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Rainmaker
3,180,199
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Quite frankly, Will. This isn't something I need.  Knowing who can provide accurate information is good for me.

Jan 18, 2019 08:05 AM
Rainmaker
1,197,268
Ryan Huggins - Thousand Oaks, CA
www.HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

My interest in doughnuts is down because I had one the other day.

Jan 18, 2019 09:28 AM
Rainmaker
5,168,660
Roy Kelley
Realty Group Referrals - Gaithersburg, MD
Current Mortgage and Refinance Rates
Product Interest Rate APR
Conforming and Government Loans
30-Year Fixed Rate 4.5% 4.606%
30-Year Fixed-Rate VA 4.375% 4.707%
20-Year Fixed Rate 4.375% 4.505%
8 more rows

Current Mortgage Interest Rates | Wells Fargo

Jan 18, 2019 08:40 AM
Ambassador
3,945,117
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

Do interest rates change when the govt is on vacation?

Jan 18, 2019 07:53 AM
Ambassador
3,104,560
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

Ask your trusted lender or you can always find the current rates on some of the big bank sites on Google as well. We're still under 5% - an GREAT time to buy!

Jan 18, 2019 10:10 AM
Rainmaker
2,745,118
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

Are you working with a lender that can advise on this?  That is my approach ... I just ask Tom Parke with Mason McDuffie.  

Jan 18, 2019 09:17 AM
Rainmaker
3,095,241
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Never a consideration for me until rates exceed 8%!

Jan 18, 2019 08:33 AM
Rainmaker
4,786,336
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

they're stil very good.... 

Jan 18, 2019 08:28 AM
Rainmaker
4,230,566
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Will,

Ask your preferred lender.

Jan 18, 2019 08:07 AM
Rainmaker
1,524,728
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co. Notary Services, retired Realtor

I assume you are asking about home loans Will Hamm and then of course there is a huge variety in that alone... but no, I don't keep up anymore. 

Jan 18, 2019 11:32 AM
Rainmaker
1,485,795
Lyn Sims
RE/MAX Suburban - Schaumburg, IL
Schaumburg IL Real Estate

Is the Bankrate website down?

Jan 18, 2019 10:39 AM
Rainmaker
2,816,567
Richard Weeks
Dallas, TX
REALTOR®, Broker

I have no idea.

Jan 18, 2019 09:31 AM
Rainmaker
982,116
Valeria Mola
SIB REALTY - Sunny Isles Beach, FL
305-607-0709 SIB Realty

No.

Feb 16, 2019 02:31 PM
Rainmaker
1,408,084
Evelina Tsigelnitskaya
SIB Realty - Sunny Isles Beach, FL
www.SIBRealty.org 305-931-6931

No, never follow it.

Feb 16, 2019 02:20 PM
Rainmaker
949,258
Anthony Acosta - ALLATLANTACONDOS.COM
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

Roy Kelley has your answer.

Jan 18, 2019 07:57 PM
Rainmaker
1,126,123
Joyce Marsh
JOYCE MARSH REAL ESTATE COMPANY - Daytona Beach, FL
Million Dollar Guild, Luxury, CLHMS, CNE, SRES

I haven’t checked. 

Jan 18, 2019 07:05 PM
Rainmaker
1,248,195
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Property Manager

I agree with Michael Jacobs . The rate will vary depending on the credit worthiness of the borrower.

Jan 18, 2019 06:31 PM
Rainmaker
632,154
John Juarez
The Medford Real Estate Team - Fremont, CA
ePRO, SRES, GRI, PMN

My lender tells me that it depends on the type of property, credit score of the buyer, down payment amount, loan program and other things, including the time of day since interest rates continuously react to outside forces.

Any time that I mention an interest rate is "something ish" along with "You need to talk to a lender for a better answer."

Jan 18, 2019 05:17 PM
Rainmaker
897,772
Thomas J. Nelson, Realtor, ePRO, CRS, RCS-D
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

Ask the Oracle: Jason E. Gordon 

Jan 18, 2019 04:17 PM
Rainmaker
2,653,001
John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Will Hamm interest rates fluctuate around 4.5%.

Jan 18, 2019 03:25 PM
Rainmaker
2,893,977
Nina Hollander
Coldwell Banker Residential Brokerage - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

 I'm sure that one of your preferred lenders would have that answer sooner than we would. But why are you asking?

Jan 18, 2019 03:22 PM
Rainmaker
964,949
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

30 year fixed 4.44%

It went up a notch....

Jan 18, 2019 01:56 PM
Rainmaker
523,680
Maria Sapio
Berkshire Hathaway Homesale Realty - Carlisle, PA
Real Estate Agent- Carlisle, PA. Mariasapio.com

Thank you Roy Kelley 

Jan 18, 2019 12:46 PM
Rainmaker
514,731
Rob Spinosa
Guaranteed Rate, Marin County, CA - San Anselmo, CA
Vice President of Mortgage Lending, Marin County

Hi all,

If you had to throw a dart, 30-year fixed rates are right now hovering in the mid-4% range (4.375% to 4.625%) for many scenarios.  Jumbos can tend to run lower.  But here's a neat trick you can use:

At a rate of 4.375%, the P&I payment of any loan amount can be estimated to be 1/2 of 1% of the loan amount.  So, for example, $400K would have a $2000 P&I ($1997.14 to be precise).  Try it on your own and you'll see it works every time.

If you're ever in the field with a client it's a great way to provide an estimate on the fly.  And they may even mistake you for a math whiz.  Good luck!

 

 

Feb 17, 2019 07:39 AM
Rainmaker
3,971,226
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

I am sure they are still there

Jan 20, 2019 06:05 PM
Rainmaker
714,986
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

Google Bloomberg for a reliable answer.

Jan 20, 2019 05:01 PM
Ambassador
2,839,162
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

my lender emails me whenever they change.  

Jan 20, 2019 11:22 AM
Rainmaker
3,735,345
Dorie Dillard CRS GRI ABR
Coldwell Banker United Realtors® ~ 512.750.6899 - Austin, TX
Serving Buyers & Sellers in NW Austin Real Estate

Call your favorite lender..I have 3 on speed dial!

Jan 19, 2019 03:43 PM
Rainmaker
4,795,881
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

I think they remained unchanged.

Jan 19, 2019 07:23 AM
Rainmaker
2,907,268
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of Manchester NH's Leading Agents

Interest rates are down meaning the market is hot. Could be the best first 3 weeks in January i have had in 33 years, 

Jan 19, 2019 05:17 AM