MORTGAGE INTEREST RATE LOCK ADVISORY July 16, 2014, 7:45 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: FLOAT The price for 3.50% Mortgage Loans based on MBS is currently Up 0.04 point. 30 Day Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, Up 0.03% to 4.15% on July 10. MBS (3.5%) - Currently 102.08, High: 102.12, Low: 101.93 DJI Stocks currently $17,099.48, Up $38.8, Change 0.227% Asian & European Stock Market Indexes changed 1.228% Crude Oil (WTI) Currently $100.83 - Change 0.87% Gold 1 Ounce - $1,303.19   MORTGAGE AND REAL ESTATE NEWS       Home Values Expected to Depreciate in 20% of U.S. Markets  Author: Tory Barringer - With ongoing home pr... 07/16/2014

    Ladewig AM Brief Your Morning Market Update   MORTGAGE INTEREST RATE LOCK ADVISORY July 15, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: FLOAT The price for 3.50% Mortgage Loans based on MBS is currently Up 0.14 point. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, Up 0.03% to 4.15% on July 10. MBS (3.5%) - Currently 102, High: 102.2, Low: 102 DJI Stocks currently $17,044.44, Down $10.98, Change -0.064% Asian & European Stock Market Indexes changed -0.465% Crude Oil (WTI) Currently $99.47 - Change -1.43% Gold 1 Ounce - $1,294.31   MORTGAGE AND REAL ESTATE NEWS       Why Low Rates Aren't Always Good for Housing   Daily Real Estate... 07/15/2014

MORTGAGE INTEREST RATE LOCK ADVISORY July 14, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: FLOAT The price for 3.50% Mortgage Loans based on MBS is currently Down 0.19 point. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, Up 0.03% to 4.15% on July 10. MBS (3.5%) - Currently 102.27, High: 102.4, Low: 102.22 DJI Stocks currently $17,074.09, Up $130.28, Change 0.763% Asian & European Stock Market Indexes changed 0.847% Crude Oil (WTI) Currently $100.57 - Change -0.26% Gold 1 Ounce - $1,308.90   MORTGAGE AND REAL ESTATE NEWS       Housing hangs in the balance, San Fran and something stupid  Now we see whether 2014 is a bust or banner yea... 07/14/2014

      Rights of Heirs Inheriting Mobile/Manufactured Homes Q. Can the park prevent me from living in the Mobile/Manufactured Home I inherited?     A. Yes, unless you qualify for residency and sign a rental agreement.   Upon death of a relative, heirs cannot simply assume they can move into the relative‟s home or continue to live there if they are not already a party to the rental agreement.   Despite the fact that an heir takes title to the mobilehome, the park management has the right to require an heir, or person who had been living with the resident, to newly apply for residency in the park.   If the management rejects the heir‟s residency because the heir cannot comply with the rules or doesn't have the income to pay the rent and charges, the heir can be required to move out.   The... 07/11/2014

MORTGAGE INTEREST RATE LOCK ADVISORY July 11, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: FLOAT The price for 3.50% Mortgage Loans based on MBS is currently Down 0.19 point. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, Up 0.03% to 4.15% on July 10. MBS (3.5%) - Currently 102.41, High: 102.44, Low: 102.25 DJI Stocks currently $16,897.82, Down $17.25, Change -0.102% Asian & European Stock Market Indexes changed 0.05% Crude Oil (WTI) Currently $101.92 - Change-0.98% Gold 1 Ounce - $1,335.70   MORTGAGE AND REAL ESTATE NEWS       Future of housing in question amid 2Q14 earnings release First up, Wells FargoBrena Swanson - The housing i... 07/11/2014

MORTGAGE INTEREST RATE LOCK ADVISORY July 10, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: FLOAT The price for 3.50% Mortgage Loans based on MBS is currently Down 0.24 point. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, Up 0.03% to 4.15% on July 10. MBS (3.5%) - Currently 102.66, High: 102.73, Low: 102.42 DJI Stocks currently $16,894.65, Down $90.96, Change -0.538% Asian & European Stock Market Indexes changed -1.295% Crude Oil (WTI) Currently $102.12 - Change -0.17% Gold 1 Ounce - $1,337.44   MORTGAGE AND REAL ESTATE NEWS       Homebuyers, Sellers Struggling to Adapt to Market Changes Author: Tory Barringer - very downshifts from ... 07/10/2014

