Market Time Report:  THE FIRST TIME HOME BUYER WAVE IS GROWING! May 1, 2008 Compared to last year, demand is stronger, there are fewer homes on the market and the expected market time is much lower.   The first time home buyer wave continues to grow and plant the seeds to an eventual recovery.   The reports from the streets of Orange County are unanimous:  first time home buyers are fueling a surge in activity that continues to flourish and has been steadily growing since the middle of February.  Multiple offers in the lower ranges, homes priced below $500,000, are now quite common throughout Orange County.  This chart illustrates how demand has not only surged past the 2007 level, but is quickly approaching the 2006 level.  Until just four weeks ago, year over year demand had not been ... 05/18/2008

Mariners Church in Irvine is holding a great seminar designed just for us girls this Friday May 2nd and May 3rd.  Faith in the Market Place.  Speakers include:  Author Laurie Beth Jones and Pastor Holly Wagner.  Breakout topics include: Team BuildingGender CommunicationMom’s at WorkEntrepreneur 101Value Based InvestingGet OrganizedBalanced LivesI’m too busy to be lonelyMarket YourselfEstablishing Your Mission & Vision What a great way to spend the day.  Come together, be refreshed and encouraged, through a conference designed just for you addressing the issues that face women everyday. Enjoy! Kelly Turbeville is one of South Orange County premier Realtors® focusing in the Saddleback Valley and the communities of Lake Forest, Portola Hills, Foothill Ranch, Trabuco Canyon, Mission Viejo ... 04/30/2008

FRED SED 949-274-3733Are you looking for a property to rent in Irvine? If so, this is where you want to be and we offer our services for free! Our job is to find qualified tenants to occupy these properties! *There is no cost to you as the potential tenant/renter, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any property please contact Fred Sed with Fairview Realty at 949-274-3733. (To reference a property, use the MLS # that is located next to the pictures. It is in bold and it starts with a letter then a series of numbers) IRVINE PROPERTIES FOR RENT, HOMES FOR RENT IN IRVINE CONTACT FRED SED 949-274-3733 FOR ADDITIONAL INFORMATION OR... 04/29/2008

 FOUR BEDROOM DELIGHT IN THE EXQUISITE QUAIL HILL OF IRVINE Condominium Detached RLS 214 Tuberose Irvine (IR) Active Price $ 3,800 Quail Hill (QH)Zip 92603-0644TGNO 890G2Orange County (OR)XSTS PASSAGE/SEASONS/FIGTREEP633261Builder Tract Soltice (SOLT)Builder's Name UNKNOWN Bed 4Model BEAUTIFULL !!!  (3)Stories Two LevelsBaths 4Style Floor 1 of 2 View Hills View, Mountain ViewASqFt 2,100EstimatedYrBlt 2003Estimated ALotSize 0Prkng Garage AttachedGarage, # cars   2  Remotes 2Spaces Carport RV Access / IN ONE OF THE TOP SCHOOL DISTRICTS IN THE STATE. THIS BEAUTIFUL QUAIL HILL HOME MOST NUMEROUS HIGHLIGHTS WHICH INCLUDE: GREAT CORNER LOCATION!! CUSTOM NEUTRAL PAINT & CARPET!!GRANITE COUNTERTOPS IN THE KITCHEN!!WALK-IN-PANTRY!!LIGHT, BRIGHT AND OPEN FLOORPLAN!! ONE BEDROOM AND BATH DOWNSTAIR... 04/29/2008

  BEAUTIFUL PROPERTY IN IRVINE WANTS 2 YEAR LEASE! Condominium Attached RLS 11 Cabazon Irvine (IR) Active Price $ 2,450 Northpark (NK)Zip 92602-2431TGNO 4386B4Orange County (OR)XSTS Culver/BryanS530355Media: 8Builder Tract Monticello (MONT)Builder's Name Bed 2Model GORGEOUS!!  (A)Stories Two LevelsBaths 2Style Floor  of 2 View No ViewASqFt 1,211BuilderYrBlt 2002Estimated ALotSize 0Prkng Garage, # cars   2  Remotes Spaces Carport RV Access / ABSOLUTELY GORGEOUS 2 BEDROOM CARRIAGE UNIT IN THE LOVELY MONTICELLO COMMUNITY AT NORTHPARK SQUARE!!TURNKEY AND HIGHLY UPGRADED, THIS FABULOUS CONDO BOASTS THE FOLLOWING EXCELLENT FEATURES: NO ONE ABOVE OR BELOW!! BEAUTIFUL GRANITE KITCHEN WITH HIGHLY RATED APPLIANCES!! LIGHT & OPEN LIVING ROOM WITH BUILT-IN MEDIA AREA & COZY FIREPLACE!! SEPARATE FOR... 04/29/2008

