El Cajon Foreclosures Foreclosure Home in El Cajon CA BANK OWNED FORECLOSURE IN EL CAJON - This beautiful two story home built in 1993 on a wonderful cul-de-sac is ready for a new owner. This El Cajon foreclosure has 4 bedrooms and 3 bathrooms and 1 bedroom and full bath is on the first floor. Freshly painted and cleaned. Nice size private back yard fully fenced. This home has a 2 car attached garage and great curb appeal. Buying a home in El Cajon? Put this one on the top of your list! More information on all of our listings here: San Diego Listings Please use the links below to help you with your San Diego Real Estate Search and Information from your San Diego Realtor. San Diego Real Estate              San Diego MLS  San Diego Relocation                San Diego Home Search by Map ... 10/17/2008

El Cajon Home For Sale 3 Bedroom Single Story Home in El Cajon 271 North 3rd Street                                 $335,000Great El Cajon location for this gorgeous, affordable family home! Beautiful kitchen countertops, kitchen eat at bar, huge rooms, overhead lighting and ceiling fans in each room. Spacious backyard, covered patio, sod grass, new fence, and an extra storage shed. This El Cajon Home will sell Fast! - don't waite!   San Diego Real Estate          San Diego Homes for Sale San Diego MLS                    San Diego Foreclosure Search San Diego Home Values        San Diego Real Estate Blog Chula Vista Real Estate         Chula Vista Foreclosures Your San Diego Real Estate Agent Dawn Lewis All information is believed to be correct but not guaranteed. Posted in El Cajon, Sa... 10/03/2008

Short Sales Become the Norm After reading an article on MSNBC about short selling homes throughout the United States I found some of the facts very interesting. Here in Southern California, San Diego County to be exact we have been hit with many foreclosures and more and more homeowners that need to sell but owe more money on their home than what they can sell it for are choosing the short sale option. Right now in our office we are handling over 40 short sales in San Diego County, some in the Chula Vista Area as well and homeowners are optimistic but realistic about their short sale options. Banks move slow in this short sale procedure and are inundated with short sales form many of their mortgage holders in all 50 states. If anyone needs to be taught a lesson in patience it's having c... 06/22/2008

WHAT KIND OF INSURANCE IS BEST FOR ME?If you’ve read any of our other reports, you’ll know that even though insurance has been part of our culture for over 100 years, to most people – It’s still a just a mystery.  And because they don’t understand it, a lot of people think they’re being “ripped off” by the Insurance Industry; aka “The Club”I want to end that for you. I'm an industry "insider":  A licensed member of “The Club”I’ve been inside the insurance business for over 30 years and I know it like the back of my hand: From policy to claims and back again.I've sold insurance.   I've studied it.   I've discovered what makes "good insurance" -- and what makes "bad insurance".  I know that not all insurance is "created equal".  Life insurance is certainly no exception. Placing all your c... 06/03/2008

Answer these important questions BEFORE getting any quotes Doesn't the landlord's insurance cover my stuff?  (hint... NO) How much coverage should I have? What Limits are right for me?  $30,000, $55,000 What deductibles should I have?  $100, $250, $500? What about insurance for my jewelry? Is my stuff in storage covered? What's MEDICAL PAYMENTS? Why woud I need Liability Coverage as a Renter? Getting the most for your insurance dollar starts with getting the best quote you can.  There's few things in life more (seemingly) complicated than shopping for coverage like Renters Insurance. Let me offer you a comprehensive view of all of these questions.  Take a look at my blog post at THE SAN DIEGO INSURANCE BLOG : The Miracle of Renters Insurance There you'll find all the answers to these qu... 05/21/2008

How much Liability Coverage do I need?  $500 or $250 deductible?  Do I even need Collision Coverage. Answers to these and lots more. JUST CLICK THE - READ THIS FIRST. Getting the most for your insurance dollar starts with getting the best quote you can.  There's few things in life more (seemingly) complicated than an auto insurance quote.  How much coverage should I have? What Limits are right for me?  15/30/25? 100/300/100? What deductibles should I have?  $100, $250, $500? Should I even have collision coverage on my car? What about Uninsured Motorist Coverage? What's MEDICAL PAYMENTS? What about towing, rental car and all those "other coverages"? Let me offer you a comprehensive view of all of these questions.  Take a look at my blog post at THE SAN DIEGO INSURANCE BLOG : 10 Ways to B... 05/20/2008

