Downey Homes for Sale priced Under $300,000 Are there any affordable homes in Downey, CA?  YES! There are a lot of renters and first-time homebuyers who have asked themselves this question.  Although Downey, CA is well-known for it's million dollar homes, as of 02/17/11 there are over 57 affordable starter single resident homes for sale in Downey, CA and 27 condos/townhomes - all priced under $300,000.  _________ 13631 Klondike Ave,  Downey,  CALIFORNIA 90242 Price: $199,900 **REGULAR SALE** Turn Key Condition. This bright 2 bedroom, 1 bathroom home has been completely remo ... View Details View Photo Gallery (10) Save Property MLS#: P767567 MLS: CARETS Bedrooms: 2 Bathrooms: 1 Square Ft.: 912   13009 Sandy Ln,  Downey,  CALIFORNIA 90242 Price: $199,900 Legal shows 1 bedroom but was pu... 02/17/2011

http://TheMortgageSpin.com - Downey Real estate - Reality of living with a overvalued home In this video Patty tells us about the realities of living with a overvalued home. Take action and don't let the banks take advantage of you. 11/18/2010

http://CasaRicCorazonContento.com - En Este video Patty nos habla sobre las realidades de ser dueño de casa si esta sobrevaluada. Tome accion y no deje que los bancos tomen ventaja de Ud. 11/18/2010

The decision to do a short sale or walk away is not any easy one!   I urge you to first look into all your possibilities before you make your decision. First, let me start out by saying that you will not be liable for any income taxes since the passage of the 2007 Mortgage Relief Tax law, but this law will expire in 2012. So any short sales or foreclosures after 2012, you might end up owing taxes on the debt forgiven. Even if this law didn't exist, if you do a short sale over a foreclosure--you still end up winning because your tax liability will be less on a short sale than on a foreclosure (for transactions closing after 2012). A foreclosure is something you DO NOT want on your credit. It will stay on your record for 10 years vs. a short sale will stay on 5-7 years. With a short sale,... 10/27/2010

http://CasaRicaCorazonContento.com - En este video Patty Kelly nos dice las opciones para un propietario de Casa en Downey despues de que se le fue negada una modificacion de prestamo HAMP. 1. Aplicar para una modificacion de prestamo tradicional 2. Bancarrota capitulo 13 3. Venta Corta Para mas informacion vean el video. Para mas informacion de bienes raices en Downey. 10/24/2010

http://TheMortgageSpin.com - In this video Patty Kelly tells us of a Downey Homeowner who had his HAMP loan Modification denied. What are his Options? 1. Resubmit for Traditional Modification 2. File for Chapter 13 bankruptcy 3. Short Sale For more information, please see the video. For more information on Downey real estate. 10/24/2010

Patty Kelly tells us about the dangers of ignoring the credit card companies, especially if you are a homeowner (wage garnishments) - Downey Real Estate 09/29/2010

80% of all Bankruptcies are dismissed within 10 business days. Patty tells us about why this is happening and what to do about it - Downey Real Estate Read about anti-deficiency protection. 09/29/2010

Patty explains to us how it will benefit you to sell your HOME or Modify your Loan through the HAFA program. - Downey Real Estate. Read more on loan modifications. 09/29/2010

  Most people believe that the process to buying a home in Downey begins by visiting an open house. Perhaps by driving around and calling on the FOR SALE signs. Some of the more enterprising of you will look around the internet and seek Downey homes for sale. All of these are great ways to get started. Some may think that the first step is to have an offer accepted. Let's talk about why the prepared home buyer will start their home buying process differently.     1. Get Pre-qualified to buy your Home in Downey Although most of us think that the first step to own a home is to have an offer accepted really the first step should be to be pre-qualified by a lender. Being pre-qualified means that the bank knows your preliminary information and it has determined a sales price that you can aff... 08/24/2010