 Credit scores.....  aka fico scores.  I am a firm believer that you can't believe in everything that you read. As you can see the illustration to my left, that it states that the average credit score is 678. I have a hard time believing this and just talked to a few loan officers and even a credit specialist about this. I just don't believe that 678 is the average credit score. If I had to put a number on it, I would say 610 to 620.   Why am I bringing this up?  With so many changes to conventional loans and FHA loans when it comes to credit scores, it's been more costly for those applying for a conventional loan. Conventional loans --  If you have less than 30% down with credit scores below 680, you will have pricing hits to your points or to the rate. Even if you don't see the hits,... 04/29/2008

As a full time Real Estate professional, I specialize in helping first time buyers. I make sure that sales contracts comply with your instructions and best interests. I will also serve as your guide through the maze of appraisals, documents, marketing, loan requirements, inspections, disclosures and finally to the successful close of escrow. My goal is to serve my clients in such a way that they will return to me as future real estate needs arise. I recognize the importance of a good name in the business community, as well as the value of customer referral. I promise that I will work diligently to provide you a positive and professional experience. I will do so with honesty and integrity combined with "old-fashioned" work ethic. I will represent your best interests from initial contract... 04/24/2008

 FRED SED 949-274-3733Are you looking for a property to rent in Irvine? If so, this is where you want to be and we offer our services for free! Our job is to find qualified tenants to occupy these properties! *There is no cost to you as the potential tenant/renter, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any property please contact Fred Sed with Fairview Realty at 949-274-3733. (To reference a property, use the MLS # that is located next to the pictures. It is in bold and it starts with a letter then a series of numbers) IRVINE PROPERTIES FOR RENT, HOMES FOR RENT IN IRVINE CONTACT FRED SED 949-274-3733 FOR ADDITIONAL INFORMATION OR... 04/22/2008

Curious about the lowest and highest priced listings in Irvine?  This list covers the 5 lowest, and 5 highest properties in the city of Irvine as of 4.18.08 for both the condo, and single family home categories.   Lowest PricedCondos$232,500 | 47 Lakepines, 1 bd/1 ba (REO)$239,900 | 156 Streamwood, 1 bd/1 ba$255,000 | 3210 Watermarke Place, 1 bd/1 ba (Short sale)$263,000 | 3415 Watermarke Place, 1 bd/1 ba (REO)$275,000 - $300,000 | 2271 Scholarship, 1 bd/1 ba (Short sale)Single Family Homes$399,900 - $429,900 | 100 Orchard, 2 bd, 1 ba$429,000 | 87 Orchard, 2 bd/2 ba$499,900 | 14952 Greenbrae, 2 bd/1 ba$500,000 | 14781 Doncaster Rd, 3 bd/2 ba (Short sale)$519,900 | 4472 Robinwood Circle, 3 bd/2 baHighest PricedCondosThis list does not include the extensive high-rise condo options that ar... 04/18/2008

FRED SED 949-274-3733Are you looking for a property to rent in Irvine? If so, this is where you want to be and we offer our services for free! Our job is to find qualified tenants to occupy these properties! *There is no cost to you as the potential tenant/renter, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any property please contact Fred Sed with Fairview Realty at 949-274-3733. (To reference a property, use the MLS # that is located next to the pictures. It is in bold and it starts with a letter then a series of numbers) IRVINE PROPERTIES FOR RENT, HOMES FOR RENT IN IRVINE CONTACT FRED SED 949-274-3733 FOR ADDITIONAL INFORMATION OR... 04/14/2008

Have you heard:"Congratulations on your acceptance to the Paul Merage School of Business at UCI.  This will be the most exciting two years of your life!" - Paul Merage School of Business Admissions OfficeWhile at the same time hearing:  "Congratulations on your acceptance to UCI.  There is a two year wait for on-campus housing for graduate students.  Sign here on the waiting list and we'll let you know if something becomes available for you." - UC Irvine Housing Office  This was my experience when I was accepted to the UCI MBA program in 2000.  After the initial elation of my acceptance worn off, reality set in and I asked myself "where am I going to live?", "can I afford it?", and "where do I start?".  Having graduated from the program in 2002 and still living and working in the surrou... 04/04/2008

FRED SED 949-274-3733Are you looking for a property to rent in Irvine? If so, this is where you want to be and we offer our services for free! Our job is to find qualified tenants to occupy these properties! *There is no cost to you as the potential tenant/renter, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any property please contact Fred Sed with Fairview Realty at 949-274-3733. (To reference a property, use the MLS # that is located next to the pictures. It is in bold and it starts with a letter then a series of numbers) IRVINE PROPERTIES FOR RENT, HOMES FOR RENT IN IRVINE CONTACT FRED SED 949-274-3733 FOR ADDITIONAL INFORMATION OR... 04/02/2008