How much Liability Coverage do I need?  $500 or $250 deductible?  Do I even need Collision Coverage. Answers to these and lots more. JUST CLICK THE - READ THIS FIRST. Getting the most for your insurance dollar starts with getting the best quote you can.  There's few things in life more (seemingly) complicated than an auto insurance quote.  How much coverage should I have? What Limits are right for me?  15/30/25? 100/300/100? What deductibles should I have?  $100, $250, $500? Should I even have collision coverage on my car? What about Uninsured Motorist Coverage? What's MEDICAL PAYMENTS? What about towing, rental car and all those "other coverages"? Let me offer you a comprehensive view of all of these questions.  Take a look at my blog post at THE SAN DIEGO INSURANCE BLOG : 10 Ways to B... 05/09/2008

How much coverage do I need on my house? What deductible should I have? Answers to these questions and more. JUST CLICK THE -READ THIS FIRST! Getting the most for your insurance dollar starts with getting the best quote you can.  There's few things in life more (seemingly) complicated than shopping for coverage like Homeowners Insurance.  How much coverage should I have on my house? How much Liability coverage should I have? What deductibles should I have?  $250, $500, $1000, $5000? Is my Boat covered? What about insurance for my jewelry? Is my stuff in storage covered? What's MEDICAL PAYMENTS? What about Additional Living Expenses Let me offer you a comprehensive view of all of these questions.  Take a look at my blog post at THE SAN DIEGO INSURANCE BLOG : Homeowners Insurance - HOW TO... 05/09/2008

Foreclosures McCain Obama ClintonI read an article on CNNMoney.com entitled "Housing: Where the Candidates Stand" dated March 28th 2008. This article was very informative in showing how the presidential candidates stand on the housing crisis in America. I think by the time the election is over and the transition in the White House is complete most of the housing problems and foreclosures will be more than half way through the cycle. At that rate any legislation to stop foreclosures will be much too little too late. I'm not sure how fair it would be to bail out 2 million home owners when 2 million others lost their homes and are now renting with a short sale or foreclosure on their credit.It might be a mute point where the candidates stand on the housing troubles but here they are and th... 04/18/2008

Getting the most for your insurance dollar starts with getting the best quote you can.  There's few things in life more (seemingly) complicated than shopping for coverage like Homeowners Insurance.  How much coverage should I have on my house? How much Liability coverage should I have? What deductibles should I have?  $250, $500, $1000, $5000? Is my Boat covered? What about insurance for my jewelry? Is my stuff in storage covered? What's MEDICAL PAYMENTS? What about Additional Living Expenses Let me offer you a comprehensive view of all of these questions.  Take a look at my blog post at THE SAN DIEGO INSURANCE BLOG : Homeowners Insurance - HOW TO CLOSE YOUR ESCROW -- How to buy it, How much to get, and HOW TO SAVE MONEY and How Much Homeowners Insurance Do You REALLY Need? There you'll... 04/09/2008

Getting the most for your insurance dollar starts with getting the best quote you can.  There's few things in life more (seemingly) complicated than shopping for coverage like Renters Insurance.  Doesn't the landlord's insurance cover my stuff?  (hint... NO) How much coverage should I have? What Limits are right for me?  $30,000, $55,000 What deductibles should I have?  $100, $250, $500? What about insurance for my jewelry? Is my stuff in storage covered? What's MEDICAL PAYMENTS? Why woud I need Liability Coverage as a Renter? Let me offer you a comprehensive view of all of these questions.  Take a look at my blog post at THE SAN DIEGO INSURANCE BLOG : The Miracle of Renters Insurance There you'll find all the answers to these questions and more. Once you've decided how to best configur... 04/09/2008

