El Cajon, CA Real Estate News

By Rod Watson, Luxury Home Specialist
(Pacific Sotheby's International Realty)
Welcome to Rod Watson's San Diego Short Sales & Foreclosure Home Search. Use the search below to choose areas of San Diego you would like to search for San Diego distressed properties. There are many opportunities out there to-date. If a bank owned home is not what you are looking for, then perhaps San Diego Short Sales are another option.  
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By Carl Kahn, Coming soon to a closing near you!
(Fairway Independent Mortgage, Corp)
444 S Anza St El Cajon, CA 92020 92020 El Cajon 2 Story Foreclosure Condo Unit Home Photo Gallery Virtual Tour Property Map Payment Info Request Showing Contact Me Stephanie Jezek Lic # 01770374 Mobile: 858.243.3495 Website: Visit Website Price : $94,000 Bedrooms : 2 Bathrooms : 2 Square Foot : 900 Community : El Cajon County : San Diego Property Type : Detached Year Built : 1979 MLS Number : 110031971 click for more information and pictures Property Description Nice 2 story 2BR-1.5BA end unit located in a quiet well maintained complex in El Cajon. Great open kitchen/dining room combo, tile throughout downstairs spacious bedrooms upstairs. Amenities include community pool-spa & tennis courts. Features List 92020 El Cajon 2 Story condo Anza Palms 2 bed 2 bath end unit open kitchen tile ...
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By Carl Kahn, Coming soon to a closing near you!
(Fairway Independent Mortgage, Corp)
574 Lindsay St El Cajon, CA 92020 92020 El Cajon Huge Lot Foreclosure Home Home Photo Gallery Virtual Tour Property Map Payment Info Request Showing Contact Me Stephanie Jezek Lic # 01770374 Mobile: 858.243.3495 Website: Visit Website Price : $249,900 Bedrooms : 3 Bathrooms : 2 Square Foot : 1,500 Lot Size : 7,405 County : San Diego Property Type : Detached Year Built : 1957 MLS Number : 110031055 click for more information and pictures Property Description Great single story 3BR-2BA home located on a huge private lot in El Cajon. Light bright floor plan this home features a huge family room, living room w-fireplace & spacious master suite & bedrooms. Good size fenced backyard great for entertaining. Located close to I-8 freeway and shopping Features List 92020 El Cajon California REO ...
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By Solutions Real Estate San Diego, Expert Real Estate Advisors in San Diego
(Solutions Real Estate)
El Cajon Homes For Sale - Homes For Sale In El Cajon We make it easy to find the perfect home by offering houses in communities such as Cottonwood, Crest, Horizon Hills, and Pepperwood. With many beautiful and diverse homes for sale including condos, luxury homes, private homes, and golf course communities El Cajon Homes For Sale are everywhere.  With buyer tips, seller tips, school and community information we have everything you need to get started. Not quite sure what you are looking for but have an idea? Just search Homes For Sale In El Cajon  and we will make buying a home simple. You will be on your way to purchasing your property with our agent in just one click. Search all El Cajon Homes With A Pool Search all El Cajon Affordable Homes Search all El Cajon Short Sales
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By Chris "The Loan Ranger" McBrearty, NMLS 274079, FHA, VA, USDA, Loan Officer and Educator
(Fairway Independent Mortgage, DBO/CRMLA #41DBO-78367, NMLS #2289)
1462 Wagner Drive El Cajon, CA 92020 4 bedroom 3 bath pool home El Cajon, CA Home Photo Gallery Virtual Tour Property Map Payment Info Request Showing Contact Me Bruce Orona 00808479 Office: 619-606-5050 Website: Visit Website Price : $529,000 Bedrooms : 4 Bathrooms : 3 Square Foot : 2,264 Lot Size : 6,098 County : San Diego Property Type : Detached MLS Number : 110030890 click for more information and pictures Property Description Super clean and spacious pool home on corner lot. TOTALLY REMODELED IN AND OUT!. New high end upgrades include: Custom kitchen cabinets, granite counters, and stainless steel appliances. All new internal/external Paint, Carpet, Bathrooms, Windows, sliders, Doors, Molding, lighting, fans, and lush landscaping with irrigation system. Custom hardwood staircase ...
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By Carl Kahn, Coming soon to a closing near you!
(Fairway Independent Mortgage, Corp)
  764 Mahogany Dr. El Cajon, CA 92019 El Cajon Spacious 2 Story Foreclosure! Home Photo Gallery Virtual Tour Property Map Payment Info Request Showing Contact Me Stephanie Jezek Lic # 01770374 Mobile: 858.243.3495 Website: Visit Website Price : $312,500 Bedrooms : 4 Bathrooms : 2 Square Foot : 2,302 County : San Diego Property Type : Detached Year Built : 1972 MLS Number : 110030242 click for more information and pictures Property Description Wonderful opportunity to own this spacious 2 story 4BR-2BA home located on a quiet cul de sac in El Cajon. This home offers a nice open feeling, 2 car attached garage, gated RV parking, tons of cabinet space in kitchen, breakfast bar top area, good size bedrooms, master suite w-master bath large private fenced backyard with a covered patio area. Co...