IRVINE FORECLOSURES AND IRVINE SHORT SALESIrvine currently has approximately 600 homes in some stage of foreclosure. The state of foreclosure ranges from an NOD (notice of default) when the owner is behind on the loan payments all the way to the final stage know as the "notice of trustee's sale" when the lender is calling for the sale of the home.A portion of these homes in the foreclosure stage are offered for sale. These are know as short sales. A short sale happens when the home is offered for sale for an asking price less than the total liens on the home. If you are interested in the possibility of purchasing one of the Irvine Short Sales that's currently on the market you should contact The Pahua Group at (949) 309-2400. We specialize in buyer representation of Irvine Foreclosures ... 03/29/2008

  FRED SED 949-274-3733Are you looking for a property to rent in Irvine? If so, this is where you want to be and we offer our services for free! Our job is to find qualified tenants to occupy these properties! *There is no cost to you as the potential tenant/renter, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any property please contact Fred Sed with Fairview Realty at 949-274-3733. (To reference a property, use the MLS # that is located next to the pictures. It is in bold and it starts with a letter then a series of numbers) IRVINE PROPERTIES FOR RENT, HOMES FOR RENT IN IRVINE CONTACT FRED SED 949-274-3733 FOR ADDITIONAL INFORMATION O... 03/28/2008

  IRVINE LEASES, IRVINE RENTALS, IRVINE REAL ESTATE FOR RENT / LEASE  Enclosed below are properties / homes that are for rent or lease in the city of Irvine. These properties are subject to, but not limited to the following: *Availability *Credit check for any applicant over the age of 18 ($15.00 per applicant) *Prior rental history (If needed) *Income verification (If needed) There is no cost to you as the potential tenant/renter, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any property please contact Fred Sed with Fairview Realty at 949-274-3733. (To reference a property, use the MLS # that is located next to the pictures. It is in b... 03/25/2008

  IRVINE LEASES, IRVINE RENTALS, IRVINE REAL ESTATE FOR RENT / LEASE  Enclosed below are properties / homes that are for rent or lease in the city of Irvine. These properties are subject to, but not limited to the following: *Availability *Credit check for any applicant over the age of 18 ($15.00 per applicant) *Prior rental history (If needed) *Income verification (If needed) There is no cost to you as the potential tenant/renter, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any property please contact Fred Sed with Fairview Realty at 949-274-3733. (To reference a property, use the MLS # that is located next to the pictures. It is in b... 03/21/2008

 IRVINE LEASES, IRVINE RENTALS, IRVINE REAL ESTATE FOR RENT / LEASE  Enclosed below are properties / homes that are for rent or lease in the city of Irvine. These properties are subject to, but not limited to the following: *Availability *Credit check for any applicant over the age of 18 ($15.00 per applicant) *Prior rental history (If needed) *Income verification (If needed) There is no cost to you as the potential tenant/renter, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any property please contact Fred Sed with Fairview Realty at 949-274-3733. (To reference a property, use the MLS # that is located next to the pictures. It is in bo... 03/18/2008

presented by Irvine Barclay TheatreMonday, March 17th, 2008 at 8:00 PMFrom Belmullet, County Mayo, Irish button accordion wizard David Munnelly and his band exploded onto the international Irish music scene with hit albums in Europe and Japan, dual CD releases in North America, a PBS special, and a BBC special. From the same talented family that has given the world Riverdance fiddle sensation Eileen Ivers, David began his career with The Chieftains, the best-known Irish traditional group in the world, before starting his own group in 2002. His band has concert dates throughout the world including The Kennedy Center, The National Concert Hall, Dublin, Irish Unplugged Tour of Europe, and will appear at the Barclay in a celebration of Ireland that will have you dancing in the aisles. 03/14/2008

There are two types of costs or expenses in an escrow: the recurring costs and thenon-recurring costs. This chart will define and give examples of both types.RECURRING COSTSCosts which the party pays at closing but will continue to occur or be repeated afterthe escrow closes as a cost of maintaining the property.• Interest on the New Loan• Real Property Taxes• Homeowner's Association Dues• Fire Insurance PremiumNON-RECURRING COSTSCosts which are charged ONE TIME ONLY as an expense of closing the transaction.• Escrow Fees• Notary Fees• Messenger Fees• Title Company Expenses such as:Title Insurance PremiumsRecording FeesEndorsements to Title PoliciesSub-Escrow Fee which may be due Title CompanyReconveyance FeesDocumentary Transfer Tax• In the case of a refinance:Fees Associated With Makin... 03/10/2008

Yeah, that's right. Eco-friendly in more ways then you may be ready for. Here in Orange County we don't have enough rain water or local mountain springs to sustain our not so efficient population and lifestyle. I've heard that as much as 30% of the counties municipal electric bill is spent pumping needed water to us from other states. I'll get to the bottom of that sooner or later, but for now, it's obvious that there's a lot of waste and old school thinking going on. This new car washing company uses 1 pint of water to wash an entire car. Yes! One Pint. That's one Ben and Jerry's Ice Cream, one glass of beer or two cups of coffee. Quite a bit better than the estimated 782 pints of water that an average car wash needs to get the job done, don't you agree? While Orange Countians happily ... 03/05/2008