What does a group of ladies that got together to sing and entertain service men and veterans and an aircraft carrier have in common?   The ladies were moms with sons and daughters in the military that got together to do something instead of worrying about their kids.  What came of that collaboration is the singing group The Swingn’ Blue Star Mom’s.  This group chose for its repertoire the music of 1940 to show its appreciation for the veterans.   Click here for link to Blue Star Mothers of America.   Click here for information about the USS Hornet Museum.   The group has since established a relationship with the USS Hornet Museum in Alameda California and changed their name to The Swingn’ Blue Stars of the USS Hornet.    On November 11th at 3 PM The Swingn’ Blue Stars of the USS Hor... 09/15/2012

    There are homeowners that really need to get out from under their depressing loans however they are either too afraid or too hopeful to do anything.  What do I mean by too afraid or too hopeful?  Afraid – Homeowners are afraid to do a short sale, because they will not get enough for the property.  Well the truth is that the homeowner gets nothing from a short sale anyway.  The lender by stating that they would do a short sale has agreed to take what is offered.  To further protect the homeowner from being taxed for the difference between the selling price and the loan amount there is HR 3648.  So why not just move forward and get the pain of it over with?   Hopeful – There are homeowners that are waiting for the cavalry to come charging in to save the day.  They just know that if th... 09/10/2012

      Jimmy Buffet anyone?  Well not really Mr. Buffet however Mr. Buffet’s wonderful music performed by the # 1 Jimmy Buffet tribute band in the nation.   On September 21st at 7 PM The Hutchins Street Square in Lodi California will present Garratt Wilkin & The Parrotheads.  This magical band will transport you to the Carrabin in your head; have you feeling the sand between your toes and the cool ocean breezes blowing in your face.   Okay, I know I am getting a bit carried away however what better way to enjoy an evening?  To get tickets and information about this event click here.   By living in Lodi California you will be close to this wonderful entertainment and community center, The Hutchins Street Square, located at the site of the old Lodi High School.  Why not live in Lodi?   Con... 09/08/2012

    Where can you go to get help to keep your home?  In California there is a program called Keep Your Home California.  Behind this program is an organization called CalHFA MAC, California Housing Finance Agency Mortgage Assistance Corporation, a nonprofit that was organized to receive and disburse federal finding for the Keep Your Home California program.   This program was put together to help low and moderate income homeowners in these very hard times.  Financial hardship can occur from the loss of employment, a death in the immediate family, sickness or a disability.  Another item that would put the home in harm’s way would be an increase in the monthly payment due to the interest rate being increased.  During these difficult times homeowners need to be wary of people claiming to b... 09/05/2012

  Why is so important to write a strong purchase offer on a property?   In these days of low inventory and multiple buyers for every property, it just does not make sense to do otherwise.  If you as the buyer want that property then be aggressive with your offer.   There are however buyers that have their agent write offers for lower than the asking price and then expect the seller to pay for all the incidental costs.  On top of that the buyers will want a percentage of the purchase price back to cover their closing costs.  When their agent presents this offer to the seller he/she may get turned down flatly or the seller may give a counter offer.  Then again the seller may have received other stronger offers and completely ignored the agents offer. Gathering as much information as poss... 09/03/2012

This is a HUD Home and Sold As-Is! Great opportunity for First-time Homebuyers to purchase this affordable 3 bedroom, 2 bathroom 1 story home. Own this home with 3.5% down and receive up to 3% closing costs paid.   LIVE ON-LINE Chat with US! If we are online we will chat with you on line - If we are off-line we will get back to you within a short period of time! Click on this button chat on-line with us live.       Call or Text US - Direct or Leave us a Voicemail message!  If we do not pick up immediately, we will get back to you within a short period of time!   The Mother & Daughter Realty Team | Rosemary Brooks & D’Adrea Davie | Embarcadero Investments | (209) 910-3706 371 Elgin Ave, Lodi, CA Affordable HUD Home in Lodi 95240 3BR/2BA Single Family House offered at $127,500 Year Built ... 08/29/2012