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By Chris "The Loan Ranger" McBrearty, NMLS 274079, FHA, VA, USDA, Loan Officer and Educator
(Fairway Independent Mortgage, DBO/CRMLA #41DBO-78367, NMLS #2289)
What are interest rates for FHA loans? El Cajon, CA This is a common question asked of loan officers the nation over. The answer is....well....I need more information. In the old days we used to say "I need more information" because we were trying to sell our services before the person got our rate and hung up the phone. Today we are actually unable to accurately make a quote based on the question, What are interest rates for FHA loans?, without first determining a few qualifying factors. Here are some basics you can expect to answer when asking What are interest rates for FHA loans? : 1) Do you know your credit score? Interest rates for FHA loans are impacted by your credit score. A person with a 620 credit score is not going to have the same interest rate for an FHA loan as a person w...
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If you owe more than your house is worth and can't afford your payments, you might be able to sell it for less than you owe -- without having to pay the lender the difference.   If you can no longer make your mortgage payments and your home is now worth less than you owe on it, foreclosure may not be your only option. A short sale, in real-estate terms, is a sale of a house in which the sale price is less than what the owner still owes on the mortgage. It is a procedure sometimes agreed to by lenders, who often would rather take a small loss than go through the lengthy and costly foreclosure process, in which the lender allows the sale of a home for less than it is worth and forgives the rest of the note. While there are some significant negative consequences to a short sale, an ever-i...
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By Chris "The Loan Ranger" McBrearty, NMLS 274079, FHA, VA, USDA, Loan Officer and Educator
(Fairway Independent Mortgage, DBO/CRMLA #41DBO-78367, NMLS #2289)
With so many different banks, brokers and lenders to work with understanding FHA interest rates has become extremely important for today's home buyer. FHA can be an ideal way to purchase a home with underwriting that is far more relaxed than typical loans and requiring less cash out of pocket than most loans (as little as .5% of the purchase price). How many other loan products will allow you to buy a $300K home with $1500(+-) and a low mortgage payment that is even lower than rent in some cases? There is much to learn but one item that is important is the FHA interest rates. Not all companies offer the lowest rates and not all loan officers offer the same rate within their own company! In order to insure you get the best rate for your scenario you need to look for a professional mortga...
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Roughly forty percent of the homes for sale on today's market are short sales and foreclosures! Distressed properties are well known for their value (a reputation which is sometimes accurate, and sometimes not), but they also have a reputation for causing buyers to become distressed, too!Transactional snafus, last-minute surprises and long, drawn-out escrows that never close seem to be par for the course. Instead of avoiding these properties altogether, get educated about the most common dramas that go down in these deals, and how you can avoid falling victim.1.  Run-on (and on, and on) escrows.  When you're buying a home (or selling one, for that matter), time is absolutely of the essence.  And buyers reasonably expect that the big time suck in real estate is in the house hunting proce...
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By Michael Bell, Vidamar Residential, Riviera Diamante
(Bell & Associates Realty Group)
IN ESCROW !!! 781 Graves El Cajon, CA 92021 El Cajon Homes under 200,000 San Diego Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing   Contact Me   Michael Bell 01380592 Mobile: 760-815-7250 Office: 760-487-1240 Website: Visit Website Price : $199,900 Bedrooms : 2 Bathrooms : 2 Square Foot : 958 Lot Size : 2,178 Community : Cedar Park County : San Diego Property Type : Detached Year Built : 1984 click for more information and pictures Property Description CHEAPER THAN PAYING RENT! AFFORDABLE MINT CONDITION 2 BR + 2 BA W/ATTACHED 2-CAR GARAGE AND PRIVATE BACK YARD. SUPER CLEAN, NEW PAINT, UPDATED KITCHEN, NEW APPLIANCES, MAPLE CABINETS, CERAMIC TILE, CROWN MOULDING,FIRE PLACE, UPDATED LIGHTING + PULL-DOWN ATTIC LADDER FOR TONS OF STORAGE. LOTS OF EXTRAS:...
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By Rod Watson, Luxury Home Specialist
(Pacific Sotheby's International Realty)
Foreclosure is something that many people think can never happen to them.  The reality is it can happen to anyone. There are many reasons that may leave us facing foreclosure: Rising Interest Rates Unemployment Personal Tragedy Health Problems Death of a Family Member These are just some of those very real reasons.  In desperate times, the last thing you need is to lose your home and potentially break up your family. At The Watson Group, we are committed to assisting you with keeping your home.  We will act on your behalf and negotiate with your lender for Free!  Whether your goal is to stay in your home or simply get out of it without going through foreclosure... We may be able to help make it a reality. For more information click below. STOP FORECLOSURE!  or for a Free recorded messag...
