In Illinois it is the last thing that happens at the title company after the funding comes through if a mortgage is involved or all the paperwork is signed for a cash deal. 

at closing and after funding. No pay, no keys. That's typical in my market.

Typically it's at the closing table as long as the transaction funded. 

I let the Seller's Agent or Seller hand them over after closing docs are signed.

Keys are transfered in our area at the closing. The seller is ussually out of the house and if not then other arrangements are made for a later transfer of keys upon vacating.

The keys are handed over at funding. We close the deal, the buyers funds are wired into the closing attorney or title companies account and the funds are disbursed.... the the buyer may have the keys.

Buyers get the keys when the funding has come through.

Once I have confirmation that it has recorded.

Here on Long Island...At the Closing Table!

I hand over keys when the home has recorded in the buyer's name.

I always hand over the keys after it is recorded.

Richie Alan Naggar author of books on Life-Love-Intimacy-Purpose It is customary here to turn over the keys at the closing table upon funding.

Once we have recorded.  Here in AZ we sign 1-3 days prior to closing.  We close once the property has recorded.

At the closing table.

As soon as recording and funding has been verified.  

Closing table but never until after funding.  

Same as Beatrice...hopefully at the closing table; when it funds!

Closing and funding