POTUS election will have no effect, at least directly, on rates.  Policy changes post-election can affect rates though, based largely on the feeling investors have for potential losses/gains in short term VS long term investments.

Rates will remain low as the world tries to navigate the new marketplace that we've entered --- there is currently a currency battle taking place, and tugs from opposite ends of economic spectrums, as Europe continues to stimulate their economy through central banking policies, while we try to back away from that domestically --- the trouble is, the global markets are so linked that results have been largely stagnant markets.

Historical trends are important to track, however we're in uncharted waters economically and geopolitically, so chances are whatever direction we're headed won't be anything like we've seen before that would "make sense" based on history.

I think the answers of both John Meussner and Gabe Sanders while different are accurate.  

I have given up any notion of trying to predict interest rates.

Two thoughts.   First, the FED has hinted at a rate hike in June so if that happens, I expect rates will start to edge up though they are not tied directly to the FED rate.  Second, it has been my experience that once the race is narrowed down to the final candidates (2), then the big money starts taking sides and they are no longer holding rates down to protect the incumbent.   That should also fall in the June - July timeframe.

My best guess, and that's what this is; would be rates will begin slowly rising this summer.  

No but I believe that FNMA puts out those trends. I have interest rates over the years but they do not mark election years.

http://www.freddiemac.com/pmms/pmms30.htm

Interest rates go up and down.  I would think they would eventually go back up in response to some economic factor.

I don't think this effects interest rates. Look for an adjustment in June.

I had to read John's take on this, as I would have thought the rates would increase after the election.

no idea.

I don't think our economy or actually employment numbers can support another hike.

likely to stay fairly steady with a possibility of a small rise.

My guess, based on what I leared from a Wells Fargo employed economics Ph.D. is that the Fed will likely hold rates steady to not influence the elections.  Then they will start raising them slowly so that if they need to drop them to stave off a recession, they can do so.

The way i see it is becuase there is limited listings, there is limited sales. There is also limited refinacing going on which with low demand, will keep mortgage rates low. 

In my early years in real estate it was hold onto your pants when there was an election. We saw big jumps in rates but then again rates were always jumping around. We have been in much more stable markets when it comes to interest rates. We are in a new paradigm. 

This type of stuff does not surprise me.  The upcoming presidental election may create a boom for the networks as they enjoy high advertising revenue.

My guess is that rates will stay where they are or decline a bit. There is alot of uncertainty around the election, and I think raising rates will slow the economy. Even with low interest rates people are still having a hard time getting loans.

I hope they go up some...WE get no return on our savings so most people do not try to save

I don't think anything drastic will happen.... 

I would think interest rate is more tied to economy.  Anecdotally, sales tend to slow in election years/longer decision process.

Lori and Parveen,

Have no idea, we shall see what happens.  A

Typically they stay low in an election year due to many factors including an uncertain ecomnomy!

The economy is not on steady footing is what the interests tell us. Wall Street is studying intensely what the candidates believe in as it will affect the stock market. Knowing ahead of time to buy or sell creates money killings

Smart consumers are taking advantage of the current very low mortgage interest rates. 

We historically see a slowing around election time.  People get nervous.

Lori Gunn and Parveen Hughes Sorry, I can't find my crystal ball and it's rather early with time change, etc. for educated guess.  Good reason for buyers & sellers to act now rather than wait.