MORTGAGE INTEREST RATE LOCK ADVISORY July 9, 2014 7:45 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: FLOAT The price for 3.50% Mortgage Loans based on MBS is currently Up 0.21 point. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.02% to 4.12% on July 3. MBS (3.5%) - Currently 102.21, High: 102.36, Low: 102.1 DJI Stocks currently $16,941.17, Up $34.55, Change 0.204% Asian & European Stock Market Indexes changed 0.157% Crude Oil (WTI) Currently $102.54 - Change -0.83% Gold 1 Ounce - $1,325.00   MORTGAGE AND REAL ESTATE NEWS       56% of Lenders Worried New Bubble is Inflating  By: Tory Barringer - As home prices continue to rise-albeit slo... 07/09/2014

MORTGAGE INTEREST RATE LOCK ADVISORY July 8, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: FLOAT The price for 3.50% Mortgage Loans based on MBS is currently Down 0.23 point. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.02% to 4.12% on July 3. MBS (3.5%) - Currently 102.3, High: 102.39, Low: 102.08 DJI Stocks currently $16,915.00, Down $109.21, Change -0.646% Asian & European Stock Market Indexes changed -1.353% Crude Oil (WTI) Currently $103.53 - Change 0% Gold 1 Ounce - $1,315.15   MORTGAGE AND REAL ESTATE NEWS        These are the 20 best and 20 worst markets for being a landlord RealtyTrac heat map shows where returns are... 07/08/2014

MORTGAGE INTEREST RATE LOCK ADVISORY July 7, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: FLOAT The price for 3.50% Mortgage Loans based on MBS is currently Down 0.05 point. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.02% to 4.12% on July 3. MBS (3.5%) - Currently 102.14, High: 102.14, Low: 102.02 DJI Stocks currently $17,026.13, Down $42.13, Change -0.247% Asian & European Stock Market Indexes changed -0.674% Crude Oil (WTI) Currently $103.49 - Change -0.55% Gold 1 Ounce - $1,314.38   MORTGAGE AND REAL ESTATE NEWS       The Greatest Threat to The Housing Industry  Good 2Q news for Annally; why home prices are falling; rent... 07/07/2014

MORTGAGE INTEREST RATE LOCK ADVISORY July 3, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK The price for 3.50% Mortgage Loans based on MBS is currently Up 0.23 point. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.02% to 4.12% on July 3. MBS (3.5%) - Currently 102.06, High: 102.28, Low: 101.88 DJI Stocks currently $17,048.45, Up $72.21, Change 0.424% Asian & European Stock Market Indexes changed 0.567% Crude Oil (WTI) Currently $103.81 - Change -0.64% Gold 1 Ounce - $1,320.26  MORTGAGE AND REAL ESTATE NEWS       Judge issues preliminary injunction against Zillow, Errol Samuelson  Move, NAR win first round in trade secrets ... 07/03/2014

MORTGAGE INTEREST RATE LOCK ADVISORY July 2, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK The price for 3.50% Mortgage Loans based on MBS is currently Up 0.26 point. Prices have steadily improved the previous week and half and it appears to me that we are at a tipping point where prices could go the other way so the safe move is to lock. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.03% to 4.14% on June 26.  MBS (3.5%) - Currently 102.25, High: 102.59, Low: 102.2   DJI Stocks currently $16,972.45, Up $16.38, Change 0.097% Asian & European Stock Market Indexes changed 0.139% Crude Oil (WTI) Currently $104.60 - Change -0.7... 07/02/2014

MORTGAGE INTEREST RATE LOCK ADVISORY July 1, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK The price for 3.50% Mortgage Loans based on MBS is currently Up 0.26 point. Prices have steadily improved the previous week and half and it appears to me that we are at a tipping point where prices could go the other way so the safe move is to lock. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.03% to 4.14% on June 26. MBS (3.5%) - Currently 102.55, High: 102.81, Low: 102.53 DJI Stocks currently $16,950.29, Up $123.69, Change 0.73% Asian & European Stock Market Indexes changed 0.784% Crude Oil (WTI) Currently $105.78 - Change 0.39% ... 07/01/2014

Escondido Homes for Sale What Happened in the Escondido Real Estate Market in May 2014?   Escondido is an inland community, about 17 miles from the coast and just east of San Marcos. Like its neighbors, San Marcos, Vista and Oceanside, Escondido has seen fairly significant shifts in the real estate market with a large number of short sales and foreclosures, although that has shifted in a positive direction.   As a buyer or seller in the housing market in Escondido, understanding recent trends and current market conditions is essential so you can make informed decisions about buying and selling Escondido homes; media reports focus on general market conditions and therefore will not provide an accurate picture of the local Escondido real estate market.   READ MORE:  A Tour of Escondido – ... 06/30/2014

