California Housing Finance Agency also known as Calfha received 700 Million in federal funding through the Us Teassury Housing Finance Agency to keep Your Home Initiative, a 240 Million program that will target low and moderate income households struggling with their mortgages. They will provide qualified homeowners up to $ 50,000, to qualify for the assistance, a family must earn less than $ 68,000 annualy, be delinquent on their mortgage or in imminent danger of defaulting, but have adequate income to continue paying the mortgage after receiving the Calhfa assistance.  The "Keep Your Home Initiative" is not intended to assist those who refinanced and took cash out. it is anticipated that the program will help 40,000 Californians on a first come, first serve basis, starting with the ha... 08/15/2010

What lies behind us and what lies before us are tiny matters compared to what lies within us.   Ralph Waldo Emerson   08/13/2010

A man may conquer a million men in battle but one who conquers himself is, indeed, the greatest of conquerors.   Buddha   08/11/2010

Don't waste your life in doubts and fears: spend yourself on the work before you, well assured that the right performance of this hour's duties will be the best preparation for the hours or ages that follow it.    Ralph Waldo Emerson           08/07/2010

Our character is but the stamp on our souls of the free choices of good and evil we have made through life.   John C. Geikie 08/06/2010

Try not to become a man of success but a man of value.  Albert Einstein 08/04/2010

Don't waste your life in doubts and fears: spend yourself on the work before you, well assured that the right performance of this hour's duties will be the best preparation for the hours or ages that follow it.    Ralph Waldo Emerson           08/03/2010

We are all inventors, each sailing out on a voyage of discovery, guided each by a private chart, of which there is no duplicate. The world is all gates, all opportunities.     Courtesy of Ralph Waldo Emerson           08/02/2010

Faith doesn't mean the absence of fear. It means having the energy to go ahead, right alongside the fear.  Sharon Salzberg     07/31/2010

Without inspiration the best powers of the mind remain dormant. There is a fuel in us which needs to be ignited with sparks.       Johann Gottfried Von Herder   07/29/2010

     Single Family Residence  Time Period Number of Sales Median Sale Price   Jun 2010 5,235 $342,500   Jun 2009 5,234 $326,000   May 2010 5,147 $350,000   May 2009 4,481 $310,000   2010 YTD 28,814 $340,000   2009 54,225 $324,000   Condominium  Time Period Number of Sales Median Sale Price   Jun 2010 1,770 $320,000   Jun 2009 1,850 $360,000   May 2010 1,731 $338,000   May 2009 1,451 $324,000   2010 YTD 9,793 $325,000   2009 18,387 $336,500  07/28/2010

Our greatest glory consist not in never falling, but in rising every time we fall.   Oliver Goldsmith 07/28/2010

We are either progressing or retrograding all the while; there is no such thing as remaining stationary in this life.  James Freeman Clarke 07/26/2010

Love Is a Long Suffering and Kind Love Is Not Jealous Love Does Not Brag Love Does Not Get Puffed Up Love Does Not Behave Indecently Love Does Not Look For Its Own Interest Love Does Not Become Provoked Love Does Not Keep Account  Of The Injury Love Does Not Rejoice Over Unrighteouness, But Rejoices with The Truth Love Bears all Things, Believes All Things, Hopes All Things and Endure All Things And Love Never Fails   Are You Loving According To God or Receiving Love That Way?  If not, ask GOD For Guidance. 1st Corinthians 13:4-8   07/25/2010

Sow an act, and you reap a habit; sow a habit, and you reap a character; sow a character, and you reap a destiny. George Dana Boardman 07/25/2010

Most of the shadows of this life are caused by our standing in our own sunshine.  Ralph Waldo Emerson 07/23/2010

"Humility leads to strength and not to weakness. It is the highest form of self-respect to admit mistakes and to make amends for them." John J. McCloy     07/22/2010

"Gratitude unlocks the fullness of life. It turns what we have into enough, and more. It turns denial into acceptance, chaos into order, confusion into clarity.... It turns problems into gifts, failures into success, the unexpected into perfect timing, and mistakes into important events. Gratitude makes sense of our past, brings peace for today and creates a vision for tomorrow." Melodie Beattie   07/20/2010

"When you get into a tight place and everything goes against you, till it seems as though you could not hold on a minute longer, never give up then, for that is just the place and time that the tide will turn." Harriet Beecher   07/19/2010

Do not wait; the time will never be "just right". Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along Napoleon Hill.       07/17/2010