Appliance Guide: Wall Ovens When deciding on a new wall oven, here’s what you’ll need to know about features, style, price, and performance. Read Appliance Buying Guide: Ranges When deciding on a new range, here’s what you’ll need to know about features, style, price, and performance. Read 7 Smart Strategies for Kitchen Remodeling Keep the same footprint, add storage, and design adequate lighting so you preserve value and keep costs on track. Read Smart Options: Kitchen Flooring Choose kitchen flooring that marries your priorities—durability, sustainability, low maintenance, or an open floor plan—with the options. Read Appliance Buying Guide: Refrigerators When you buy a new refrigerator, arm yourself with the facts, so you’ll be sure to make the right decision for your budget and spac... 09/04/2010

Pending Home Sales Rise... Market Report is finally positive, #Pending #Home #Sales Rise 5.2 % in July! Washington, September 02, 2010 Following a sharp drop in the months immediately after expiration of the home buyer tax credit, pending home sales have modestly risen, according to the National Association of Realtors® .. more at the website link below .... ‎#Pending #Home #Sales Rise 5.2 % in July! Home sales will remain soft in the months ahead=> Great Buyers Market! Full article at : Pending Home Sales Rise tinyurl.com Following a sharp drop in the months immediately after expiration of the home buyer tax credit, pending home sales have modestly risen, according to the National Association of Realtors®.   MORE INFO AND PICTURES AND other usefull stuff for Buyers & Sellers  AT: http:... 09/02/2010

John Vostenak , USCRealtor, Big Fire in Monrovia, CA 91016 ?! , here are details : It was in Canyon Park area, well to do, exclusive Fothills at North East Monrovia , in the Foothills, the Transformer blew up , and the burned off wires stated 3 different fires in the area. Many fire departments have came to help, several streets had to be closed, the fire was put out later that day by FD, Thankfully ! & Fortunately !! The info came to me from MP officer Villalobos, thank you FD & MP .. ! :-0)   MORE INFO AND PICTURES AT: http://www.johnvostenak.com John Vostenak, Realtor, CA Broker, Lic#: 00871958 CENTURY 21 Ludecke Inc. • 20 E. Foothill Blvd , Suite 105 • Arcadia, California 91006 USA Direct Line, Google Voice Mail: 1-626-408-2266 • All Information contained on the web site and any lin... 08/25/2010

Professional #investors move into #flipping #foreclosed homes, buying #defaulted loans in bulk to foreclose fast! Heavy loaded Pros are Squeezing out amateurs, private equity funds and wealthy individuals are buying distressed properties at public auctions, refurbishing them and selling them for quick profits, with the help of Banks holding the foreclosed properties and defaulted properties, since they are buying them also in bulk directly from Banks ... let the Gold Rush to begin ... !  more in the article in LA Times .. click on the link http://tinyurl.com/37e7kvk     MORE INFO AND PICTURES AT: http://www.johnvostenak.com John Vostenak, Realtor, CA Broker, Lic#: 00871958 CENTURY 21 Ludecke Inc. • 20 E. Foothill Blvd , Suite 105 • Arcadia, California 91006 USA Direct Line, Google Voice... 08/20/2010

Sick and tired of water use restrictions, it will get only worst ?! Why water rates are going up, and up ?! #Water and #Wastewater Reuse, how does it work, everybody should have it, every city should implement it , every municipality should offer it to residents, before they impose any restriction on water use, there is a plenty of water for everybody ... just look for it .. ask your city major .. :-) read more how it works, and please talk to your city major , cilty hall , congressman, http://tinyurl.com/yg4oztx     Please see me at : http://www.JohnVostenak.com   Agency: Century 21 Ludecke Realty 20 E. Foothill Blvd. #105 , Arcadia, CA 91006 Name: John Vostenak Phone Office: 1-626-677-3244   web: www.johnvostenak.com   John Vostenak, CA Broker, Lic#: 00871958 CENTURY 21 Ludecke Realty... 11/28/2009

