Actually, that role should be very limited. It is the Loan Officers job to explain the loan program(s) and the plus & minus to each program. In my opinion the only time the agent should be concerned is if the property or type of property may not accept the chosen loan program.

As an example, there is no point in writing an offer on a condo that will not pass FHA guidelines if the buyer is intent on using FHA.  The buyer needs to make the LO aware of the property they are interested in so the LO can help find the right program.

I think it is important that they are using the right loan... but maybe more importantly the right loan officer and company. So, I do provide a few names of trusted lenders I have worked with in the past that I know can get the job done and has efficient underwriters.

Introducing them to the right lender!

That is a conversation they need to have with their lender. A question that has been asked and answered dozens of time in this section.

NOT THE REAL ESTATE AGENT'S ROLE! 

The agents role should be helping in selecting the right loan professional (if needed) rather than the right loan.

we have NO role in that.... that's a discussion and guidance from your lender....

None.  Introduce them to good lenders and let the lender make the recommendation.

Only suggesting names of Loan Companies to the borrower, that you know are honest and qualified, and that is my role as a realtor.

Understand the needs of your prospect and refer him to a trusted local mortgage officer for pre-approval. 

none

I usually don't get involved in this.

Dear ,

zero, assist them in choosing a trusted lender yes, the right loan? no

Allie Angeloni nailed this one!

None

Recommending qualified lenders to choose from so they can get the advice they need to make that decisi

Like most have said here, I will provide 2-3 lender referrals to include my "in-house" lender.  Buyer's choice after that.

Cheers! 

I give my buyers three names, and they talk to the lender, not my job in determining the loan product.

The loan officer does it.

I think the real estate agent should be the Starting Point for helping the borrower select the right loan officer that has the loan programs most suited to that particular borrower.

If they're also the loan officer, quite a lot I'd imagine.  ;)  Otherwise, just point them to a lender if they don't have one.

none, let that up to the lender

Directing the buyer to an awesome lender who can guide them and/or possibly a great CPA. 

I help them find the right loan officer/lender. I put them in good hands. That's my role.

I hand them a list of lenders and tell them to talk with 2-3 of them. Beyond that, I don't delve into the details.

Let them choose the right loan....

Sending them to a trusted lender

 I leave that to the Lender.

I am happy referring clients to a couple of preferred lenders.  My role is limited. 

If you have a trusted lender that is well versed in all the loan products, there is no reason for the agent to help with the decision.

None, other than introducing the borrower to several conpetent lender. A

I would recommend a few lender. But it is not my position to help a borrower to choose the right loan.

Always give options.

I provide them with the names of a few Mortgage Agents that I trust and have worked with and let them make up their mind which ones they wnt to work with.  

NONE!  NEED MORE STUDY OF REALTOR'S JOB.

The role is explaing what each loan is working with a local and trusted loan officer who can break down numbers on said loans

Very limited outside of advise to use a local lender and sellers often make their selections in multiple offers based on the financing. Buyers need to talk with the lender to choose the correct loan program that works for them.

Directing the consumer to a knowledgeble Loan Originator !

Point them to a lender.

To convey that the assurance of closing will prove to be of great value to the seller AND failure to meet the dates of the contract should impose a penalty on the lender ot offset the costs both buyer and seller will experience.

Moral to the story: The lender you choose could result in your offer being rejected by the seller. Choose wisely. Sellers ARE represented by knowledgeable professionals who will protect the home owner.

So, go with a lender who will provide 'FULL DOCUMENTATION UNDERWRITING' before you go house shopping.

That would be a great role for a real estate agent in this scenario.

After the introductions, the agent is effectively 'shut out' of all communication related to the lender and borrower.

typically the lender will show the buyers options withint their scope.  

Loans change all the times as do rates etc.   A lender is the price person to discuss this with.  

Point them towards a good loan officer