Putting Customers First We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Lower Mortgage Costs Through Cutting-edge Mortgage Origination Technology Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available. In a rush? We welcome you to try our mortgage calculators! The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms. Highest Quality Mortgage Services From mortgage processing and underwriting, to loan closing and funding, our expert mortgage staff will efficiently expedite your entire transaction. We'll keep you informed every step of the way. We're committed to building rewarding, long-term customer relationships. With that in mind, you'll receive the highest quality mortgage services. Meeting Every Challenge We rapidly respond to new opportunities made available in today's dynamic mortgage markets. As a result, the requirements of our mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. We often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.
TurnKey Mortgage Services, Inc. also provides a Global Home Warranty for 1 Year for a new home purchase. The Platinum Coverage for 1 year will provide the home purchaser with the piece of mind that should a covered breakdown occur the item will be repaired or replaced with minimum down time. The major categories such as HVAC, Waterheater, Plumbing, Electrical, Spa are covered.
I have included a link to preview the coverage below:
I have extensive knowledge and experience in the following areas of mortgage lending:
1). Conventional Home Financing- If you are purchasing or refinancing a primary home, 2nd Home or Investment property i have the expertise and lenders to meet all your needs. Conventional financing for borrowers with a loan balance of 417,000 or less, we have many financing options to satisfy our clients. Examples are 10yr, 15yr, 20yr, 25 yr and 30 year terms.
2). Emerging Markets- This category includes FHA, VA and USDA financing just to touch on the major loan types. In particular, I would like to focus on USDA since this category has in the past been given a low amount of business. In part, due to bad experiences from past loan origination. During the initial introduction of this loan category(1992) loan closings were done directly with USDA and closings where long and paper intensive, today that has all changed. USDA is very similar to FHA in that I can electronically get an approval within the same day. Many of the underwriting rules that apply to FHA do not apply to USDA making this loan very flexible in all categories, including, credit, assets,employment, appraisal and property. My responsibility is to effectively interview your customer to find the right loan for them. While FHA and VA still remain the most popular, USDA is a hidden jewel in the mix of Emerging Markets today.
3). Jumbo Loans- The volatile market has disrupted this loan market recently. While many loan originators found it hard to find an investor to purchase these loans, Gateway Mortgage which closes over 95 billion dollars worth of loans each year makes my job easy. I have the resources and the portfolio of lenders and appraisers to meet the home financing needs of every discerning buyer. I understand the needs of this category of customer, which will help with future referrals for both of us. Whether they are purchasing a 500,000 property or a 2,000,000 let me be your one stop source for Jumbo!
4). Investment Properties- You may have a client that needs a 2nd Home, Condo, Condotel, Investment Property for Rental, Lot Loan. I can cover each of these categories with no problem, whether your clients are looking for a vacation beach property, ski resort condo or a condo for the college student, let me be your source. I have over 50 lenders at my finger tips with direct lending capability.
Partners in Lending- Penn National, Franklin American- let me be your competitive lending source.
Top Mortgage Loan Producer 2009
Customer service, Mortgage Loan Origination, Self Employed Borrowers, Marketing
|Lisa A.-Remax Realty, Maryland
|Todd, you are by far the most knowledgeable Loan Officer I have ever worked with. You always do what is best for my clients and I appreciate that so much. That is the main reason I also trusted you with my personal mortgage needs. Thanks for your hard work." Lisa A. - Remax Realty, Dunkirk MD.
|Thank you so much Todd I couldn't have done it without the support and expertise of your entire team at Anchor Mortgage. I'll be bringing all my business to you!!! Your knowledge and customer service is "WOW". If you haven't talked to Todd, you haven't talked to a true professional.
|"Not being from the area, I was referred to you by one of my soon-to-be co-workers. I am grateful for your service; you made my relocation less stressful by going above and beyond the call of duty. A big thank you to everyone at Anchor Mortgage." - Tony S.
"HOME LENDING MADE SIMPLE" Veteran mortgage professional that is an expert at pre-qualifying clients, choosing the right product then closing ON TIME! More about us below at: "www.triadlending.com"