If you have not have a really good coffee recently locally, ... please try my favorite Coffee Bean store #71, located at 102 S. Myrtle Av. at Foothill. Eric the manager, Erin, Patricia, Jeff and the rest of the well train staff, keeps consistently a great service & quality of the best coffee around ... for all CB dependent ... :-)     Please see me at : http://www.JohnVostenak.com   Agency: Century 21 Ludecke Realty 20 E. Foothill Blvd. #105 , Arcadia, CA 91006 Name: John Vostenak Phone: 1-626-445-0123 ex 244   web: www.johnvostenak.com view all USA Properties     10/09/2009

Solar Energy is  still out of reach for most homeowners , and Solar panels are high priced, inefficient , and  short on any anesthetics .. ! Here is a solution ... Edison & US Government subsidies will speed up photovoltaic revolution  in United States and California .. Edison needs to buy back any extra  Clean Solar Electricity from homeowner's solar panels, since Edison can not produce all green energy as we all need ... you just need to look in EU , France, Germany how it is all done well and GREEN .... :-) more on this at the link to the inspiring  article at :   http://tinyurl.com/yarf6do     .......... Please see me at : http://www.JohnVostenak.com   Agency: Century 21 Ludecke Realty 20 E. Foothill Blvd. #105 , Arcadia, CA 91006 Name: John Vostenak Phone: 1-626-445-0123 ex 244   ... 09/30/2009

  If you owe a debt to someone else and they cancel or forgive that debt, the canceled amount may be taxable, ... what is the correct answer ....? The Mortgage Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for the relief. This provision applies to debt forgiven in calendar years 2007 through 2012. Up to $2 million of forgiven debt is eligible for this exclusion ($1 million if married filing separately). The exclusion does not apply if the discharge is due to services performed for the lender or any other reason not directly related to a decline in the home's value or the taxpayer's fina... 09/25/2009

 3.6 million mortgages in the US that are 90 days+ delinquent or in foreclosure This is very unsettling information from the MBAA that out of 3.6 million mortgages in the US that are 90 days + delinquent or in foreclosure, more than half of the delinquent and foreclosing loans in the United States are now Prime loans-not Subprime lending. This helps one to understand just how difficult it is to assess credit quality today even when looking at the best borrowers. Presumedly, the reason  is the incredibly high unemployment rates not just of blue collar, but even professionals who constitute the Prime mortgage lending marketplace who  are receiving loans based upon strong credit, income and assets. That is the fastest growing class of mortgage defaults. These graphs answer the question tha... 08/21/2009

  New Home sales raised 11 % in June, the best news for a long time ... ! New Home sales raised 11 % in June as per Commerce department, this is a strongest increase since last November 2008. Stabilization of housing market is eminent, and of course even price increases , the best news since the slump in housing market in year 2005 .     Please see me at : http://www.JohnVostenak.com Agency: Century 21 Ludecke Realty 20 E. Foothill Blvd. #105 , Arcadia, CA 91006 Name: John Vostenak Phone: 1-626-445-0123 ex 244   web: www.johnvostenak.com view all USA Properties view all Czech Properties view all Slovak Properties 07/27/2009

here it is the Summary for ......... Mortgage Disclosure Improvement Act Effective with all new loan apps taken JULY 30, 2009 AND ... more hoops to jumps throug foa all of us ... 5 key impacts: 1. Starting with new applications on July 30, 2009, upfront fees cannot be collected, including the appraisal fee, until initial disclosures have been provided to the borrower. 2. Early disclosures must still be provided no later than three days after receipt of a written application. 3. The earliest any home financing transaction can close is seven business days after the borrower is issued his or her initial mortgage disclosures from the lender. 4. An increase in APR by more than .125% requires re-disclosure of the TIL at least three business days before closing. If mailed, the TIL is considere... 07/17/2009

New Listings: 2 Average Listing Price: $ 404,950 Listings Under Contract: 0 Average Listing Price: $ 0 Sold Listigs: 1  Average Listng Price: $ 388,000 % Sales Price Versus Listing Price: 97.49 % % Sales Price Versus Old Listing Price 97.49 %  Average Days on The Market: 16    http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator 07/15/2009

New Listings: 0 Average Listing Price: $ 0 Listings Under Contract: 0 Average Listing Price: $ 0 Sold Listigs: 1  Average Listng Price: $ 330,000 % Sales Price Versus Listing Price: 104.76 % % Sales Price Versus Old Listing Price 104.76 %  Average Days on The Market: 16    http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator 07/15/2009

