Let me ask the CEO of Silicon Valley Bank. 

     He is at his vacation home in Hawaii,  after cashing in his stocks, then giving lavish bonuses to the employees, just before that Bank crashed.       

        Maybe he will have some advice for us.

who's worried?  I mean I don't have more than $250,000 at any one institution. But beyond that, I don't rates will be drastically affected.  I'm in a watch and see mode.

see my recent post, bank failures tend to lower rates and I feel sure it will slow the fed with their record timeline increases of rates (as they were talking of doing).  And no I'm not worried.  I am full insured at every bank where I have deposits.

Obviously we don't know how this will affect interest rates, clearly it's not good.  And, of course, it causes people to worry about the security of the banks where they keep their own money.

I don't see why people are worrying about it personally.  Why worry about something that's totally out of your control?  Just make sure that you don't have more than 250K in each account.

Just like what the guys said above, hope that CEO goes to jail.

Less cash, more property. Beat the drum to invest in real estate. The land they stopped making and it never disappears or evaporates Will Hamm ! Comes with wildlife for free.

The deposits of most people are covered by insurance. So, there is no need for them to worry. Regardless of the temporary impact on mortgage interest rates, smart home buyers will rely upon their trusted mortgage loan officer for advice.

Hello Will Hamm you heard right, another bank could fail. It appears that many other banks having issues can fail.

Will Hamm  Reminds me of days gone by.  I do hope the feds lower interest rates. 

People OTHER than the Feds really don't have an impact on interest rates...or should I say IDIOTS other than the Feds!!

The SVB CEO, I'm confident, will be behind bars soon...if not dead before then by his own hands or one of his customers. Martha Stewart went to jail for a LOT less.

I won't speculate on this.  I will say there will be more bank failures. 

The Fed might slow down raising interest rates. 

There are thousands of banks in the U.S. If a few fail it will make headlines for a while and soon be forgotten.

This bank situation should and most likely will end the rapid rise in interest rates.  People are very much worried and making sure they don't have more that $250,000 in a Federally Insured accounts. Corporate Investors must be scrambling to see how it is best to protect the company's funds.  We all know that the Fed has a limit to how much money they will guarantee.

A few more may fail.  I don't see a contagion as we saw in 2008-9.  i think interest rates will now become more steady with lesser increases or declines.

Time will tell. With wishy washy people in charge in DC it is a matter of which way the wind is blowing.

Not a problem for the individual however Congress is asleep. How can this happen with all the governmental departments, divisions and personnel? Why is government reactive instead of proactive. If you want a sobering thought, all they do is print paper money. It works because they market, and public relate expertly even going as far to say: Oh we have a problem & then giving pretense of solving it. The can gets kicked down the road while everyone retires on rich pensions. Sorry state of greedy affairs. 

Meanwhile corporate execs were selling their stock months ago. Methinks shenanigans is afoot

1) mortgage rates  have been  relatively  unchanged  over the past  7-10 days ..2) seems like lender rates are remaining flat  in order to  try to  help calm the fears  of consumers 3)   This  issue  plus the inflation numders will likely be the  driving factors on rates for awhile - thanks for the good question

Likely to force the feds to lower interest so that more loans will remain solvent.

Not likely to affect deposits as long as folks spread their wealth out and never keep more than the max in any bank.

It certainly can't be ignored.  Cost of living high, interest rates high, inventory still low, rents high, and now problems in the banking industry.

Let them fail.  Interest rates will likely still rise.  Maybe not the half a percent they were talking about last week, maybe only a quarter percent.

From what I've read, the SVB CEO and team had zero experience running a bank and did not run it properly.  It's no wonder they failed.