Carol Wilson (Your $imple Home)

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Rainer
94,055
Val Evans
Scottsdale, AZ

Hubby and I are misers. We rarely eat out, and prefer to cook and can our own food. I'm a thrift store junkie. I'm always amazed at what people throw away. Latest score was a Pendleton wool jacket for hubby, a pair of Sorel wool boots for me, and an abstract painting by "Granados". I turned $25 into $3k in a matter of 20 minutes. 

Jan 11, 2016 01:55 PM
Ambassador
2,666,879
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

    Legally keeping my money from the greedy hands of Obama, the Republican Congress, and the Federal Government of Washington D.C. is a full-time job!

   Plus, our Leon County (Florida) just imposed an additional 5 cents per gallon gas tax, so I drive 15 miles to the County Line to beat them out of that.

Jan 11, 2016 02:12 PM
Rainmaker
1,494,919
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
CEO of Vision Drive Realty - Coastal San Diego

In the USA money is easy to make and easy to spend because "budget ain't sexy". But I use the 70-10-10-10 plan from "Think and Grow Rich". I make "slaves out of my talents".
Priorities and big, strong whys get me on my path and stay the course. "You can endure anyhow if you have a strong enough why".-Zig Ziglar

Jan 11, 2016 08:18 PM
Ambassador
4,261,372
Paul S. Henderson, REALTOR®, CRS
Fathom Realty Washington LLC - Tacoma, WA
South Puget Sound Washington Agent/Broker!

It is easier to make money!

Jan 11, 2016 01:38 PM
Rainmaker
846,475
Marco Giancola
Beachfront Realty - Miami Beach, FL
Realtor (305)608-1922, Miami Beach Florida

Interesting study. So many potential answers. I generally speaking it appears life is "harder" today in the finance department. My first apartment cost me $215 a month and I was a waiter-very easy to cover that rent then. Now the same apt. is $1,700 and if I were still a waiter I could not afford it. Then on the other hand there are more multi-billionaires now than ever before.

Jan 11, 2016 07:05 PM
Rainmaker
2,759,737
TeamCHI - Complete Home Inspections, Inc.
Complete Home Inspections, Inc. - Brentwood, TN
Home Inspectons - Nashville, TN area - 615.661.029

Money is a mind set. There were a lot of millionaires that were made during the depression.

Jan 11, 2016 05:06 PM
Ambassador
6,257,963
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

I think that it is a quandary that is not unique to this time and place.

It is fashionable to spend more than we make and the majority of Americans do so.

The Middle class in most societies is often squeezed the hardest with the rich taking precautions against paying their taxes, and the poor unable to pay any taxes.  The care of the poor and the subsidies of the rich fall on those in the middle who make enough to contribute to the tax pool, yet do not know how to protect their assets.

I have a lot of admiration for hard working millionaires who live in shabby houses, drive old vehicles, and live simply while paying their fair share in taxes, saving their money and using much of it to help people around them.

Jan 11, 2016 10:02 PM
Rainmaker
2,538,627
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning Carol. I see it each and every day, so many have said they are surviving week to week. No matter, it is my responsibility to do my part to make their lives just a little better.

Jan 11, 2016 05:08 PM
Ambassador
3,148,766
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

I don't have near the wealth accumulated that my parents did at my age, but we had three kids to put through school, they had two. And right now I put a lot of my money back into my firm which I see as part of my retirement plan.

Jan 11, 2016 12:52 PM
Ambassador
1,444,563
Susan Emo
Sotheby's International Realty Canada - Brokerage - Kingston, ON
Kingston and the 1000 Islands Area

Being just down the highway from you Carol Wilson I can share a Canadian perspective . . .  we are being taxed to death in this country and with our newly elected government, it will only become worse in the next few years!  It is simpler to make money but far more difficult to keep the greedy hands out of our pockets!  I begrudge every dollar of tax I have to pay considering how it is squandered

Jan 12, 2016 01:02 AM
Rainmaker
7,669,039
Roy Kelley
Retired - Gaithersburg, MD

Making money has become more difficult for a large portion of the population.

Jan 12, 2016 12:03 AM
Rainmaker
2,761,122
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Both require a serious commitment at best and at worse, constant maintenance. If we could live forever, what good would money be?