New Listings: 4 Average Listing Price: $ 538,475 Listings Under Contract: 1 Average Listing Price: $ 315,000 Sold Listigs: 6  Average Listng Price: $ 310,833 % Sales Price Versus Listing Price: 98,75 % % Sales Price Versus Old Listing Price 93.91 %  Average Days on The Market: 40    http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator 07/15/2009

Home prices are holding steady, and in some cases going over market value, one example, craftsman house in California, North Monrovia of Greystone and Ivy , listed at $698,000 and sold at $925,000 ... with multiple offers .. ! That is one huge gain for anybody now a days ... for ANY area and city ... !  Otherwise mostly REO's and Shortsales go over market value with multiple offers, charming the multiple oferees with unrealistic and below market listing price ... in a promise of quick gain .. :-) http://www.JohnVostenak.com Agency: Century 21 Ludecke Realty 20 E. Foothill Blvd. #105 , Arcadia, CA 91006 Name: John Vostenak Phone: 1-626-445-0123 ex 244   web: www.johnvostenak.com view all USA Properties view all Czech Properties view all Slovak Properties   07/07/2009

Insurance Commissioner did his Job Finally! Title profiles are Free again as it has been for 50+ years for Realtors and Buyers & Sellers. Good News, as of this morning the FREE title profile include the docs and comps again.  This should be already updated on your online profile searches as well as the ordered ones. I am personaly very pleased that the Dept. of Insurance is so responsive to industry needs, particularly when it results in tangible benefits to consumers, such as detecting fraud and providing valuable information about the title when taking listings and servicing buyers and sellers.   http://www.JohnVostenak.com Agency: Century 21 Ludecke Realty 20 E. Foothill Blvd. #105 , Arcadia, CA 91006 Name: John Vostenak Phone: 1-626-445-0123 ex 244   web: www.johnvostenak.com view a... 07/07/2009

Another bad news to already depressed real estate market in California, Greedy politicians dipping in Real estate services' and Realtors' pockets !!!!! There is no more free title profiles for Realtors from title companies, and consequentially free service for consumers from Realtors , offered for last 50 years !!!... who was that self serving no good !XXX! , who created this mess and big problem for Realtors, and for buyers and sellers, .. I ask !!!? I like to see his head to loose and his/her "fat seat" in the next election to somebody of integrity and common sense instead just of Self serving GREED ! signed Consumer's advocate  & Realtor John http://www.JohnVostenak.com Agency: Century 21 Ludecke Realty 20 E. Foothill Blvd. #105 , Arcadia, CA 91006 Name: John Vostenak Phone: 1-626-44... 07/02/2009

If you are looking for some fun and excitement on this sunny Southern California weekend then you may want to visit Monrovia as the city kicks-off the 123rd Monrovia Day Celebration over the Mothers Day Weekend.Beginning on Sunday, May 10th, you can tour some of the city's most picturesque homes at the Vintage Home Tour coordinated by the Monrovia Historic Preservation Group.Then on Thursday (May 14) evening, on-lookers will line Myrtle Avenue to enjoy the Monrovia Day Parade which will at 7 p.m. and move north from Chestnut to Palm Avenues. (www.ci.monrovia.ca.us)As usual, the famed Old Town Family Festival will be on hand Friday May 15 during its usual hours.Finally the highly anticipated opening to the public of the Monrovia Library will take place on Saturday, May 16 at 10:00 a.m. (... 05/08/2009

The Mortgage rates rallied today as Mortgage Backed Securities (MBS) saw a strong demand and reprices for the better were seen. I would have to say rates will open better than today, but it is a volatile time and can see a reversal fairly quickly. The rates were seen at about 4.5 with a little over a point and 4.875 seen with 0 points. We are close to all time high so there is hope, but no promises. Contact me to keep up daily   04/27/2009

Quick warning on Mortgage Rates this week: This week is packed with relevant economic news in addition to another FOMC meeting. All seven of the reports are considered to be at least moderately important while several are considered very important to the markets and mortgage rates. This makes it likely that we will see plenty of movement in mortgage pricing over the next several days. If you were making a decision on a loan in respects to locking a loan I would LOCK   This is only my opinion of what I would do if I were financing a home. It is only an opinion and cannot be guaranteed to be in the best interest of all/any other borrowers.   04/26/2009