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The Consequences of Walking Away Form Your Mortgage! Have you had a conversation with someone in the last 30 days about the consequences of walking away from your mortgage? If the answer is yes, you are not alone. With an estimated 11 million people underwater on their mortgage, (owing more on their mortgage than their home is worth), even the most credit-worthy consumers are considering walking away from their mortgage. "Walking away from a mortgage," or what's known as a strategic default, usually results in either a short sale or foreclosure and many people in this position are asking one simple question: What are the consequences of walking away from a mortgage? Walking Away from a Mortgage: The Consequences Generally speaking, if you are considering walking away from a mortgage th...
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By Rod Watson, Luxury Home Specialist
(Pacific Sotheby's International Realty)
Perhaps the most important fact to understand is that in today's economy short sales are a must to sell properties. Since property values have declined nationwide at such a rapid pace, The National Association of Realtors predicted that in 2009 and 2010 over 50% of all properties sold will be short sales or REO properties. It is unavoidable.  If a house is to be sold in today's market, then a short sale will be needed to make that happen.  Short sales require hours upon hours of work, and organization is imperative in order to get them done.  Also be aware that short sales will typically take approximately 3-4 months to complete depending on which state you are in (see below for typical lender timelines), and that is simply because the majority of lenders are overwhelmed at the moment, ...
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By Lyle and Grace Caddell, Top Real Estate Profesional
(Realty Executives All Area)
One of the rising stars when it comes to real estate investment is known as 'flipping' properties. This works by buying properties that are in need of either minor cosmetic repairs or in need of serious renovations, doing the work, and selling the home for a much greater price. In theory this brings in a significant amount of profit in a rather small amount of time. This is the case for many who attempt to flip properties but it takes a little more than the idea in order to make the process work. For this reason, there are many who end up sacrificing profit or losing money in the process when plans aren't well conceived. If you are considering a future in real estate investing, this is one of the quickest ways in which investors can turn a profit. It is also a method for bringing in hig...
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  If you owe more than your house is worth and can't afford your payments, you might be able to sell it for less than you owe -- without having to pay the lender the difference.   If you can no longer make your mortgage payments and your home is now worth less than you owe on it, foreclosure may not be your only option. A short sale, in real-estate terms, is a sale of a house in which the sale price is less than what the owner still owes on the mortgage. It is a procedure sometimes agreed to by lenders, who often would rather take a small loss than go through the lengthy and costly foreclosure process, in which the lender allows the sale of a home for less than it is worth and forgives the rest of the note. While there are some significant negative consequences to a short sale, an ever-...
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By Rod Watson, Luxury Home Specialist
(Pacific Sotheby's International Realty)
Home Affordable Foreclosure Alternatives (HAFA) $3,000 Cash Relocation Assistance Program For San Diego, CA Homeowners. "Certian Terms Apply"  Exit Gracefully ​If homeownership is no longer affordable or the weight of homeownership has become too much to bear, Making Homes Affordable (MHA) has a program that allows you to exit gracefully from the property with $3,000 in relocation assistance. The HAFA short sale program is designed to help underwater sellers either modify their loans or sell their homes as a short sale to avoid foreclosure. Through Home Affordable Foreclosure Alternatives (HAFA), you won't owe any more for the property after selling, and you will be free from the threat of foreclosure. The benefit of a HAFA short sale is that you are no longer responsible for the diffe...
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By Rod Watson, Luxury Home Specialist
(Pacific Sotheby's International Realty)
Home Affordable Foreclosure Alternatives (HAFA) $3,000 Cash Relocation Assistance Program For San Diego, CA Homeowners.  Exit Gracefully ​If homeownership is no longer affordable or the weight of homeownership has become too much to bear, MHA has a program that allows you to exit gracefully from the property with $3,000 in relocation assistance. The HAFA short sale program is designed to help underwater sellers either modify their loans or sell their homes as a short sale to avoid foreclosure. Through Home Affordable Foreclosure Alternatives (HAFA), you won't owe any more for the property after selling, and you will be free from the threat of foreclosure. The benefit of a HAFA short sale is that you are no longer responsible for the difference between what you owe on your mortgage and ...
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Are you having trouble keeping up with your mortgage payments? Have you received a notice from your lender asking you to contact them? Don't ignore the letters from your lender Contact your lender immediately or Contact The Watson Group Realty to speak with an (SFR) Short Sale & Foreclosure Resource Certified Specialist. For A FREE Consultation Call (281) 797-3841 or visit www.thewatsongrouprealty.com for more information. We Can Help! But remember time is not on your side. If you are unable to make your mortgage payment:            1. Don't ignore the problem.The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your house.2. Contact your lender as soon as you realize that you have a problem.Lenders do not want your house. T...
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If you owe more than your house is worth and can't afford your payments, you might be able to sell it for less than you owe -- without having to pay the lender the difference.   If you can no longer make your mortgage payments and your home is now worth less than you owe on it, foreclosure may not be your only option. A short sale, in real-estate terms, is a sale of a house in which the sale price is less than what the owner still owes on the mortgage. It is a procedure sometimes agreed to by lenders, who often would rather take a small loss than go through the lengthy and costly foreclosure process, in which the lender allows the sale of a home for less than it is worth and forgives the rest of the note. While there are some significant negative consequences to a short sale, an ever-i...
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