MORTGAGE INTEREST RATE LOCK ADVISORY June 30, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK The price for 3.50% Mortgage Loans based on MBS is currently Down 0.05 point. Prices have steadily improved the previous week and half and it appears to me that we are at a tipping point where prices could go the other way so the safe move is to lock. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.03% to 4.14% on June 26. MBS (3.5%) - Currently 102.8, High: 102.98, Low: 102.69 DJI Stocks currently $16,971.48, Up $50.02, Change 0.295% Asian & European Stock Market Indexes changed -0.02% Crude Oil (WTI) Currently $105.61 - Change -0.1... 06/30/2014

MORTGAGE INTEREST RATE LOCK ADVISORY June 27, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK The price for 3.50% Mortgage Loans based on MBS is currently Down 0.13 point. Prices have steadily improved the previous week and half and it appears to me that we are at a tipping point where prices could go the other way so the safe move is to lock. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.03% to 4.14% on June 26. MBS (3.5%) - Currently 102.89, High: 102.96, Low: 102.75 DJI Stocks currently $16,826.19, Down $19.94, Change -0.119% Asian & European Stock Market Indexes changed -0.413% Crude Oil (WTI) Currently $105.62 - Change... 06/27/2014

MORTGAGE INTEREST RATE LOCK ADVISORY June 26, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK The price for 3.50% Mortgage Loans based on MBS is currently Down 0.26 point. Prices have improved the previous two days and it appears to me that we are at a tipping point where prices could go the other way so the safe move is to lock. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.03% to 4.14% on June 26. MBS (3.5%) - Currently 102.8, High: 102.84, Low: 102.49 DJI Stocks currently $16,799.86, Down $67.65, Change -0.403% Asian & European Stock Market Indexes changed -0.332% Crude Oil (WTI) Currently $105.46 - Change -0.98% Gold 1 ... 06/26/2014

MORTGAGE INTEREST RATE LOCK ADVISORY June 25, 2014 11:35 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK The price for 3.50% Mortgage Loans based on MBS is currently Down 0.0 point. It appears to me that MBS prices are at a possible tipping point and could move lower, causing rate prices to increase. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.03% to 4.17% on June 19. MBS (3.5%) - Currently  102.42, High: 102.76, Low: 102.39 DJI Stocks currently $16,861.77,  Up $43.64, Change 0.259% Asian & European Stock Market Indexes changed -0.934% Crude Oil (WTI) Currently $106.42 - Change 0.37% Gold 1 Ounce - $1,319.92. MORTGAGE AND REAL ESTA... 06/25/2014

MORTGAGE INTEREST RATE LOCK ADVISORY June 25, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: FLOAT The price for 3.50% Mortgage Loans based on MBS is currently Down 0.18 point. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.03% to 4.17% on June 19. MBS (3.5%) - Currently 102.6, High: 102.76, Low: 102.41 DJI Stocks currently $16,858.14, Up $40.01, Change 0.237% Asian & European Stock Market Indexes changed -1.142% Crude Oil (WTI) Currently $105.84 - Change -0.18% Gold 1 Ounce - $1,318.29   MORTGAGE AND REAL ESTATE NEWS     Existing-Home Sales Jump 4.9% in May By: Tory Barringer - Existing-home sales rose in May at their highest m... 06/25/2014

MORTGAGE INTEREST RATE LOCK ADVISORY June 24, 2014 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: FLOAT The price for 3.50% Mortgage Loans based on MBS is currently Down 0.12 point. Close Mortgage Interest Rate Lock or Float Advice: LOCK MORTGAGE MARKET INDICATORS  FHLMC Average: 30-Yr Fixed Mortgage Rate, down 0.03% to 4.17% on June 19. MBS (3.5%) - Currently 102.25, High: 102.35, Low: 102.12 DJI Stocks currently $16,966.50, Up $29.24, Change 0.172% Asian & European Stock Market Indexes changed -0.076% Crude Oil (WTI) Currently $106.27 - Change 0.09% Gold 1 Ounce - $1,318.95  MORTGAGE AND REAL ESTATE NEWS     Black Knight: Foreclosure inventory drops to lowest since July 2008 Nationally foreclosures drop below 1 mill... 06/24/2014

What do you know about Modular Homes Today?     This is a repost by Ginny Gorman who has shared some great information about the Factory Built Housing Industry.     BY GINNY GORMAN Real Estate Agent with Phillips Post Road Realty ~ 401-529-7849~ RI Waterfront Real Estate EMAIL  SHORT URL    Share: July 20, 2011 05:52 AM What do you know about Modular Homes Today?  Modular home manufacturers have changed how they construct, design and appeal to home buyers in a tough new construction market especially in RI.  I have seen some very attractive designs put up as well as some that just look like boxes added here and there to the house to increase living space requirements.At Eldred Farm in Kingston RI, a RI builder, Paul Schurman, is stepping it up a notch with a mini eight home development... 06/21/2014