Yes, I sold an oceanfront tear down lot value and the survey provided (agents had already had in their possession for 2.5 weeks of escrow showed the lot was 1/4 smaller, 2,500 square feet less.  Why?  The median high tide line had changed since the last survey was performed.  

 What is an encumbrance? I know, youanswer question with a question.

Oh yes this has come up and almost every one of them has closed, evidently.

Yes, 2 of them recently. Could not be overcome and buyer decided to move on. One situation was an encroaching fence, the other were easement issues. While the easement issues were detailed in the Prelim they were more complicated than we thought. The encroachment only came about by having a survey

YES, and this is what your earlier Q about running a prelim first brought to mind. If you can go into County Recorder's records and look for docs, and have escrow run a lien search if not a prelim . . . it's worth it. Mine was a PITA but it did close. Seller HAD a title guarantee too!

Representing the buyers we've seen liens discovered; in every case they were paid by seller through escrow and no issue for the buyer.

I have had them were there were liens; however there was always proceeds to pay off those liens so "close".

I did a FSBO for a buyer years ago, which became a nightmare once we went under contract.    The owner had many children he did not pay child support for, and they all put liens on his house, along with a habitable lien, which was the most difficult to get removed.  It took nearly 3 months to close, but it closed.   

Not me personally, but I know a guy.  That's what the title report is for.  It came up on there and was part of the inspection contingencies.  Don't recall the outcome, it was a long time ago.  I believe the escrow was extended until it could be worked out, the buyers really loved the house.

Yes, big surprise with a survey. The easement went through the center of the house. The buyer's did some research and decided to close anyway. The title company was surprised as was I.

Not when I was representing the seller but it has happened when I was on the other side.   Stuff happens.  A lot.  Most things can be solved.   

  And agent was telling me that after listing the property they found that there was more than $250,000 in liens against it. Needless to say, the wheels fell off the bus.

Good morning Tony and Suzanne Marriott, Associate Brokers. I run into this problem when we do a refinance, but fortunately not very often, most close.

Tony and Suzanne Marriott, Associate Brokers - I remember once we had an issue while in contract ,the new flood zone maps put the home in flood zone.

We did close as buyers paid for flood insurance, however within 3 months the buyer sent abatement request which worked.

No. I haven't had this happen. Our local title companies and the laws in CO make it clear at closing. 

an IRS lien and no, it didn't close.

Yerrrs and closed them all.

Had many inground pools in the setback and had to get a variance. More tax liens that I can think of. I have code enforcement liens on every reo that I list. A dozen or so permit issues and other misc things.

We just chop away at them and close ..... I will say this ... All these folks on here that are against a personal assistant or transaction coordinator have never either never done enough business to afford one OR never hired a good one.... I have a very good trans cord and she does all of this.... It just sets us apart from the average agent... when the average, ordinary bottom feeding emulator says that can't be done, I say bullshiite muslim, and we do it. 

More recently..  Surprising what title comes up with recently.  All have lead to (delayed) close.

I didn't have a listing (knocking on wood) but just closed with a buyer who told us about his previous purchase at settlement (to get the closing attorney's input). He had purchased a REO property and only when he refinanced did they discover a lien to the tune of 5K. The title insurance refused to cover it and he had to pay. According to the title attorney at our closing, there must have been fineprint in the title insurance not covering certain defects because of it being a REO property

As far as I know that is usually the time those discoveries become apparent, during the disclosure period.  In CA, after you discuss and explain the discoveries to the buyer, they then have the option to proceed or cancel and walk away from the contract. 

Yes, i'm in a situation right now.  Hope this goes well for all parties.

Riding & reading.

Tony and Suzanne, there is a small town in our area that does NOT attach sewage liens after payments are in default.  Either the title company knows enough to check with the town before the closing or the lien awaits the new buyer as they do not file and record a lien against the property!  The way our title insurance commitments read in our area the title insurance companies will only protect the buyer from loss against what was in the WRITTEN record at the time of the search.  Makes for an interesting situation after the closing when the buyers go to start their sewage service and the town notifies them of the past lien that was never filed against the house in the county records.

yes, in fact a few popped up in same transaction near closing time....the surprises kept coming!  Thankfully, we did close on this $650,000+ property, but a few times I had my doubts.  The Seller's attorney even quit and he had to use a family member to help straighten out the lien mess...

Liens and encumbrances pop up here and there. We just get them fixed and close. Never had one kill a deal.

Bail bonds, liens from City, county, Called bail bonds they said I have go to corporate for the amount.

Came close a few times. Biggest fears are the federal tax liens - can't easily get rid of those.

Tony and Suzanne Marriott, Associate Brokers i had a property listed with a judgement on it. The seller settled with the company and it closed.

I had a purchase sale go that way. The pre-lim showed a million dollars worth of liens that were all eventually pulled off but gave us scare

Yes, the title company worked them out with the seller.