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They should remain at current levels, and move slightly above & below along the way. The Fed knows our economy is too fragile to raise rates quite yet, and inflation has been tame. Unless inflation becomes a problem (which, currently, we're closer to deflation), we should see another year of low rates.
Highlands Ranch, CO
It will be up and down.
We know what is going on now.
Up but only a little.
My prediction is that we will probably see a slight increase. I hope they stay low.
I think they may rise a little bit as some encouraging financial information comes in. However, the slightest bit of unease in the market will bring them down a bit as well. I don't see the rates changing a great deal over all.
I see them slowly going up in 2015 and then higher in 2016.
Up by the end of summer but not off the charts. They have been low so long it will still be an unwelcomed increase.
I wouldn't be surprised if they uptick a bit off their current lows. But I don't think we'll see a big increase or decrease at this point.
Hi Melinda -- since I'm not psychic, I leave this question to experts such as John Meussner.
I see a small increase by the end of the year. And that may not be all that bad.
I see a continual ebb & flow with a maximum uptrend of .75% within the fiscal year.
According to what I have read and heard from some top financial advisors, they are definitely going up. The Fed is concerned about inflation...A
Its hard to know without a crystal ball, but it seems like we have been bouncing around between the high 3's to mid 4's for awhile. I think that we will continue to bounce around in that area until next year.
Eventually they will be going up. When this starts is beyond my ability to guess.
I just listened to the news this morning on that very topic. Seems like all signs are pointing to a bump up in rates around mid-year but some economists are saying that the housing recovery is still too fragile and that rates will remain low. I think they will edge up a bit but not much.