Short selling a house in Aliso Viejo You owe more money on your home then it is worth, your income is not what it used to be, and debt is mounting. Is it time to short sell your house in Aliso Viejo? What is a short sale? A short sale is a sale of real estate in which the proceeds from the sale are less than the balance owed on the mortgage. A short sale is when a lender reduces the loan balance on a piece of real estate because of financial hardship on the part of the borrower. The home owner sells the property for less than the outstanding amount of money still owed on the the loan.  The proceeds of the sale are given to the lender, sometimes (but not always) in full satisfaction of the debt. Short sale Vs. Foreclosure There are many myths floating around when it comes to the differen... 08/10/2009

Aliso Viejo Aquatic Center   Today I had my first visit to the Aliso Viejo Aquatic Center. My wife, son Dylan (2 years old), daughter Savannah ( 4 months old) and I packed up our swim gear and a few snacks and drove over to the Aliso Viejo Aquatic Center. Admission is only $5 for adults and $3 for kids if you are an Aliso Viejo Resident. There are four different swimming areas. The olympic style lap pool, a kids wading pool, a large play pool and a jacuzzi. In addition, there is a ground fountain and many grassy areas for your kids to play. There is an amazing view of the mountains and golf course from almost everywhere on the grounds.   I must say, we had a great time! Dylan is just starting swim lessons and the Aliso Viejo Aquatic Center is a great place to keep him excited about the ... 08/02/2009

Tips to selling a home in Aliso Viejo Here are 3 very big tips to selling a home in Aliso Viejo: 1. First ImpressionsRemember back to when you first purchased your home...What was it that attracted you to your house when you bought it?  What most excited you about its features? Now that you're selling your home, you'll need to look at it as if you were buying it all over again. A spruced up house makes a great first impression on potential buyers.  A clean and attractive property grabs their attention and makes them excited about finding a house that looks and feels well-cared for.  Because buyers know they'll encounter fewer problems if they buy it, your house becomes more appealing and stands out from the competition.  So if you prepare your house correctly, you'll save time selling i... 07/28/2009

Aliso Viejo Community Activities This summer there have been a plethora of Aliso Viejo Community Activities. The 4th of July celebration at Grand Park was top notch and the outdoor family movie night was a big hit. The next Aliso viejo community activity that is planned is The Concert in the Park. The concert is July 26th from 6:00 pm - 7:30 pm at Grand Park (behind the town center). This live concert features Chesterfield Blues. Bring a blanket, snacks and the whole family to enjoy exceptional music in an exceptional atmosphere. 07/26/2009

Aliso Viejo Realtor If you are in search of the top Aliso Viejo Realtor, you have found them. Oxford Realtyis Aliso Viejo's premier real estate brokerage. We offer a free interactive MLS property search. We are also currently offering a $500 rebate for buyers and sellers. Our Aliso Viejo Realtors pledge to connect buyers and sellers quickly and pleasantly. Click here to enter our website and experience what Oxford can do for you. 07/23/2009

Selling your house in Aliso Viejo   Are you thinking of selling your house in Aliso Viejo? If so, here are 3 important tips: 1. Make sure you know how much your home is worth. The best way to do this is to get a really good Realtor. Ask them to do a market analysis and find the real value of your home. Don't list your house too low just because you want a fast sale. A properly priced home will sell just as fast and put more money in your pocket! Don't list your house too high just to see if you can get an interested buyer. This is a big mistake. Data shows that it will take three times as long to sell your house, even after the price reductions.   2. When selling your house in Aliso Viejo, make sure your house is available to be viewed. I don't understand why people would list their hou... 07/22/2009

Foreclosures in Aliso Viejo   Over the past few months, people have been asking about foreclosures in Aliso Viejo. "How do I get my hands on a really good foreclosure deal in Aliso Viejo?"    The best way to get a great deal on a foreclosure is to know it is going to hit the market before everybody else. The way I recommend doing this is to begin with the short sale homes. A short sale is when the owner of a house owes more money on the house then it is worth and decides they are either unwilling or unable to make the payments. At this point, the homeowner has two options: foreclose on the house or try to arrange a short sale. The short sale is a negotiation with the bank to sell the house for less than it is worth and the bank will "eat the loss." This is far more appealing to the home... 07/21/2009

