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Dave Halpern
Dave Halpern Real Estate Agent, Inc., Louisville, KY (502) 664-7827 - Louisville, KY
Louisville Short Sale Expert

When you need it and you don't have it that's when panic sets in.

Aug 08, 2021 04:14 PM
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

Very Necessary.

Aug 08, 2021 03:09 PM
Ryan Huggins - Thousand Oaks, CA - Thousand Oaks, CA
Residential Real Estate and Investment Properties

I look at it like auto, life & health insurance.  It's not really anything you get any benefit from until you need it, then it can be the most important thing.

Aug 08, 2021 06:15 PM
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

Depending on who wants to know - it could likely be as important, if not more so, than any other type of insurance.  

Insurance is protection. A relatively small price to pay for what it would cost to remedy if we do not have it. 

Aug 08, 2021 04:10 PM
John Juarez
The Medford Real Estate Team - Fremont, CA

Insuring that you really do own what is probably the biggest asset in your estate is very important.

And...if you borrow to buy real estate the lender will insist that you have title insurance to protect the lender as the real estate is collateral for the loan.

Aug 08, 2021 03:06 PM
Peter Mohylsky
PMI. Destin - Miramar Beach, FL

Great question.  There are at least two sides to the answers.  Some will say don’t leave home without it and some will say why bother.  Realistically, it is a inexpensive insurance policy against future problems.

Aug 08, 2021 01:00 PM
Buzz Mackintosh
Mackintosh REALTORS - Frederick, MD
“Experience, reliable, leadership”

Very important, I had a listing on an Island where the owner did not Purchase Title insurance when he purchased and he may lose half of the land due to something that was not found in the chain of title til recently.

Aug 08, 2021 05:40 PM
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

You never know what the former owner was in to

Aug 08, 2021 03:03 PM
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Property Manager

Let me answer that question with an example:
My husband and I bought a 3/4 acre piece of vacant property next to our house. When we sold our home and wanted to sell the property too, a title search for the new buyers revealed a $10,000 unpaid lien from the previous owner.  If we hadn't had title insurance, we would have had to pay that lien to clear the property for sale.  A few hundred dollars for title insurance saved us $10,000 (and a lot of headaches) when we sold the property.

Aug 09, 2021 05:36 AM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Kathleen Daniels, Probate & Trust Specialist offered some great advice. And, it can be expensiveto get "gap" coverage for the perion of time the land is not covered so it can be sold and mortgaged in the future.

Aug 09, 2021 04:29 AM
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

Very important

Aug 08, 2021 05:57 PM
Mayra Espinosa Realtor San Mateo Pacifica Homes
Mayra Espinosa Broker- Realtor | Call 650-996-8961 - Pacifica, CA
San Mateo County Real Estate | Buy | Sell | Invest

In any typical real estate purchase transaction, title insurance is one of those necessary precautions that you should take to make sure your investment is as secure and safe as possible.


The importance of a home's title goes beyond just being an asset on paper or something for decoration. The true value starts with knowing:

  • Who actually owns the property now

  • Will they be able to sell their property without having lien claims against them?

  • Does anyone else have legal rights over this house other than its owner?

These questions can only begin answering themselves through careful research into the land records-a process which includes getting copies from the county clerk's office. This may sound like a lot. But it doesn't even scratch the surface when considering all aspects.


Aug 08, 2021 05:56 PM
Brenda Mayette
Miranda Real Estate Group, Inc. - Glenville, NY
Getting results w/ knowledge & know-how!

Like any insurance, the worth is when you need it. 

Aug 09, 2021 04:43 AM
Kat Palmiotti
406-270-3667,, Broker/REALTOR® - Kalispell, MT
Helping your Montana dreams take root


Aug 08, 2021 06:24 PM
Don Baker
Lane Realty - Eatonton, GA
Lake Sinclair Specialist

I tell buyers I wouldn't own property without buying title insurance and suggest they do the same.

Aug 09, 2021 09:51 AM
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

What do you think?

Aug 09, 2021 07:20 AM
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Like all insurance, when you need it, it is golden. When not, its income leakage. Same with medical coverage too

Aug 09, 2021 05:56 AM
J.R. Schloemer, CRS
Kentucky Select Properties - Louisville, KY

Let's put it this way...

it is so important the lender requires the home buyer to purchase a lender's title insurance policy for the bank. That is how important tirle insurance is.

Aug 09, 2021 01:23 PM
John Meussner
Mortgages in AZ, CA, CO, DE, FL, GA, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI - Fair Oaks, CA
#MortgageMadeEasy Fair Oaks, CA 484-680-4852

To most people, not at all important.  To those who end up needing it, it's a life saver.

Aug 09, 2021 10:22 AM
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

It is very important Jordan Kuehn 

Best of luck with your studies. 

Aug 09, 2021 09:58 AM
Doug Dawes
Keller Williams Realty Evolution - Topsfield, MA - Georgetown, MA
Your Personal Realtor®

I believe everyone should have it.

Aug 09, 2021 09:54 AM
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

Lets buyers have peace of mind about their investment.  I advise STRONGLY all buyers get it with the one exception of lease lots in our market.  Those people lease the land and it's a waste of money for them.

Aug 09, 2021 08:17 AM
Carla Freund
Keller Williams Preferred Realty - Raleigh, NC
Carolina Life RealEstate & Relocation 919-602-8489

It's so important that a mortgage lender won't close a deal without it. If someone is paying cash I recommend they get it. If a buyer wants to know if they should have an owners policy, the answer is yes. After all, this is the biggest investment some people will make. 

Aug 11, 2021 06:33 AM