Virginia Nickel Mortgage and Lending



Virginia Nickel
location_on Upland, CA
Get to Know Virginia Nickel

An MBA Business graduate with 18 years of lending experience in California and Arizona.  I have devoted the last 18 years to learning loan programs,  understanding every underwriting style and knowing what banks require. I not only problem fix, I accomodate, understand my clients and listen carefully their needs.  Ultimatley, I thrive on giving the best possible service in the industry coupled with lowest closing costs, because in the end this makes for good business. 


Member NAMB, AZMBA, CMC (very experienced mortgage broker), FHA/VA underwriter certificate, FHA/VA Processing Certificate, Loan Forensics Auditor, Certified Paralegal, MBA Business Administration w/specialiation international business management.


Golden Key Member


Analytical, credit repair, problem solver, auditor, multi-tasker, leadership skills, goal oriented, product knowledge and ability to accomplish goals that are set by my clients and assist.

Raul Pastrano
Not enough can be said about Virginia, her expertise is exceptional, the loan was phenomenal I am so endeavored to her... she did the impossible, and I mean the impossible. I had a goal in mind but never in my wildest dreams did I even think she could do it! She did, she fixed my credit and closed my loan. Yes, I recommend her to everyone.
Claudia Vera
Virginia was very instrumental in helping me achieve my dream of owning a home. I'm a single mom, with credit issues When I came to see Virginia she reviewed my credit with me, we made a plan. I followed the plan and she was with me from beginning to end, she showed me how to get there. Her service was extraordinary, fees were low and I know the rate was also low. I highly recommend her to everyone I know.
Abraham Bressler
Virginia approached me to lower my rate and years on my loan, I was skeptical. Once I got to know her I knew she knew what she was doing, I ended up with a 10 year loan at an amazing 2.875 rate, with such minimal closing cost, it was amazing. My local bank could not beat her rate not her speed. I strongly recommend her knowledge as she will save you money and the end result will be what you would hope for. I strongly recommend her.