Aliso Viejo Family Activities   The Community of Aliso Viejo offers a plethora of family activities in the summer. This Friday, July 24th, Alsio Viejo will host a "movie night in the park". From 7:30 - 10:00 pm the city of Aliso Viejo will screen Madagascar: Escape 2 Africa at Grand Park. Bring a blanket and some snacks (if you forget, snacks will be sold), sit back in a lawn chair and enjoy the movie with your whole family. This is just one of many family activities Alsio Viejo offers. To view a complete list of summer events visit the City of Aliso Viejo website.   Oxford Realty 07/19/2009

California Summit Aliso Viejo California Summit community has one of the best locations in all of Aliso Viejo. If real estate is all about location, location, location, then this community gets an A+. On one side of the homes is a breathtaking view of Aliso Viejo city lights, the town center and the federal building. On the other side is Aliso Canyon. If you are not familiar with this area, I strongly suggest you take a visit. Tucked in the middle of the bustling Orange County is the canyon nature preserve that will make you feel like you are in the wilderness.   Soka University of America is directly across the street from California Summit. This small university has some of the most beautiful architecture around. Family walks on campus are peaceful and relaxing. The kids enjoy looking... 07/18/2009

Aliso Viejo Real Estate Market Ok, let's get serious. What is really happening in the Aliso Viejo real estate market? The newspapers and television tell us that we are still in a housing slump. They say that prices are still dropping and it's not the time to buy. But how dated is their data? The OC Register often reports information on the previous quarter sales that is 3 months old. What is really happening in the Aliso Viejo real estate market? Well.... I'll tell you. It seems our memories have failed us. The frenzied buying of homes in the $200,000 to $400,000 range is reminiscent of 2005. They are are flying off the market! Why? Are they under valued? No... the answer is absolutely no! The truth is, the Aliso Viejo real estate market is heating up because Aliso Viejo is an amazing p... 07/16/2009

RE/MAX Homes & Estates Pre-Foreclosure Division 9241 Irvine Boulevard, Suite 150, Irvine, California 92618 (714) 588 -7676 ∙  www.orangecountyshortsalerealtor.com   If you are in a situation where: • You lost your job •Your Medical Expenses are too high •Just went through/going through a divorce •You are behind on your payments •You have no equity •You can't afford the cost of selling your home •Your income has been reduced • You are in foreclosure   WE CAN HELP YOU! It's easy and doesn't cost you any MONEY! Our services are Free!!! WHEN THE DEBT EXCEEDS YOUR HOME'S VALUE... we can help is with a SHORT SALE.   Benefits of a Short Sale: • Avoid Foreclosure • Avoid Bankruptcy • Reduced damage to your credit • Postpone your foreclosure sale date • A short sale will stay on your credit appr... 07/14/2009

RE/MAX Homes & Estates Pre-Foreclosure Division 9241 Irvine Boulevard, Suite 150, Irvine, California 92618 (714) 588 -7676 ∙  www.ReMaxAnn.com   If you are in a situation where: •You lost your job •Your Medical Expenses are too high •Just went through/going through a divorce •You are behind on your payments •You have no equity •You can't afford the cost of selling your home •Your income has been reduced •You are in foreclosure   WE CAN HELP YOU! It's easy and doesn't cost you any MONEY! Our services are Free!!! WHEN THE DEBT EXCEEDS YOUR HOME'S VALUE... we can help is with a SHORT SALE.   Benefits of a Short Sale:  •Avoid Foreclosure •Avoid Bankruptcy •Reduced damage to your credit •Postpone your foreclosure sale date •A short sale will stay on your credit approx 3 years •BE FREE of fin... 04/07/2009

This Case Study chronicles another successful short sale transaction that was completed for a detached home in Aliso Viojo Ca. The home was purchased by the homeowner in March of 2007′ for $770,000, and was located in the Vista De Oro tract.  At the time, this home was purchased using Zero down financing. They had a 1st Mortgage of $620,000 and a 2nd mortgage of $150,000.   The first loan was a fixed rate and the 2nd loan was an adjustable rate. The single family detached home was a 2,200 square foot, 4 bedroom, 3 bath home with 2 car garage.  This property was sold and closed escrow in December of 2008, via a Short Sale by the Aliso Viejo  ShortSalesASAP company. Due to the current financial crisis our economy is in, the home values have decreased by about 35% since the peak in pricing... 04/04/2009

