Caroline Gerardo, C. G. Barbeau the Loan Lady nmls 324982 (Pinnacle Home Loans)

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Rainmaker
972,056
Thomas J. Nelson, Realtor e-Pro, CRS, RCS-D, Vets
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

I would never use Quiken, for 1,000 reasons and then 1,001 is this. No Quicken, No Rocket Mortgage, no discount call centers period. 

Jason E. Gordon is a lender you want to work with.

Mar 24, 2020 02:13 PM
Rainer
77,185
Jerrill Ewing
N & J Lake Properties, LLC - Eatonton, GA
Builder

yikes

Mar 24, 2020 01:00 PM
Rainmaker
1,590,749
Lyn Sims
RE/MAX Suburban - Schaumburg, IL
Schaumburg Real Estate

Don't have to take the loan, maybe they don't care? Maybe they are cherry picking that we've heard all about. 

Mar 24, 2020 12:38 PM
Rainmaker
2,858,317
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

Wow - that is a game-changer. 

Home buying with blinders. 

Mar 24, 2020 12:16 PM
Rainer
193,891
Don Baker
Lane Realty - Eatonton, GA

everyone should be going local right now.  It's the best bet for getting to close.

Mar 24, 2020 01:23 PM
Rainmaker
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John Juarez
The Medford Real Estate Team - Fremont, CA
ePRO, SRES, GRI, PMN

Interesting, Caroline Gerardo 

Mar 24, 2020 11:45 AM
Rainmaker
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Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Thanks for this alert.

Mar 24, 2020 10:48 AM
Ambassador
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Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

shop local for a lender.  An out of state lender is not the way to go right now.

Mar 24, 2020 01:35 PM
Rainmaker
4,745,172
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Caroline,

Thank you for letting know what is what. A

Mar 24, 2020 01:30 PM
Rainmaker
1,710,527
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co. Notary Services, retired Realtor

That is interesting Caroline Gerardo . I don't think I'd sign without a lock myself.

Mar 24, 2020 11:46 AM
Rainmaker
3,493,312
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Qicken loans has been reported to have no forebrarance for missed payments. I say avoid Quicken Loans and watch the about face!

Mar 25, 2020 05:56 AM
Ambassador
3,617,710
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

Oh, no way in hell! That is insane. Sadly, there are people who fall for it.

Mar 24, 2020 08:31 PM
Rainmaker
2,954,243
John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Caroline Gerardo I was not aware of it, thanks for the update.

Mar 24, 2020 02:19 PM
Rainmaker
572,401
Tony Lewis
RE/MAX of Valencia (Hall of Fame) 30 year Valencia Resident - Valencia, CA
Summit Real Estate Santa Clarita & OC Laguna Nigel

Makes sense to me.  Times are changing too fast at this time.

Mar 25, 2020 12:45 PM
Rainmaker
762,107
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

For my personal loans, I never chose to "lock" and pay extra fees. If you have a good sense for the market, you can feel safe with a spot rate.

Mar 25, 2020 07:26 AM