You called The Nines Team Realty and let us help you find just the right property in Lodi California.  Now that you have moved into your new home and have gotten settled, just what is there to do in Lodi California anyway?   The City of Lodi has a website, www.lodi.gov, which is a great resource for information on the City of Lodi.  On the website you will find the City of Lodi Community Activity Guide, the Fall Activity Guide for the Parks, Recreation and Cultural Services.  This is a complete guide to activities scheduled in the City of Lodi.    What is in the guide?  You will find the Local Arts Calendar, the Lodi Public Library Programs, Arts Specialty Classes, classes to learn kayaking at Lodi Lake and lots more.  There is also information on how to register for these events.    L... 08/25/2012

  After much agonizing, trying to get a loan modification, listening to the pundits talking, waiting for the government to come to the rescue; the decision to put your property up for short sale has been made.  You want your property to look perfect to attract a buyer so you run around getting everything cleaned up and neat.  Everything that is except the one place that is often forgotten…the garage.   The average garage is normally the collecting place for anything and everything.  This is where that “classic” car that is going to be restored someday drips fluids on the floor, the half completed project of whatever it is waits for completion, all the stuff from other garage sales gets stored… well you get the idea.   Cleaning out the garage to show how much space is actually there can ... 08/22/2012

  Looking at the listed properties in Legacy Estates** from July 1, 2012 to the present there are a total of six properties for sale.  Two of those properties are active equity sales and four are active short sales.    According to the California Association of Realtors Traditional Housing Affordability Index (HAI) the percentage of home buyers who can afford to purchase a median priced entry level home in California has fallen to 51% from 56% in the first quarter of 2012.  What this means is that there are fewer buyers that will qualify in today’s markets to purchase a home.    What is causing this to happen?  The prices of homes are slowly moving upward which is both good and bad.  Good, that is a sign that the economy may be improving and bad because of what it does to the Affordabil... 08/20/2012

  Being stuck in Lodi is not such a bad thing.  Considering some of the other places you could be stuck, Lodi California has so much more appeal.  Besides being in the center of award winning vineyards Lodi also has the Hutchins Street Square Performing Arts, Conference and Senior Center.     The Hutchins Street Square Senior Center is a place for seniors to go to get out of the house and have interactions with others.  The Senior Center is open Monday through Friday from 9 AM to 5 PM.  The center is closed on Furlough Fridays and on major holidays.  There are a myriad of activities for the seniors a schedule of which can be found on the website above.    There are 97 active and active short sale listings in Lodi California.  Of those listings 8 are bank owned properties.  Lots of oppor... 08/18/2012

   Have you ever heard someone discussing something called “the market of the moment”?  Just what is that anyway?  The market of the moment is whatever type of sales currently being pursued by buyers.  By sales I mean equity sales, short sales, bank owned sales, etc.  In other words, what is hot at this particular moment.    The market of the moment now seems to be short sales.  A short sale is a different animal because they demand a whole lot of tolerance both on the selling side and the purchasing side of the equation. We all blame the banks for being so slow and cumbersome and there is some truth to that sentiment.    What we do not see is that the bank itself may not “own” the investment but that the investment has been sold to an outside investor(s).  There could be a single inves... 08/15/2012

  The area including and surrounding the Legacy Estates subdivision has the following activity as of August 13, 2012.  The properties that are currently listed as active and active short sale range from $250,000 to $370,000, are 3 to 5 bedrooms, 2 to 4 baths and are from 1850 to 2700 square feet in size.   Contact The Nines Team Realty at 888-868-4398 to schedule an appointment to view any of these properties.  Come visit Lodi California and once you’re here and look around you will find that living in Lodi is something you will want to do.    Active 4 Active Short Sale 3 Pending 5 Pending Short Lappvl 5    The above table represents an area in southwest Lodi California which includes the Legacy Estates subdivision.  This area is bordered to the north by Century Boulevard and to the so... 08/13/2012

Living in Lodi California has a real small town feel to it.  When you ask directions from someone normally you will hear is “What you are looking for is down the block and around the corner”.    Something else small towns have is a band that will have concerts at the park during the summer.  Well Lodi is no different.  The Lodi Community Band will be giving a free concert this weekend on Sunday August 12th at 6 PM.  The concert will take place at The Hutchins Street Square outside on the lawn.  The band will be playing selections from the following list:   A Huntington Celebration Jump, Jive An' Swing National Emblem Out of This World Second Prelude Aladdin New comrades March The Music Man Selections From Gershwin Fidgety Feet Raider's March On The Mall Pirates of the Caribbean: Dead M... 08/11/2012

