain others were not a hardship.  My opinion and the banks appear to be very different.  What am I missing? You take the quiz -- tell me what you think..... APPROVED or NOT? 1) Company is relocatiing you (Wells Fargo)?  Y or N 2) You are unemployed, there is MI on your property (Chase) ?  Y or N 3) You have another child, children's bedrooms are in the front of the house, you worry about thier safety (BofA)?  Y or N 4) You have allegies so you need to move to another part of the state? (Chase)  Y or N 5) You have claimed Bankrupsty, have no retirement, and no income? (Wells Fargo) Y or N 6) You live on Social Security, your spouse has died,... 07/27/2010