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Tony Marra, Tony Marra (Bay to Bay Lending, LLC) Mortgage and Lending

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Tony Marra
Tony Marra
location_on Tampa, FL — Bay to Bay Lending, LLC
NMLS 343112
Get to Know Tony Marra

 

     We are in an evolving and ever-changing real estate and home finance market.   That is why it is important that you have a lender that is knowledgable of the changing guidelines.   Every lender has their own credit overlays - it is having the expertise on your side in determining the lender do's and the lender don'ts to assist getting your deal to closing table.

     Bay yo Bay is a full service mortgage lender with Conventional, Up to 95% LTV Conventional with No PMI, Jumbo, Up to 90% LTV Jumbo with No PMI, FHA, FHA Streamline Refinance, FHA 203K, VA, VA IRRRL, USDA, HUD Homes, Home Path, HomePath Renovation, HARP, DU Refi Plus,  and Private Money to 70%. We also have access to local county down payments assitance programs. 

    I pride myself in ensuring my clients understand the process from A-Z, and operate in 100% transparancy. 

      

   

 

Certifications

Area Of Expertise

We are Licensed to Originate Loans to do business all across the State of Florida

Down to 580 Mid Score for FHA, Down to a 580 for VA, and 620 Conventional Financing, a 640 for USDA & HomePath and 680 for Jumbo Loans Up to 6% Seller Paid Closing Costs on FHA, VA, HomePath & USDA; Up to 3% on Conventional Down Payment Assistance Available - Must Qualify for Assistance Through the County Foreign Nationals & Hard Money to 70% REO, Short Sale and Foreclosure Purchase's Up to 100% Financing on VA & USDA Up to 97% Financing on HomePath with No Appraisal Required No Monthly Mortgage Insurance payments with HomePath & VA Fixed Rate, ARM and interest Only Products Available I can close your loan in 28 Days or Less, all programs No Lender Overlays on Primary, Second & Investment Properties

I offer adjustable and fixed rate mortgages allowing up to 100% financing for primary residence, purchase and rate/term transactions along with cash-out refinances to 90.00% LTV.

For more information call 813-549-8737 or 813-842-7999 or visit my web page at www.TampaMortgageHome.com

Our mortgage product line is extensive dealing with primary, second homes, & investment properties.

I've helped borrowers qualify (when other mortgage companies said they would not) I've helped Realtors find new buyers & sellers through various marketing plans. I've helped Builders obtain creative financing for their buyers when their in-house mortgage company couldn't do the transaction.

Realtors: What is your current mortgage specialist doing to help you in the current environment? Call today to discuss the benefits of partnering with Bay To Bay Lending.

Honest & accurate estimates Direct accessibility after hours / weekends On-time closings HUD's delivered & reviewed with clients prior to closing Status updates for transactions in process (weekly or daily) Weekly market & rate updates & annual review for past clients

 

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