ALISO VIEJO, CALIFORNIA ~  a beautiful residential area with some commercial development located in the hills about five miles inland from the Pacific ocean at Laguna Beach, south of Irvine, west of Laguna Hills, north of Laguna Niguel.     With estimated population of 41,000 people  ~  Aliso Viejo became Orange County's 34th city in 2001 and is the newest City in The OC.  There are solid businesses and employment positions in medical, banking, finance, education, high tech,  service, real estate, research and development. There are now 224 homes for sale at Aliso Viejo  ... each with average time of 85 days on the market. 110 of those ALISO VIEJO homes now for sale are SHORT SALES not yet lender approve     (which is almost half of the homes now for sale market) 18 of those ALISO VIEJ... 03/19/2009

So how does the Aliso Viejo CA real estate market look these days? Currently Aliso Viejo has a average listing price for homes for sale of $465,484. The ORANGE county average currently is $912,549. The current number of properties on the market in Aliso Viejo is 345. The Aliso Viejo median listing price is $410,483. For ORANGE county real estate the total listings are 15,254 and a median listing price of $499,000. This comparss to California real estate data, which this week shows a total number of listing properties as 136,832 with a median listing price of $349,482.   Aliso Viejo Real Estate Listings by Bedroom (updated weekly) Number of BedroomsProperties / Homes for SaleAverage Listing PriceMedian Listing Price 1 16 $257,149 $236,667 2 117 $316,988 $314,558 3 139 $470,036 $449,817 ... 03/17/2009

IS ALISO VIEJO WHERE YOU WANT TO LIVE? If you are in the market for properties that are available for rent/lease in Aliso Viejo choose from the following homes with in the link below. These properties are subject to, but not limited to the following: *Availability *Credit check for any applicant over the age of 18($15.00 per applicant) *Prior rental history (If needed) *Income verification (If needed) There is no cost to you as the potential tenant, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any property please contact Fred Sed with Fairview Realty at 949-274-3733. (To reference a property, use the MLS # that is located next to the p... 02/06/2009

Turn-Key Home In Aliso Viejo! 1,700 sqft +++ $441,200 Location:34 PrimroseAliso Viejo, CA 92656 Map and Directions Condominium 3 Bedrooms 2 Bathrooms 1 Partial Bathroom 2 Units Interior: 1716 sqft Description Welcome to this absolutely gorgeous home in the quite tract of Laurelmont. This home boasts 3 spacious bedrooms, over 1,716 sqft of light, bright, and open space. Not to mention the upgraded kitchen which includes granite countertops, upgraded appliances, and recessed lighting. This home does have vaulted ceilings, upgraded neutral flooring, & a private tranquil backyard. Plus a 2 car attached garage and driveway! There is no mello roos and low property taxes! This is a must see! Photos Features Condominium *Granite Countertops *Separate Family & Living Room *2 Car garage w/ drive... 02/06/2009

Real estate investing is exciting because we get the opportunity to use wealth pillars like leverage which allows ordinary people the ability to considerable wealth in a short time; I know because I’ve seen it happen. Another exciting aspect is there are always opportunities to make strong returns, regardless of how the market is doing and right now that is especially true as we bear witness to hundreds of thousands of foreclosure nationally per month. But like other forms of investments, real estate investing takes discipline, education and smart decision making to become successful. I’ve met with clients who made impulse purchases and the result is usually disaster.There are fundamentally at least eleven reasons why real estate deals are always available no matter what the real estate... 01/11/2009

There is a lot of confusion out there about loan modification and who is going to do the best job…it isn’t a shop but a law firm where you enter into a specific attorney client relationship not a shop that claims to have attorneys they work with. Some prosecutors are now pursuing borrowers as you can read in this article. For one, a broker shop can do no distressed borrower any good with the current situation. As you’ll read in the attached article, some prosecutors will be going after borrowers for participating in fraud by overstating their true income. What this does is make your submission to the lender vulnerable unless you have the attorney/client privilege over your submission…hence the modification process should be a legal maneuver not Joe the Modifier who may be a Pirate that ... 12/06/2008

IS ALISO VIEJO WHERE YOU WANT TO LIVE? If you are in the market for properties that are available for rent/lease in Aliso Viejo choose from the following homes with in the link below. These properties are subject to, but not limited to the following: *Availability *Credit check for any applicant over the age of 18($15.00 per applicant) *Prior rental history (If needed) *Income verification (If needed) There is no cost to you as the potential tenant, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any property please contact Fred Sed with Fairview Realty at 949-274-3733. (To reference a property, use the MLS # that is located next to the p... 10/14/2008