If you are one of those distressed homeowners who are in danger of losing your precious home, do not panic just yet because there is still a solution for your problem. Foreclosure assistance is available for everyone especially for the distressed homeowners who are currently in a foreclosure situation. There are many options available for those distressed homeowners who have received a foreclosure notice. Among those options is the foreclosure assistance that could be given by a private organization which specializes in this kind of situation or a government agency which provides help and assistance to homeowners that are currently working out their foreclosure problems. Even the United States of America’s Congress is proposing a house bill which will provide foreclosure assistance to t... 04/02/2008

Citrus Heights Real Estate consists of 35,514 housing units. The city's vacancy rate is approximately four percent. 65% of the city's housing units are primarily single-family units. The annual median sales price (for all recorded sales) of homes in the 95610 zip code is $300,000, and the median sales price (for all recorded sales) of homes in the 95621 zip code is $275,000 (Sacramento Bee, 2003). Citrus Heights provides an affordable living environment with quality services, central within the Sacramento region. Visit our Citrus Heights site to search all available Citrus Heights property listings including Citrus Heights California Homes, Citrus Heights Townomes, and Citrus Heights Condos for sale. 01/14/2008

Mortgage Forgiveness Debt Relief Act will offer Help to Sacramento and Placer and the surrounding area homeowner in Need Sacramento CA has been experiencing record breaking mortgage loan delinquencies and foreclosures this year. A large number of homeowners who purchased homes in the past 3 years using zero down 100% financing, now find themselves with mortgage debts more then their home is worth... sometimes called an "upside down mortgage".   Many of these homeowners who experienced a job lose, medical emergency or other financial hardship are unable to re-finance and are now finding themselves in Foreclosure. Foreclosure is a terrible experience that ruins ones credit for up to 7 years.  But to add insult to injury, if one purchased a home with zero down payment, and lost their home ... 12/31/2007

The City of Citrus Heights is holding its 11th Annual Christmas tree-lighting ceremony tomorrow (Saturday) from 7:00pm to 8:30pm.  In addition to the tree lighting, kids can visit with Santa Claus and Mrs. Claus.  Donations will be accepted - nonperishable food items, new, unwrapped toys and gently used coats and jackets to benefit the KXTV News10 "Coats for Kids" program. The ceremony will be held at the City of Citrus Heights offices in at Fountain Square. 12/07/2007

CALIFORNIA REAL ESTATE IS A SOLID, LONG TERM INVESTMENT BUYERS PREPARE NOW MAY BE THE TIME TO HOMEBUY A HOME Looking at the performance of California real estates since 1907 when you could buy home for 3,000.00 we have seen very few times in which real estate values have dropped. California's historically strong market, combined with todays low mortgage rates and sizeable inventory in many areas, has created a unique window of opportunity for confident buyers.If you thinking of buying a home, consider these facts provided by the California Assocation of Realtors.In 1970, the Medium cost of single family homes in california was $26,000.00 Today the medium price of a home in Californis is $588,970-an increase of 2,165%In 1989 the medium price of a single family home in Sacramento County w... 11/11/2007

Lose the House, but Not Your Credit According to sources in the mortgage industry, people who agree to a short sale with the lender do far less damage to their credit rating than those who go through foreclosure. While in both cases, short sale and foreclosure, the delinquent mortgage will negatively affect their credit rating, at least short sellers avoid having a "debt discharged due to foreclosure" on their credit reports. Mortgage and credit experts say that, after bankruptcy, having a foreclosure on your credit report is the worst result and will reduce your credit score by over 250 points. You could also have to wait up to three years to qualify for a mortgage at a reasonable rate. Short sales show up on a credit report as a "pre-foreclosure in redemption" status and can result in... 10/18/2007

For first-time buyers, Citrus Heights might not be a bad place to start their home search. Quite a few of my clients have chosen the city as their home because of its proximity to Business 80 and its relatively inexpensive condos and single family residences. Today's market update covers Citrus Heights, CA in greater detail. 09/14/2007