Downey Homes for Sale with 2 Master bedrooms Homes for sale in Downey, CA featuring two master bedrooms ranging in price from $350,000 up to $1.36 million, 4 to 7 bedrooms.  Be sure the click "View photos" to see photos and "View Details" to get more information.  If you would like to schedule a viewing appointment, please do not hesitate to call me at 310-508-4354 to discuss. 10443 Dolan Ave. Downey, CA 90241 10443 DOLAN AVE,  Downey,  CALIFORNIA 90241 Price: $350,000 Hurry this home is located in one of downey\'s best location, walking distance to downtown Downey, S ... View Details VIEW PHOTOS (15) Save Property MLS#: 10472121 MLS: CARETS Bedrooms: 4 Bathrooms: 3 Square Ft.: 1498 8130 Brunache St. Downey, CA 90242 8130 Brunache St,  Downey,  CALIFORNIA 90242 Price: $420,000 This is a... 08/17/2010

Behind in payments on your Downey Home? Is your home in distress? Are your payments late? There are a variety of reasons why you have fallen behind in payments on your home. Your rate is adjusted, you lost your job, perhaps a family illness. If you are facing this situation on your home and can't simply pay the amount past due on your mortgage, you have 3 main options to save your Downey real estate from foreclosure. 1. Do Nothing and Foreclose on your Downey Home Unfortunately this is still an option for you and many families are doing just that. While waiting for the sheriff to come and get may have a "me-against-the-world" glory feeling to it this is the absolute worst thing you can choose. For starters, you will not be able to purchase another home in Downey or anywhere else for at... 08/07/2010

SB 1178, nueva ley para proteger a vendedores da casa de demandas del banco - Downey En ciertas situaciones los bancos pueden demandar a los vendedores de casa en ventas cortas o en foreclosures. Aprendamos que hace esta nueva ley para protegernos.   Para mas informacion de bienes raices en Downey.   07/25/2010

SB 1178 to extend Anti-Deficiency Protection for Homeowners - Downey Real Estate   Banks can pursue borrowers for deficiencies in non-purchase money loans. Lets find out what SB 1178 can do to protect the consumer.   For other posts on Deficiency Protection for Homeowners please read this post. Another post on Banks pursuinf Deficiency Judgements on unsuspecting Homeowners.   See the video below.   07/25/2010

If your loan is being serviced by one of the above mentioned banks there is an event ending on tuesday 7/20 aimed to help struggling homeowners.   Loan advisors will offer counseling for owners who are applying for loan modifications and for people who can't afford their homes and need to apply for a short sale.   The event is being held at the Hilton Orange County at 3050 Bristol St., begins Friday and runs through Tuesday, July 20. The hours are 8 a.m. to 8 p.m.   07/17/2010

Downey EMC, WAMU and CHASE loan customers can walk in their loan modification or short sale request. If your Downey home loan needs a modification, or if you need to apply for a short sale LA County has 5 homeownership centers that can assist you in your requests. 07/03/2010

Should you attempt a Loan Modification for your Alhambra Home?   In a previous post we discussed the HAFA program and how it can help you with your Downey distressed home.   Now let's discuss the realities of attempting a loan modification. The Obama Program, or HAMP, was supposed to help millions of homeowners keep their home. Sadly this has not been the case.   Just a few notes before you see the video:   Did you know that if your Downey Home has already received a Notice of Trustee Sale, and it was postponed because you applied for a loan modification for example - the bank can simply sell the home without sending another notice? That's why you must keep in contact with your bank.   Banks perform a financial analysis to see what makes more financial sense: Loan modification, approve ... 07/03/2010

In this video we will see how NOT to be like Edwin and use a bankruptcy to stop the sale of your home. Please be advised that this is not be conidered legal advice and that you should consult your attorney.   One of the ways to stop a trustee sale is to file for bankruptcy. Be advised that this is only a short term solution. You must seek a qualified professional before undertaking a bankruptcy or any other real estate related activities.   06/14/2010

In this video we will see the top short sale mistake to avoid in order to sell your home. - Downey Real Estate Avoid them at all costs! Downey Real Estate 06/09/2010

In this video we will find out what is a short sale and what are the steps involved in doing one. - Downey Real Estate What is a HUD-1? 06/09/2010