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Jill Murty, Realtor - Orange County, CA
Movoto - Laguna Niguel, CA

I expect the lender to collect and review any and all of the information necessary to write an authentic pre-approval letter.

Feb 26, 2015 12:56 AM
Kevin J. May
Florida Supreme Realty - Hobe Sound, FL
Serving the Treasure & Paradise Coasts of Florida

They had better be doing it before hand Arlene Blaker neither myself or my customers are entertained when things go awry!

Feb 26, 2015 07:10 AM
Cindy Davis
SD Home Source Realty - San Diego, CA

I prefer to have all the due diligence completed prior to writing the pre-approval letter. That way, the letter means something!

Feb 26, 2015 12:54 AM
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

I want the to be confident that they will lend to the buyer.

Nov 16, 2019 08:32 PM
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Yes, Arlene.

Jul 14, 2018 11:22 PM
Dipti Thakkar
LAER Realty Partners - Andover, MA
On a team with Praful Thakkar

It is their process - and they should do what is required.

Jul 06, 2018 10:49 PM
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate


May 06, 2018 06:17 AM
Ajay Pandya
e-Merge Real Estate Unlimited - Columbus, OH
Realtor Ajay Pandya

It is the lender's job.

Feb 20, 2018 08:23 PM
John Meussner
Mortgages in AZ, CA, CO, DE, FL, GA, IN, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI - Fair Oaks, CA
#MortgageMadeEasy Fair Oaks, CA 484-680-4852

The agents and Realtors I work with would not be happy if I gave them pre-approvals that were subject to failure.  Not all clients love gathering all their info prior to getting a pre-approval, but no one serious about buying a house seems to mind. 

Feb 26, 2015 03:02 PM
Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

Of course the documents need to be seen and reviewed. 
Then the PA provided. That not doing much at all, but the minimum required in order to get the e-Key out.

Very quickly ofterward, the data must be VERIFIED. This is the the more important step and the document of verification status should be readily available and communicated efficiently. When the verification comes in and the last years wage was 40% bonus....yikes.

Feb 26, 2015 06:59 AM
Arlene Fisher Blaker
FitzGerald Financial Group - Owings Mills, MD
Arlene Blaker Doing business the RIGHT way

I am glad the Realtors want all documents prior because that is the only way to secure the best results. I have realtors that say the buyer will have the funds after the contract and that is  NOT the results. If they have no mortgage payment prior and cannot save the down payment then they might not be the best risk for a bank to provide the home loan.

Feb 26, 2015 01:06 AM