New homes for under $400,000 in Arizona CommunitiesLooking for a brand new home? Are you a first time home buyer, looking for a better interest rate than what is being offered from traditional mortgage companies? For some builders in Arizona, they have been able to secure amazing interest rates due to the volume of products they offer.Recently, I was able to negotiate a rate just under 6% for my Marine Corps Veteran and his new bride on a home priced under $350k. This was a 4 bedroom home, with 2 bathrooms and just under 1,900 square feet, with a 2 car garage. There are more opportunities out there for not only first time home buyers but investors and second home owners as well, reach out today to set up a meeting as soon as possible before prices and rates increase.  10/26/2023

Anthem at Merrill Ranch a great opportunity awaits home buyersPurchasing a home hasn't changed much over the past 20 years, I began my career in Real Estate in 1999 and there have been two constants. Prices change and rates change, other than that, Arizona has continuously built new home communities, virtually non stop since the end of World War 2.Currently, there are a few new home communities in the east valley, that are offering quick move in homes, inventory homes (homes that were built and the buyer either failed to qualify or opted out at the last minute) or the ability to build from scratch. Granted, most tract home builders are not offering any type of custom touches, but you always have the opportunity (at least with most) to chose colors, flooring, kitchen and bathroom design ... 10/25/2023

Visit Property Site 7507 W Sonoma Way Florence, AZ 85132 Resort Style Living in Great Golf Community Details Price : $399,900 Bedrooms : 2 Bathrooms : 2.00 Square Foot : 1,450 Lot Size : 5,573 sq.ft. Community : Anthem At Merrill Ranch County : Pinal Property Type : Single Family Home Year Built : 2008 MLS Number : 6515210 Jeff Jones BrokerJeff (480) 200-5305Debbie (206) 650-4491Visit WebsiteAz Home Seekers85 W Combs Rd St 1010-390San Tan Valley, AZ Description Popular Sandpiper model in Anthem at Merrill Ranch golf community featuring Poston Butte 18-hole course. This amazing home has been a winter residence for the last decade. Extremely tasteful low maintenance landscaping, front, and back on automatic timed drip system. new flooring throughout with no carpet. recently upgraded wind... 04/12/2023

Visit Property Site 7507 W Sonoma Way Florence, AZ 85132 Resort Style Living in Great Golf Community Details Price : $399,900 Bedrooms : 2 Bathrooms : 2.00 Square Foot : 1,450 Lot Size : 5,573 sq.ft. Community : Anthem At Merrill Ranch County : Pinal Property Type : Single Family Home Year Built : 2008 MLS Number : 6515210 Jeff Jones BrokerJeff (480) 200-5305Debbie (206) 650-4491Visit WebsiteAz Home Seekers85 W Combs Rd St 1010-390San Tan Valley, AZ Description Popular Sandpiper model in Anthem at Merrill Ranch golf community featuring Poston Butte 18-hole course. This amazing home has been a winter residence for the last decade. Extremely tasteful low maintenance landscaping, front, and back on automatic timed drip system. new flooring throughout with no carpet. recently upgraded wind... 02/06/2023

Distressed properties - those that are "under water" where more is owed on the property than will be available from the proceeds of a sale of the property - are thankfully far fewer than during the crash during the latter years of the previous decade. Still - some do exist - and Short Sales are still a viable option when faced with a "must sell" scenario of an "under water" property. Currently running at less than 3% of the closed transactions every month in our MLS, homeowners in that 3%, whether in Florence or another part of the valley, can still use our help. The first step is to contact us so we can schedule a complimentary confidential consultation to discuss how the short sale process works, and the considerations for your particular circumstances.   Careful up front planning is ... 02/25/2018

While there are far fewer people these days considering a Short Sale of their home in Florence, there are still some who may have purchased just before the "bust" last decade who may owe significantly more on the home than the proceeds of the sale will bring. What to do? A Short Sale is one such solution. A Short Sale is a "regular resale" with one distinct and significant difference. The agreement of your lender(s) to accept less than the balance(s) owed on the loan(s). Whether or not a homeowner meets the other "requirements" of their lender(s) such as a "valid" hardship can only be determined by consultation with a skilled and experienced professional with a solid Short Sale track record - we recommend a minimum of 100 closed Short Sales with a 90%+ Short Sale List to Close ratio. Th... 01/10/2018

While the numbers of Short Sales and REOs in Florence are way down from the staggering levels following the market crash about 10 years ago, there are still some properties "under water" and some that have received a Notice of Default, the first step in the process that will result in the Trustee's Sale on the courthouse steps. It's always sad to see people give up and walk away from a home, particularly when alternatives exist which may well be better for them and their lien holders. We've learned that often those who "opt" to let the home go to foreclosure "by default" often believe that their personal circumstances prevent them from doing a Short Sale.   Circumstances such as: Multiple Home Loans IRS Income Tax Liens Past Due Child Support Past Due HOA Fees ...and the list goes on. I... 12/07/2017

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Although we no longer see the levels of Short Sales that we did a few years ago in Florence, Notices of Default continue to be issued, meaning that yet another Florence property is on the path towards foreclosure at auction on the courthouse steps. Suzanne and I wonder why the owners would allow the property to go to foreclosure, rather than investigate alternatives that may be mutually beneficial to themselves and their lenders. Not all properties heading for foreclosure are necessarily "under water" - which theoretically means they could be sold via a "traditional" sale rather than a "short sale" - but circumstances may mean there are other liens attached or other factors that inhibit or prevent the owners from selling the property - whether or not it's a short sale. Short Sales are "... 10/17/2017

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  While the Short Sale days of the previous decade are for the most part behind us, the reality is that there are still hundreds of homes "under water" in Arizona.   While it's true that not every property facing foreclosure in Florence is "under water", may of them are, and unfortunately many homeowners still don't understand that the likelihood is they will be far better off doing a Short Sale of their Florence home than allowing their Florence home to be sold at auction on the courthouse steps!    Short Sales are "regular resales" with one big difference.     Your lender(s) must agree to accept less than the amount(s) owed on your loan(s).   While there are many details regarding Short Sale Seller financial circumstances and the hardship they face, the bottom line is that most lender... 09/04/2017

07/25/2017

  There are still hundreds of homes "under water" in Arizona.   In other words - the homes are worth less than the mortgage balance(s) - so it's not surprising that many homeowners are looking for solutions to stop foreclosure.   One solution to stop foreclosure and mitigate damage to a homeowner's credit is a Short Sale.   Short Sales are "regular resales" with one big difference.   Your lender(s) must agree to accept less than the amount(s) owed on your loan(s).   While there are many details regarding Short Sale Seller financial circumstances and the hardship they face, the bottom line is that most lenders prefer to stop foreclosure in favor of processing a Short Sale where the Seller is able to procure a Fair Market Value contract for their home.   After all, why foreclose on a home... 07/24/2017

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