San Diego Short Sale HelpIf you are considering selling your San Diego home or condo and think that you might have to short sale your home make sure you contact Dawn and Mike. We can answer your questions about San Diego short sales and the short sale process. We have helped many families in San Diego sell their home through the short sale process. Because we are doing so many short sales in this current market we have some great systems in place to process the short sales from start to finish.There are many stages of short selling a home in San Diego. We start off by submitting a short sale package to your lender or lenders, marketing your home or condo, receiving offers on your property, submitting these offers to the bank, negotiating with the bank on the received offers, staying in ... 04/07/2008

NEW HANDS-FREE CELL PHONE LAW IS EFFECTIVE 7/1/08. California finally catches up to what's safe and realistic by enforcing a requirement to use cell phones while operating a motor vehicle with either a wireless or "wired" ear piece.  Soon we'll all look like Spock and Lieutenant Uhura from Star Trek with those funny "listening devices" protruding from our ears.You can check out the Official FAQ's at the California Department of Motor Vehicles website, but here's my personal spin. There will be no grace period.  That sounds like really bad news, but it doesn't count as a "real ticket" and the fine for the first offense is only $20. If you're under 18, you can't talk on the phone AT ALL while driving.   This includes talking AND texting.  HOORAY!  (interestingly, the law doesn't specifica... 04/07/2008

A client called me yesterday with an interesting dilemma. Said that recently, when his car was parked on the street, it was hit by a Fire Truck on a call. Kind of unusual as Fire Truck Drivers are usually pretty good at what they do.Nevertheless, he was concerned because on the same side of the car there was some damage from a prior accident and wanted to see if he could get that fixed at the same time. He also wanted to make sure the paint matched the rest of the car. So here's the advice I offered to Steve.The insurance company is only going to pay for the damage that was a direct result of the accident caused by the Fire Truck. Nothing more, nothing less.Your best bet is to make a deal with the body shop OUTSIDE of the parameters of the insurance company settlement. Here's why.Anytim... 04/02/2008

 El Cajon REO Listings Excellent Buying Opportunity by Whissel RealtyThe number of home foreclosures in California is at an all-time high.  When a bank is forced to foreclose on a home, they often end up taking the home back at the foreclosure sale and becoming the new owner.  These homes are referred to as bank owned foreclosures or REOs.  REO is an acronym for Real Estate Owned (by a bank).  Owning a foreclosed home can be very costly and time consuming for the bank.  They typically want to sell these homes as quickly as possible to get them off of their balance sheet.  As a result, they are often priced below market value.  This has created a great buying opportunity for home buyers and investors looking to purchase these REO listings. On March 21st, 2008 Whissel Realty closed escrow... 03/24/2008

Yesterday we talked about a couple of ideas to better organize your desk and your daily activities.  Today I'd like to talk about a way to organize your brain and free up large pieces of your life! Fortunately / Unfortunately we live in a very EVERYTHING's AVAILABLE kind of world.  There's television, CD's, MP3 Players, the internet, email, evite, ecards,...  well, I could on and on and on.   We also live in the LAND OF PLENTY where we can just about have and/or do anything we really want to do.  Want to go sailing?  Horseback riding?  Hot air balloon?  Dinner, movies, (either at the movies, w/ a DVD or PayPerVIew or on your computer or iPod). With all this choice comes lots of fun.  It's also laden with GOOD OLD FASHIONED OVERLOAD. It's hard to keep track of all the things you can do, ... 01/31/2008

01/28/2008

El Cajon Home Search - San Diego Real EstateSearch for Homes in El CajonSearch all Homes in El Cajon 92019, 92020, 92021Search the San Diego MLSEl Cajon is a large area in East County San Diego comprised of 3 Zip Codes. Because El Cajon is so large there are many different styles and prices of homes in El Cajon available to preview and buy. You can preview home in El Cajon right here with our El Cajon Home Search and when you find some you like we can show them to you and answer any questions that you have.Some of the areas in El Cajon where there are homes available for sale are, Garden Village, Teatro, Friendly Terrace, Lexington Gardens, Cajon Villas, Ellen Lane Park, Belair Estates, Story Park, Granite Hills, Jamacha Gardens, Rancho El Cajon, Harbison Canyon, Cottonwood, Ballard Man... 01/03/2008