Dax Dickson (The Commercial Finance Store)
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We help find the commercial lender you are looking for!

Get to know Dax Dickson

Finding the lender that can help you is often difficult. 

Our goal is to make it easier to get the loan you need and get it fast!

With so many commercial bank foreclosures providing great "Deals" we can help you analyze the deals to see if financing is possible and determine the ones that have the best DSCR (Cash Flow).

Dax Dickson's Blog Posts

Certifications

Our team can offer extremely competitive loans for Class A, B, C and D property types in the Minneapolis, St Paul and surrounding metro area.

These property types include:

- Multifamily of 5 units or more
- Mixed-use commercial
- Mobile Home Parks



Multi-tenant underwriting boils down to three main things:

-Debt Service Coverage Ratio, Global ratios and Loan to Value. Underwriters confirm that both the property and service the debt at a 1.25 Debt Service Coverage Ratio and the guarantor can personally service the debt as well. Most underwriters feel most comfortable with loan not exceeding 75% loan to value but with exceptions may go as high as 85%. If is a fact that highly leveraged properties are more likely to default.

 

 
Additional Services:

Commercial Mortgage, Commercial Purchase Loan, Commercial Refinance Loan, Residential Mortgage, Residential Purchase Loan, Residential Refinance Loan, Commercial Hard Money Purchase Loan, Commercial Hard Money Refinance Loan, Commercial Hard Money Construction Loan

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  • English