Jan 11, 2016 11:35 PM
Rainmaker
3,415,096
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

I think a bit of both, since Obama i feel like i work 5 times harder for half the money. It just does not go as far any more especially with health care, twice the cost, 40 times more in deductibles and cant use it when you need it

Jan 11, 2016 09:59 PM
Rainmaker
921,404
Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

If one has money, they will keep their money.

If one has no money, they will not keep the money that falls in the lap.

However, KEEPING money should not be the measure of success.

Jan 11, 2016 09:30 PM
Rainer
225,515
Bob Betel
Allstar Home Mortgage, Inc. - Sweetwater, TN
President, Allstar Home Mortgage, Inc

It's  harder making money than it is to keep it. Self control is the answer. You have to look at the big picture in life and understand where you want to go. I used to get Starbucks every morning, now I make my own coffee. I save $4.89  each day, $150 per month and $1800 per year. Invest that money and do the math. Do that for 20 years and look at the number, then make a choice. Starbucks or wealth?

Jan 11, 2016 09:15 PM
Rainmaker
5,050,960
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

I could argue both sides equally well. Depends on the person, I believe.

Jan 11, 2016 08:26 PM
Rainmaker
564,620
Women of Westchester Working Together
Women of Westchester Working Together - West Harrison, NY
Women helping Women get ahead

I think it's harder to make more money.  If they made more, it would be easier to save more...at least for most people.

Jan 11, 2016 07:54 PM
Rainmaker
978,329
Troy Erickson AZ Realtor (602) 295-6807
HomeSmart - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Carol - I think it really depends. Some people are really good at making money, but it goes out as quickly as it comes in. Other people have a really hard time making money, but are really good at managing it, and keeping it.

Jan 13, 2016 01:39 PM
Rainmaker
1,488,012
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

It is much harder to keep our money.  The powers that be always want more.  They impose a tax on gas to pay for roads, then don't have the money for the roads because they used that tax money for something else, so they put a law into place that the gas tax for roadwork needs to go to road work!  Now they complain they don't have money because of fuel efficient cars and electric vehicles, so they want to add another tax for how many miles we drive each year!!!  Only in California...

 

Don't even get me started on the "high speed" rail that uses busses and leases cargo train tracks.  This brain child was designed by the husband of one of our senators AND HE WON THE CONTRACT.  Yet our "investigative journalists" won't look into it...

Jan 12, 2016 08:48 AM
Rainmaker
747,764
Tony Lewis
Summit Real Estate Group - Valencia, CA
Summit Real Estate Group Valencia & Aliso Viejo

It seems to be easier to make money but the money is worth less than the cost needed to live comfortably.  Prices continue to rise while income remain stagnant. 

The really bad news is the lesson we learned from the crash of 2008.  There is no safe haven to put assets.  Cash is King if you time it right.

Jan 12, 2016 03:21 AM
Rainmaker
890,443
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

Keeping money is a challenge. No matter how much you make, the spending bar rises accordingly, making some presumed luxuries a necessity (of sorts).

Jan 12, 2016 02:34 AM
Rainmaker
4,773,935
Richard Weeks
Dallas, TX
REALTOR®, Broker

Depending on ones financial discipline it should be easier to keep it once you have earned it.

Jan 12, 2016 12:16 AM
Ambassador
3,303,953
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate Services

Money is easy to make ... the opportunity is always there. I am not a big consumer.  Things and possessions do not excite me.  I am not a fan of eating out either.

Jan 11, 2016 11:35 PM
Rainmaker
4,433,977
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

They should teach some of the tips for budgeting to kids in high school.

Jan 11, 2016 10:05 PM
Rainer
150,416
Michael Thacker - Re/Max Real Estate Center - Louisville
Re/Max Real Estate Center - The Thacker Group - Louisville, KY
Your best friend who just happens to be a Realtor

I have so many theories, but I would rather be an observer for now. 

Jan 11, 2016 09:31 PM
Rainmaker
5,096,318
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

The world is beset by troubles that we must constantly face. We must learn to choose wisely!

Jan 11, 2016 09:27 PM
Rainmaker
2,132,217
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

Not that hard to make $$$ , but costs continue to rise on all budgeted items , causing the constant need to produce more $$$ .

Jan 11, 2016 09:18 PM