  The short sale market is alive and well in Lodi California.  There are 12 new listings from $125,000 to $285,000.  There are 15 short sale listing that have been on the market and they are still waiting for a buyer.  These listings range from $105,000 to $550,000.  There are three listings that are pending and show in the new status on the MLS that of Pending Short LAppvl or Pending Short Lender Approval.     Contact The Nines Team Realty to make an appointment so that we might help you with your housing needs.  Call today 888-868-4398. 08/08/2012

Here are the current properties offered in the Legacy Estates are in Lodi California.  There are three short sales and two active sales one of which is a bank owned property.   You might look at the short sales and say that is not good.  The truth of the matter is that a short sale in the neighborhood is a whole lot better than a foreclosure.  A foreclosure has a negative effect on the properties around it by driving the value of those properties downward.  A short sale, on the other hand, sells for more than a foreclosure and while it may have some effect it is not as great as a foreclosure.  A successful short sale has advantages for both the neighborhood and the owner of that property.   Contact The Nines Team Realty if you would like to view one of the properties in Legacy Estates ... 08/06/2012

   When you are in Lodi California you will want to check out the Hutchins Street Square Performing Arts Theater.  You will be rewarded by seeing and experiencing this magnificent renovation of the historical building, built in 1913 that was once the Lodi High School.  There are large rooms for meetings and gatherings, a wonderful theater for plays and concerts and an outside venue for concerts on warm summer evenings.   Living in Lodi in Legacy Estates you would not be far from the Hutchins Street Square and all it has to offer.  Give The Nines Team Realty at 888-868-4398 and we would be glad to help you find a property in Legacy Estates or generally in Lodi.   08/04/2012

  As of July 31st these are the short sale properties listed on the MLS system in Lodi California.  There are properties available for those looking for an investment property, for those looking to buy their first home and for those looking to purchase a move up property. Give The Nines Team Realty a call at 888-868-4398 to make an appointment to see any of these properties. Price Properties < $100,000 4 $101,000 to $200,000 10 $201,000 to $300,000 6 > $301,000 2   08/01/2012

Living in Legacy Estates in Lodi California has a lot of advantages.  Lodi is a community with a small town feel and friendly people.  Should you feel the need to visit the larger metropolitan areas to the north or west they are within convent driving times.  After visiting these metropolitan areas you can then return to Lodi and the quieter pace of this wonderful town.    Call The Nines Team Realty at 888-868-4398 and let us help you find a home here in Lodi.  The Nines Team Realty is ready to help you. Status Price Street Name Beds Baths Sq Ft Stories REO Active $319,000 Monument 4 3 (2 1) 2520 2STR NO Short Sale $320,000 Giannoni 4 3 (3 0) 2615 2STR NO Active $334,900 Lexington 4 3 (2 1) 2604 2STR YES   Legacy Estates subdivision is bordered to the north by Century Boulevard and to t... 07/30/2012

   A benefit of living in Lodi California is the Hutchins Street Square Preforming Arts Theater located at 125 South Hutchins Street.  Parts of the building that you see today were originally built in 1913 as the Lodi High School on land purchased from Thomas Hutchins.  After being the institution for the education of Lodi High School students for many generations, being abandoned for a newer school, falling into disrepair and the victim of an arsonist, the City of Lodi decided to purchase the property and to make it into the premier venue it is today.   Call us at that The Nines Team Realty 888-868-4398 and let us help you live in Lodi.  By the way, we are located just across the street from the Hutchins Street Square.   Lodi Properties as of 07-21-12 Active 95 Short Sales 19 REO Sale... 07/21/2012

This is an overview of all the short sale properties, both residential and condominiums, available as of July 18, 2012 in Lodi and the adjoining community of Woodbridge in California.  This list was taken from the local Multiple Listing service and is sorted by listing price.    The table clearly shows that if you are an investor or a first time home buyer or looking for a larger home there are properties available for you.   Call The Nines Team Realty at 888-868-4398 and let us help you find that perfect property for you.  Call today.   Price Street Name Bed Bath Stories REO $29,000 Mccoy 1 1 (1 0) 2STR NO $31,995 Elm 1 1 (1 0) 1STR NO $56,000 Cherokee 3 2 (2 0) 1STR NO $80,000 Forrest 5 2 (2 0) 2STR NO $85,000 Golden 2 2 (2 0) 2STR NO $105,000 James 2 1 (1 0) 2STR NO $120,000 Golfview... 07/18/2012